Liabilities / Assets
45th percentile
Higher debt load relative to assets than 45% of similar nonprofits.
EIN 39-6050513 • 501(c)14 • Oconto Falls, WI
Profile
We are a non-profit financial cooperative. See Schedule O.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
45th percentile
Higher debt load relative to assets than 45% of similar nonprofits.
Liabilities / Revenue
78th percentile
Higher debt load relative to revenue than 78% of similar nonprofits.
Net Margin
91st percentile
Higher net margin than 91% of similar nonprofits.
Top Officer Pay
10th percentile
Higher top officer pay than 10% of similar nonprofits.
Top officer pay equals 1.7% of source-year revenue.
Asset Growth
90th percentile
Faster asset growth than 90% of similar nonprofits.
Revenue Growth
58th percentile
Faster revenue growth than 58% of similar nonprofits.
Assets
Up$151,042,811
Up $662,334 (+0.4%) from 2023
Liabilities
Down$134,587,415
Down $1,148,129 (-0.8%) from 2023
Net Assets
Up$16,455,396
Up $1,810,463 (+12%) from 2023
Revenue
Up$7,178,383
Up $1,429,092 (+25%) from 2023
Expenses
Up$5,679,676
Up $468,331 (+9.0%) from 2023
Net Income
Up$1,498,707
Up $960,761 (+179%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
Provide exceptional service all member/owners. Offer a variety of personalized, convenient and quality services to assist member/owners in reaching their financial goals. Protect the assets of the member/owners and assure the financial stability of the credit union. Encourage continuing financial education and provide enrichment opportunities for member/owners of all ages. Actively serve the communities in which our member/owners live and work.
See Schedule O
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $75,343,896 | $80,528,323 | ▲ $5,184,427 |
| Savings and Temporary Cash Investments | $67,451,604 | $64,084,174 | ▼ $3,367,430 |
| Rtn Earn Endowment Incm Other Fnds | $14,644,933 | $16,455,396 | ▲ $1,810,463 |
| Investments Program Related | $2,167,868 | $2,126,165 | ▼ $41,703 |
| Cash and Non-Interest-Bearing Accounts | $3,230,722 | $2,115,657 | ▼ $1,115,065 |
| Land, Buildings, and Equipment, Net | $1,270,302 | $1,116,370 | ▼ $153,932 |
| Accounts Receivable | $372,786 | $369,532 | ▼ $3,254 |
| Prepaid Expenses and Deferred Charges | $146,965 | $120,667 | ▼ $26,298 |
| Total Assets | $150,380,477 | $151,042,811 | ▲ $662,334 |
| Other Assets Total | $396,334 | $581,923 | ▲ $185,589 |
| Liabilities | |||
| Other Liabilities | $133,220,966 | $131,894,358 | ▼ $1,326,608 |
| Accounts Payable and Accrued Expenses | $2,287,961 | $2,465,702 | ▲ $177,741 |
| Escrow Account Liability | $226,617 | $227,355 | ▲ $738 |
| Total Liabilities | $135,735,544 | $134,587,415 | ▼ $1,148,129 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $14,644,933 | $16,455,396 | ▲ $1,810,463 |
| Total Liabilities and Net Assets / Fund Balance | $150,380,477 | $151,042,811 | ▲ $662,334 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Investment Program Related Org | $37,875 | - | - |
| Buildings | $808,932 | $1,838,066 | - |
| Other Land Buildings | $40,303 | - | - |
| Land | $78,890 | - | - |
| Equipment | $165,769 | $1,276,546 | - |
| Leasehold Improvements | $22,476 | $74,493 | - |
| Other Assets Org | $134,284 | - | - |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Lisa Gilligan | CEOPresident | FT | $140,718 | $140,718 |
| Name | Title |
|---|---|
| William Kamke | Chair |
| Ken Harter | Vice Chair |
| Christopher Brabant | Director |
| Diane Laplant | Director |
| Jeff Behnke | Director |
| Tammie Mccarthy | Secretary |
| Tammy Steffeck | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $3,418,741 |
| Salaries, Compensation, and Employee Benefits | $2,260,935 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $1,512,362 |
| Office Expenses | - | - | - | $1,462,683 |
| Occupancy | - | - | - | $662,104 |
| Other Employee Benefits | - | - | - | $380,477 |
| Depreciation Depletion | - | - | - | $180,155 |
| Payroll Taxes | - | - | - | $160,884 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $140,718 |
| Other Expenses | - | - | - | $123,369 |
| Information Technology | - | - | - | $105,242 |
| Advertising | - | - | - | $89,647 |
| Pension Plan Contributions | - | - | - | $66,494 |
| Insurance | - | - | - | $51,192 |
| Conferences and Meetings | - | - | - | $34,664 |
| Fees for Service Investment Mgmnt Fees | - | - | - | $34,496 |
| Fees for Services Accounting | - | - | - | $28,785 |
| Interest | - | - | - | $2,067 |
| Total Functional Expenses | $0 | $0 | $0 | $5,679,676 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares & Certifica | $132,121,713 |
| Escrow acct moved to line | $-227,355 |
“CEO reviewed documents for accuracy, prior to filing with the IRS”
“No documents available to the public”
“We are a non-stock non-profit . The organization has members. To be”
“a member one must have a share (savings) account at the credit”
“union.”
