Liabilities / Assets
75th percentile
Higher debt load relative to assets than 75% of similar nonprofits.
990 • Fiscal year 2012 • EIN 44-0195325
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
75th percentile
Higher debt load relative to assets than 75% of similar nonprofits.
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on this filing.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
88th percentile
Faster asset growth than 88% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Assets
Up$46,139,669
Up $3,689,696 (+8.7%) from 2011
Net Assets
Up$4,356,404
Up $194,333 (+4.7%) from 2011
Liabilities
Up$41,783,265
Up $3,495,363 (+9.1%) from 2011
Revenue
-
No earlier filing loaded for comparison.
Expenses
Up$2,424,193
Up $146,251 (+6.4%) from 2011
Net Income
-
No earlier filing loaded for comparison.
The mission of central communications credit union is to help members gain personal financial success through the use of a variety of financial services, which feature benefits and advantages beyond those generally available.
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | 0 |
| IRS990/AccountsPayableAccruedExpenses/BOY | 0 | 345093 |
| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 343309 |
| IRS990/AccountsReceivable/BOY | 0 | 15124 |
| IRS990/AccountsReceivable/EOY | 0 | 98826 |
| IRS990/ActivitiesConductedPartnership | 0 | 0 |
| IRS990/Activity2/Description | 0 | PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2012, THERE WERE 1,795 LOANS OUTSTANDING TOTALING $15,866,492. |
| IRS990/Activity3/Description | 0 | PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $237,963 FOR THE YEAR. |
| IRS990/ActivityOrMissionDescription | 0 | THE MISSION OF CENTRAL COMMUNICATIONS CREDIT UNION IS TO HELP MEMBERS GAIN PERSONAL FINANCIAL SUCCESS THROUGH THE USE OF A VARIETY OF FINANCIAL SERVICES, WHICH FEATURE BENEFITS AND ADVANTAGES BEYOND THOSE GENERALLY AVAILABLE. |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | 17811 E US HIGHWAY 40 |
| IRS990/AddressPrincipalOfficerUS/City | 0 | INDEPENDENCE |
| IRS990/AddressPrincipalOfficerUS/State | 0 | MO |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 64055 |
| IRS990/Advertising/Total | 0 | 79077 |
| IRS990/AllOtherExpenses/Total | 0 | 41785 |
| IRS990/AnnualDisclosureCoveredPersons | 0 | 0 |
| IRS990/BenefitsPaidToMembersCY | 0 | 0 |
| IRS990/BenefitsPaidToMembersPriorYear | 0 | 0 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | 0 |
| IRS990/BsnssRltnshpWithOrganization | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/BOY | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/EOY | 0 | 0 |
| IRS990/CashNonInterestBearing/BOY | 0 | 1063074 |
| IRS990/CashNonInterestBearing/EOY | 0 | 947946 |
| IRS990/ChangesToOrganizingDocs | 0 | 0 |
| IRS990/CollectionsOfArt | 0 | 0 |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 99518 |
| IRS990/CompensationFromOtherSources | 0 | 0 |
| IRS990/CompensationProcessCEO | 0 | 1 |
| IRS990/CompensationProcessOther | 0 | 1 |
| IRS990/ComplianceWithBackupWitholding | 0 | 1 |
| IRS990/ConferencesMeetings/Total | 0 | 19246 |
| IRS990/ConflictOfInterestPolicy | 0 | 1 |
| IRS990/ConservationEasements | 0 | 0 |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | 0 |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/ContributionsGrantsPriorYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | 0 |
