Civic Intelligence

Community First Credit Union Inc

EIN 34-0813484 • 501(c)14 • Ashtabula, OH

View Organization Page

Profile

The Community First Credit Union is owned by its membership and exists to provide, in a friendly atmosphere, high quality financial services at favorable terms to members, while maintaining the long-term financial stability of the credit union.

2043 East Prospect RoadAshtabula, OH 44004

www.cfcua.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

43rd percentile

0.89x

Higher debt load relative to assets than 43% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2022

Liabilities / Revenue

99th percentile

30.59x

Higher debt load relative to revenue than 99% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2022

Net Margin

10th percentile

0.1%

Higher net margin than 10% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2022

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

41st percentile

1.2%

Faster asset growth than 41% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2021 to 2022

Revenue Growth

22nd percentile

6.6%

Faster revenue growth than 22% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / Assets43rd percentile

Assets

Up

$93,442,029

Up $629,997 (+0.7%) from 2023

Liabilities

Up

$81,209,087

Up $182,689 (+0.2%) from 2023

Net Assets

Up

$12,232,942

Up $447,308 (+3.8%) from 2023

Operations
Liabilities / Revenue99th percentileNet Margin10th percentile

Revenue

Up

$3,986,299

Up $534,483 (+15%) from 2023

Expenses

Up

$3,710,327

Up $402,197 (+12%) from 2023

Net Income

Up

$275,972

Up $132,286 (+92%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth41st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150M$100M$50M$0Assets 2010: $64,414,214Liabilities 2010: $54,347,868Net Assets 2010: $10,066,3462010Assets 2011: $67,825,442Liabilities 2011: $57,091,739Net Assets 2011: $10,733,7032011Assets 2012: $69,906,320Liabilities 2012: $59,048,571Net Assets 2012: $10,857,7492012Assets 2013: $70,549,521Liabilities 2013: $59,921,177Net Assets 2013: $10,628,3442013Assets 2014: $71,112,271Liabilities 2014: $60,562,321Net Assets 2014: $10,549,9502014Assets 2015: $73,883,923Liabilities 2015: $63,179,785Net Assets 2015: $10,704,1382015Assets 2016: $74,891,982Liabilities 2016: $64,166,568Net Assets 2016: $10,725,4142016Assets 2017: $75,705,249Liabilities 2017: $64,749,565Net Assets 2017: $10,955,6842017Assets 2018: $74,023,782Liabilities 2018: $62,807,520Net Assets 2018: $11,216,2622018Assets 2019: $77,472,453Liabilities 2019: $65,698,198Net Assets 2019: $11,774,2552019Assets 2020: $89,464,268Liabilities 2020: $77,431,423Net Assets 2020: $12,032,8452020Assets 2021: $99,249,182Liabilities 2021: $87,246,620Net Assets 2021: $12,002,5622021Assets 2022: $100,431,742Liabilities 2022: $89,092,889Net Assets 2022: $11,338,8532022Assets 2023: $92,812,032Liabilities 2023: $81,026,398Net Assets 2023: $11,785,6342023Assets 2024: $93,442,029Liabilities 2024: $81,209,087Net Assets 2024: $12,232,9422024

