Civic Intelligence

New Credit Union

EIN 39-6050513 • 501(c)14 • Oconto Falls, WI

Profile

We are a non-profit financial cooperative. See Schedule O.

301 Jackson StreetOconto Falls, WI 54154

www.newcu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

45th percentile

0.89x

Higher debt load relative to assets than 45% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2025

Liabilities / Revenue

78th percentile

17.75x

Higher debt load relative to revenue than 78% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2025

Net Margin

91st percentile

26%

Higher net margin than 91% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2025

Top Officer Pay

10th percentile

$143,768

Higher top officer pay than 10% of similar nonprofits.

Top officer pay equals 1.7% of source-year revenue.

501(c)14 • $100M-$250M nonprofits • Source year 2025

Asset Growth

90th percentile

9.3%

Faster asset growth than 90% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2024 to 2025

Revenue Growth

58th percentile

15%

Faster revenue growth than 58% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2024 to 2025

Assets

Up

$151,042,811

Up $662,334 (+0.4%) from 2023

Liabilities

Down

$134,587,415

Down $1,148,129 (-0.8%) from 2023

Net Assets

Up

$16,455,396

Up $1,810,463 (+12%) from 2023

Revenue

Up

$7,178,383

Up $1,429,092 (+25%) from 2023

Expenses

Up

$5,679,676

Up $468,331 (+9.0%) from 2023

Net Income

Up

$1,498,707

Up $960,761 (+179%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200M$150M$100M$50M$0Assets 2010: $60,066,689Liabilities 2010: $52,392,137Net Assets 2010: $7,674,5522010Assets 2011: $67,327,463Liabilities 2011: $59,370,623Net Assets 2011: $7,956,8402011Assets 2012: $71,903,964Liabilities 2012: $63,637,160Net Assets 2012: $8,266,8042012Assets 2013: $73,834,457Liabilities 2013: $65,116,957Net Assets 2013: $8,717,5002013Assets 2014: $76,744,537Liabilities 2014: $67,687,255Net Assets 2014: $9,057,2822014Assets 2015: $83,126,881Liabilities 2015: $74,023,311Net Assets 2015: $9,103,5702015Assets 2016: $84,605,785Liabilities 2016: $74,943,831Net Assets 2016: $9,661,9542016Assets 2017: $101,396,757Liabilities 2017: $89,457,926Net Assets 2017: $11,938,8312017Assets 2018: $103,140,873Liabilities 2018: $90,527,627Net Assets 2018: $12,613,2462018Assets 2019: $112,768,490Liabilities 2019: $99,597,428Net Assets 2019: $13,171,0622019Assets 2020: $139,521,368Liabilities 2020: $125,544,488Net Assets 2020: $13,976,8802020Assets 2021: $155,392,942Liabilities 2021: $141,050,959Net Assets 2021: $14,341,9832021Assets 2022: $157,501,597Liabilities 2022: $143,623,206Net Assets 2022: $13,878,3912022Assets 2023: $150,380,477Liabilities 2023: $135,735,544Net Assets 2023: $14,644,9332023Assets 2024: $151,042,811Liabilities 2024: $134,587,415Net Assets 2024: $16,455,3962024

Highlighted filing

2024

Assets$151,042,811
Liabilities$134,587,415
Net Assets$16,455,396

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0Expenses 2010: $3,400,9582010Expenses 2011: $3,453,6402011Revenue 2012: $3,758,328Expenses 2012: $3,448,364Net Income 2012: $309,9642012Revenue 2013: $3,727,886Expenses 2013: $3,277,190Net Income 2013: $450,6962013Revenue 2014: $3,691,134Expenses 2014: $3,351,352Net Income 2014: $339,7822014Revenue 2015: $3,758,055Expenses 2015: $3,697,772Net Income 2015: $60,2832015Revenue 2016: $3,868,258Expenses 2016: $3,336,116Net Income 2016: $532,1422016Revenue 2017: $4,176,902Expenses 2017: $3,782,743Net Income 2017: $394,1592017Revenue 2018: $4,764,158Expenses 2018: $4,074,770Net Income 2018: $689,3882018Revenue 2019: $5,046,512Expenses 2019: $4,488,696Net Income 2019: $557,8162019Revenue 2020: $5,022,973Expenses 2020: $4,217,155Net Income 2020: $805,8182020Revenue 2021: $4,687,266Expenses 2021: $4,316,001Net Income 2021: $371,2652021Revenue 2022: $4,944,491Expenses 2022: $4,383,453Net Income 2022: $561,0382022Revenue 2023: $5,749,291Expenses 2023: $5,211,345Net Income 2023: $537,9462023Revenue 2024: $7,178,383Expenses 2024: $5,679,676Net Income 2024: $1,498,7072024

