Civic Intelligence

Avestar Credit Union

990 • Fiscal year 2014 • EIN 39-6069815

Jan 01, 2014 to Dec 31, 2014 • Filed on Mar 26, 2015

Organization ProfileWWW.AVESTARCU.COM

View Organization Page

125 W Madison StWaterloo, WI 53594

(920) 478-2151

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

87th percentile

0.91x

Higher debt load relative to assets than 87% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2014

Liabilities / Revenue

28th percentile

15.54x

Higher debt load relative to revenue than 28% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2014

Net Margin

52nd percentile

6.3%

Higher net margin than 52% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2014

Top Officer Pay

38th percentile

$63,891

Higher top officer pay than 38% of similar nonprofits.

Top officer pay equals 5.3% of source-year revenue.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2014

Asset Growth

93rd percentile

10%

Faster asset growth than 93% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2013 to 2014

Revenue Growth

45th percentile

-1.0%

Faster revenue growth than 45% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets87th percentile

Assets

Up

$20,651,356

Up $1,926,069 (+10%) from 2013

Net Assets

Up

$1,762,054

Up $76,344 (+4.5%) from 2013

Liabilities

Up

$18,889,302

Up $1,849,725 (+11%) from 2013

Revenue And Expenses
Liabilities / Revenue28th percentileNet Margin52nd percentile

Revenue

Down

$1,215,694

Down $12,443 (-1.0%) from 2013

Expenses

Down

$1,139,350

Down $69,209 (-5.7%) from 2013

Net Income

Up

$76,344

Up $56,766 (+290%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth93rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80M$60M$40M$20M$0Assets 2010: $17,848,447Liabilities 2010: $16,209,805Net Assets 2010: $1,638,6422010Assets 2011: $17,579,658Liabilities 2011: $15,985,056Net Assets 2011: $1,594,6022011Assets 2012: $20,463,570Liabilities 2012: $18,797,438Net Assets 2012: $1,666,1322012Assets 2013: $18,725,287Liabilities 2013: $17,039,577Net Assets 2013: $1,685,7102013Assets 2014: $20,651,356Liabilities 2014: $18,889,302Net Assets 2014: $1,762,0542014Assets 2015: $22,099,918Liabilities 2015: $20,243,204Net Assets 2015: $1,856,7142015Assets 2016: $24,060,599Liabilities 2016: $21,948,819Net Assets 2016: $2,111,7802016Assets 2017: $25,844,331Liabilities 2017: $23,558,614Net Assets 2017: $2,285,7172017Assets 2018: $24,118,171Liabilities 2018: $21,629,374Net Assets 2018: $2,488,7972018Assets 2019: $25,738,358Liabilities 2019: $22,960,896Net Assets 2019: $2,777,4622019Assets 2020: $31,306,176Liabilities 2020: $28,266,153Net Assets 2020: $3,040,0232020Assets 2021: $36,149,842Liabilities 2021: $32,897,756Net Assets 2021: $3,252,0862021Assets 2022: $37,347,210Liabilities 2022: $33,973,785Net Assets 2022: $3,373,4252022Assets 2023: $64,488,200Liabilities 2023: $56,993,817Net Assets 2023: $7,494,3832023Assets 2024: $65,183,170Liabilities 2024: $57,582,470Net Assets 2024: $7,600,7002024

Highlighted filing

2014

Assets$20,651,356
Liabilities$18,889,302
Net Assets$1,762,054
Open 2014 Filing

Operations Trend

Revenue Growth45th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $1,299,4292010Revenue 2011: $1,306,386Expenses 2011: $1,350,426Net Income 2011: -$44,0402011Expenses 2012: $1,246,6952012Revenue 2013: $1,228,137Expenses 2013: $1,208,559Net Income 2013: $19,5782013Revenue 2014: $1,215,694Expenses 2014: $1,139,350Net Income 2014: $76,3442014Revenue 2015: $1,198,758Expenses 2015: $1,104,098Net Income 2015: $94,6602015Revenue 2016: $1,206,852Expenses 2016: $951,786Net Income 2016: $255,0662016Revenue 2017: $1,283,161Expenses 2017: $1,109,224Net Income 2017: $173,9372017Revenue 2018: $1,345,856Expenses 2018: $1,142,776Net Income 2018: $203,0802018Revenue 2019: $1,475,328Expenses 2019: $1,186,663Net Income 2019: $288,6652019Revenue 2020: $1,542,404Expenses 2020: $1,279,843Net Income 2020: $262,5612020Revenue 2021: $1,531,500Expenses 2021: $1,304,611Net Income 2021: $226,8892021Revenue 2022: $1,692,693Expenses 2022: $1,505,666Net Income 2022: $187,0272022Revenue 2023: $2,275,775Expenses 2023: $2,159,743Net Income 2023: $116,0322023Revenue 2024: $4,329,309Expenses 2024: $4,289,413Net Income 2024: $39,8962024

