Civic Intelligence

West Central Minnesota Communities Action Inc

EIN 41-0904808 • 501(c)3 • Elbow Lake, MN

Profile

Empowering people while providing services and resources that impact individuals and communities.

411 Industrial Park BoulevardElbow Lake, MN 56531

www.wcmca.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

77th percentile

0.53x

Higher debt load relative to assets than 77% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Liabilities / Revenue

54th percentile

0.26x

Higher debt load relative to revenue than 54% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Net Margin

35th percentile

-0.0%

Higher net margin than 35% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Top Officer Pay

56th percentile

$182,298

Higher top officer pay than 56% of similar nonprofits.

Top officer pay equals 1.4% of source-year revenue.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Asset Growth

20th percentile

-3.5%

Faster asset growth than 20% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2025

Revenue Growth

40th percentile

2.9%

Faster revenue growth than 40% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2025

Assets

Down

$6,343,290

Down $281,743 (-4.3%) from 2024

Liabilities

Down

$3,361,753

Down $279,602 (-7.7%) from 2024

Net Assets

Down

$2,981,537

Down $2,141 (-0.1%) from 2024

Revenue

Down

$12,869,676

Down $209,571 (-1.6%) from 2024

Expenses

Down

$12,871,817

Down $491,251 (-3.7%) from 2024

Net Income

Up

-$2,141

Up $281,680 (+99%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$8.0M$6.0M$4.0M$2.0M$0Assets 2010: $6,204,023Liabilities 2010: $3,576,538Net Assets 2010: $2,627,4852010Assets 2011: $6,312,645Liabilities 2011: $2,895,581Net Assets 2011: $3,417,0642011Assets 2012: $5,816,353Liabilities 2012: $2,412,544Net Assets 2012: $3,403,8092012Assets 2013: $6,451,107Liabilities 2013: $3,113,787Net Assets 2013: $3,337,3202013Assets 2014: $6,756,776Liabilities 2014: $3,526,101Net Assets 2014: $3,230,6752014Assets 2015: $5,888,256Liabilities 2015: $2,787,276Net Assets 2015: $3,100,9802015Assets 2016: $6,843,812Liabilities 2016: $3,922,093Net Assets 2016: $2,921,7192016Assets 2017: $6,629,933Liabilities 2017: $3,741,402Net Assets 2017: $2,888,5312017Assets 2018: $6,864,271Liabilities 2018: $4,081,098Net Assets 2018: $2,783,1732018Assets 2019: $6,365,330Liabilities 2019: $3,755,546Net Assets 2019: $2,609,7842019Assets 2020: $6,303,758Liabilities 2020: $3,499,305Net Assets 2020: $2,804,4532020Assets 2021: $6,429,682Liabilities 2021: $3,299,967Net Assets 2021: $3,129,7152021Assets 2022: $6,410,822Liabilities 2022: $3,290,722Net Assets 2022: $3,120,1002022Assets 2023: $6,807,466Liabilities 2023: $3,617,530Net Assets 2023: $3,189,9362023Assets 2024: $6,625,033Liabilities 2024: $3,641,355Net Assets 2024: $2,983,6782024Assets 2025: $6,343,290Liabilities 2025: $3,361,753Net Assets 2025: $2,981,5372025

Highlighted filing

2025

Assets$6,343,290
Liabilities$3,361,753
Net Assets$2,981,537

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2010: $9,545,8412010Expenses 2011: $8,864,3962011Revenue 2012: $6,325,328Expenses 2012: $6,338,583Net Income 2012: -$13,2552012Revenue 2013: $5,231,715Expenses 2013: $5,298,204Net Income 2013: -$66,4892013Revenue 2014: $7,400,843Expenses 2014: $7,507,488Net Income 2014: -$106,6452014Revenue 2015: $7,948,258Expenses 2015: $8,077,953Net Income 2015: -$129,6952015Revenue 2016: $7,929,428Expenses 2016: $8,108,689Net Income 2016: -$179,2612016Revenue 2017: $8,658,410Expenses 2017: $8,691,598Net Income 2017: -$33,1882017Revenue 2018: $9,265,600Expenses 2018: $9,370,958Net Income 2018: -$105,3582018Revenue 2019: $9,610,264Expenses 2019: $9,783,653Net Income 2019: -$173,3892019Revenue 2020: $9,521,467Expenses 2020: $9,326,798Net Income 2020: $194,6692020Revenue 2021: $10,677,347Expenses 2021: $10,352,085Net Income 2021: $325,2622021Revenue 2022: $11,174,117Expenses 2022: $11,183,732Net Income 2022: -$9,6152022Revenue 2023: $12,153,443Expenses 2023: $12,083,607Net Income 2023: $69,8362023Revenue 2024: $13,079,247Expenses 2024: $13,363,068Net Income 2024: -$283,8212024Revenue 2025: $12,869,676Expenses 2025: $12,871,817Net Income 2025: -$2,1412025