Highlighted filing

2024

Revenue$7,178,383
Expenses$5,679,676
Net Income$1,498,707

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$151$135$16.5$7.18$5.68$1.50
2023Detailed filing. Detailed filing data is available for this year.$150$136$14.6$5.75$5.21$0.54
2022Detailed filing. Detailed filing data is available for this year.$158$144$13.9$4.94$4.38$0.56
2021Detailed filing. Detailed filing data is available for this year.$155$141$14.3$4.69$4.32$0.37
2020Detailed filing. Detailed filing data is available for this year.$140$126$14.0$5.02$4.22$0.81
2019Detailed filing. Detailed filing data is available for this year.$113$99.6$13.2$5.05$4.49$0.56
2018Detailed filing. Detailed filing data is available for this year.$103$90.5$12.6$4.76$4.07$0.69
2017Detailed filing. Detailed filing data is available for this year.$101$89.5$11.9$4.18$3.78$0.39
2016Detailed filing. Detailed filing data is available for this year.$84.6$74.9$9.66$3.87$3.34$0.53
2015Detailed filing. Detailed filing data is available for this year.$83.1$74.0$9.10$3.76$3.70$0.06
2014Detailed filing. Detailed filing data is available for this year.$76.7$67.7$9.06$3.69$3.35$0.34
2013Detailed filing. Detailed filing data is available for this year.$73.8$65.1$8.72$3.73$3.28$0.45
2012Summary only. Only limited summary data is available for this year.$71.9$63.6$8.27$3.76$3.45$0.31
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$67.3$59.4$7.96$3.45
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$60.1$52.4$7.67$3.40
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Mar 19, 2025
Return Version
2024v5.0
Gross Receipts
$7,178,383
Mission and Program Overview

Mission

Provide exceptional service all member/owners. Offer a variety of personalized, convenient and quality services to assist member/owners in reaching their financial goals. Protect the assets of the member/owners and assure the financial stability of the credit union. Encourage continuing financial education and provide enrichment opportunities for member/owners of all ages. Actively serve the communities in which our member/owners live and work.

See Schedule O

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$75,343,896$80,528,323▲ $5,184,427
Savings and Temporary Cash Investments$67,451,604$64,084,174▼ $3,367,430
Rtn Earn Endowment Incm Other Fnds$14,644,933$16,455,396▲ $1,810,463
Investments Program Related$2,167,868$2,126,165▼ $41,703
Cash and Non-Interest-Bearing Accounts$3,230,722$2,115,657▼ $1,115,065
Land, Buildings, and Equipment, Net$1,270,302$1,116,370▼ $153,932
Accounts Receivable$372,786$369,532▼ $3,254
Prepaid Expenses and Deferred Charges$146,965$120,667▼ $26,298
Total Assets$150,380,477$151,042,811▲ $662,334
Other Assets Total$396,334$581,923▲ $185,589
Liabilities
Other Liabilities$133,220,966$131,894,358▼ $1,326,608
Accounts Payable and Accrued Expenses$2,287,961$2,465,702▲ $177,741
Escrow Account Liability$226,617$227,355▲ $738
Total Liabilities$135,735,544$134,587,415▼ $1,148,129
Net Assets / Fund Balance
Total Net Assets Fund Balance$14,644,933$16,455,396▲ $1,810,463
Total Liabilities and Net Assets / Fund Balance$150,380,477$151,042,811▲ $662,334

Asset Categories

AssetBook ValueDepreciationBasis
Investment Program Related Org$37,875--
Buildings$808,932$1,838,066-
Other Land Buildings$40,303--
Land$78,890--
Equipment$165,769$1,276,546-
Leasehold Improvements$22,476$74,493-
Other Assets Org$134,284--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Lisa GilliganCEOPresidentFT$140,718$140,718