Highlighted filing

2014

Revenue$1,215,694
Expenses$1,139,350
Net Income$76,344
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Mar 26, 2015
Return Version
2014v5.0
Gross Receipts
$1,219,194
Mission and Program Overview

Mission

Avestar credit union is committed to providing its members sound and dependable financial service. Our members will receive a fair and competitive return on their investments, while we maintain the financial stability of the credit union.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$15,356,448$15,690,573▲ $334,125
Savings and Temporary Cash Investments$1,997,865$3,740,968▲ $1,743,103
Rtn Earn Endowment Incm Other Fnds$1,685,710$1,762,054▲ $76,344
Cash and Non-Interest-Bearing Accounts$502,934$441,126▼ $61,808
Land, Buildings, and Equipment, Net$268,513$206,896▼ $61,617
Investments Program Related$356,661$156,864▼ $199,797
Prepaid Expenses and Deferred Charges$36,684$35,424▼ $1,260
Total Assets$18,725,287$20,651,356▲ $1,926,069
Other Assets Total$206,182$379,505▲ $173,323
Liabilities
Other Liabilities$17,005,023$18,825,940▲ $1,820,917
Accounts Payable and Accrued Expenses$27,670$42,706▲ $15,036
Escrow Account Liability$6,884$20,656▲ $13,772
Total Liabilities$17,039,577$18,889,302▲ $1,849,725
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,685,710$1,762,054▲ $76,344
Total Liabilities and Net Assets / Fund Balance$18,725,287$20,651,356▲ $1,926,069

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$145,869$516,125$661,994
Equipment$47,227$474,324$521,551
Land$13,800-$13,800
Compensation and Service Providers
Top Officer Pay38th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kay RadloffPresidentFT$61,656$2,235$63,891
Beth HaseleuVice PresideFT$53,413$2,028$55,441

Board Members and Trustees

NameTitle
Cole MasonChairperson
Kaye GriepentrogVice Chair
Joseph AbellDirector
Maryls SchmidtDirector
Wayne BaumannDirector
Lee FiedorowiczSecretary
Richard JonesTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,178,890
Investment Income
$4,459
Other Revenue
$32,345
Change in Net Assets
$76,344
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$674,766
Salaries, Compensation, and Employee Benefits$464,584
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$279,732
Office Expenses---$254,969
Current Officers, Directors, Trustees, and Key Employees---$115,069
Information Technology---$96,537
Depreciation Depletion---$78,677
Occupancy---$63,672
Other Expenses---$40,000
Other Employee Benefits---$29,135
Payroll Taxes---$28,428
Advertising---$26,564
Insurance---$22,604
Fees for Services Other---$15,506
Pension Plan Contributions---$12,220
Conferences and Meetings---$10,303
Travel---$5,693
Total Functional Expenses$0$0$0$1,139,350
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares & Deposits$18,846,596
Escrow Accounts to Line 21-
Draw Against Line of Credit$-20,656
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The organization has members. To be a member, you must have a share (savings) account at the credit union.”

Form 990, Page 6, Part VI, Line 7A

“The board of directors is elected by the credit union members. Each member has one vote.”

Form 990, Page 6, Part VI, Line 7B

“A member vote is required for decisions which are beyond the authority of the board of directors. Items which require a membership vote are outlined and specified in the bylaws. Each member has one vote.”

Form 990, Page 6, Part VI, Line 11B

“Management provides necessary data to independent cpa who prepares the return. Management reviews the return for accuracy, and then authorizes cpa to e-file the approved return. Management reviews the return with the board at their next meeting.”