Highlighted filing

2024

Assets$93,442,029
Liabilities$81,209,087
Net Assets$12,232,942
Open 2024 Filing

Operations Trend

Revenue Growth22nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$2.0M$0-$2.0MExpenses 2010: $2,634,2002010Expenses 2011: $2,268,9262011Expenses 2012: $2,443,2102012Revenue 2013: $2,305,129Expenses 2013: $2,338,908Net Income 2013: -$33,7792013Revenue 2014: $2,168,161Expenses 2014: $2,278,586Net Income 2014: -$110,4252014Revenue 2015: $2,331,201Expenses 2015: $2,181,881Net Income 2015: $149,3202015Revenue 2016: $2,512,585Expenses 2016: $2,507,369Net Income 2016: $5,2162016Revenue 2017: $2,723,780Expenses 2017: $2,467,150Net Income 2017: $256,6302017Revenue 2018: $2,941,376Expenses 2018: $2,666,518Net Income 2018: $274,8582018Revenue 2019: $3,075,300Expenses 2019: $2,577,384Net Income 2019: $497,9162019Revenue 2020: $2,927,236Expenses 2020: $2,704,734Net Income 2020: $222,5022020Revenue 2021: $2,733,229Expenses 2021: $2,645,092Net Income 2021: $88,1372021Revenue 2022: $2,912,524Expenses 2022: $2,909,216Net Income 2022: $3,3082022Revenue 2023: $3,451,816Expenses 2023: $3,308,130Net Income 2023: $143,6862023Revenue 2024: $3,986,299Expenses 2024: $3,710,327Net Income 2024: $275,9722024

Highlighted filing

2024

Revenue$3,986,299
Expenses$3,710,327
Net Income$275,972
Open 2024 Filing

Filings

Most recent year

2024 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$93,442,029
Liabilities
$81,209,087
Net assets
$12,232,942
Revenue
$3,986,299
Expenses
$3,710,327
Net income
$275,972
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$93.4$81.2$12.2$3.99$3.71$0.28
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$92.8$81.0$11.8$3.45$3.31$0.14
2022Detailed filing. Detailed filing data is available for this year.$100$89.1$11.3$2.91$2.91$0.00
2021Detailed filing. Detailed filing data is available for this year.$99.2$87.2$12.0$2.73$2.65$0.09
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$89.5$77.4$12.0$2.93$2.70$0.22
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$77.5$65.7$11.8$3.08$2.58$0.50
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$74.0$62.8$11.2$2.94$2.67$0.27
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$75.7$64.7$11.0$2.72$2.47$0.26
2016Detailed filing. Detailed filing data is available for this year.$74.9$64.2$10.7$2.51$2.51$0.01
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$73.9$63.2$10.7$2.33$2.18$0.15
2014Detailed filing. Detailed filing data is available for this year.$71.1$60.6$10.5$2.17$2.28$0.11
2013Detailed filing. Detailed filing data is available for this year.$70.5$59.9$10.6$2.31$2.34$0.03
2012XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$69.9$59.0$10.9$2.44
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$67.8$57.1$10.7$2.27
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$64.4$54.3$10.1$2.63
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2022 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
May 11, 2023
Return Version
2022v5.0
Gross Receipts
$2,912,524
Mission and Program Overview

Mission

The Community First Credit Union is owned by its membership and exists to provide, in a friendly atmosphere, high quality financial services at favorable terms to members, while maintaining the long-term financial stability of the credit union.

Community First Credit Union, Inc. is a financial institution cooperative organized to provide loan and deposit products and services for the member owners.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$54,321,853$53,326,218▼ $995,635
Other Notes and Loans Receivable, Net$35,633,987$38,204,392▲ $2,570,405
Rtn Earn Endowment Incm Other Fnds$12,002,562$11,338,853▼ $663,709
Savings and Temporary Cash Investments$5,932,935$3,362,918▼ $2,570,017
Land, Buildings, and Equipment, Net$1,072,396$1,014,811▼ $57,585
Cash and Non-Interest-Bearing Accounts$908,886$775,895▼ $132,991
Accounts Receivable$247,825$503,399▲ $255,574
Prepaid Expenses and Deferred Charges$60,291$110,948▲ $50,657
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$99,249,182$100,431,742▲ $1,182,560
Other Assets Total$1,071,009$3,133,161▲ $2,062,152
Liabilities
Other Liabilities$86,673,929$88,173,615▲ $1,499,686
Accounts Payable and Accrued Expenses$572,691$919,274▲ $346,583
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$87,246,620$89,092,889▲ $1,846,269
Net Assets / Fund Balance
Total Net Assets Fund Balance$12,002,562$11,338,853▼ $663,709
Total Liabilities and Net Assets / Fund Balance$99,249,182$100,431,742▲ $1,182,560