| IRS990/DecisionsSubjectToApproval | 0 | 1 |
| IRS990/DeductibleContributionsOfArt | 0 | 0 |
| IRS990/DeductibleNonCashContributions | 0 | 0 |
| IRS990/DelegationOfManagementDuties | 0 | 0 |
| IRS990/DepreciationDepletion/Total | 0 | 84428 |
| IRS990/DescribedIn501C3 | 0 | 0 |
| IRS990/Description | 0 | PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 7,021 MEMBERS. |
| IRS990/DisregardedEntity | 0 | 0 |
| IRS990/DocumentRetentionPolicy | 0 | 1 |
| IRS990/DonorAdvisedFunds | 0 | 0 |
| IRS990/DoNotFollowSFAS117 | 0 | X |
| IRS990/ElectionOfBoardMembers | 0 | 1 |
| IRS990/EmploymentTaxReturnsFiled | 0 | 1 |
| IRS990/FamilyOrBusinessRelationship | 0 | 0 |
| IRS990/FederalGrantAuditRequired | 0 | 0 |
| IRS990/FeesForServicesAccounting/Total | 0 | 25059 |
| IRS990/FeesForServicesLegal/Total | 0 | 10684 |
| IRS990/FeesForServicesOther/Total | 0 | 293011 |
| IRS990/ForeignActivities | 0 | 0 |
| IRS990/ForeignFinancialAccount | 0 | 0 |
| IRS990/ForeignOffice | 0 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 3 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 4 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 5 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 6 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 7 | 45.00 |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 4 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 5 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 6 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | GARY GRESSEL |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | S RAY COLLINS |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | DENNIS MARTIN |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | LOYD ARNOLD |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | FRANK SMOCKS |
| IRS990/Form990PartVIISectionA/NamePerson | 5 | JOE RICE |
| IRS990/Form990PartVIISectionA/NamePerson | 6 | KIRK WELSH |
| IRS990/Form990PartVIISectionA/NamePerson | 7 | PHILIP WEBER |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 5 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 6 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 7 | 20790 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 7 | 78728 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 7 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionA/Title | 1 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionA/Title | 2 | SECRETARY/TREASURER |
| IRS990/Form990PartVIISectionA/Title | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 7 | PRESIDENT |
| IRS990/Form990ProvidedToGoverningBody | 0 | 0 |
| IRS990/Form990-TFiled | 0 | 1 |
| IRS990/FormersListed | 0 | 0 |
| IRS990/FSAudited | 0 | 0 |
| IRS990/FundraisingActivities | 0 | 0 |
| IRS990/GainOrLoss/Other | 0 | -1185 |
| IRS990/GainOrLoss/Securities | 0 | 323599 |
| IRS990/Gaming | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsPriorYear | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | 0 |
| IRS990/GrantsToOrganizations | 0 | 0 |
| IRS990/GrantToRelatedPerson | 0 | 0 |
| IRS990/GrossAmountSalesAssets/Other | 0 | 112002 |
| IRS990/GrossAmountSalesAssets/Securities | 0 | 10602147 |
| IRS990/GrossReceipts | 0 | 12859082 |
| IRS990/GroupReturnForAffiliates | 0 | 0 |
| IRS990/Hospital | 0 | 0 |
| IRS990/IndependentAuditFinancialStmt | 0 | 0 |
| IRS990/IndoorTanningServices | 0 | 0 |