Highlighted filing

2025

Revenue$12,869,676
Expenses$12,871,817
Net Income-$2,141

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$6.34$3.36$2.98$12.9$12.9$0.00
2024Detailed filing. Detailed filing data is available for this year.$6.63$3.64$2.98$13.1$13.4$0.28
2023Detailed filing. Detailed filing data is available for this year.$6.81$3.62$3.19$12.2$12.1$0.07
2022Detailed filing. Detailed filing data is available for this year.$6.41$3.29$3.12$11.2$11.2$0.01
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.43$3.30$3.13$10.7$10.4$0.33
2020Detailed filing. Detailed filing data is available for this year.$6.30$3.50$2.80$9.52$9.33$0.19
2019Detailed filing. Detailed filing data is available for this year.$6.37$3.76$2.61$9.61$9.78$0.17
2018Detailed filing. Detailed filing data is available for this year.$6.86$4.08$2.78$9.27$9.37$0.11
2017Detailed filing. Detailed filing data is available for this year.$6.63$3.74$2.89$8.66$8.69$0.03
2016Detailed filing. Detailed filing data is available for this year.$6.84$3.92$2.92$7.93$8.11$0.18
2015Detailed filing. Detailed filing data is available for this year.$5.89$2.79$3.10$7.95$8.08$0.13
2014Detailed filing. Detailed filing data is available for this year.$6.76$3.53$3.23$7.40$7.51$0.11
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.45$3.11$3.34$5.23$5.30$0.07
2012Summary only. Only limited summary data is available for this year.$5.82$2.41$3.40$6.33$6.34$0.01
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.31$2.90$3.42$8.86
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.20$3.58$2.63$9.55
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2024 to Sep 30, 2025
Signed
Jan 28, 2026
Return Version
2024v5.5
Gross Receipts
$12,964,720
Mission and Program Overview

Mission

Empowering people while providing services and resources that impact individuals and communities.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$2,575,010$2,298,871▼ $276,139
Pledges and Grants Receivable$1,470,283$1,063,232▼ $407,051
Savings and Temporary Cash Investments$481,458$732,652▲ $251,194
Cash and Non-Interest-Bearing Accounts$779,142$656,603▼ $122,539
Prepaid Expenses and Deferred Charges$138,904$172,700▲ $33,796
Accounts Receivable$19,489$31,849▲ $12,360
Total Assets$6,625,033$6,343,290▼ $281,743
Other Assets Total$1,160,747$1,387,383▲ $226,636
Liabilities
Accounts Payable and Accrued Expenses$1,436,546$1,221,028▼ $215,518
Mortgage Notes Payable Secured by Investment Property$769,975$892,974▲ $122,999
Deferred Revenue$840,145$777,437▼ $62,708
Other Liabilities$594,689$470,314▼ $124,375
Total Liabilities$3,641,355$3,361,753▼ $279,602
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$2,433,913$2,270,101▼ $163,812
Net Assets With Donor Restrictions$549,765$711,436▲ $161,671
Total Net Assets Fund Balance$2,983,678$2,981,537▼ $2,141
Total Liabilities and Net Assets / Fund Balance$6,625,033$6,343,290▼ $281,743

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$739,783$818,896$1,558,679
Buildings$800,387$604,081$1,404,468
Equipment$266,333$813,763$1,080,096
Leasehold Improvements$152,980$255,744$408,724
Land$339,388-$339,388
Other Assets Org$458,927--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Michelle Becker-cookChief Executive OfficerFT$145,735$36,563$182,298
Heather CarlsonFiscal Services DirectorFT$95,831$30,125$125,956
James HaugenHead Start DirectorFT$102,836$5,335$108,171

Board Members and Trustees

Highest Paid Contractors

ContractorServicesLocationCompensation
Seelenbuilt LLCWeatherization Work10649 230TH STREET, St Cloud, MN 56301$241,404
Cullens Home CenterWeatherization & Affordable Housing1620 N NOKOMIS, Alexandria, MN 56308$201,232
E-h Enterprizes Of Alexandria IncellingWeatherization And Affordable Housing2510 BROADWAY ST S, Alexandria, MN 56308$151,880
Jeffrey Perrine Jp ConstructionWeatherization Work21258 W HEIGHT OF LAND DR, Rochert, MN 56578$139,730
Revenue and Support