Board Members and Trustees

NameTitle
William KamkeChair
Ken HarterVice Chair
Christopher BrabantDirector
Diane LaplantDirector
Jeff BehnkeDirector
Tammie MccarthySecretary
Tammy SteffeckTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$5,068,807
Investment Income
$2,109,576
Other Revenue
$0
Change in Net Assets
$1,498,707
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,418,741
Salaries, Compensation, and Employee Benefits$2,260,935
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,512,362
Office Expenses---$1,462,683
Occupancy---$662,104
Other Employee Benefits---$380,477
Depreciation Depletion---$180,155
Payroll Taxes---$160,884
Current Officers, Directors, Trustees, and Key Employees---$140,718
Other Expenses---$123,369
Information Technology---$105,242
Advertising---$89,647
Pension Plan Contributions---$66,494
Insurance---$51,192
Conferences and Meetings---$34,664
Fees for Service Investment Mgmnt Fees---$34,496
Fees for Services Accounting---$28,785
Interest---$2,067
Total Functional Expenses$0$0$0$5,679,676
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares & Certifica$132,121,713
Escrow acct moved to line$-227,355
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Part VI Line 11B

CEO reviewed documents for accuracy, prior to filing with the IRS

Part VI Line 19

No documents available to the public

Part VI Line 6

We are a non-stock non-profit . The organization has members. To be

Part VI Line 6

a member one must have a share (savings) account at the credit

Part VI Line 6

union.

Part VI Line 7A

The board of directors is elected by the creidt union's members.

Part VI Line 7A

Each member has on vote.

Part VI Line 7B

A member vote is required for decisions which are beyond the

Part VI Line 7B

authority of the board of directors. Items which require a

Part VI Line 7B

membership vote are outlined and specified in our bylaws.

Part VI Line 7B

each member has one vote.

Part VI 11A

COO prepares the 990 and matches it to the board

Part VI 11A

reported financials, general ledger and state of WI dept of

Part VI 11A

Financial Institution reported results. CEO reviews the report

Part VI 11A

confirms filing.

Part VI 11B

CEO reviewed documents for accuracy, prior to filing with the IRS

Part VI 12A

Policy is reviewed annually and signed by each member of the

Part VI 12A

Board of Directors.

Part VI Line 15

CEO Reviews the competitive market for key employee's wages,

Part VI Line 15

reviews them with the HR department, and completes paperwork

Part VI Line 19

No documents available to the public

Filing and Contact Details

Filer

Filer Name
NEW Credit Union
EIN
39-6050513
In Care Of
% Becky Behnke
Phone
9208482793
Address
301 Jackson Street, Oconto Falls, WI 54154

Signing Officer

Name
Becky Behnke
Title
Chief Operations Officer
Phone
9208482793
Signed
2025-03-19

Organization Details

Principal Officer
Lisa Gilligan
Formed
1962
Legal Domicile
Wi
Voting Board Members
7
Independent Board Members
7
Employees
53
Supplemental Narrative

Additional Explanations

Part I Line 1

Member owned financial cooperative. The mission is to provide

Part I Line 1

exceptional service to all members/owners. offer a variety of

Part I Line 1

personalized convenient and quality services to assist members/owners

Part I Line 1

in reaching their financial goals, protecting the assets of the

Part I Line 1

members/owners and assure financial stability of the credit

Part I Line 1

union, encourage continuing financial education and provide

Part I Line 1

enrichment, and actively serve the communities in which our

Part I Line 1

members/owners live and work.

Financial Statement Notes

Other Explanation

P4, Ln 2The credit union holds funds in escrow accounts for property taxes and homeowners insurance related to mortgage loans to members. p10, Ln 2Member shares & Certificates. Escrow accounts to line 21 990 Part X