| IRS990/InfoInScheduleOPartIX | 0 | X |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/InfoInScheduleOPartXI | 0 | X |
| IRS990/InformationTechnology/Total | 0 | 71032 |
| IRS990/Insurance/Total | 0 | 32473 |
| IRS990/Interest/Total | 0 | 3142 |
| IRS990/InvestmentIncomeCurrentYear | 0 | 812706 |
| IRS990/InvestmentIncomePriorYear | 0 | 651880 |
| IRS990/InvestmentIncome/RelatedOrExemptFunctionIncome | 0 | 490292 |
| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | 490292 |
| IRS990/InvestmentInJointVenture | 0 | 0 |
| IRS990/InvestmentsPubTradedSecurities/BOY | 0 | 21116529 |
| IRS990/InvestmentsPubTradedSecurities/EOY | 0 | 26130859 |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 1319034 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 3187966 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 1863368 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 1868932 |
| IRS990/LessCostOthBasisSalesExpenses/Other | 0 | 113187 |
| IRS990/LessCostOthBasisSalesExpenses/Securities | 0 | 10278548 |
| IRS990/LoanToOfficerOrDQP | 0 | 0 |
| IRS990/LocalChapters | 0 | 1 |
| IRS990/MaterialDiversionOrMisuse | 0 | 0 |
| IRS990/MembersOrStockholders | 0 | 1 |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | 1 |
| IRS990/MinutesOfGoverningBody | 0 | 1 |
| IRS990/MissionDescription | 0 | THE MISSION OF CENTRAL COMMUNICATIONS CREDIT UNION IS TO HELP MEMBERS GAIN PERSONAL FINANCIAL SUCCESS THROUGH THE USE OF A VARIETY OF FINANCIAL SERVICES, WHICH FEATURE BENEFITS AND ADVANTAGES BEYOND THOSE GENERALLY AVAILABLE. |
| IRS990/MoreThan5000KToIndividuals | 0 | 0 |
| IRS990/MoreThan5000KToOrganizations | 0 | 0 |
| IRS990/MortNotesPyblSecuredInvestProp/EOY | 0 | 423837 |
| IRS990/NameOfPrincipalOfficerPerson | 0 | PHILIP WEBER |
| IRS990/NbrIndependentVotingMembers | 0 | 7 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 7 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 7 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 4162071 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 4356404 |
| IRS990/NetGainOrLossInvestments/RelatedOrExemptFunctionIncome | 0 | 322414 |
| IRS990/NetGainOrLossInvestments/TotalRevenueColumn | 0 | 322414 |
| IRS990/NetUnrelatedBusinessTxblIncome | 0 | -12009 |
| IRS990/NonDeductibleContributions | 0 | 0 |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 1367 |
| IRS990/NumberIndependentVotingMembers | 0 | 7 |
| IRS990/NumberIndividualsGT100K | 0 | 0 |
| IRS990/NumberOfContractorsGT100K | 0 | 0 |
| IRS990/NumberOfEmployees | 0 | 25 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/Total | 0 | 187308 |
| IRS990/OfficeExpenses/Total | 0 | 145579 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | 0 |
| IRS990/OfficerMailingAddress | 0 | 0 |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 627299 |
| IRS990/OtherAssetsTotal/EOY | 0 | 646346 |
| IRS990/OtherEmployeeBenefits/Total | 0 | 101115 |
| IRS990/OtherExpensePriorYear | 0 | 1360377 |
| IRS990/OtherExpensesCurrentYear | 0 | 1433385 |
| IRS990/OtherExpenses/Description | 0 | MEMBER DIVIDENDS |
| IRS990/OtherExpenses/Description | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpenses/Description | 2 | LOAN SERVICING |
| IRS990/OtherExpenses/Description | 3 | NCUSIF ASSESSMENTS |
| IRS990/OtherExpenses/Total | 0 | 237963 |
| IRS990/OtherExpenses/Total | 1 | 125358 |