“The board of directors is elected by the creidt union's members.”
“Each member has on vote.”
“A member vote is required for decisions which are beyond the”
“authority of the board of directors. Items which require a”
“membership vote are outlined and specified in our bylaws.”
“each member has one vote.”
“COO prepares the 990 and matches it to the board”
“reported financials, general ledger and state of WI dept of”
“Financial Institution reported results. CEO reviews the report”
“confirms filing.”
“CEO reviewed documents for accuracy, prior to filing with the IRS”
“Policy is reviewed annually and signed by each member of the”
“Board of Directors.”
“CEO Reviews the competitive market for key employee's wages,”
“reviews them with the HR department, and completes paperwork”
“No documents available to the public”
“Member owned financial cooperative. The mission is to provide”
“exceptional service to all members/owners. offer a variety of”
“personalized convenient and quality services to assist members/owners”
“in reaching their financial goals, protecting the assets of the”
“members/owners and assure financial stability of the credit”
“union, encourage continuing financial education and provide”
“enrichment, and actively serve the communities in which our”
“members/owners live and work.”
“P4, Ln 2The credit union holds funds in escrow accounts for property taxes and homeowners insurance related to mortgage loans to members. p10, Ln 2Member shares & Certificates. Escrow accounts to line 21 990 Part X”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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|---|---|---|
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| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 2465702 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 372786 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 369532 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | See Schedule O |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 89647 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | false |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | LISA GILLIGAN |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9208482793 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 301 Jackson Street |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Oconto Falls |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 54154 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 3230722 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 2115657 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 140718 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 34664 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | true |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 2109576 |
| IRS990/CYOtherExpensesAmt | 0 | 3418741 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 5068807 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 1498707 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 2260935 |
| IRS990/CYTotalExpensesAmt | 0 | 5679676 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 7178383 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 180155 |
| IRS990/Desc | 0 | The credit union has various types of deposit accounts available for out members. As of 12/31/2024, we had 12,127 members with 28,247 deposit accounts. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 53 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 226617 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 227355 |
| IRS990/ExcsTaxSect4951Or4952Or4953Ind | 0 | false |
| IRS990/ExpenseAmt | 0 | 725008 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 28785 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 34496 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.50 |
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| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | LISA GILLIGAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | WILLIAM KAMKE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | KEN HARTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | TAMMY STEFFECK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | TAMMIE MCCARTHY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | DIANE LAPLANT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | CHRISTOPHER BRABANT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | JEFF BEHNKE |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 140718 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CEOPresident |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Vice Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Director |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1962 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 7178383 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 105242 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 51192 |
| IRS990/InterestGrp/TotalAmt | 0 | 2067 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2109576 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 2109576 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 2167868 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 2126165 |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 3189105 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1270302 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1116370 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 4305475 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | We are a non-profit financial cooperative. See Schedule O. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 14644933 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 16455396 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 10770 |
| IRS990/NoListedPersonsCompensatedInd | 0 | X |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 662104 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 1462683 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 396334 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 581923 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 380477 |
| IRS990/OtherExpensesGrp/Desc | 0 | Dividend Expense |
| IRS990/OtherExpensesGrp/Desc | 1 | Provision for loan loss |
| IRS990/OtherExpensesGrp/Desc | 2 | Loan Servicing |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 722941 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | -78604 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 123369 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 133220966 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 131894358 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 1512362 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 75343896 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 80528323 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 160884 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 66494 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 146965 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 120667 |
| IRS990/PrincipalOfficerNm | 0 | Lisa Gilligan |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 900099 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Other Member Revenue |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Member Fee Revenue |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | Non-Member CVRDMV Revenu |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | Non-mber Atm Fees & CK CA |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3732539 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 893475 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 425612 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 3732539 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 893475 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 425612 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 1477 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 15704 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 1477 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 15704 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | The credit union has several types of loan programs available for our members.We funded 1,816 amount of loans for out members totaling $27.3 million dollars. |
| IRS990/ProgSrvcAccomActy2Grp/RevenueAmt | 0 | 3732539 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 1443758 |
| IRS990/PYOtherExpensesAmt | 0 | 3074415 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 4305533 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 537946 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 2136930 |
| IRS990/PYTotalExpensesAmt | 0 | 5211345 |
| IRS990/PYTotalRevenueAmt | 0 | 5749291 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 1498707 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | true |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | true |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 14644933 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 16455396 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 67451604 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 64084174 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/AgentTrusteeEtcInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 808932 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 1838066 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 2646998 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 165769 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 1276546 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 1442315 |