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IRS990/OtherExpensesGrp/Desc0Dividend Expense
IRS990/OtherExpensesGrp/Desc1Provision for loan loss
IRS990/OtherExpensesGrp/Desc2Loan Servicing
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IRS990/OtherExpensesGrp/TotalAmt1-78604
IRS990/OtherExpensesGrp/TotalAmt2123369
IRS990/OtherLiabilitiesGrp/BOYAmt0133220966
IRS990/OtherLiabilitiesGrp/EOYAmt0131894358
IRS990/OtherSalariesAndWagesGrp/TotalAmt01512362
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IRS990/OthNotesLoansReceivableNetGrp/EOYAmt080528323
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IRS990/PensionPlanContributionsGrp/TotalAmt066494
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IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0146965
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0120667
IRS990/PrincipalOfficerNm0Lisa Gilligan
IRS990/ProfessionalFundraisingInd0false
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IRS990/ProgramServiceRevenueGrp/BusinessCd1522291
IRS990/ProgramServiceRevenueGrp/BusinessCd2522291
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IRS990/ProgramServiceRevenueGrp/BusinessCd4522100
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Other Member Revenue
IRS990/ProgramServiceRevenueGrp/Desc2Member Fee Revenue
IRS990/ProgramServiceRevenueGrp/Desc3Non-Member CVRDMV Revenu
IRS990/ProgramServiceRevenueGrp/Desc4Non-mber Atm Fees & CK CA
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03732539
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1893475
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2425612
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1893475
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2425612
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt31477
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt415704
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt01477
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt115704
IRS990/ProgSrvcAccomActy2Grp/Desc0The credit union has several types of loan programs available for our members.We funded 1,816 amount of loans for out members totaling $27.3 million dollars.
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IRS990ScheduleD/BuildingsGrp/DepreciationAmt01838066
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IRS990ScheduleD/EquipmentGrp/BookValueAmt0165769
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IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt1257852
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt2294765
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt36647
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IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt71292386
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt837875
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0PCC 50 Shares
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1Nonperpetual Capital ACC
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2PCC 12 Shares
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc3Stock Shares
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc4Shared Service Center Inv
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc5CUNA Mutual CFR
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc6Other Investment Share
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc7Ncua Capitalization depos
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc8Loans to CUSO
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IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt078890
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt022476
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt074493
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt096969
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt0218194
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt194741
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt2122671
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt312033
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt4134284
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0Accrued Dividends Investm
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1Accrued Int Bonds
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2Accrued income loans
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3Interest Receivable Loans
IRS990ScheduleD/OtherAssetsOrgGrp/Desc4Other Real Estate Owned
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt040303
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt040303
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0132121713
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1-227355
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Shares & Certifica
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Escrow acct moved to line
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0P4, Ln 2The credit union holds funds in escrow accounts for property taxes and homeowners insurance related to mortgage loans to members. p10, Ln 2Member shares & Certificates. Escrow accounts to line 21 990 Part X
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Explanation
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IRS990ScheduleD/TotalBookValueOtherAssetsAmt0581923
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IRS990ScheduleD/TotalLiabilityAmt0131894358
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0CEO reviewed documents for accuracy, prior to filing with the IRS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1No documents available to the public
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Member owned financial cooperative. The mission is to provide
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3exceptional service to all members/owners. offer a variety of
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4personalized convenient and quality services to assist members/owners
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5in reaching their financial goals, protecting the assets of the
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6members/owners and assure financial stability of the credit
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7union, encourage continuing financial education and provide
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8enrichment, and actively serve the communities in which our
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9members/owners live and work.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10We are a non-stock non-profit . The organization has members. To be
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11a member one must have a share (savings) account at the credit
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12union.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13The board of directors is elected by the creidt union's members.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14Each member has on vote.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15A member vote is required for decisions which are beyond the
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16authority of the board of directors. Items which require a
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt17membership vote are outlined and specified in our bylaws.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt18each member has one vote.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt19COO prepares the 990 and matches it to the board
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt20reported financials, general ledger and state of WI dept of
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt21Financial Institution reported results. CEO reviews the report
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt22confirms filing.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt23CEO reviewed documents for accuracy, prior to filing with the IRS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt24Policy is reviewed annually and signed by each member of the
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt25Board of Directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt26CEO Reviews the competitive market for key employee's wages,
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt27reviews them with the HR department, and completes paperwork
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt28No documents available to the public
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Part VI Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Part VI Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Part I Line 1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Part I Line 1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Part I Line 1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Part I Line 1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Part I Line 1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Part I Line 1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Part I Line 1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Part I Line 1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Part VI Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Part VI Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Part VI Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Part VI Line 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Part VI Line 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Part VI Line 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc16Part VI Line 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc17Part VI Line 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc18Part VI Line 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc19Part VI 11A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc20Part VI 11A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc21Part VI 11A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc22Part VI 11A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc23Part VI 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc24Part VI 12A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc25Part VI 12A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc26Part VI Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc27Part VI Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc28Part VI Line 19
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IRS990/TotalAssetsGrp/BOYAmt0150380477
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IRS990/TotalEmployeeCnt053

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