| IRS990/OtherExpenses/Total | 2 | 38857 |
| IRS990/OtherExpenses/Total | 3 | 38383 |
| IRS990/OtherLiabilities/BOY | 0 | 37942809 |
| IRS990/OtherLiabilities/EOY | 0 | 41016119 |
| IRS990/OtherNotesLoansReceivableNet/BOY | 0 | 17044018 |
| IRS990/OtherNotesLoansReceivableNet/EOY | 0 | 15726083 |
| IRS990/OtherRevenueCurrentYear | 0 | 78445 |
| IRS990/OtherRevenuePriorYear | 0 | 76510 |
| IRS990/OtherSalariesAndWages/Total | 0 | 706764 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/BOY | 0 | 0 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/EOY | 0 | 0 |
| IRS990/PartialLiquidation | 0 | 0 |
| IRS990/PayrollTaxes/Total | 0 | 55968 |
| IRS990/PensionPlanContributions/Total | 0 | 27443 |
| IRS990/PoliciesReferenceChapters | 0 | 1 |
| IRS990/PoliticalActivities | 0 | 0 |
| IRS990/PrepaidExpensesDeferredCharges/BOY | 0 | 55055 |
| IRS990/PrepaidExpensesDeferredCharges/EOY | 0 | 87449 |
| IRS990/ProfessionalFundraising | 0 | 0 |
| IRS990/ProgramServiceRevenue/BusinessCode | 0 | 522100 |
| IRS990/ProgramServiceRevenue/BusinessCode | 1 | 522100 |
| IRS990/ProgramServiceRevenue/BusinessCode | 2 | 522100 |
| IRS990/ProgramServiceRevenue/BusinessCode | 3 | 522100 |
| IRS990/ProgramServiceRevenueCY | 0 | 1576196 |
| IRS990/ProgramServiceRevenue/Description | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenue/Description | 1 | FEES & OTHER INCOME |
| IRS990/ProgramServiceRevenue/Description | 2 | NON-MEMBER ATM FEES |
| IRS990/ProgramServiceRevenue/Description | 3 | WARRANTY SALES |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 1654629 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 1136282 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 1 | 424376 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 0 | 1136282 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 1 | 424376 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 2 | 13738 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 3 | 1800 |
| IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue | 0 | 13738 |
| IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue | 1 | 1800 |
| IRS990/ProhibitedTaxShelterTrans | 0 | 0 |
| IRS990/ReconcilationOtherChanges | 0 | 41351 |
| IRS990/ReconcilationRevenueExpenses | 0 | 43154 |
| IRS990/ReconciliationUnrealizedInvest | 0 | 109828 |
| IRS990/RegularMonitoringEnforcement | 0 | 0 |
| IRS990/RelatedEntity | 0 | 0 |
| IRS990/RelatedOrgControlledEntity | 0 | 0 |
| IRS990/ReportFin48Footnote | 0 | 0 |
| IRS990/ReportInvestOthSecurities | 0 | 0 |
| IRS990/ReportLandBldgEquip | 0 | 1 |
| IRS990/ReportOtherAssets | 0 | 0 |
| IRS990/ReportOtherLiabilities | 0 | 1 |
| IRS990/ReportProgRelInvest | 0 | 0 |
| IRS990/RetainedEarningsEndowmentEtc/BOY | 0 | 4162071 |
| IRS990/RetainedEarningsEndowmentEtc/EOY | 0 | 4356404 |
| IRS990/RevenuesLessExpensesCY | 0 | 43154 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | 105077 |
| IRS990/RoyaltiesRevenue/RelatedOrExemptFunctionIncome | 0 | 78445 |
| IRS990/RoyaltiesRevenue/TotalRevenueColumn | 0 | 78445 |
| IRS990/SalariesEtcCurrentYear | 0 | 990808 |
| IRS990/SalariesEtcPriorYear | 0 | 917565 |
| IRS990/SavingsAndTempCashInvestments/BOY | 0 | 665506 |
| IRS990/SavingsAndTempCashInvestments/EOY | 0 | 633228 |
| IRS990/ScheduleBRequired | 0 | 0 |
| IRS990ScheduleD/Buildings/BookValue | 0 | 1125664 |
