Civic Intelligence

New Credit Union

990 • Fiscal year 2011 • EIN 39-6050513

Jan 01, 2011 to Dec 31, 2011 • Filed on Apr 26, 2012

Organization Profilewww.newcu.org

View Organization Page

301 Jackson Street54154
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

35th percentile

0.88x

Higher debt load relative to assets than 35% of similar nonprofits.

2011 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2011

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2011

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2011

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2011

Asset Growth

88th percentile

12%

Faster asset growth than 88% of similar nonprofits.

2011 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2010 to 2011

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets35th percentile

Assets

Up

$67,327,463

Up $7,260,774 (+12%) from 2010

Net Assets

Up

$7,956,840

Up $282,288 (+3.7%) from 2010

Liabilities

Up

$59,370,623

Up $6,978,486 (+13%) from 2010

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Up

$3,453,640

Up $52,682 (+1.5%) from 2010

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth88th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200M$150M$100M$50M$0Assets 2010: $60,066,689Liabilities 2010: $52,392,137Net Assets 2010: $7,674,5522010Assets 2011: $67,327,463Liabilities 2011: $59,370,623Net Assets 2011: $7,956,8402011Assets 2012: $71,903,964Liabilities 2012: $63,637,160Net Assets 2012: $8,266,8042012Assets 2013: $73,834,457Liabilities 2013: $65,116,957Net Assets 2013: $8,717,5002013Assets 2014: $76,744,537Liabilities 2014: $67,687,255Net Assets 2014: $9,057,2822014Assets 2015: $83,126,881Liabilities 2015: $74,023,311Net Assets 2015: $9,103,5702015Assets 2016: $84,605,785Liabilities 2016: $74,943,831Net Assets 2016: $9,661,9542016Assets 2017: $101,396,757Liabilities 2017: $89,457,926Net Assets 2017: $11,938,8312017Assets 2018: $103,140,873Liabilities 2018: $90,527,627Net Assets 2018: $12,613,2462018Assets 2019: $112,768,490Liabilities 2019: $99,597,428Net Assets 2019: $13,171,0622019Assets 2020: $139,521,368Liabilities 2020: $125,544,488Net Assets 2020: $13,976,8802020Assets 2021: $155,392,942Liabilities 2021: $141,050,959Net Assets 2021: $14,341,9832021Assets 2022: $157,501,597Liabilities 2022: $143,623,206Net Assets 2022: $13,878,3912022Assets 2023: $150,380,477Liabilities 2023: $135,735,544Net Assets 2023: $14,644,9332023Assets 2024: $151,042,811Liabilities 2024: $134,587,415Net Assets 2024: $16,455,3962024

Highlighted filing

2011

Assets$67,327,463
Liabilities$59,370,623
Net Assets$7,956,840
Open 2011 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0Expenses 2010: $3,400,9582010Expenses 2011: $3,453,6402011Revenue 2012: $3,758,328Expenses 2012: $3,448,364Net Income 2012: $309,9642012Revenue 2013: $3,727,886Expenses 2013: $3,277,190Net Income 2013: $450,6962013Revenue 2014: $3,691,134Expenses 2014: $3,351,352Net Income 2014: $339,7822014Revenue 2015: $3,758,055Expenses 2015: $3,697,772Net Income 2015: $60,2832015Revenue 2016: $3,868,258Expenses 2016: $3,336,116Net Income 2016: $532,1422016Revenue 2017: $4,176,902Expenses 2017: $3,782,743Net Income 2017: $394,1592017Revenue 2018: $4,764,158Expenses 2018: $4,074,770Net Income 2018: $689,3882018Revenue 2019: $5,046,512Expenses 2019: $4,488,696Net Income 2019: $557,8162019Revenue 2020: $5,022,973Expenses 2020: $4,217,155Net Income 2020: $805,8182020Revenue 2021: $4,687,266Expenses 2021: $4,316,001Net Income 2021: $371,2652021Revenue 2022: $4,944,491Expenses 2022: $4,383,453Net Income 2022: $561,0382022Revenue 2023: $5,749,291Expenses 2023: $5,211,345Net Income 2023: $537,9462023Revenue 2024: $7,178,383Expenses 2024: $5,679,676Net Income 2024: $1,498,7072024

Highlighted filing

2011

Revenue-
Expenses$3,453,640
Net Income-
Open 2011 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2011 to Dec 31, 2011
Signed
Apr 26, 2012
Return Version
2011v1.2
Gross Receipts
$4,178,078
Mission and Program Overview

Mission

We are a non-profit financial cooperative. See Schedule O.

