Liabilities / Assets
97th percentile
Higher debt load relative to assets than 97% of similar nonprofits.
990 • Fiscal year 2013 • EIN 44-0195325
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
97th percentile
Higher debt load relative to assets than 97% of similar nonprofits.
Liabilities / Revenue
53rd percentile
Higher debt load relative to revenue than 53% of similar nonprofits.
Net Margin
28th percentile
Higher net margin than 28% of similar nonprofits.
Top Officer Pay
59th percentile
Higher top officer pay than 59% of similar nonprofits.
Top officer pay equals 4.7% of source-year revenue.
Asset Growth
51st percentile
Faster asset growth than 51% of similar nonprofits.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Assets
Up$47,124,825
Up $985,156 (+2.1%) from 2012
Net Assets
Down$3,259,886
Down $1,096,518 (-25%) from 2012
Liabilities
Up$43,864,939
Up $2,081,674 (+5.0%) from 2012
Revenue
$2,177,557
No earlier filing loaded for comparison.
Expenses
Down$2,149,680
Down $274,513 (-11%) from 2012
Net Income
$27,877
No earlier filing loaded for comparison.
The mission of central communications credit union is to help members gain personal financial success through the use of a variety of financial services, which feature benefits and advantages beyond those generally available.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments in Publicly Traded Securities | $26,130,859 | $25,678,359 | ▼ $452,500 |
| Other Notes and Loans Receivable, Net | $15,726,083 | $15,901,696 | ▲ $175,613 |
| Rtn Earn Endowment Incm Other Fnds | $4,356,404 | $3,259,886 | ▼ $1,096,518 |
| Land, Buildings, and Equipment, Net | $1,868,932 | $1,816,604 | ▼ $52,328 |
| Cash and Non-Interest-Bearing Accounts | $947,946 | $1,034,384 | ▲ $86,438 |
| Savings and Temporary Cash Investments | $633,228 | $686,186 | ▲ $52,958 |
| Investments Other Securities | - | $140,900 | - |
| Prepaid Expenses and Deferred Charges | $87,449 | $113,366 | ▲ $25,917 |
| Accounts Receivable | $98,826 | $10,629 | ▼ $88,197 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $46,139,669 | $47,124,825 | ▲ $985,156 |
| Other Assets Total | $646,346 | $1,742,701 | ▲ $1,096,355 |
| Liabilities | |||
| Other Liabilities | $41,016,119 | $41,335,846 | ▲ $319,727 |
| Mortgage Notes Payable Secured by Investment Property | $423,837 | $2,107,835 | ▲ $1,683,998 |
| Accounts Payable and Accrued Expenses | $343,309 | $421,258 | ▲ $77,949 |
| Total Liabilities | $41,783,265 | $43,864,939 | ▲ $2,081,674 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $4,356,404 | $3,259,886 | ▼ $1,096,518 |
| Total Liabilities and Net Assets / Fund Balance | $46,139,669 | $47,124,825 | ▲ $985,156 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,084,491 | $454,887 | $1,539,378 |
| Equipment | $113,007 | $879,267 | $992,274 |
| Land | $591,911 | - | $591,911 |
| Leasehold Improvements | $27,195 | $13,411 | $40,606 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Philip Weber | President | FT | $79,021 | $22,563 | $101,584 |
| Name | Title |
|---|---|
| Gary Gressel | Chairman |
| S Ray Collins | Vice Chairman |
| Frank Smocks | Director |
| Joe Rice | Director |
| Kirk Welsh | Director |
| Loyd Arnold | Director |
| Dennis Martin | Secretary/treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,227,001 |
| Salaries, Compensation, and Employee Benefits | $922,679 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $655,922 |
| Fees for Services Other | - | - | - | $272,801 |
| Occupancy | - | - | - | $190,258 |
| Office Expenses | - | - | - | $142,835 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $101,584 |
| Other Employee Benefits | - | - | - | $98,423 |
| Information Technology | - | - | - | $86,550 |
| Depreciation Depletion | - | - | - | $79,155 |
| Advertising | - | - | - | $74,880 |
| Payroll Taxes | - | - | - | $52,961 |
| Fees for Services Accounting | - | - | - | $50,221 |
| All Other Expenses | - | - | - | $44,641 |
| Insurance | - | - | - | $40,872 |
| Conferences and Meetings | - | - | - | $17,099 |
| Pension Plan Contributions | - | - | - | $13,789 |
| Interest | - | - | - | $5,859 |
| Fees for Services Legal | - | - | - | $1,905 |
| Other Expenses | - | - | - | $-21,138 |
| Total Functional Expenses | $0 | $0 | $0 | $2,149,680 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Share Deposits | $41,335,846 |
“The credit union is mutually owned by members.”