| IRS990ScheduleD/Buildings/Depreciation | 0 | 415665 |
| IRS990ScheduleD/Buildings/OtherCostOrOtherBasis | 0 | 1541329 |
| IRS990ScheduleD/Equipment/BookValue | 0 | 119927 |
| IRS990ScheduleD/Equipment/Depreciation | 0 | 894193 |
| IRS990ScheduleD/Equipment/OtherCostOrOtherBasis | 0 | 1014120 |
| IRS990ScheduleD/Land/BookValue | 0 | 591911 |
| IRS990ScheduleD/Land/OtherCostOrOtherBasis | 0 | 591911 |
| IRS990ScheduleD/LeaseholdImprovements/BookValue | 0 | 31430 |
| IRS990ScheduleD/LeaseholdImprovements/Depreciation | 0 | 9176 |
| IRS990ScheduleD/LeaseholdImprovements/OtherCostOrOtherBasis | 0 | 40606 |
| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 41016119 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | MEMBER SHARE DEPOSITS |
| IRS990ScheduleD/TotalOfAmounts | 0 | 41016119 |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 1868932 |
| IRS990/ScheduleJRequired | 0 | 0 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | SIGNIFICANT CHANGES SUCH AS MERGERS AND CHANGES TO THE BYLAWS ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | AN OUTSIDE ACCOUNTING FIRM PREPARES THE FORM 990 FROM DATA PROVIDED BY THE CREDIT UNION. UPON COMPLETION, THE PRESIDENT REVIEWS DETAILS BEFORE FILING. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | THE BOARD OF DIRECTORS REVIEWS THE PRESIDENT'S PERFORMANCE AND DETERMINES COMPENSATION USING VARIOUS INFORMATION, INCLUDING CUNA'S SALARY SURVEY REPORT. ALL OTHER MANAGEMENT COMPENSATION IS DETERMINED BY THE PRESIDENT, ALSO USING THE SALARY SURVEY, AND IS PRESENTED AS PART OF THE BUDGET PACKAGE TO THE BOARD OF DIRECTORS FOR APPROVAL. THE BOARD'S DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | FINANCIAL STATEMENTS ARE POSTED MONTHLY AT THE CREDIT UNION, PRESENTED AT THE ANNUAL MEETING AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | DEBIT CARD PROCESSING: TOTAL EXPENSES 159,355. OTHER PROFESSIONAL & OUTSIDE SERVICES: TOTAL EXPENSES 133,656. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 7 | DEFINED BENEFIT PENSION PLAN ADJUSTMENTS 41,351. |
| IRS990ScheduleO/GeneralExplanation/Identifier | 0 | OTHER FEES |
| IRS990ScheduleO/GeneralExplanation/Identifier | 1 | CHANGES IN NET ASSETS OR FUND BALANCES: |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | FORM 990, PART VI, SECTION B, LINE 11 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 6 | FORM 990, PART IX, LINE 11G |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 7 | FORM 990, PART XI, LINE 9: |
| IRS990/ScheduleORequired | 0 | 1 |
| IRS990/School | 0 | 0 |
| IRS990/SignificantChange | 0 | 0 |
| IRS990/SignificantNewProgramServices | 0 | 0 |
| IRS990/StateLegalDomicile | 0 | MO |
| IRS990/SubjectToProxyTax | 0 | 0 |
| IRS990/TaxablePartyNotification | 0 | 0 |
| IRS990/TaxExemptBonds | 0 | 0 |
| IRS990/Terminated | 0 | 0 |
| IRS990/TermOrPermanentEndowments | 0 | 0 |
| IRS990/TheBooksAreInCareOf/AddressUS/AddressLine1 | 0 | 17811 E US HIGHWAY 40 |
| IRS990/TheBooksAreInCareOf/AddressUS/City | 0 | INDEPENDENCE |
| IRS990/TheBooksAreInCareOf/AddressUS/State | 0 | MO |
| IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 64055 |
| IRS990/TheBooksAreInCareOf/NameBusiness/BusinessNameLine1 | 0 | PHILIP WEBER |
| IRS990/TheBooksAreInCareOf/TelephoneNumber | 0 | 8168420727 |
| IRS990/TotalAssets/BOY | 0 | 42449973 |
| IRS990/TotalAssetsBOY | 0 | 42449973 |