Major Activities

Activity 2
The credit union has several types of loan programs available for our members. We funded 2,573 loans during 2011. As of 12/31/11 we had 4,570 loans to members.
Activity 3
.
Filing and Contact Details

Filer

EIN
39-6050513
Raw XML Appendix369 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReview0false
IRS990/AccountsPayableAccruedExpenses/BOY0274870
IRS990/AccountsPayableAccruedExpenses/EOY0301854
IRS990/AccountsReceivable/BOY024437
IRS990/AccountsReceivable/EOY021631
IRS990/ActivitiesConductedPartnership0false
IRS990/Activity2/Description0THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 2,573 LOANS DURING 2011. AS OF 12/31/11 WE HAD 4,570 LOANS TO MEMBERS.
IRS990/Activity3/Description0.
IRS990/ActivityOrMissionDescription0PROVIDE EXCEPTIONAL SERVICE ALL MEMBER/OWNERS. OFFER A VARIETY OF PERSONALIZED, CONVENIENT AND QUALITY SERVICES TO ASSIST MEMBER/OWNERS IN REACHING THEIR FINANCIAL GOALS. PROTECT THE ASSETS OF THE MEMBER/OWNERS AND ASSURE THE FINANCIAL STABILITY OF THE CREDIT UNION. ENCOURAGE CONTINUING FINANCIAL EDUCATION AND PROVIDE ENRICHMENT OPPORTUNITIES FOR MEMBER/OWNERS OF ALL AGES. ACTIVELY SERVE THE COMMUNITIES IN WHICH OUR MEMBER/OWNERS LIVE AND WORK.
IRS990/ActivityOther/Description0EDUCATING OUR YOUTH IS IMPORTANT TO US. DURING 2011 WE SPOKE TO 761 STUDENTS THROUGHOUT OCONTO COUNTY ABOUT FINANCIAL MATTERS.
IRS990/AddressPrincipalOfficerUS/AddressLine10301 JACKSON STREET
IRS990/AddressPrincipalOfficerUS/City0OCONTO FALLS
IRS990/AddressPrincipalOfficerUS/State0WI
IRS990/AddressPrincipalOfficerUS/ZIPCode054154
IRS990/Advertising/Total076510
IRS990/AnnualDisclosureCoveredPersons0true
IRS990/BenefitsPaidToMembersCY00
IRS990/BsnssRltnshpThruFamilyMember0false
IRS990/BsnssRltnshpWithOrganization0false
IRS990/CashNonInterestBearing/BOY01178432
IRS990/CashNonInterestBearing/EOY0793374
IRS990/ChangesToOrganizingDocs0false
IRS990/CollectionsOfArt0false
IRS990/CompCurrentOfficersDirectors/Total095925
IRS990/CompensationFromOtherSources0false
IRS990/CompensationProcessCEO0true
IRS990/CompensationProcessOther0true
IRS990/ComplianceWithBackupWitholding0true
IRS990/ConferencesMeetings/Total016210
IRS990/ConflictOfInterestPolicy0true
IRS990/ConservationEasements0false
IRS990/ConsolidatedAuditFinancialStmt0false
IRS990/ContributionsGrantsCurrentYear00
IRS990/CreditCounseling0true
IRS990/DecisionsSubjectToApproval0true
IRS990/DeductibleContributionsOfArt0false
IRS990/DeductibleNonCashContributions0false
IRS990/DelegationOfManagementDuties0false
IRS990/DepreciationDepletion/Total0131688
IRS990/DescribedIn501C30false
IRS990/Description0THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE ADDED 109 DEPOSIT ACCOUNTS IN 2011. AS OF 12/31/11 WE HAD 8,962 MEMBERS.
IRS990/DisregardedEntity0false
IRS990/DocumentRetentionPolicy0true
IRS990/DonorAdvisedFunds0false
IRS990/DoNotFollowSFAS1170X
IRS990/ElectionOfBoardMembers0true
IRS990/EmploymentTaxReturnsFiled0true
IRS990/EscrowAccountLiability/BOY020349
IRS990/EscrowAccountLiability/EOY054688
IRS990/FamilyOrBusinessRelationship0false
IRS990/FeesForServicesOther/Total07037
IRS990/ForeignActivities0false