“The board of directors are elected by the credit union members.”
“Significant changes such as mergers and changes to the bylaws are subject to approval by the credit union members; however, no such changes were made during the year.”
“An outside accounting firm prepares the form 990 from data provided by the credit union. The president reviews and approves the completed return before filing.”
“The board of directors reviews the president's performance and determines compensation using various information, including cuna's salary survey report. All other management compensation is determined by the president, also using the salary survey, and is presented as part of the budget package to the board of directors for approval. The board's deliberations and decisions are documented in the minutes.”
“Financial statements are posted monthly at the credit union, presented at the annual meeting and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are available upon request.”
“In january 2013, the credit union added a visa credit card program for members.”
“Debit card processing 129,643. Other professional & outside services 143,158.”
“Defined benefit pension plan afs adjustments -80,416. Other adjustments 13,185.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 343309 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 421258 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 98826 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 10629 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | THE MISSION OF CENTRAL COMMUNICATIONS CREDIT UNION IS TO HELP MEMBERS GAIN PERSONAL FINANCIAL SUCCESS THROUGH THE USE OF A VARIETY OF FINANCIAL SERVICES, WHICH FEATURE BENEFITS AND ADVANTAGES BEYOND THOSE GENERALLY AVAILABLE. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 74880 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 44641 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 0 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1 | 0 | PHILIP WEBER |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8168420727 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | 17811 E US HIGHWAY 40 |
| IRS990/BooksInCareOfDetail/USAddress/City | 0 | INDEPENDENCE |
| IRS990/BooksInCareOfDetail/USAddress/State | 0 | MO |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 64055 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 947946 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1034384 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 101584 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 17099 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 566185 |
| IRS990/CYOtherExpensesAmt | 0 | 1227001 |
| IRS990/CYOtherRevenueAmt | 0 | 80709 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1530663 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 27877 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 922679 |
| IRS990/CYTotalExpensesAmt | 0 | 2149680 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2177557 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 79155 |
| IRS990/Desc | 0 | PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 6,890 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 23 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 50221 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 1905 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 272801 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 22563 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | GARY GRESSEL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | S RAY COLLINS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | DENNIS MARTIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | LOYD ARNOLD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | FRANK SMOCKS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JOE RICE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | KIRK WELSH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | PHILIP WEBER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 79021 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY/TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | PRESIDENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1935 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 12771 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 69562 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 80392 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 3148789 |
| IRS990/GrossReceiptsAmt | 0 | 5324405 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 86550 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 40872 |
| IRS990/InterestGrp/TotalAmt | 0 | 5859 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 483852 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 483852 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 140900 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 26130859 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 25678359 |
| IRS990/IRPDocumentCnt | 0 | 1143 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1347565 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1868932 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1816604 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 3164169 |
| IRS990/LegalDomicileStateCd | 0 | MO |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 67621 |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 3079227 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | THE MISSION OF CENTRAL COMMUNICATIONS CREDIT UNION IS TO HELP MEMBERS GAIN PERSONAL FINANCIAL SUCCESS THROUGH THE USE OF A VARIETY OF FINANCIAL SERVICES, WHICH FEATURE BENEFITS AND ADVANTAGES BEYOND THOSE GENERALLY AVAILABLE. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 423837 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 2107835 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 4356404 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3259886 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 82333 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 82333 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -9017 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -1057164 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 190258 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 142835 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 646346 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1742701 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -67231 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 98423 |
| IRS990/OtherExpensesGrp/Desc | 0 | MEMBER DIVIDENDS |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 2 | NCUSIF ASSESSMENTS |
| IRS990/OtherExpensesGrp/Desc | 3 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 161533 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 46365 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 33165 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | -21138 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 41016119 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 41335846 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 655922 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 15726083 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 15901696 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 52961 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 13789 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 87449 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 113366 |