Revenue Composition

Contributions and Grants
$12,348,580
Program Service Revenue
$429,138
Investment Income
$78,770
Other Revenue
$13,188
All Other Contributions
$620,995
Change in Net Assets
$-2,141

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Real Estate Other1$25,000Fair Market Value (FMV)
Other Non Cash Contri Table1$1,310-
Total Noncash Contributions2$26,310-
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$7,309,547
Grants and Similar Amounts Paid$2,860,788
Other Expenses$2,701,482
Total Fundraising Expense$71,202
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$5,272,666$320,886$48,399$5,641,951
Grants to Domestic Individuals$2,586,533--$2,586,533
Other Employee Benefits$571,741$30,442$4,536$606,719
Payroll Taxes$535,677$45,949$5,733$587,359
Occupancy$318,088$40,303-$358,391
Current Officers, Directors, Trustees, and Key Employees$139,173$168,538$10,432$318,143
Grants to Domestic Orgs$274,255--$274,255
Depreciation Depletion$193,329$43,577-$236,906
All Other Expenses$181,747$26,796-$208,543
Office Expenses$190,451$12,970-$203,421
Travel$164,295$8,291-$172,586
Fees for Services Other$162,082$5,125-$167,207
Pension Plan Contributions$147,221$6,052$2,102$155,375
Insurance$81,578$59,522-$141,100
Other Expenses$56,983$1,306-$58,289
Fees for Services Accounting-$36,250-$36,250
Interest$31,938--$31,938
Advertising$24,074--$24,074
Fees for Services Legal$10,112$450-$10,562
Total Functional Expenses$11,990,616$809,999$71,202$12,871,817
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
United States Conference of Catholic BishopsFargo, ND-Program Support$93,197
Minnesota Valley Action CouncilMankato, MN501(c)(3)Faim Coaching$40,000
Lakes and Prairies Community Action PartnershipMoorhead, MN501(c)(3)Program Support$34,058
Neighborhood Development Alliance IncSt Paul, MN501(c)(3)Faim Coaching$24,000
Tri-county Action Program IncWaite Park, MN501(c)(3)Faim Coaching$17,000
Three Rivers Community Action IncZumbrota, MN501(c)(3)Faim Coaching$14,000
EmergeMinneapolis, MN-Faim Coaching$11,000
Community Action DuluthDuluth, MN501(c)(3)Faim Coaching$7,000
Mn8St Paul, MN-Faim Coaching$6,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Operating Lease Liabilities$470,314
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 7A

The board of directors consists of three sectors including the public official sector, low income sector, and private sector. Each county in the area served shall have equal representation, however no county may have more than one representative in each sector.

Form 990, Part VI, Section B, Line 11B

The 990 is initially reviewed by management, then presented to the finance committee of the board of directors prior to submission. The finance committee reviews the 990 and makes a recommendation to the board for approval.

Form 990, Part VI, Section B, Line 12C

Annual conflict of interest training is provided to board and staff at which time conflict of interest forms are filled out regardless of whether there is a conflict. Any employee or board member that identifies a conflict of interest is not included in any process when selecting a vendor for services, etc.

Form 990, Part VI, Section B, Line 15

The compensation system is reviewed and updated at a minimum every 3 years. Market research is completed at the time of review with similar jobs in the region, using the community action salaries and job descriptions, the mn council of non-profit salary survey, grant county employees, and the deed website. These surveys are used in comparison to similar positions within wcmca. The compensation system is then reviewed and approved by the board of directors.

Form 990, Part VI, Section C, Line 19

The governing documents, conflict of interest policy, and financial statements are made available to the public by contacting heather carlson at the organization.