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$518,540$713,678$1,232,218
Equipment$185,123$355,178$540,301
Land$311,148-$311,148
Investment Program Related Org$562,609--
Other Land Buildings$0$0$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Mark DeGeorgeChief Executive OfficerFT$122,843$39,536$162,379
Phil PawlowskiChief Financial OfficerFT$88,435$36,200$124,635

Board Members and Trustees

NameTitle
Michael FitchetChairperson of Board
Joanne PrickettVice Chairperson of Board
Alanna DammesDirector
Connie PeetDirector
Mark AstorinoDirector
Steve CervasDirector
Mary ZappitelliTreasurer of Board
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,190,522
Investment Income
$722,002
Other Revenue
$0
Change in Net Assets
$3,308
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,751,883
Salaries, Compensation, and Employee Benefits$1,157,333
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$544,831$101,724$0$646,555
Information Technology$558,665$0$0$558,665
Current Officers, Directors, Trustees, and Key Employees$0$220,860$0$220,860
Interest$213,777$0$0$213,777
Other Employee Benefits$108,473$64,224$0$172,697
Office Expenses$153,748$0$0$153,748
Depreciation Depletion$84,689$9,095$0$93,784
Occupancy$80,735$8,970$0$89,705
Payroll Taxes$41,901$24,809$0$66,710
Pension Plan Contributions$31,726$18,785$0$50,511
Insurance$35,546$0$0$35,546
Fees for Services Accounting$0$23,746$0$23,746
Fees for Services Management$0$22,590$0$22,590
Advertising$21,790$0$0$21,790
Other Expenses$0$20,208$0$20,208
Conferences and Meetings$9,088$9,671$0$18,759
All Other Expenses$4,781$0$0$4,781
Fees for Services Legal$141$0$0$141
Total Functional Expenses$2,384,534$524,682$0$2,909,216
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members share savings$42,725,418
Member money market savings$18,065,793
Members draft checking$14,179,518
Members share certificates$9,768,823
Members IRA savings$2,091,621
Members IRA certificates$1,342,442
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“All credit unions by charter are member owned.”

Form 990, Part VI, Section A, Line 7A

“All of the governing body is elected by the membership.”

Form 990, Part VI, Section B, Line 11B

“The 990 is reviewed by management and the Board of Directors prior to submission.”

Form 990, Part VI, Section B, Line 12C

“The conflict of interest policy is reviewed by the employees and the Board of Directors annually.”

Form 990, Part VI, Section B, Line 15

“Compensation of key employees is approved by the Board of Directors. Independent compensation surveys are utilized as a tool in setting compensation levels.”

Form 990, Part VI, Section C, Line 19

“The governing documents, conflict of interest policy, and financial documents are made available upon request.”

Filing and Contact Details

Filer

Filer Name
708 Community First Credit Union Inc
EIN
34-0813484
Phone
4409975919
Address
2043 East Prospect Road, Ashtabula, OH 44004

Signing Officer

Name
Mark DeGeorge
Title
Chief Executive Officer
Phone
4409975917
Signed
2023-05-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Mark DeGeorge
Formed
1955
Legal Domicile
Oh
Voting Board Members
7
Independent Board Members
7
Employees
19
Volunteers
10