| IRS990/PrincipalOfficerNm | 0 | PHILIP WEBER |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES & OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | NON-MEMBER ATM FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | WARRANTY SALES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1040123 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 476577 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1040123 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 476577 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 12613 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 1350 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 12613 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 1350 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2013, THERE WERE 1,920 LOANS OUTSTANDING TOTALING $15,967,529. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $161,533 FOR THE YEAR. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 812706 |
| IRS990/PYOtherExpensesAmt | 0 | 1433385 |
| IRS990/PYOtherRevenueAmt | 0 | 78445 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1576196 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 43154 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 990808 |
| IRS990/PYTotalExpensesAmt | 0 | 2424193 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 2467347 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 27877 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 0 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 80709 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 80709 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 4356404 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 3259886 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 633228 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 686186 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1084491 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 454887 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1539378 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 113007 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 879267 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 992274 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 591911 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 591911 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 27195 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 13411 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 40606 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 41335846 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARE DEPOSITS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1816604 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 41335846 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | IN JANUARY 2013, THE CREDIT UNION ADDED A VISA CREDIT CARD PROGRAM FOR MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | SIGNIFICANT CHANGES SUCH AS MERGERS AND CHANGES TO THE BYLAWS ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | AN OUTSIDE ACCOUNTING FIRM PREPARES THE FORM 990 FROM DATA PROVIDED BY THE CREDIT UNION. THE PRESIDENT REVIEWS AND APPROVES THE COMPLETED RETURN BEFORE FILING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE BOARD OF DIRECTORS REVIEWS THE PRESIDENT'S PERFORMANCE AND DETERMINES COMPENSATION USING VARIOUS INFORMATION, INCLUDING CUNA'S SALARY SURVEY REPORT. ALL OTHER MANAGEMENT COMPENSATION IS DETERMINED BY THE PRESIDENT, ALSO USING THE SALARY SURVEY, AND IS PRESENTED AS PART OF THE BUDGET PACKAGE TO THE BOARD OF DIRECTORS FOR APPROVAL. THE BOARD'S DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | FINANCIAL STATEMENTS ARE POSTED MONTHLY AT THE CREDIT UNION, PRESENTED AT THE ANNUAL MEETING AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | DEBIT CARD PROCESSING 129,643. OTHER PROFESSIONAL & OUTSIDE SERVICES 143,158. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | DEFINED BENEFIT PENSION PLAN AFS ADJUSTMENTS -80,416. OTHER ADJUSTMENTS 13,185. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART III, LINE 2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART IX, LINE 11G |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PART XI, LINE 9: |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 1 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 46139669 |
| IRS990/TotalAssetsEOYAmt | 0 | 47124825 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 46139669 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 47124825 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 23 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2149680 |
| IRS990/TotalGrossUBIAmt | 0 | 13963 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 41783265 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 43864939 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 41783265 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 43864939 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 4356404 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 3259886 |
| IRS990/TotalOtherCompensationAmt | 0 | 22563 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1530663 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 79021 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2163594 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2177557 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 13963 |
| IRS990/TotalVolunteersCnt | 0 | 10 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 46139669 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 47124825 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1 | 0 | 17811 E US HIGHWAY 40 |
| IRS990/USAddress/City | 0 | INDEPENDENCE |
| IRS990/USAddress/State | 0 | MO |
| IRS990/USAddress/ZIPCode | 0 | 64055 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.CENTRALCOMMUNICATIONS.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | 1 |
| ReturnHeader/BuildTS | 0 | 2015-11-30 17:44:51Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | PHILIP WEBER |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8168420727 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2014-11-13 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1 | 0 | CENTRAL COMMUNICATIONS CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CENT |
| ReturnHeader/Filer/EIN | 0 | 440195325 |
| ReturnHeader/Filer/PhoneNum | 0 | 8168420727 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 17811 E US HIGHWAY 40 |
| ReturnHeader/Filer/USAddress/City | 0 | INDEPENDENCE |
| ReturnHeader/Filer/USAddress/State | 0 | MO |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 64055 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 431592217 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1 | 0 | J TENBRINK & ASSOCIATES |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1 | 0 | 11272 S RIDGEVIEW RD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City | 0 | OLATHE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State | 0 | KS |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode | 0 | 66061 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9138946214 |
| ReturnHeader/ReturnTs | 0 | 2014-11-13T10:47:32-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2013-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2013-12-31 |
| ReturnHeader/TaxYr | 0 | 2013 |
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Displayed year
2013 • Form 990Detailed filing. Detailed filing data is available for this year.