Liabilities / Assets
83rd percentile
Higher debt load relative to assets than 83% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
83rd percentile
Higher debt load relative to assets than 83% of similar nonprofits.
Liabilities / Revenue
40th percentile
Higher debt load relative to revenue than 40% of similar nonprofits.
Net Margin
71st percentile
Higher net margin than 71% of similar nonprofits.
Top Officer Pay
33rd percentile
Higher top officer pay than 33% of similar nonprofits.
Top officer pay equals 6.7% of source-year revenue.
Asset Growth
85th percentile
Faster asset growth than 85% of similar nonprofits.
Revenue Growth
56th percentile
Faster revenue growth than 56% of similar nonprofits.
Assets
Up$25,844,331
Up $1,783,732 (+7.4%) from 2016
Net Assets
Up$2,285,717
Up $173,937 (+8.2%) from 2016
Liabilities
Up$23,558,614
Up $1,609,795 (+7.3%) from 2016
Revenue
Up$1,283,161
Up $76,309 (+6.3%) from 2016
Expenses
Up$1,109,224
Up $157,438 (+17%) from 2016
Net Income
Down$173,937
Down $81,129 (-32%) from 2016
Avestar credit union is committed to providing its members sound and dependable financial service. Our members will receive fair and competitive rates, while we maintain the financial stability of the credit union.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $16,878,702 | $19,058,636 | ▲ $2,179,934 |
| Savings and Temporary Cash Investments | $5,961,754 | $5,565,897 | ▼ $395,857 |
| Rtn Earn Endowment Incm Other Fnds | $2,111,780 | $2,285,717 | ▲ $173,937 |
| Cash and Non-Interest-Bearing Accounts | $684,711 | $586,077 | ▼ $98,634 |
| Land, Buildings, and Equipment, Net | $130,532 | $196,473 | ▲ $65,941 |
| Investments Program Related | $169,491 | $184,410 | ▲ $14,919 |
| Prepaid Expenses and Deferred Charges | $16,702 | $10,736 | ▼ $5,966 |
| Total Assets | $24,060,599 | $25,844,331 | ▲ $1,783,732 |
| Other Assets Total | $218,707 | $242,102 | ▲ $23,395 |
| Liabilities | |||
| Other Liabilities | $21,580,304 | $23,310,143 | ▲ $1,729,839 |
| Accounts Payable and Accrued Expenses | $360,091 | $239,979 | ▼ $120,112 |
| Escrow Account Liability | $8,424 | $8,492 | ▲ $68 |
| Total Liabilities | $21,948,819 | $23,558,614 | ▲ $1,609,795 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $2,111,780 | $2,285,717 | ▲ $173,937 |
| Total Liabilities and Net Assets / Fund Balance | $24,060,599 | $25,844,331 | ▲ $1,783,732 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $131,562 | $589,162 | $720,724 |
| Equipment | $51,111 | $294,676 | $345,787 |
| Land | $13,800 | - | $13,800 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Beth Haseleu | Vice Preside | FT | $52,705 | $33,088 | $85,793 |
| Kay Radloff | President & | FT | $69,072 | $3,115 | $72,187 |
| Name | Title |
|---|---|
| Joseph Abell | Chair |
| Lee Fiedorowicz | Vice Chair |
| Cole Mason | Director |
| Maryls Schmidt | Director |
| Karen Moon | Secretary |
| Richard Jones | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $568,487 |
| Salaries, Compensation, and Employee Benefits | $540,737 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $309,762 |
| Office Expenses | - | - | - | $162,116 |
| Information Technology | - | - | - | $128,517 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $121,777 |
| Occupancy | - | - | - | $71,387 |
| Other Employee Benefits | - | - | - | $68,377 |
| Other Expenses | - | - | - | $56,176 |
| Advertising | - | - | - | $42,930 |
| Depreciation Depletion | - | - | - | $41,333 |
| Payroll Taxes | - | - | - | $30,459 |
| Insurance | - | - | - | $24,749 |
| Fees for Services Other | - | - | - | $23,968 |
| Pension Plan Contributions | - | - | - | $10,362 |
| Travel | - | - | - | $9,231 |
| Conferences and Meetings | - | - | - | $8,068 |
| Interest | - | - | - | $12 |
| Total Functional Expenses | $0 | $0 | $0 | $1,109,224 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares & Deposits | $23,318,635 |
| Escrow Balance to Line 21 Bal Sheet | $-8,492 |
“The organization has members. To be a member one must have a share (savings) account at the credit union.”