IRS990/ForeignFinancialAccount0false
IRS990/ForeignOffice0false
IRS990/Form990PartVIISectionA/AverageHoursPerWeek01.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek11.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek21.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek31.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek41.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek540.00
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector1X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector2X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector3X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector4X
IRS990/Form990PartVIISectionA/NamePerson0LELAND NICHOLAS
IRS990/Form990PartVIISectionA/NamePerson1WILLIAM KAMKE
IRS990/Form990PartVIISectionA/NamePerson2PAMELA LANGLAY
IRS990/Form990PartVIISectionA/NamePerson3TAMMY STEFFECK
IRS990/Form990PartVIISectionA/NamePerson4KEN HARTER
IRS990/Form990PartVIISectionA/NamePerson5LISA GILLIGAN
IRS990/Form990PartVIISectionA/Officer0X
IRS990/Form990PartVIISectionA/OtherCompensation00
IRS990/Form990PartVIISectionA/OtherCompensation10
IRS990/Form990PartVIISectionA/OtherCompensation20
IRS990/Form990PartVIISectionA/OtherCompensation30
IRS990/Form990PartVIISectionA/OtherCompensation40
IRS990/Form990PartVIISectionA/OtherCompensation515173
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization00
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization10
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization20
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization30
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization40
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization595925
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs00
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs10
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs20
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs30
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs40
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs50
IRS990/Form990PartVIISectionA/Title0CHAIRMAN
IRS990/Form990PartVIISectionA/Title1VICE CHAIR
IRS990/Form990PartVIISectionA/Title2SECRETARY
IRS990/Form990PartVIISectionA/Title3TREASURER
IRS990/Form990PartVIISectionA/Title4DIRECTOR
IRS990/Form990PartVIISectionA/Title5CEO
IRS990/Form990ProvidedToGoverningBody0false
IRS990/Form990-TFiled0true
IRS990/FormersListed0false
IRS990/FSAudited0false
IRS990/FundraisingActivities0false
IRS990/GainOrLoss/Other035650
IRS990/Gaming0false
IRS990/GrantsAndSimilarAmntsCY00
IRS990/GrantsToIndividuals0false
IRS990/GrantsToOrganizations0false
IRS990/GrantToRelatedPerson0false
IRS990/GrossAmountSalesAssets/Other0477800
IRS990/GrossReceipts04178078
IRS990/GroupReturnForAffiliates0false
IRS990/Hospital0false
IRS990/IndependentAuditFinancialStmt0false
IRS990/IndoorTanningServices0false
IRS990/InfoInScheduleOPartIII0X
IRS990/InfoInScheduleOPartVI0X
IRS990/Insurance/Total032307
IRS990/Interest/Total056
IRS990/InvestmentIncomeCurrentYear0201961
IRS990/InvestmentIncome/ExclusionAmount0166311
IRS990/InvestmentIncomePriorYear0176492
IRS990/InvestmentIncome/TotalRevenueColumn0166311