| IRS990/TotalAssets/EOY | 0 | 46139669 |
| IRS990/TotalAssetsEOY | 0 | 46139669 |
| IRS990/TotalCompGT150K | 0 | 0 |
| IRS990/TotalExpensesCurrentYear | 0 | 2424193 |
| IRS990/TotalExpensesPriorYear | 0 | 2277942 |
| IRS990/TotalFunctionalExpenses/Total | 0 | 2424193 |
| IRS990/TotalFundrsngExpCurrentYear | 0 | 0 |
| IRS990/TotalGrossUBI | 0 | 15538 |
| IRS990/TotalLiabilities/BOY | 0 | 38287902 |
| IRS990/TotalLiabilitiesBOY | 0 | 38287902 |
| IRS990/TotalLiabilities/EOY | 0 | 41783265 |
| IRS990/TotalLiabilitiesEOY | 0 | 41783265 |
| IRS990/TotalLiabNetAssetsFundBalances/BOY | 0 | 42449973 |
| IRS990/TotalLiabNetAssetsFundBalances/EOY | 0 | 46139669 |
| IRS990/TotalNbrEmployees | 0 | 25 |
| IRS990/TotalNbrVolunteers | 0 | 10 |
| IRS990/TotalNetAssetsFundBalances/BOY | 0 | 4162071 |
| IRS990/TotalNetAssetsFundBalances/EOY | 0 | 4356404 |
| IRS990/TotalOtherCompensation | 0 | 20790 |
| IRS990/TotalProfFundrsngExpCY | 0 | 0 |
| IRS990/TotalProfFundrsngExpPriorYear | 0 | 0 |
| IRS990/TotalProgramServiceRevenue | 0 | 1576196 |
| IRS990/TotalReportableCompFrmRltdOrgs | 0 | 0 |
| IRS990/TotalReportableCompFromOrg | 0 | 78728 |
| IRS990/TotalRevenueCurrentYear | 0 | 2467347 |
| IRS990/TotalRevenue/ExclusionAmount | 0 | 0 |
| IRS990/TotalRevenuePriorYear | 0 | 2383019 |
| IRS990/TotalRevenue/RelatedOrExemptFunctionIncome | 0 | 2451809 |
| IRS990/TotalRevenue/TotalRevenueColumn | 0 | 2467347 |
| IRS990/TotalRevenue/UnrelatedBusinessRevenue | 0 | 15538 |
| IRS990/TypeOfOrganizationCorporation | 0 | X |
| IRS990/UnrelatedBusinessIncome | 0 | 1 |
| IRS990/UponRequest | 0 | X |
| IRS990/WebSite | 0 | WWW.CENTRALCOMMUNICATIONS.ORG |
| IRS990/WhistleblowerPolicy | 0 | 1 |
| IRS990/YearFormation | 0 | 1935 |
| ReturnHeader/BuildTS | 0 | 2016-03-07 17:11:31Z |
| ReturnHeader/Filer/EIN | 0 | 440195325 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | CENTRAL COMMUNICATIONS CREDIT UNION |
| ReturnHeader/Filer/NameControl | 0 | CENT |
| ReturnHeader/Filer/Phone | 0 | 8168420727 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 17811 E US HIGHWAY 40 |
| ReturnHeader/Filer/USAddress/City | 0 | INDEPENDENCE |
| ReturnHeader/Filer/USAddress/State | 0 | MO |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 64055 |
| ReturnHeader/Officer/AuthorizeThirdParty | 0 | 1 |
| ReturnHeader/Officer/DateSigned | 0 | 2013-11-15 |
| ReturnHeader/Officer/Name | 0 | PHILIP WEBER |
| ReturnHeader/Officer/Phone | 0 | 8168420727 |
| ReturnHeader/Officer/Title | 0 | PRESIDENT |
| ReturnHeader/PreparerFirm/EIN | 0 | 431592217 |
| ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine1 | 0 | J TENBRINK & ASSOCIATES |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine1 | 0 | 11272 S RIDGEVIEW RD |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City | 0 | OLATHE |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State | 0 | KS |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode | 0 | 66061 |
| ReturnHeader/Preparer/Phone | 0 | 9138946214 |
| ReturnHeader/ReturnType | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDate | 0 | 2012-01-01 |
| ReturnHeader/TaxPeriodEndDate | 0 | 2012-12-31 |
| ReturnHeader/TaxYear | 0 | 2012 |
| ReturnHeader/Timestamp | 0 | 2013-11-15T16:45:29-06:00 |
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Displayed year
2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.