Liabilities / Assets
49th percentile
Higher debt load relative to assets than 49% of similar nonprofits.
EIN 39-6069815 • 501(c)14 • Waterloo, WI
Profile
Avestar credit union is committed to providing its members sound and dependable financial service. Our members will receive fair and competitive rates, while we maintain the financial stability of the credit union.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
49th percentile
Higher debt load relative to assets than 49% of similar nonprofits.
Liabilities / Revenue
19th percentile
Higher debt load relative to revenue than 19% of similar nonprofits.
Net Margin
16th percentile
Higher net margin than 16% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
100th percentile
Faster asset growth than 100% of similar nonprofits.
Revenue Growth
100th percentile
Faster revenue growth than 100% of similar nonprofits.
Assets
Up$65,183,170
Up $694,970 (+1.1%) from 2023
Liabilities
Up$57,582,470
Up $588,653 (+1.0%) from 2023
Net Assets
Up$7,600,700
Up $106,317 (+1.4%) from 2023
Revenue
Up$4,329,309
Up $2,053,534 (+90%) from 2023
Expenses
Up$4,289,413
Up $2,129,670 (+99%) from 2023
Net Income
Down$39,896
Down $76,136 (-66%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
Avestar credit union is committed to providing its members sound and dependable financial service. Our members will receive fair and competitive rates, while we maintain the financial stability of the credit union.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $52,389,001 | $53,399,191 | ▲ $1,010,190 |
| Rtn Earn Endowment Incm Other Fnds | $7,494,383 | $7,600,700 | ▲ $106,317 |
| Savings and Temporary Cash Investments | $5,272,153 | $5,990,462 | ▲ $718,309 |
| Investments Program Related | $3,026,538 | $2,031,194 | ▼ $995,344 |
| Cash and Non-Interest-Bearing Accounts | $1,233,337 | $1,212,936 | ▼ $20,401 |
| Land, Buildings, and Equipment, Net | $1,043,301 | $1,051,595 | ▲ $8,294 |
| Receivables From Officers Etc | $648,000 | $648,000 | → $0 |
| Prepaid Expenses and Deferred Charges | $78,506 | $67,123 | ▼ $11,383 |
| Total Assets | $64,488,200 | $65,183,170 | ▲ $694,970 |
| Other Assets Total | $797,364 | $782,669 | ▼ $14,695 |
| Liabilities | |||
| Other Liabilities | $56,376,135 | $56,989,292 | ▲ $613,157 |
| Accounts Payable and Accrued Expenses | $569,168 | $511,334 | ▼ $57,834 |
| Escrow Account Liability | $48,514 | $81,844 | ▲ $33,330 |
| Total Liabilities | $56,993,817 | $57,582,470 | ▲ $588,653 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $7,494,383 | $7,600,700 | ▲ $106,317 |
| Total Liabilities and Net Assets / Fund Balance | $64,488,200 | $65,183,170 | ▲ $694,970 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $462,952 | $590,544 | $1,053,496 |
| Equipment | $143,852 | $863,089 | $1,006,941 |
| Land | $433,800 | - | $433,800 |
| Leasehold Improvements | $10,991 | $412,236 | $423,227 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Jennifer Kutz | President | FT | $116,063 | $16,169 | $132,232 |
| Kay Radloff | CEO | FT | $117,058 | $8,024 | $125,082 |
| Name | Title |
|---|---|
| Ron Kluge | Board Chair |
| Maryls Schmidt | Vice Chair |
| Cole Mason | Director |
| Joseph Abell | Director |
| Josh Kluge | Director |
| Karen Moon | Director |
| Nicole Whitmore | Director |
| Sue Powers | Director |
| Dorothy Steffens | Secretary |
| Lee Fiedorowicz | Treasurer |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Shazam INC | Card Processor | 6700 PIONEER PARKWAY, Johnston, IA 50131 | $139,956 |
| Sharetec | Core System | 101 E WASHINGTON BLVD, Fort Wayne, IN 46802 | $127,335 |
| Thinkstack | It Services | 1300 THOMAS ST GROUND SUITE 20, Baltimore, MD 21231 | $113,089 |
| Line Item | Amount |
|---|---|
| Other Expenses | $2,529,663 |
| Salaries, Compensation, and Employee Benefits | $1,759,250 |
| Grants and Similar Amounts Paid | $500 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $1,195,282 |
| Office Expenses | - | - | - | $677,620 |
| Information Technology | - | - | - | $312,355 |
| Other Expenses | - | - | - | $239,904 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $233,121 |
| Other Employee Benefits | - | - | - | $177,449 |
| Occupancy | - | - | - | $134,807 |
| Advertising | - | - | - | $112,349 |
| Depreciation Depletion | - | - | - | $105,557 |
| Payroll Taxes | - | - | - | $103,561 |
| Insurance | - | - | - | $66,614 |
| Pension Plan Contributions | - | - | - | $49,837 |
| Travel | - | - | - | $23,262 |
| Fees for Services Other | - | - | - | $22,668 |
| Conferences and Meetings | - | - | - | $18,006 |
| Fees for Services Accounting | - | - | - | $7,293 |
| Grants to Domestic Individuals | - | - | - | $500 |
| Interest | - | - | - | $20 |
| Total Functional Expenses | $0 | $0 | $0 | $4,289,413 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $648,000 | $648,000 | → $0 |
| Liability | Amount |
|---|---|
| Member Shares & Deposits | $57,071,136 |
| Escrow Balance to Line 21 Bal Sheet | $-81,844 |
“Ron kluge josh kluge board chair director family relationship”
“The organization has members. To be a member one must have a share (savings) account at the credit union.”