IRS990/InvestmentInJointVenture0false
IRS990/InvestmentsProgramRelated/BOY011100549
IRS990/InvestmentsProgramRelated/EOY07341000
IRS990/LandBldgEquipmentAccumDeprec01274491
IRS990/LandBuildingsEquipmentBasis02641823
IRS990/LandBuildingsEquipmentBasisNet/BOY01347449
IRS990/LandBuildingsEquipmentBasisNet/EOY01367332
IRS990/LessCostOthBasisSalesExpenses/Other0442150
IRS990/LoanToOfficerOrDQP0false
IRS990/LocalChapters0false
IRS990/MaterialDiversionOrMisuse0false
IRS990/MembersOrStockholders0true
IRS990/MethodOfAccountingAccrual0X
IRS990/MinutesOfCommittees0true
IRS990/MinutesOfGoverningBody0true
IRS990/MissionDescription0PROVIDE EXCEPTIONAL SERVICE ALL MEMBER/OWNERS. OFFER A VARIETY OF PERSONALIZED, CONVENIENT AND QUALITY SERVICES TO ASSIST MEMBER/OWNERS IN REACHING THEIR FINANCIAL GOALS. PROTECT THE ASSETS OF THE MEMBER/OWNERS AND ASSURE THE FINANCIAL STABILITY OF THE CREDIT UNION. ENCOURAGE CONTINUING FINANCIAL EDUCATION AND PROVIDE ENRICHMENT OPPORTUNITIES FOR MEMBER/OWNERS OF ALL AGES. ACTIVELY SERVE THE COMMUNITIES IN WHICH OUR MEMBER/OWNERS LIVE AND WORK.
IRS990/MoreThan5000KToIndividuals0false
IRS990/MoreThan5000KToOrganizations0false
IRS990/NameOfPrincipalOfficerPerson0LISA GILLIGAN
IRS990/NbrIndependentVotingMembers05
IRS990/NbrVotingGoverningBodyMembers05
IRS990/NbrVotingMembersGoverningBody05
IRS990/NetAssetsOrFundBalancesBOY07674552
IRS990/NetAssetsOrFundBalancesEOY07956840
IRS990/NetGainOrLossInvestments/RelatedOrExemptFunctionIncome035650
IRS990/NetGainOrLossInvestments/TotalRevenueColumn035650
IRS990/NetUnrelatedBusinessTxblIncome06941
IRS990/NonDeductibleContributions0false
IRS990/NumberFormsTransmittedWith109602810
IRS990/NumberIndependentVotingMembers05
IRS990/NumberOfEmployees040
IRS990/NumberW2GIncluded00
IRS990/Occupancy/Total085718
IRS990/OfficeExpenses/Total0899106
IRS990/OfficerEntityWithBsnssRltnshp0false
IRS990/OfficerMailingAddress0false
IRS990/Organization501c0X
IRS990/OtherAssetsTotal/BOY0960183
IRS990/OtherAssetsTotal/EOY0764838
IRS990/OtherEmployeeBenefits/Total0135461
IRS990/OtherExpensePriorYear02123428
IRS990/OtherExpensesCurrentYear02121561
IRS990/OtherExpenses/Description0DIVIDENDS PAID TO MEMBERS
IRS990/OtherExpenses/Description1PROVISION FOR LOAN LOSS
IRS990/OtherExpenses/Description2NCUSIF ASSESSMENTS
IRS990/OtherExpenses/Total0367975
IRS990/OtherExpenses/Total1366856
IRS990/OtherExpenses/Total2138098
IRS990/OtherLiabilities/BOY052096918
IRS990/OtherLiabilities/EOY059014081
IRS990/OtherNotesLoansReceivableNet/BOY044392662
IRS990/OtherNotesLoansReceivableNet/EOY046073635
IRS990/OtherRevenueCurrentYear013204
IRS990/OtherSalariesAndWages/Total0979711
IRS990/PartialLiquidation0false
IRS990/PayrollTaxes/Total082286
IRS990/PensionPlanContributions/Total038696
IRS990/PoliticalActivities0false
IRS990/PrepaidExpensesDeferredCharges/BOY0188717
IRS990/PrepaidExpensesDeferredCharges/EOY0132645
IRS990/ProfessionalFundraising0false
IRS990/ProgramServiceRevenue/BusinessCode0522100
IRS990/ProgramServiceRevenue/BusinessCode1522100
IRS990/ProgramServiceRevenue/BusinessCode2522100
IRS990/ProgramServiceRevenue/BusinessCode3900099