Preparer

Firm
Schmidt & Associates
Address
P O Box 2588, Columbus, OH 43216
Preparer
Melissa Schmidt
Phone
6145291640
Raw XML AppendixShowing 400 of 600 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0572691
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0919274
IRS990/AccountsReceivableGrp/BOYAmt0247825
IRS990/AccountsReceivableGrp/EOYAmt0503399
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0Community First Credit Union, Inc. is a financial institution cooperative organized to provide loan and deposit products and services for the member owners.
IRS990/AdvertisingGrp/FundraisingAmt00
IRS990/AdvertisingGrp/ManagementAndGeneralAmt00
IRS990/AdvertisingGrp/ProgramServicesAmt021790
IRS990/AdvertisingGrp/TotalAmt021790
IRS990/AllOtherExpensesGrp/FundraisingAmt00
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/AllOtherExpensesGrp/ProgramServicesAmt04781
IRS990/AllOtherExpensesGrp/TotalAmt04781
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/ProgramServicesAmt00
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0Mark DeGeorge
IRS990/BooksInCareOfDetail/PhoneNum04409975919
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt02043 East Prospect Road
IRS990/BooksInCareOfDetail/USAddress/CityNm0Ashtabula
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OH
IRS990/BooksInCareOfDetail/USAddress/ZIPCd044004
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0908886
IRS990/CashNonInterestBearingGrp/EOYAmt0775895
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt0220860
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0220860
IRS990/CompDisqualPersonsGrp/FundraisingAmt00
IRS990/CompDisqualPersonsGrp/ManagementAndGeneralAmt00
IRS990/CompDisqualPersonsGrp/ProgramServicesAmt00
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/FundraisingAmt00
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt09671
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt09088
IRS990/ConferencesMeetingsGrp/TotalAmt018759
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0722002
IRS990/CYOtherExpensesAmt01751883
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt02190522
IRS990/CYRevenuesLessExpensesAmt03308
IRS990/CYSalariesCompEmpBnftPaidAmt01157333
IRS990/CYTotalExpensesAmt02909216
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt02912524
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt00
IRS990/DeferredRevenueGrp/EOYAmt00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/FundraisingAmt00
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt09095
IRS990/DepreciationDepletionGrp/ProgramServicesAmt084689
IRS990/DepreciationDepletionGrp/TotalAmt093784
IRS990/Desc0The organization is a state chartered member owned cooperative credit union that provides financial products and services to the member owners.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt019
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EscrowAccountLiabilityGrp/BOYAmt00
IRS990/EscrowAccountLiabilityGrp/EOYAmt00
IRS990/ExpenseAmt02384534
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/FundraisingAmt00
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt023746
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt00
IRS990/FeesForServicesAccountingGrp/TotalAmt023746
IRS990/FeesForServicesLegalGrp/FundraisingAmt00
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt0141
IRS990/FeesForServicesLegalGrp/TotalAmt0141
IRS990/FeesForServicesLobbyingGrp/FundraisingAmt00
IRS990/FeesForServicesLobbyingGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesLobbyingGrp/ProgramServicesAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/FundraisingAmt00
IRS990/FeesForServicesManagementGrp/ManagementAndGeneralAmt022590
IRS990/FeesForServicesManagementGrp/ProgramServicesAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt022590
IRS990/FeesForServicesOtherGrp/FundraisingAmt00
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt00
IRS990/FeesForServicesProfFundraising/FundraisingAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/FundraisingAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/ManagementAndGeneralAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/ProgramServicesAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignGrantsGrp/ProgramServicesAmt00
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt140
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt030000
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt136200
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/PersonNm0Mark DeGeorge
IRS990/Form990PartVIISectionAGrp/PersonNm1Phil Pawlowski
IRS990/Form990PartVIISectionAGrp/PersonNm2Michael Fitchet
IRS990/Form990PartVIISectionAGrp/PersonNm3Joanne Prickett
IRS990/Form990PartVIISectionAGrp/PersonNm4Mary Zappitelli
IRS990/Form990PartVIISectionAGrp/PersonNm5Connie Peet
IRS990/Form990PartVIISectionAGrp/PersonNm6Mark Astorino
IRS990/Form990PartVIISectionAGrp/PersonNm7Steve Cervas
IRS990/Form990PartVIISectionAGrp/PersonNm8Alanna Dammes
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0132425
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt188435
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chief Executive Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt1Chief Financial Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt2Chairperson of Board
