Liabilities / Assets
88th percentile
Higher debt load relative to assets than 88% of similar nonprofits.
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.92x
Liabilities / Revenue
31st percentile
Higher debt load relative to revenue than 31% of similar nonprofits.
Net Margin
55th percentile
Higher net margin than 55% of similar nonprofits.
Top Officer Pay
41st percentile
Higher top officer pay than 41% of similar nonprofits.
Top officer pay equals 5.7% of source-year revenue.
Asset Growth
76th percentile
Faster asset growth than 76% of similar nonprofits.
Revenue Growth
38th percentile
Faster revenue growth than 38% of similar nonprofits.
Balance Sheet
Assets
Up$22,099,918
Up $1,448,562 (+7.0%) from 2014
Net Assets
Up$1,856,714
Up $94,660 (+5.4%) from 2014
Liabilities
Up$20,243,204
Up $1,353,902 (+7.2%) from 2014
Revenue And Expenses
Revenue
Down$1,198,758
Down $16,936 (-1.4%) from 2014
Expenses
Down$1,104,098
Down $35,252 (-3.1%) from 2014
Net Income
Up$94,660
Up $18,316 (+24%) from 2014
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2015 to Dec 31, 2015
- Signed
- Apr 17, 2016
- Return Version
- 2015v2.1
- Gross Receipts
- $1,398,253
Mission and Program Overview
Mission
Avestar credit union is committed to providing its members sound and dependable financial service. Our members will receive fair and competitive rates, while we maintain the financial stability of the credit union.
Avestar credit union is committed to providing its members sound and dependable financial service. Our members will receive a fair and competitive return on their investments, while we maintain the financial stability of the credit union.
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $15,690,573 | $15,355,967 | ▼ $334,606 |
| Savings and Temporary Cash Investments | $3,740,968 | $5,649,137 | ▲ $1,908,169 |
| Rtn Earn Endowment Incm Other Fnds | $1,762,054 | $1,856,714 | ▲ $94,660 |
| Cash and Non-Interest-Bearing Accounts | $441,126 | $565,697 | ▲ $124,571 |
| Investments Program Related | $156,864 | $158,434 | ▲ $1,570 |
| Land, Buildings, and Equipment, Net | $206,896 | $151,608 | ▼ $55,288 |
| Prepaid Expenses and Deferred Charges | $35,424 | $12,546 | ▼ $22,878 |
| Total Assets | $20,651,356 | $22,099,918 | ▲ $1,448,562 |
| Other Assets Total | $379,505 | $206,529 | ▼ $172,976 |
| Liabilities | |||
| Other Liabilities | $18,825,940 | $20,062,446 | ▲ $1,236,506 |
| Accounts Payable and Accrued Expenses | $42,706 | $151,926 | ▲ $109,220 |
| Escrow Account Liability | $20,656 | $28,832 | ▲ $8,176 |
| Total Liabilities | $18,889,302 | $20,243,204 | ▲ $1,353,902 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $1,762,054 | $1,856,714 | ▲ $94,660 |
| Total Liabilities and Net Assets / Fund Balance | $20,651,356 | $22,099,918 | ▲ $1,448,562 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $90,391 | $571,603 | $661,994 |
| Equipment | $47,417 | $294,239 | $341,656 |
| Land | $13,800 | - | $13,800 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Kay Radloff | President | FT | $65,520 | $2,351 | $67,871 |
| Beth Haseleu | Vice Preside | FT | $57,750 | $2,091 | $59,841 |
Board Members and Trustees
| Name | Title |
|---|---|
| Kaye Griepentrog | Chair |
| Lee Fiedorowicz | Vice Chair |
| Cole Mason | Director |
| Maryls Schmidt | Director |
| Joseph Abell | Secretary |
| Richard Jones | Treasurer |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $1,144,468
- Investment Income
- $34,190
- Other Revenue
- $20,100
- Change in Net Assets
- $94,660
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Other Expenses | $624,519 |
| Salaries, Compensation, and Employee Benefits | $479,579 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $294,126 |
| Office Expenses | - | - | - | $189,846 |
| Information Technology | - | - | - | $152,944 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $123,270 |
| Depreciation Depletion | - | - | - | $83,387 |
| Occupancy | - | - | - | $62,256 |
| Other Expenses | - | - | - | $55,746 |
| Payroll Taxes | - | - | - | $30,199 |
| Insurance | - | - | - | $23,323 |
| Advertising | - | - | - | $21,446 |
| Fees for Services Other | - | - | - | $20,242 |
| Other Employee Benefits | - | - | - | $19,505 |
| Pension Plan Contributions | - | - | - | $12,479 |
| Conferences and Meetings | - | - | - | $8,963 |
| Travel | - | - | - | $6,366 |
| Total Functional Expenses | $0 | $0 | $0 | $1,104,098 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- No
- Subject to proxy tax
- No
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| Member Shares & Deposits | $20,091,278 |
| Escrow Accounts to Line 21 | - |
| Draw Against Line of Credit | $-28,832 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- No
- Backup withholding compliance
- Yes
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- Yes
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- Yes
- Other officer compensation reviewed
- Yes
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- Yes
- Management duties delegated
- No
Governance Explanations
Form 990, Page 6, Part VI, Line 4
“In 2015 the credit union's charter was changed to allow all persons living or working in columbia, dane, dodge, and jefferson counties to be eligible for membership.”