IRS990/ProgramServiceRevenue/BusinessCode4519100
IRS990/ProgramServiceRevenueCY03520763
IRS990/ProgramServiceRevenue/Description0INTEREST ON LOANS
IRS990/ProgramServiceRevenue/Description1MEMBER FEE REVENUE
IRS990/ProgramServiceRevenue/Description2OTHER MEMBER REVENUE
IRS990/ProgramServiceRevenue/Description3NON MEMBER VEHICLE REGISTRN
IRS990/ProgramServiceRevenue/Description4NON MEMBER ATM FEES
IRS990/ProgramServiceRevenuePriorYear03412043
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome02675351
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome1495702
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome2338432
IRS990/ProgramServiceRevenue/TotalRevenueColumn02675351
IRS990/ProgramServiceRevenue/TotalRevenueColumn1495702
IRS990/ProgramServiceRevenue/TotalRevenueColumn2338432
IRS990/ProgramServiceRevenue/TotalRevenueColumn35360
IRS990/ProgramServiceRevenue/TotalRevenueColumn43938
IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue05360
IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue13938
IRS990/ProhibitedTaxShelterTrans0false
IRS990/ReconcilationRevenueExpenses0282288
IRS990/RegularMonitoringEnforcement0true
IRS990/RelatedEntity0false
IRS990/RelatedOrgControlledEntity0false
IRS990/ReportFin48Footnote0false
IRS990/ReportInvestOthSecurities0false
IRS990/ReportLandBldgEquip0true
IRS990/ReportOtherAssets0false
IRS990/ReportOtherLiabilities0true
IRS990/ReportProgRelInvest0true
IRS990/RetainedEarningsEndowmentEtc/BOY07674552
IRS990/RetainedEarningsEndowmentEtc/EOY07956840
IRS990/RevenuesLessExpensesCY0282288
IRS990/RevenuesLessExpensesPriorYear0187577
IRS990/RoyaltiesRevenue/ExclusionAmount013204
IRS990/RoyaltiesRevenue/TotalRevenueColumn013204
IRS990/SalariesEtcCurrentYear01332079
IRS990/SalariesEtcPriorYear01277530
IRS990/SavingsAndTempCashInvestments/BOY0874260
IRS990/SavingsAndTempCashInvestments/EOY010833008
IRS990/ScheduleBRequired0false
IRS990ScheduleD/AgentTrusteeEtc0false
IRS990ScheduleD/AreRelatedOrgsListedScheduleR0false
IRS990ScheduleD/Buildings/BookValue01042126
IRS990ScheduleD/Buildings/Depreciation0639064
IRS990ScheduleD/Buildings/OtherCostOrOtherBasis01681190
IRS990ScheduleD/DisclosedForCharitablePurposes0false
IRS990ScheduleD/DisclosedOrgsLegalControl0false
IRS990ScheduleD/EndowmentsHeldByRelatedOrgs0false
IRS990ScheduleD/EndowmentsHeldByUnrelatedOrgs0false
IRS990ScheduleD/Equipment/BookValue0249164
IRS990ScheduleD/Equipment/Depreciation0635427
IRS990ScheduleD/Equipment/OtherCostOrOtherBasis0884591
IRS990ScheduleD/Form990ScheduleDPartXIV/Explanation0THE CREDIT UNION HOLDS FUNDS IN ESCROW ACCOUNTS FOR PROPERTY TAXES AND HOMEOWNERS INSURANCE RELATED TO MORTGAGE LOANS.
IRS990ScheduleD/Form990ScheduleDPartXIV/Identifier0ESCROW LIABILITY ARRANGEMENT EXPLANATION
IRS990ScheduleD/Form990ScheduleDPartXIV/ReturnReference0SCHEDULE D, PAGE 2, PART IV, LINE 2B
IRS990ScheduleD/IncludedOnFS0true
IRS990ScheduleD/InvestmentsProgramRelated/BookValue06878000
IRS990ScheduleD/InvestmentsProgramRelated/BookValue1450500
IRS990ScheduleD/InvestmentsProgramRelated/BookValue212500
IRS990ScheduleD/InvestmentsProgramRelated/Description0INVESTMENTS MATURING > 1 YR