Form 990, Page 6, Part VI, Line 12C

“The board of directors reviews the conflict of interest policy annually at the reogranization meeting.”

Form 990, Page 6, Part VI, Line 15A

“The board does a formal evaluation of the president' performance and compares the salary to the wi credit union league salary survey. The board then determines and approves the president's salary. Approval is noted in the board minutes.”

Form 990, Page 6, Part VI, Line 15B

“The president reviews and determines employee salaries. This inforamtion is provided to the board of directors.”

Form 990, Page 6, Part VI, Line 19

“The financials are provided at the annual meeting and upon request. Other documents would be provided to members upon request.”

Filing and Contact Details

Filer

Filer Name
Avestar Credit Union
EIN
39-6069815
Phone
9204782151
Address
125 W MADISON ST, WATERLOO, WI 53594

Signing Officer

Name
Kay Radloff
Title
President
Phone
9204782151
Signed
2015-03-26

Organization Details

Principal Officer
Kay Radloff
Formed
1964
Legal Domicile
Wi
Voting Board Members
7
Independent Board Members
6
Employees
19
Volunteers
6

Preparer

Preparer
Brent Wookey CPA
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“Avestar credit union is committed to providing its members sound and dependable financial service. Our members will receive a fair and competitive return on their investments, while we maintain the financial stability of the credit union.”

Financial Statement Notes

Schedule D, Page 2, Part IV, Line 2B

“The credit union holds funds in escrow accounts for property taxes and homeowners insurance related to mortgage loans.”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt34028
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt4279
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt04028
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt1279
IRS990/ProgSrvcAccomActy2Grp/Desc0THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 479 NEW LOANS TO MEMBERS DURING 2014. AS OF 12/31/14 WE HAD 1,432 LOANS TO OUR MEMBERS.
IRS990/ProgSrvcAccomActy3Grp/Desc0.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt05257
IRS990/PYOtherExpensesAmt0771745
IRS990/PYOtherRevenueAmt016487
IRS990/PYProgramServiceRevenueAmt01206393
IRS990/PYRevenuesLessExpensesAmt019578
IRS990/PYSalariesCompEmpBnftPaidAmt0436814
IRS990/PYTotalExpensesAmt01208559
IRS990/PYTotalRevenueAmt01228137
IRS990/ReconcilationRevenueExpnssAmt076344
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt016380
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesRevenueGrp/ExclusionAmt015965
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt015965
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01685710
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01762054
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01997865
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03740968
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/AgentTrusteeEtcInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0145869
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0516125
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0661994
IRS990ScheduleD/EquipmentGrp/BookValueAmt047227
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0474324
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0521551
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0true
IRS990ScheduleD/LandGrp/BookValueAmt013800
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt013800
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt018846596
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1-20656
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES & DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1DRAW AGAINST LINE OF CREDIT
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2ESCROW ACCOUNTS TO LINE 21
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION HOLDS FUNDS IN ESCROW ACCOUNTS FOR PROPERTY TAXES AND HOMEOWNERS INSURANCE RELATED TO MORTGAGE LOANS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 2, PART IV, LINE 2B
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0206896
IRS990ScheduleD/TotalLiabilityAmt018825940
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0AVESTAR CREDIT UNION IS COMMITTED TO PROVIDING ITS MEMBERS SOUND AND DEPENDABLE FINANCIAL SERVICE. OUR MEMBERS WILL RECEIVE A FAIR AND COMPETITIVE RETURN ON THEIR INVESTMENTS, WHILE WE MAINTAIN THE FINANCIAL STABILITY OF THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER, YOU MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN THE BYLAWS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4MANAGEMENT PROVIDES NECESSARY DATA TO INDEPENDENT CPA WHO PREPARES THE RETURN. MANAGEMENT REVIEWS THE RETURN FOR ACCURACY, AND THEN AUTHORIZES CPA TO E-FILE THE APPROVED RETURN. MANAGEMENT REVIEWS THE RETURN WITH THE BOARD AT THEIR NEXT MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE BOARD OF DIRECTORS REVIEWS THE CONFLICT OF INTEREST POLICY ANNUALLY AT THE REOGRANIZATION MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE BOARD DOES A FORMAL EVALUATION OF THE PRESIDENT' PERFORMANCE AND COMPARES THE SALARY TO THE WI CREDIT UNION LEAGUE SALARY SURVEY. THE BOARD THEN DETERMINES AND APPROVES THE PRESIDENT'S SALARY. APPROVAL IS NOTED IN THE BOARD MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE PRESIDENT REVIEWS AND DETERMINES EMPLOYEE SALARIES. THIS INFORAMTION IS PROVIDED TO THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8THE FINANCIALS ARE PROVIDED AT THE ANNUAL MEETING AND UPON REQUEST. OTHER DOCUMENTS WOULD BE PROVIDED TO MEMBERS UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt018725287
IRS990/TotalAssetsEOYAmt020651356
IRS990/TotalAssetsGrp/BOYAmt018725287
IRS990/TotalAssetsGrp/EOYAmt020651356
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt019
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt01139350
IRS990/TotalGrossUBIAmt04307
IRS990/TotalLiabilitiesBOYAmt017039577
IRS990/TotalLiabilitiesEOYAmt018889302
IRS990/TotalLiabilitiesGrp/BOYAmt017039577
IRS990/TotalLiabilitiesGrp/EOYAmt018889302
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01685710
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01762054
IRS990/TotalOtherCompensationAmt04263
IRS990/TotalProgramServiceRevenueAmt01178890
IRS990/TotalReportableCompFromOrgAmt0115069
IRS990/TotalRevenueGrp/ExclusionAmt038374
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01173013
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01215694
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt04307
IRS990/TotalVolunteersCnt06
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt018725287
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt020651356
IRS990/TravelGrp/TotalAmt05693
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0125 W MADISON ST
IRS990/USAddress/CityNm0WATERLOO
IRS990/USAddress/StateAbbreviationCd0WI
IRS990/USAddress/ZIPCd053594
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0WWW.AVESTARCU.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02016-03-07 17:11:31Z
ReturnHeader/BusinessOfficerGrp/PersonNm0KAY RADLOFF
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum09204782151
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-03-26
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0AVESTAR CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0AVES
ReturnHeader/Filer/EIN0396069815
ReturnHeader/Filer/PhoneNum09204782151
ReturnHeader/Filer/USAddress/AddressLine1Txt0125 W MADISON ST
ReturnHeader/Filer/USAddress/CityNm0WATERLOO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WI
ReturnHeader/Filer/USAddress/ZIPCd053594
ReturnHeader/PreparerPersonGrp/PreparationDt02015-03-25
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0BRENT WOOKEY CPA
ReturnHeader/ReturnTs02015-03-25T16:09:02-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