Form 990, Page 6, Part VI, Line 6
“The organization has members. To be a member, you must have a share (savings) account at the credit union.”
Form 990, Page 6, Part VI, Line 7A
“The board of directors is elected by the credit union members. Each member has one vote.”
Form 990, Page 6, Part VI, Line 7B
“A member vote is required for decisions which are beyond the authority of the board of directors. Items which require a membership vote are outlined and specified in the bylaws. Each member has one vote.”
Form 990, Page 6, Part VI, Line 11B
“Management provides necessary data to independent firm who prepares the return. Management reviews the return for accuracy, and then authorizes the approved return to be e-filed. Management reviews the return with the board at their next meeting.”
Form 990, Page 6, Part VI, Line 12C
“The board of directors reviews the conflict of interest policy annually at the reogranization meeting.”
Form 990, Page 6, Part VI, Line 15A
“The board does a formal evaluation of the president's performance and determines the president's salary. This is approved along with the budget, and is noted in the board minutes.”
Form 990, Page 6, Part VI, Line 15B
“The president reviews and determines employee salaries. This inforamtion is provided to the board of directors.”
Form 990, Page 6, Part VI, Line 19
“These documents would be provided to members upon request.”
Filing and Contact Details
Filer
- Filer Name
- Avestar Credit Union
- EIN
- 39-6069815
- Phone
- 9204782151
- Address
- 125 W MADISON ST, WATERLOO, WI 53594
Signing Officer
- Name
- Kay Radloff
- Title
- President
- Phone
- 9204782151
- Signed
- 2016-04-17
Organization Details
- Principal Officer
- Kay Radloff
- Formed
- 1964
- Legal Domicile
- Wi
- Voting Board Members
- 7
- Independent Board Members
- 6
- Employees
- 20
- Volunteers
- 6
Preparer
- Preparer
- Peter Rasmussen
Supplemental Narrative
Additional Explanations
FORM 990 - ORGANIZATION'S MISSION
“Avestar credit union is committed to providing its members sound and dependable financial service. Our members will receive a fair and competitive return on their investments, while we maintain the financial stability of the credit union.”
Financial Statement Notes
Schedule D, Page 2, Part IV, Line 2B
“The credit union holds funds in escrow accounts for property taxes and homeowners insurance related to mortgage loans.”
Raw XML Appendix356 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 151926 |
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| IRS990/ActivityOrMissionDesc | 0 | AVESTAR CREDIT UNION IS COMMITTED TO PROVIDING ITS MEMBERS SOUND AND DEPENDABLE FINANCIAL SERVICE. OUR MEMBERS WILL RECEIVE A FAIR AND COMPETITIVE RETURN ON THEIR INVESTMENTS, WHILE WE MAINTAIN THE FINANCIAL STABILITY OF THE CREDIT UNION. |
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| IRS990/Desc | 0 | THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 172 NEW DEPOSIT ACCOUNTS IN 2015. AS OF 12/31/15 WE HAD 3,109 MEMBERS. |
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| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
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| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 45.00 |
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| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
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| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1964 |
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| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
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| IRS990/InvestmentInJointVentureInd | 0 | false |
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| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 158434 |
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| IRS990/ProgramServiceRevenueGrp/Desc | 4 | NON MEMBER ATM FEES |
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| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 109636 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 3723 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 1380 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 3723 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 1380 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 420 NEW LOANS TO MEMBERS DURING 2015. AS OF 12/31/15 WE HAD 1,441 LOANS TO OUR MEMBERS. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | . |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 4459 |
| IRS990/PYOtherExpensesAmt | 0 | 674766 |
| IRS990/PYOtherRevenueAmt | 0 | 32345 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1178890 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 76344 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 464584 |
| IRS990/PYTotalExpensesAmt | 0 | 1139350 |
| IRS990/PYTotalRevenueAmt | 0 | 1215694 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 94660 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 12680 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 7420 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 7420 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 1762054 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 1856714 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 3740968 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 5649137 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/AgentTrusteeEtcInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 90391 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 571603 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 661994 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 47417 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 294239 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 341656 |