IRS990ScheduleD/InvestmentsProgramRelated/Description1CAPITAL ACCTS AT CORPORATE CENTRAL
IRS990ScheduleD/InvestmentsProgramRelated/Description2STOCK - WISCUB & SHARED SVC CTR
IRS990ScheduleD/Land/BookValue076042
IRS990ScheduleD/Land/OtherCostOrOtherBasis076042
IRS990ScheduleD/OtherLiabilities/Amount059068769
IRS990ScheduleD/OtherLiabilities/Amount1-54688
IRS990ScheduleD/OtherLiabilities/Description0MEMBER SHARES & CERTIFICATES
IRS990ScheduleD/OtherLiabilities/Description1ESCROW ACCOUNTS FOR LINE 21
IRS990ScheduleD/Sect170hRequirementsSatisfied0false
IRS990ScheduleD/SolicitedAssetsForSale0false
IRS990ScheduleD/TotalOfAmounts059014081
IRS990ScheduleD/TotalOfBookValueLandBuildings01367332
IRS990ScheduleD/TotalOfBookValueProgramRelated07341000
IRS990ScheduleD/WrittenPolicyMonitoring0false
IRS990/ScheduleJRequired0false
IRS990ScheduleO/GeneralExplanation/Explanation0PROVIDE EXCEPTIONAL SERVICE ALL MEMBER/OWNERS. OFFER A VARIETY OF PERSONALIZED, CONVENIENT AND QUALITY SERVICES TO ASSIST MEMBER/OWNERS IN REACHING THEIR FINANCIAL GOALS. PROTECT THE ASSETS OF THE MEMBER/OWNERS AND ASSURE THE FINANCIAL STABILITY OF THE CREDIT UNION. ENCOURAGE CONTINUING FINANCIAL EDUCATION AND PROVIDE ENRICHMENT OPPORTUNITIES FOR MEMBER/OWNERS OF ALL AGES. ACTIVELY SERVE THE COMMUNITIES IN WHICH OUR MEMBER/OWNERS LIVE AND WORK.
IRS990ScheduleO/GeneralExplanation/Explanation1EDUCATING OUR YOUTH IS IMPORTANT TO US. DURING 2011 WE SPOKE TO 761 STUDENTS THROUGHOUT OCONTO COUNTY ABOUT FINANCIAL MATTERS.
IRS990ScheduleO/GeneralExplanation/Explanation2THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER, YOU MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION.
IRS990ScheduleO/GeneralExplanation/Explanation3THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/GeneralExplanation/Explanation4A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/GeneralExplanation/Explanation5MANAGEMENT PROVIDES DATA TO CPA WHO PREPARES THE RETURN. MANAGEMENT REVIEWS THE RETURN AND THEN AUTHORIZES CPA TO FILE THE APPROVED RETURN.
IRS990ScheduleO/GeneralExplanation/Explanation6POLICY IS REVIEWED ANNUALLY AND SIGNED BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/GeneralExplanation/Explanation7COMPENSATION IS REVIEWED ANNUALLY BY THE BOARD OF DIRECTORS USING CURRENT WAGE INFORMATION AND THE ANNUAL SALARY SURVEY FROM THE WISCONSIN CREDIT UNION LEAGUE. YEARS OF SERVICE AND PERFORMANCE ARE ALSO TAKEN INTO CONSIDERATION. SALARIES ARE APPROVED BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/GeneralExplanation/Explanation8COMPENSATION IS REVIEWED ANNUALLY BY THE BOARD OF DIRECTORS USING CURRENT WAGE INFORMATION AND THE ANNUAL SALARY SURVEY FROM THE WISCONSIN CREDIT UNION LEAGUE. YEARS OF SERVICE AND PERFORMANCE ARE ALSO TAKEN INTO CONSIDERATION. SALARIES ARE APPROVED BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/GeneralExplanation/Explanation9FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION LOBBY. GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICIES WOULD ONLY BE AVAILABLE UPON REQUEST.
IRS990ScheduleO/GeneralExplanation/Identifier0ORGANIZATION'S MISSION
IRS990ScheduleO/GeneralExplanation/Identifier1ALL OTHER ACCOMPLISHMENT DESCRIPTION