| IRS990ScheduleD/ExplanationProvidedInd | 0 | X |
| IRS990ScheduleD/InclEscrowCustodialAcctLiabInd | 0 | true |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 220940 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 257852 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 2 | 294765 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 3 | 6647 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 4 | 10000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 5 | 5688 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 6 | 12 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 7 | 1292386 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 8 | 37875 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | PCC 50 Shares |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | Nonperpetual Capital ACC |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 2 | PCC 12 Shares |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 3 | Stock Shares |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 4 | Shared Service Center Inv |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 5 | CUNA Mutual CFR |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 6 | Other Investment Share |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 7 | Ncua Capitalization depos |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 8 | Loans to CUSO |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | F |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 3 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 4 | C |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 78890 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 78890 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 22476 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 74493 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 96969 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 0 | 218194 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 1 | 94741 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 2 | 122671 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 3 | 12033 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 4 | 134284 |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 0 | Accrued Dividends Investm |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 1 | Accrued Int Bonds |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 2 | Accrued income loans |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 3 | Interest Receivable Loans |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 4 | Other Real Estate Owned |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 40303 |
| IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 40303 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 132121713 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | -227355 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Member Shares & Certifica |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | Escrow acct moved to line |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | P4, Ln 2The credit union holds funds in escrow accounts for property taxes and homeowners insurance related to mortgage loans to members. p10, Ln 2Member shares & Certificates. Escrow accounts to line 21 990 Part X |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Other Explanation |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1116370 |
| IRS990ScheduleD/TotalBookValueOtherAssetsAmt | 0 | 581923 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 2126165 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 131894358 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | CEO reviewed documents for accuracy, prior to filing with the IRS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | No documents available to the public |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Member owned financial cooperative. The mission is to provide |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | exceptional service to all members/owners. offer a variety of |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | personalized convenient and quality services to assist members/owners |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | in reaching their financial goals, protecting the assets of the |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | members/owners and assure financial stability of the credit |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | union, encourage continuing financial education and provide |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | enrichment, and actively serve the communities in which our |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | members/owners live and work. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | We are a non-stock non-profit . The organization has members. To be |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | a member one must have a share (savings) account at the credit |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 12 | union. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 13 | The board of directors is elected by the creidt union's members. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 14 | Each member has on vote. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 15 | A member vote is required for decisions which are beyond the |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 16 | authority of the board of directors. Items which require a |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 17 | membership vote are outlined and specified in our bylaws. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 18 | each member has one vote. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 19 | COO prepares the 990 and matches it to the board |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 20 | reported financials, general ledger and state of WI dept of |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 21 | Financial Institution reported results. CEO reviews the report |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 22 | confirms filing. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 23 | CEO reviewed documents for accuracy, prior to filing with the IRS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 24 | Policy is reviewed annually and signed by each member of the |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 25 | Board of Directors. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 26 | CEO Reviews the competitive market for key employee's wages, |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 27 | reviews them with the HR department, and completes paperwork |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 28 | No documents available to the public |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Part VI Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Part VI Line 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Part I Line 1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Part I Line 1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Part I Line 1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Part I Line 1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Part I Line 1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Part I Line 1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Part I Line 1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | Part I Line 1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | Part VI Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | Part VI Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 12 | Part VI Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 13 | Part VI Line 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 14 | Part VI Line 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 15 | Part VI Line 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 16 | Part VI Line 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 17 | Part VI Line 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 18 | Part VI Line 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 19 | Part VI 11A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 20 | Part VI 11A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 21 | Part VI 11A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 22 | Part VI 11A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 23 | Part VI 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 24 | Part VI 12A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 25 | Part VI 12A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 26 | Part VI Line 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 27 | Part VI Line 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 28 | Part VI Line 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | WI |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 150380477 |
| IRS990/TotalAssetsEOYAmt | 0 | 151042811 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 150380477 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 151042811 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 53 |
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