“The board of directors is elected by the credit union members. Each member has one vote.”
“A member vote is required for decisions which are beyond the authority of the board of directors. Items which require a membership vote are outlined and specified in the bylaws. Each member has one vote.”
“Management provides necessary data to independent preparer who completes the return. Management revews the return for accuracy, and then authorizes the preparer to e-fle the approved return. Management reviews the return with the board at their next meeting.”
“The board of directors reviews the conflict of interest policy annually at the reogranization meeting.”
“The board does a formal evaluation of the president's performance and determines the president's compensation. The compensation is approved with the budget, and is noted in the board minutes.”
“The president reviews and determines the salaries for all other employees. This inforamtion is provided to the board of directors.”
“Governing documents and financial statements are provided to members upon request.”
“The credit union holds funds in escrow accounts for property taxes and homeowners insurance related to mortgage loans.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 360091 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 239979 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | AVESTAR CREDIT UNION IS COMMITTED TO PROVIDING ITS MEMBERS SOUND AND DEPENDABLE FINANCIAL SERVICE. OUR MEMBERS WILL RECEIVE FAIR AND COMPETITIVE RATES, WHILE WE MAINTAIN THE FINANCIAL STABILITY OF THE CREDIT UNION. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 42930 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | KAY RADLOFF |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9204782151 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 125 W MADISON ST |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | WATERLOO |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 53594 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 684711 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 586077 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 121777 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 8068 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | true |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 55197 |
| IRS990/CYOtherExpensesAmt | 0 | 568487 |
| IRS990/CYOtherRevenueAmt | 0 | 20073 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1207891 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 173937 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 540737 |
| IRS990/CYTotalExpensesAmt | 0 | 1109224 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1283161 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 41333 |
| IRS990/Desc | 0 | THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 245 NEW DEPOSIT ACCOUNTS IN 2017. AS OF 12/31/17 WE HAD 3,177 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 23 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 8424 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 8492 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 23968 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 50.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 50.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 3115 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 33088 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JOSEPH ABELL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | LEE FIEDOROWICZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | RICHARD JONES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | KAREN MOON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | COLE MASON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | MARYLS SCHMIDT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | KAY RADLOFF |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | BETH HASELEU |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 69072 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 52705 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | PRESIDENT & |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | VICE PRESIDE |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1964 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 1283161 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 14180 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 6 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 128517 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 24749 |
| IRS990/InterestGrp/TotalAmt | 0 | 12 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 55197 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 55197 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 169491 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 184410 |
| IRS990/IRPDocumentCnt | 0 | 503 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 883838 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 130532 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 196473 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1080311 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | AVESTAR CREDIT UNION IS COMMITTED TO PROVIDING ITS MEMBERS SOUND AND DEPENDABLE FINANCIAL SERVICE. OUR MEMBERS WILL RECEIVE FAIR AND COMPETITIVE RATES, WHILE WE MAINTAIN THE FINANCIAL STABILITY OF THE CREDIT UNION. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 2111780 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 2285717 |
| IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt | 0 | 14180 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 14180 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -2165 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 71387 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 162116 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 218707 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 242102 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 68377 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDENDS ON MBR SHARES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 56176 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 21580304 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 23310143 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 309762 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 16878702 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 19058636 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 30459 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 10362 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 16702 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 10736 |
| IRS990/PrincipalOfficerNm | 0 | KAY RADLOFF |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 900099 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 522130 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | ACCOUNT FEES AND CHARGES |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER MEMBER REALTED REVENUE |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | NON MBR TRIVIN TITLE & RENWLS |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | NON MEMBER ATM FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 928012 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 186262 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 88012 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 928012 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 186262 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 88012 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 4016 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 1589 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 4016 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 1589 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 580 NEW LOANS TO OUR MEMBERS DURING 2017. AS OF 12/31/17 WE HAD 1,550 LOANS TO OUR MEMBERS. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | . |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 28690 |