IRS990ScheduleO/GeneralExplanation/Identifier2CLASSES OF MEMBERS OR STOCKHOLDERS
IRS990ScheduleO/GeneralExplanation/Identifier3ELECTION OF MEMBERS AND THEIR RIGHTS
IRS990ScheduleO/GeneralExplanation/Identifier4DECISIONS SUBJECT TO APPROVAL OF MEMBERS
IRS990ScheduleO/GeneralExplanation/Identifier5ORGANIZATION'S PROCESS USED TO REVIEW FORM 990
IRS990ScheduleO/GeneralExplanation/Identifier6ENFORCEMENT OF CONFLICTS POLICY
IRS990ScheduleO/GeneralExplanation/Identifier7COMPENSATION PROCESS FOR TOP OFFICIAL
IRS990ScheduleO/GeneralExplanation/Identifier8COMPENSATION PROCESS FOR OFFICERS
IRS990ScheduleO/GeneralExplanation/Identifier9GOVERNING DOCUMENTS DISCLOSURE EXPLANATION
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/GeneralExplanation/ReturnReference2FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/GeneralExplanation/ReturnReference3FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/GeneralExplanation/ReturnReference4FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/GeneralExplanation/ReturnReference5FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/GeneralExplanation/ReturnReference6FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/GeneralExplanation/ReturnReference7FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/GeneralExplanation/ReturnReference8FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/GeneralExplanation/ReturnReference9FORM 990, PAGE 6, PART VI, LINE 19
IRS990/ScheduleORequired0true
IRS990/School0false
IRS990/SignificantChange0false
IRS990/SignificantNewProgramServices0false
IRS990/StateLegalDomicile0WI
IRS990/SubjectToProxyTax0false
IRS990/TaxablePartyNotification0false
IRS990/TaxExemptBonds0false
IRS990/Terminated0false
IRS990/TermOrPermanentEndowments0false
IRS990/TheBooksAreInCareOf/AddressUS/AddressLine10301 JACKSON STREET
IRS990/TheBooksAreInCareOf/AddressUS/City0OCONTO FALLS
IRS990/TheBooksAreInCareOf/AddressUS/State0WI
IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode054154
IRS990/TheBooksAreInCareOf/NamePerson0LISA GILLIGAN
IRS990/TheBooksAreInCareOf/TelephoneNumber09208464106
IRS990/TotalAssets/BOY060066689
IRS990/TotalAssetsBOY060066689
IRS990/TotalAssets/EOY067327463
IRS990/TotalAssetsEOY067327463
IRS990/TotalCompGT150K0false
IRS990/TotalExpensesCurrentYear03453640
IRS990/TotalExpensesPriorYear03400958
IRS990/TotalFunctionalExpenses/Fundraising00
IRS990/TotalFunctionalExpenses/ManagementAndGeneral00
IRS990/TotalFunctionalExpenses/ProgramServices00
IRS990/TotalFunctionalExpenses/Total03453640
IRS990/TotalFundrsngExpCurrentYear00
IRS990/TotalGrossUBI011278
IRS990/TotalLiabilities/BOY052392137
IRS990/TotalLiabilitiesBOY052392137
IRS990/TotalLiabilities/EOY059370623
IRS990/TotalLiabilitiesEOY059370623
IRS990/TotalLiabNetAssetsFundBalances/BOY060066689
IRS990/TotalLiabNetAssetsFundBalances/EOY067327463
IRS990/TotalNbrEmployees040
IRS990/TotalNbrVolunteers03
IRS990/TotalNetAssetsFundBalances/BOY07674552
IRS990/TotalNetAssetsFundBalances/EOY07956840
IRS990/TotalOtherCompensation015173
IRS990/TotalOthProgramServiceRevenue/TotalRevenueColumn01980
IRS990/TotalOthProgramServiceRevenue/UnrelatedBusinessRevenue01980