“The board of directors is elected by the credit union members. Each member has one vote.”
“A member vote is required for decisions which are beyond the authority of the board of directors. Items which require a membership vote are outlined and specified in the bylaws. Each member has one vote.”
“Management provides necessary data to independent preparer who completes the return. Management reviews the return for accuracy, and then authorizes the preparer to e-fle the approved return. The return is reviewed with the directors at the next scheduled board meeting.”
“The conflict of interest policy is reviewed annually. This includes discussion of business partners and any possible conflicts of interest. Any conflicts are disclosed.”
“The board determines and approves the compensation for the ceo and for the president. This approval is documented in the board minutes.”
“The board determines and approves the compensation for the ceo and for the president. This approval is documented in the board minutes.”
“Governing documents, confilct of interest policy, and financial statements are provided to members upon request.”
“The credit union holds funds in escrow accounts for property taxes and homeowners insurance related to mortgage loans.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
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| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 569168 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 511334 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | AVESTAR CREDIT UNION IS COMMITTED TO PROVIDING ITS MEMBERS SOUND AND DEPENDABLE FINANCIAL SERVICE. OUR MEMBERS WILL RECEIVE FAIR AND COMPETITIVE RATES, WHILE WE MAINTAIN THE FINANCIAL STABILITY OF THE CREDIT UNION. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 112349 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | JENNIFER KUTZ |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9204782151 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 125 W MADISON STREET |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | WATERLOO |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 53594 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 1233337 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1212936 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 3 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 233121 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 18006 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 139956 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 127335 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 2 | 113089 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | 6700 PIONEER PARKWAY |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | 101 E WASHINGTON BLVD |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 2 | 1300 THOMAS ST GROUND SUITE 20 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | JOHNSTON |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | FORT WAYNE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 2 | BALTIMORE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | IA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | IN |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 2 | MD |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 50131 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 46802 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 2 | 21231 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | SHAZAM INC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | SHARETEC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 2 | THINKSTACK |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | CARD PROCESSOR |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | CORE SYSTEM |
| IRS990/ContractorCompensationGrp/ServicesDesc | 2 | IT SERVICES |
| IRS990/CreditCounselingInd | 0 | true |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 500 |
| IRS990/CYInvestmentIncomeAmt | 0 | 158071 |
| IRS990/CYOtherExpensesAmt | 0 | 2529663 |
| IRS990/CYOtherRevenueAmt | 0 | 29807 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 4141431 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 39896 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1759250 |
| IRS990/CYTotalExpensesAmt | 0 | 4289413 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 4329309 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 105557 |
| IRS990/Desc | 0 | THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 467 NEW DEPOSIT ACCOUNTS IN 2024. AS OF 12/31/24 WE HAD 6,211 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 37 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 48514 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 81844 |
| IRS990/FamilyOrBusinessRlnInd | 0 | true |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 7293 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 22668 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 11 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 16169 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 8024 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JENNIFER KUTZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | KAY RADLOFF |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | RON KLUGE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | MARYLS SCHMIDT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | LEE FIEDOROWICZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | DOROTHY STEFFENS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | JOSEPH ABELL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | KAREN MOON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | COLE MASON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | JOSH KLUGE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | NICOLE WHITMORE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | SUE POWERS |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 116063 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 117058 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1964 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -10456 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 11 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 500 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 26543 |
| IRS990/GrossReceiptsAmt | 0 | 4366308 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 19100 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 2 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 312355 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 66614 |
| IRS990/InterestGrp/TotalAmt | 0 | 20 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 168527 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 168527 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 3026538 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 2031194 |
| IRS990/IRPDocumentCnt | 0 | 1403 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1865869 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1043301 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1051595 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 2917464 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 36999 |
| IRS990/LoanOutstandingInd | 0 | true |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | AVESTAR CREDIT UNION IS COMMITTED TO PROVIDING ITS MEMBERS SOUND AND DEPENDABLE FINANCIAL SERVICE. OUR MEMBERS WILL RECEIVE FAIR AND COMPETITIVE RATES, WHILE WE MAINTAIN THE FINANCIAL STABILITY OF THE CREDIT UNION. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 7494383 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 7600700 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | -10456 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -10456 |
| IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt | 0 | 19100 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 19100 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 24150 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 134807 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 677620 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 797364 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 782669 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 177449 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDENDS EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | CREDIT LOSS EXPENSE |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 809208 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 239904 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 56376135 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 56989292 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 1195282 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 52389001 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 53399191 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 103561 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 49837 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 78506 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 67123 |
| IRS990/PrincipalOfficerNm | 0 | JENNIFER KUTZ |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 42271 |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 520000 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 560000 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | MEMBER FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER MEMBER RELATED INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | FEE & INSURANCE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | NON-MEMBER CVR-DMV FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3430703 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 582837 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 118157 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 3430703 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 582837 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 118157 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 5398 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 4336 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 5398 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 4336 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 904 NEW LOANS DURING 2024. AS OF 12/31/24 WE HAD 3,277 OUTSTANIDNG LOANS. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 500 |
| IRS990/PYInvestmentIncomeAmt | 0 | 123471 |
| IRS990/PYOtherExpensesAmt | 0 | 1254512 |
| IRS990/PYOtherRevenueAmt | 0 | 24348 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 2127956 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 116032 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 904731 |
| IRS990/PYTotalExpensesAmt | 0 | 2159743 |
| IRS990/PYTotalRevenueAmt | 0 | 2275775 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 648000 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 648000 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 39896 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 19100 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 10707 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 10707 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 7494383 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 7600700 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 5272153 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 5990462 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/AgentTrusteeEtcInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 462952 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 590544 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1053496 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 143852 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 863089 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 1006941 |
| IRS990ScheduleD/ExplanationProvidedInd | 0 | X |
| IRS990ScheduleD/InclEscrowCustodialAcctLiabInd | 0 | true |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 433800 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 433800 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 10991 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 412236 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 423227 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 57071136 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | -81844 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES & DEPOSITS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | ESCROW BALANCE TO LINE 21 BAL SHEET |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION HOLDS FUNDS IN ESCROW ACCOUNTS FOR PROPERTY TAXES AND HOMEOWNERS INSURANCE RELATED TO MORTGAGE LOANS. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE D, PAGE 2, PART IV, LINE 2B |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1051595 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 56989292 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 0 | 648000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 0 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 0 | SPLIT DOLAR LIFE INSUR EXEC BENEFIT |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 0 | 72000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 0 | NICHOLAS KESSENICH |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 0 | FORMER PRESIDENT |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 0 | true |
| IRS990ScheduleL/SupplementalInformationDetail/ExplanationTxt | 0 | AVESTAR CREDIT UNION ACQUIRED THE LOANS TO INTERESTED PERSONS LISTED IN PART II WHEN MEMBERS FIRST CREDIT UNION, MADISON, WI, WAS MERGED INTO AVESTAR CREDIT UNION ON DECEMBER 1, 2023. |
| IRS990ScheduleL/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE L, PART V |
| IRS990ScheduleL/TotalBalanceDueAmt | 0 | 648000 |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | RON KLUGE JOSH KLUGE BOARD CHAIR DIRECTOR FAMILY RELATIONSHIP |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN THE BYLAWS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | MANAGEMENT PROVIDES NECESSARY DATA TO INDEPENDENT PREPARER WHO COMPLETES THE RETURN. MANAGEMENT REVIEWS THE RETURN FOR ACCURACY, AND THEN AUTHORIZES THE PREPARER TO E-FLE THE APPROVED RETURN. THE RETURN IS REVIEWED WITH THE DIRECTORS AT THE NEXT SCHEDULED BOARD MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE CONFLICT OF INTEREST POLICY IS REVIEWED ANNUALLY. THIS INCLUDES DISCUSSION OF BUSINESS PARTNERS AND ANY POSSIBLE CONFLICTS OF INTEREST. ANY CONFLICTS ARE DISCLOSED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE BOARD DETERMINES AND APPROVES THE COMPENSATION FOR THE CEO AND FOR THE PRESIDENT. THIS APPROVAL IS DOCUMENTED IN THE BOARD MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THE BOARD DETERMINES AND APPROVES THE COMPENSATION FOR THE CEO AND FOR THE PRESIDENT. THIS APPROVAL IS DOCUMENTED IN THE BOARD MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | GOVERNING DOCUMENTS, CONFILCT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE PROVIDED TO MEMBERS UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 6, PART VI, LINE 2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 64488200 |
| IRS990/TotalAssetsEOYAmt | 0 | 65183170 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 64488200 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 65183170 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 37 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 4289413 |
| IRS990/TotalGrossUBIAmt | 0 | 9734 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 56993817 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 57582470 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 56993817 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 57582470 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 7494383 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 7600700 |
| IRS990/TotalOtherCompensationAmt | 0 | 24193 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 4141431 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 233121 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 198334 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 4121241 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 4329309 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 9734 |
| IRS990/TotalVolunteersCnt | 0 | 9 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 64488200 |
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