| IRS990/PYOtherExpensesAmt | 0 | 475084 |
| IRS990/PYOtherRevenueAmt | 0 | 20011 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1158151 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 255066 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 476702 |
| IRS990/PYTotalExpensesAmt | 0 | 951786 |
| IRS990/PYTotalRevenueAmt | 0 | 1206852 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 173937 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 14180 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 5893 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 5893 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 2111780 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 2285717 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 5961754 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 5565897 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/AgentTrusteeEtcInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 131562 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 589162 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 720724 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 51111 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 294676 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 345787 |
| IRS990ScheduleD/ExplanationProvidedInd | 0 | X |
| IRS990ScheduleD/InclEscrowCustodialAcctLiabInd | 0 | true |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 13800 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 13800 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 23318635 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | -8492 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES & DEPOSITS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | ESCROW BALANCE TO LINE 21 BAL SHEET |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION HOLDS FUNDS IN ESCROW ACCOUNTS FOR PROPERTY TAXES AND HOMEOWNERS INSURANCE RELATED TO MORTGAGE LOANS. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE D, PAGE 2, PART IV, LINE 2B |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 196473 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 23310143 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN THE BYLAWS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | MANAGEMENT PROVIDES NECESSARY DATA TO INDEPENDENT PREPARER WHO COMPLETES THE RETURN. MANAGEMENT REVEWS THE RETURN FOR ACCURACY, AND THEN AUTHORIZES THE PREPARER TO E-FLE THE APPROVED RETURN. MANAGEMENT REVIEWS THE RETURN WITH THE BOARD AT THEIR NEXT MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE BOARD OF DIRECTORS REVIEWS THE CONFLICT OF INTEREST POLICY ANNUALLY AT THE REOGRANIZATION MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE BOARD DOES A FORMAL EVALUATION OF THE PRESIDENT'S PERFORMANCE AND DETERMINES THE PRESIDENT'S COMPENSATION. THE COMPENSATION IS APPROVED WITH THE BUDGET, AND IS NOTED IN THE BOARD MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE PRESIDENT REVIEWS AND DETERMINES THE SALARIES FOR ALL OTHER EMPLOYEES. THIS INFORAMTION IS PROVIDED TO THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS ARE PROVIDED TO MEMBERS UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 24060599 |
| IRS990/TotalAssetsEOYAmt | 0 | 25844331 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 24060599 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 25844331 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 23 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1109224 |
| IRS990/TotalGrossUBIAmt | 0 | 5605 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 21948819 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 23558614 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 21948819 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 23558614 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 2111780 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 2285717 |
| IRS990/TotalOtherCompensationAmt | 0 | 36203 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1207891 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 121777 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 75270 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1202286 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1283161 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 5605 |
| IRS990/TotalVolunteersCnt | 0 | 6 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 24060599 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 25844331 |
| IRS990/TravelGrp/TotalAmt | 0 | 9231 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 125 W MADISON ST |
| IRS990/USAddress/CityNm | 0 | WATERLOO |
| IRS990/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/USAddress/ZIPCd | 0 | 53594 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 6 |
| IRS990/WebsiteAddressTxt | 0 | WWW.AVESTARCU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2018-06-14 16:35:46Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | KAY RADLOFF |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT & DIRECTOR |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 9204782151 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2018-04-16 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | AVESTAR CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | AVES |
| ReturnHeader/Filer/EIN | 0 | 396069815 |
| ReturnHeader/Filer/PhoneNum | 0 | 9204782151 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 125 W MADISON ST |
| ReturnHeader/Filer/USAddress/CityNm | 0 | WATERLOO |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 53594 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 9BC338CFDC890234D28751759F3912E6BC56CABB |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 9BC338CFDC890234D28751759F3912E6BC56CABB |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 97.88.144.85 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2018-04-16 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | CD |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 15:27:16 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 811697509 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | AUDIT THREESIXTY |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 1202 JOHNSON ST |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | ONALASKA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 546502008 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6083173765 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2018-04-16 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | PETER RASMUSSEN |
| ReturnHeader/PreparerPersonGrp/SelfEmployedInd | 0 | X |
| ReturnHeader/ReturnTs | 0 | 2018-04-16T15:27:16-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2017-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2017-12-31 |
| ReturnHeader/TaxYr | 0 | 2017 |
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Displayed year
2017 • Form 990Detailed filing. Detailed filing data is available for this year.