IRS990/TotalProfFundrsngExpCY00
IRS990/TotalProgramServiceRevenue03520763
IRS990/TotalReportableCompFromOrg095925
IRS990/TotalRevenueCurrentYear03735928
IRS990/TotalRevenue/ExclusionAmount0179515
IRS990/TotalRevenuePriorYear03588535
IRS990/TotalRevenue/RelatedOrExemptFunctionIncome03545135
IRS990/TotalRevenue/TotalRevenueColumn03735928
IRS990/TotalRevenue/UnrelatedBusinessRevenue011278
IRS990/TransactionRelatedEntity0false
IRS990/TypeOfOrganizationCorporation0X
IRS990/UnrelatedBusinessIncome0true
IRS990/UponRequest0X
IRS990/WebSite0WWW.NEWCU.ORG
IRS990/WhistleblowerPolicy0false
IRS990/YearFormation01962
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0396050513
ReturnHeader/Filer/Name/BusinessNameLine10NEW CREDIT UNION
ReturnHeader/Filer/NameControl0NEWC
ReturnHeader/Filer/Phone09208464106
ReturnHeader/Filer/USAddress/AddressLine10301 JACKSON STREET
ReturnHeader/Filer/USAddress/City0OCONTO FALLS
ReturnHeader/Filer/USAddress/State0WI
ReturnHeader/Filer/USAddress/ZIPCode054154
ReturnHeader/Officer/DateSigned02012-04-26
ReturnHeader/Officer/Name0LISA GILLIGAN
ReturnHeader/Officer/Phone09208464106
ReturnHeader/Officer/Title0PRESIDENT
ReturnHeader/Preparer/DatePrepared02012-04-26
ReturnHeader/Preparer/Name0BRENT WOOKEY CPA
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02011-01-01
ReturnHeader/TaxPeriodEndDate02011-12-31
ReturnHeader/TaxYear02011
ReturnHeader/Timestamp02012-04-26T18:55:42-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2011 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$67,327,463
Liabilities
$59,370,623
Net assets
$7,956,840
Revenue
-
Expenses
$3,453,640
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$151$135$16.5$7.18$5.68$1.50
2023Detailed filing. Detailed filing data is available for this year.$150$136$14.6$5.75$5.21$0.54
2022Detailed filing. Detailed filing data is available for this year.$158$144$13.9$4.94$4.38$0.56
2021Detailed filing. Detailed filing data is available for this year.$155$141$14.3$4.69$4.32$0.37
2020Detailed filing. Detailed filing data is available for this year.$140$126$14.0$5.02$4.22$0.81
2019Detailed filing. Detailed filing data is available for this year.$113$99.6$13.2$5.05$4.49$0.56
2018Detailed filing. Detailed filing data is available for this year.$103$90.5$12.6$4.76$4.07$0.69
2017Detailed filing. Detailed filing data is available for this year.$101$89.5$11.9$4.18$3.78$0.39
2016Detailed filing. Detailed filing data is available for this year.$84.6$74.9$9.66$3.87$3.34$0.53
2015Detailed filing. Detailed filing data is available for this year.$83.1$74.0$9.10$3.76$3.70$0.06
2014Detailed filing. Detailed filing data is available for this year.$76.7$67.7$9.06$3.69$3.35$0.34
2013Detailed filing. Detailed filing data is available for this year.$73.8$65.1$8.72$3.73$3.28$0.45
2012Summary only. Only limited summary data is available for this year.$71.9$63.6$8.27$3.76$3.45$0.31
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$67.3$59.4$7.96$3.45
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$60.1$52.4$7.67$3.40
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2011 filings • 501(c)14 • $50M-$100M nonprofits