Filing and Contact Details

Filer

Filer Name
West Central Minnesota Communities
EIN
41-0904808
Phone
2184053073
Address
411 INDUSTRIAL PARK BOULEVARD, ELBOW LAKE, MN 56531

Signing Officer

Name
Michelle Becker-cook
Title
Chief Executive Officer
Phone
2184053073
Signed
2026-01-28
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Michelle Becker-cook
Formed
1965
Legal Domicile
Mn
Voting Board Members
15
Independent Board Members
15
Employees
170
Volunteers
824

Preparer

Firm
Creative Planning Tax LLC
Address
220 PARK AVE S, ST CLOUD, MN 56301
Preparer
Marie a Primus CPA
Phone
3202517010
Raw XML AppendixShowing 400 of 775 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Desc0WEST CENTRAL MINNESOTA COMMUNITY ACTION'S (WCMCA) HEAD START PROGRAM IS A COMPREHENSIVE CHILD DEVELOPMENT PROGRAM DESIGN THAT SUPPORTS THE GROWTH OF YOUNG CHILDREN WITHIN THE FAMILY AND THE GROWTH OF FAMILY WITHIN THE COMMUNITY. WE BELIEVE PARENTS ARE THE PRIMARY NURTURERS, EDUCATORS, AND ADVOCATES FOR THEIR CHILDREN. THIS FAMILY CENTERED APPROACH WORKS TO PRODUCE HIGH QUALITY EARLY CHILDHOOD SERVICES. WE DELIVER COMPREHENSIVE SERVICES INCLUDING: HEALTH, NUTRITION, FAMILY SUPPORT SERVICE, PARENT ENGAGEMENT AND EARLY CHILDHOOD EDUCATION. PROGRAM SERVICES ARE PROVIDED THROUGH CENTER BASED (CLASSROOM) FOR PRESCHOOL AGED CHILDREN AND HOME-BASED (HOME-VISIT) FOR ENROLLED PREGNANT WOMEN OR CHILDREN AGES 0-3. WE IMPLEMENT EVIDENCE-BASED RESEARCH CURRICULUMS THAT ARE PROVEN TO MAKE A DIFFERENCE IN FAMILIES LIVES AND IN CHILDREN'S LEARNING OUTCOMES. THE STAFF OF OUR HEAD START PROGRAM ARE TRAINED AND COACHED TO IMPLEMENT RESEARCH STRATEGIES AND CURRICULUMS IN THE CLASSROOM AND DURING HOME VISITS TO PROMOTE POSITIVE, SUSTAINED CHILD OUTCOMES. WE ARE ESPECIALLY PROUD OF OUR SOCIAL EMOTIONAL WELL-BEING AND LITERACY AND LANGUAGE DEVELOPMENT. THIS HAS BEEN ACHIEVED BY PROVIDING YOUNG CHILDREN THE LANGUAGE-RICH, STIMULATING ENVIRONMENTS THEY NEED TO DEVELOP STRONG VOCABULARIES. A DUAL FOCUS OF THE PROGRAM IS TO STRENGTHEN FAMILY DEVELOPMENT. THIS IS ACCOMPLISHED THROUGH INTENTIONAL SCAFFOLDING OF SUPPORT TO MEET INDIVIDUAL NEEDS. COMMUNITY RESOURCES ARE MATCHED WITH PARENT/FAMILY NEEDS TO ACHIEVE GOALS TOWARD SELF-SUFFICIENCY. AN ADDITIONAL UNIQUE PART OF HEAD START GOVERNANCE AND COMMUNITY NEEDS ASSESSMENT IS THE POLICY COUNCIL. POLICY COUNCIL MEMBERS OVERSEE THE DELIVERY OF THE PROGRAM SERVICES TO CHILDREN AND FAMILIES. POLICY COUNCIL IS COMPRISED OF COMMUNITY REPRESENTATIVE AND PARENT REPRESENTATIVES FROM EACH OF THE HEAD START CENTERS AND THE EARLY HEAD START HOME-BASED PROGRAMS. THE PARENTS OF ENROLLED HEAD START CHILDREN AT EACH CENTER ELECT THE REPRESENTATIVES. THIS PROGRAM IS DESIGNED TO PROMOTE EQUITY BY SERVING LOW-INCOME CHILDREN AND THEIR FAMILIES. THE NUMBER OF CHILDREN AND FAMILIES SERVED UNDER THIS PROGRAM IS 370.
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IRS990/Form990PartVIISectionAGrp/TitleTxt15MEMBER (END 11/24)
IRS990/Form990PartVIISectionAGrp/TitleTxt16CHIEF EXECUTIVE OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt17FISCAL SERVICES DIRECTOR