IRS990/Form990PartVIISectionAGrp/TitleTxt3Vice Chairperson of Board
IRS990/Form990PartVIISectionAGrp/TitleTxt4Treasurer of Board
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01955
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantAmt00
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsPayableGrp/EOYAmt00
IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt02912524
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt00
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt00
IRS990/InformationTechnologyGrp/ProgramServicesAmt0558665
IRS990/InformationTechnologyGrp/TotalAmt0558665
IRS990/InsuranceGrp/FundraisingAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt00
IRS990/InsuranceGrp/ProgramServicesAmt035546
IRS990/InsuranceGrp/TotalAmt035546
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/FundraisingAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt00
IRS990/InterestGrp/ProgramServicesAmt0213777
IRS990/InterestGrp/TotalAmt0213777
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0722002
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0722002
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt054321853
IRS990/InvestmentsProgramRelatedGrp/EOYAmt053326218
IRS990/InvestmentsPubTradedSecGrp/BOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt01027
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01068856
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01072396
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01014811
IRS990/LandBldgEquipCostOrOtherBssAmt02083667
IRS990/LegalDomicileStateCd0OH
IRS990/LoanOutstandingInd01
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0The mission is to enrich the financial well being of our members and the community we serve.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt012002562
IRS990/NetAssetsOrFundBalancesEOYAmt011338853
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-667017
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt08970
IRS990/OccupancyGrp/ProgramServicesAmt080735
IRS990/OccupancyGrp/TotalAmt089705
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt0153748
IRS990/OfficeExpensesGrp/TotalAmt0153748
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01071009
IRS990/OtherAssetsTotalGrp/EOYAmt03133161
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt064224
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0108473
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0172697
IRS990/OtherExpensesGrp/Desc0Share servicing (ATM, debit, draft)
IRS990/OtherExpensesGrp/Desc1Loan servicing (Credit card, collection)
IRS990/OtherExpensesGrp/Desc2Regulators
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt220208
IRS990/OtherExpensesGrp/ProgramServicesAmt0190836
IRS990/OtherExpensesGrp/ProgramServicesAmt1303807
IRS990/OtherExpensesGrp/ProgramServicesAmt20
IRS990/OtherExpensesGrp/TotalAmt0190836
IRS990/OtherExpensesGrp/TotalAmt1303807
IRS990/OtherExpensesGrp/TotalAmt220208
IRS990/OtherLiabilitiesGrp/BOYAmt086673929
IRS990/OtherLiabilitiesGrp/EOYAmt088173615
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0101724
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0544831
IRS990/OtherSalariesAndWagesGrp/TotalAmt0646555
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt035633987
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt038204392
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/FundraisingAmt00
IRS990/PaymentsToAffiliatesGrp/ManagementAndGeneralAmt00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt024809
IRS990/PayrollTaxesGrp/ProgramServicesAmt041901
IRS990/PayrollTaxesGrp/TotalAmt066710
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt018785
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt031726
IRS990/PensionPlanContributionsGrp/TotalAmt050511
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt060291
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0110948
IRS990/PrincipalOfficerNm0Mark DeGeorge
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/Desc0Interest on loans to members
IRS990/ProgramServiceRevenueGrp/Desc1Fees to members
IRS990/ProgramServiceRevenueGrp/Desc2ATM surcharges to nonmembers
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01695270
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1489651
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt20
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01695270
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1489651
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt25601
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt25601
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0635339
IRS990/PymtTravelEntrtnmntPubOfclGrp/FundraisingAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ManagementAndGeneralAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ProgramServicesAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt01558563
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt02097890
IRS990/PYRevenuesLessExpensesAmt088137
IRS990/PYSalariesCompEmpBnftPaidAmt01086529
IRS990/PYTotalExpensesAmt02645092
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02733229
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt03308
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RevenueAmt02906923

Document Assets

No mirrored PDF or thumbnail assets are attached yet.