Document Assets

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Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$20,651,356
Liabilities
$18,889,302
Net assets
$1,762,054
Revenue
$1,215,694
Expenses
$1,139,350
Net income
$76,344
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$65.2$57.6$7.60$4.33$4.29$0.04
2023Detailed filing. Detailed filing data is available for this year.$64.5$57.0$7.49$2.28$2.16$0.12
2022Detailed filing. Detailed filing data is available for this year.$37.3$34.0$3.37$1.69$1.51$0.19
2021Detailed filing. Detailed filing data is available for this year.$36.1$32.9$3.25$1.53$1.30$0.23
2020Detailed filing. Detailed filing data is available for this year.$31.3$28.3$3.04$1.54$1.28$0.26
2019Detailed filing. Detailed filing data is available for this year.$25.7$23.0$2.78$1.48$1.19$0.29
2018Detailed filing. Detailed filing data is available for this year.$24.1$21.6$2.49$1.35$1.14$0.20
2017Detailed filing. Detailed filing data is available for this year.$25.8$23.6$2.29$1.28$1.11$0.17
2016Detailed filing. Detailed filing data is available for this year.$24.1$21.9$2.11$1.21$0.95$0.26
2015Detailed filing. Detailed filing data is available for this year.$22.1$20.2$1.86$1.20$1.10$0.09
2014Detailed filing. Detailed filing data is available for this year.$20.7$18.9$1.76$1.22$1.14$0.08
2013Detailed filing. Detailed filing data is available for this year.$18.7$17.0$1.69$1.23$1.21$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$20.5$18.8$1.67$1.25
2011Summary only. Only limited summary data is available for this year.$17.6$16.0$1.59$1.31$1.35$0.04
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.8$16.2$1.64$1.30