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IRS990/ProgramServiceRevenueGrp/Desc0AFFORDABLE HOUSING
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IRS990/ProgSrvcAccomActy2Grp/Desc0WCMCA'S WEATHERIZATION ASSISTANCE PROGRAM IS FUNDED THROUGH THE US DEPARTMENT OF ENERGY, HEALTH & HUMAN SERVICES, AND THE CONSERVATION IMPROVEMENT PROGRAMS, WHICH ARE FUNDED BY THE LOCAL UTILITY COMPANIES. THESE PROGRAMS HELP HOUSEHOLDS WITH LOWER INCOMES CUT THEIR HEATING COSTS AND IMPROVES THE COMFORT LEVEL OF THEIR HOMES BY MAKING ENERGY SAVING HOME IMPROVEMENTS. SOME OF THESE IMPROVEMENTS INCLUDE: INSULATION, AIR SEALING, VENTILATION, AND MECHANICAL REPAIRS AND/OR REPLACEMENTS. TO BE ELIGIBLE, HOUSEHOLDS MUST HAVE INCOMES THAT ARE AT OR BELOW 200% OF POVERTY, OR IS ELIGIBLE FOR ASSISTANCE UNDER THE LIHEAP INCOME, WHICHEVER IS GREATER AT THE TIME OF ELIGIBILITY DETERMINATION. THESE PROGRAMS HAVE A PRIORITY SYSTEM TO TARGET THE NEEDIEST. THE PRIORITY SYSTEM CONSISTS OF: HOUSEHOLDS OF ELDERLY, HIGH CONSUMERS, DISABLED INDIVIDUALS, AND FAMILIES WITH CHILDREN. SOME OF THESE PROGRAMS ARE AVAILABLE TO HOMEOWNERS AS WELL AS RENTERS. WCMCA'S HOUSING AUDITORS COMPLETE THE ENERGY AUDIT OF A HOME TO DETERMINE THE IMPROVEMENTS ALLOWED. THIS IS ACCOMPLISHED THROUGH THE USE OF OUR ENERGY MODELING TOOL SOFTWARE. LOCAL CONTRACTORS ARE THEN HIRED TO MAKE THE NECESSARY IMPROVEMENTS TO THE HOME. THE STATE AVERAGE WEATHERIZATION COST PER HOME IS $8,547.00 ; THROUGH LEVERAGING WE ARE ABLE TO GET OUR AVERAGE PER HOME DOWN TO APPROXIMATELY $4,500 PER HOME IN OUR PRIMARY DOE WEATHERIZATION PROGRAM. THE ANNUAL NUMBER OF HOUSEHOLDS SERVED IS 293.WCMCA'S ENERGY ASSISTANCE PROGRAM HELPS LOW-INCOME PEOPLE MEET THEIR HOME ENERGY NEEDS. ELIGIBLE HOUSEHOLDS RECEIVE GRANTS TO HELP PAY ENERGY COSTS. ENERGY CONSUMPTION IS REDUCED THROUGH HEATING SYSTEM AUDITS, RETROFITS, CONSERVATION, AND REPAIR ACTIVITIES. CRISIS ASSISTANCE GIVES IMMEDIATE HELP TO THOSE IN EMERGENCIES. ENERGY-RELATED REPAIRS PROVIDE HEATING-RELATED REPAIRS FOR EMERGENCIES WITH NON-FUNCTIONING HOME HEATING. ACTUAL HEATING COSTS FROM THE PREVIOUS YEAR'S HEATING SEASON, HOUSEHOLD INCOME, AND HOUSEHOLD SIZE DETERMINE THE AMOUNT OF ASSISTANCE THAT IS RECEIVED. ALL PAYMENTS FOR PRIMARY HEAT ($2,434,888), CRISIS LIHEAP ($766,891), AND ENERGY RELATED REPAIR ($860,275) ARE GENERATED FROM THE STATE OF MN THROUGH THE E-HEAT SYSTEM. ADDITIONALLY, FUNDS ARE PROVIDED BY COMPANIES AND DONATIONS FROM INDIVIDUALS TO PROVIDE CRISIS PAYMENTS ON BEHALF OF THE CLIENTS: 47 CLIENTS RECEIVED ADDITIONAL ASSISTANCE FROM THE REACH OUT FOR WARMTH PROJECT.THE HOUSING DEPARTMENT OVERSEES THE BUILDING OF NEW HOMES, THE CONTRACT FOR DEED HOMES, AND THE REHABILITATION OF HOMES. NUMBER OF PARTICIPANTS SERVED: NEW HOMES - 2 PARTICIPANTS, CONTRACT FOR DEED HOMES - 16 PARTICIPANTS, HOUSING REHABILITATION - 5 PARTICIPANTS, AND COMMUNITY LAND TRUST - 12 PARTICIPANTS.

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