| IRS990ScheduleD/ExplanationProvidedInd | 0 | X |
| IRS990ScheduleD/InclEscrowCustodialAcctLiabInd | 0 | true |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 13800 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 13800 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 20091278 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | -28832 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES & DEPOSITS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | DRAW AGAINST LINE OF CREDIT |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | ESCROW ACCOUNTS TO LINE 21 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION HOLDS FUNDS IN ESCROW ACCOUNTS FOR PROPERTY TAXES AND HOMEOWNERS INSURANCE RELATED TO MORTGAGE LOANS. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE D, PAGE 2, PART IV, LINE 2B |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 151608 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 20062446 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | AVESTAR CREDIT UNION IS COMMITTED TO PROVIDING ITS MEMBERS SOUND AND DEPENDABLE FINANCIAL SERVICE. OUR MEMBERS WILL RECEIVE A FAIR AND COMPETITIVE RETURN ON THEIR INVESTMENTS, WHILE WE MAINTAIN THE FINANCIAL STABILITY OF THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | IN 2015 THE CREDIT UNION'S CHARTER WAS CHANGED TO ALLOW ALL PERSONS LIVING OR WORKING IN COLUMBIA, DANE, DODGE, AND JEFFERSON COUNTIES TO BE ELIGIBLE FOR MEMBERSHIP. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER, YOU MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN THE BYLAWS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | MANAGEMENT PROVIDES NECESSARY DATA TO INDEPENDENT FIRM WHO PREPARES THE RETURN. MANAGEMENT REVIEWS THE RETURN FOR ACCURACY, AND THEN AUTHORIZES THE APPROVED RETURN TO BE E-FILED. MANAGEMENT REVIEWS THE RETURN WITH THE BOARD AT THEIR NEXT MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE BOARD OF DIRECTORS REVIEWS THE CONFLICT OF INTEREST POLICY ANNUALLY AT THE REOGRANIZATION MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THE BOARD DOES A FORMAL EVALUATION OF THE PRESIDENT'S PERFORMANCE AND DETERMINES THE PRESIDENT'S SALARY. THIS IS APPROVED ALONG WITH THE BUDGET, AND IS NOTED IN THE BOARD MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | THE PRESIDENT REVIEWS AND DETERMINES EMPLOYEE SALARIES. THIS INFORAMTION IS PROVIDED TO THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | THESE DOCUMENTS WOULD BE PROVIDED TO MEMBERS UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990 - ORGANIZATION'S MISSION |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 4 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 20651356 |
| IRS990/TotalAssetsEOYAmt | 0 | 22099918 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 20651356 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 22099918 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 20 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1104098 |
| IRS990/TotalGrossUBIAmt | 0 | 5103 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 18889302 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 20243204 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 18889302 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 20243204 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 1762054 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 1856714 |
| IRS990/TotalOtherCompensationAmt | 0 | 4442 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1144468 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 123270 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 31585 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1162070 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1198758 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 5103 |
| IRS990/TotalVolunteersCnt | 0 | 6 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 20651356 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 22099918 |
| IRS990/TravelGrp/TotalAmt | 0 | 6366 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 125 W MADISON ST |
| IRS990/USAddress/CityNm | 0 | WATERLOO |
| IRS990/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/USAddress/ZIPCd | 0 | 53594 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 6 |
| IRS990/WebsiteAddressTxt | 0 | WWW.AVESTARCU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2016-09-27 15:27:22Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | KAY RADLOFF |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 9204782151 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2016-04-17 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | AVESTAR CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | AVES |
| ReturnHeader/Filer/EIN | 0 | 396069815 |
| ReturnHeader/Filer/PhoneNum | 0 | 9204782151 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 125 W MADISON ST |
| ReturnHeader/Filer/USAddress/CityNm | 0 | WATERLOO |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 53594 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2016-04-28 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | PETER RASMUSSEN |
| ReturnHeader/ReturnTs | 0 | 2016-04-28T11:55:24-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2015-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2015-12-31 |
| ReturnHeader/TaxYr | 0 | 2015 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.
- Assets
- $22,099,918
- Liabilities
- $20,243,204
- Net assets
- $1,856,714
- Revenue
- $1,198,758
- Expenses
- $1,104,098
- Net income
- $94,660