Liabilities / Assets
51st percentile
Higher debt load relative to assets than 51% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
51st percentile
Higher debt load relative to assets than 51% of similar nonprofits.
Liabilities / Revenue
53rd percentile
Higher debt load relative to revenue than 53% of similar nonprofits.
Net Margin
19th percentile
Higher net margin than 19% of similar nonprofits.
Top Officer Pay
39th percentile
Higher top officer pay than 39% of similar nonprofits.
Top officer pay equals 3.3% of source-year revenue.
Asset Growth
82nd percentile
Faster asset growth than 82% of similar nonprofits.
Revenue Growth
50th percentile
Faster revenue growth than 50% of similar nonprofits.
Assets
Up$83,126,881
Up $6,382,344 (+8.3%) from 2014
Net Assets
Up$9,103,570
Up $46,288 (+0.5%) from 2014
Liabilities
Up$74,023,311
Up $6,336,056 (+9.4%) from 2014
Revenue
Up$3,758,055
Up $66,921 (+1.8%) from 2014
Expenses
Up$3,697,772
Up $346,420 (+10%) from 2014
Net Income
Down$60,283
Down $279,499 (-82%) from 2014
We are a non-profit financial cooperative. See Schedule O.
The mission of n.e.w. Credit union is: -provide exceptional service to all members/owners. -offer a variety of personalized, convenient and quality services to assist member/owners in reaching their financial goals. -protect the assets of the member/owners and assure the financial stability of the credit union. -encourage continuing financial education and provide enrichment opportunities for member/owners of all ages. -actively serve the communities in which our member/owners live and work.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $52,523,463 | $57,106,481 | ▲ $4,583,018 |
| Investments Program Related | $10,783,758 | $11,473,960 | ▲ $690,202 |
| Savings and Temporary Cash Investments | $9,576,182 | $10,868,467 | ▲ $1,292,285 |
| Rtn Earn Endowment Incm Other Fnds | $9,057,282 | $9,103,570 | ▲ $46,288 |
| Land, Buildings, and Equipment, Net | $1,541,354 | $1,451,008 | ▼ $90,346 |
| Cash and Non-Interest-Bearing Accounts | $1,277,429 | $1,265,282 | ▼ $12,147 |
| Prepaid Expenses and Deferred Charges | $141,571 | $148,697 | ▲ $7,126 |
| Accounts Receivable | $21,726 | $36,610 | ▲ $14,884 |
| Total Assets | $76,744,537 | $83,126,881 | ▲ $6,382,344 |
| Other Assets Total | $879,054 | $776,376 | ▼ $102,678 |
| Liabilities | |||
| Other Liabilities | $67,302,723 | $73,164,346 | ▲ $5,861,623 |
| Accounts Payable and Accrued Expenses | $222,150 | $657,314 | ▲ $435,164 |
| Escrow Account Liability | $162,382 | $201,651 | ▲ $39,269 |
| Total Liabilities | $67,687,255 | $74,023,311 | ▲ $6,336,056 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $9,057,282 | $9,103,570 | ▲ $46,288 |
| Total Liabilities and Net Assets / Fund Balance | $76,744,537 | $83,126,881 | ▲ $6,382,344 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,163,007 | $899,193 | $2,062,200 |
| Equipment | $211,959 | $900,375 | $1,112,334 |
| Land | $76,042 | - | $76,042 |
| Investment Program Related Org | $16,154 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Lisa Gilligan | CEO | FT | $103,413 | $19,692 | $123,105 |
| Name | Title |
|---|---|
| Leland Nicholas | Chairman |
| William Kamke | Vice Chair |
| Ken Harter | Director |
| Tammie Mccarthy | Secretary |
| Tammy Steffeck | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $2,031,896 |
| Salaries, Compensation, and Employee Benefits | $1,665,876 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $1,111,783 |
| Office Expenses | - | - | - | $1,097,074 |
| Other Employee Benefits | - | - | - | $296,067 |
| Depreciation Depletion | - | - | - | $164,263 |
| Advertising | - | - | - | $108,936 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $103,413 |
| Payroll Taxes | - | - | - | $100,663 |
| Occupancy | - | - | - | $96,743 |
| Pension Plan Contributions | - | - | - | $53,950 |
| Insurance | - | - | - | $34,979 |
| Conferences and Meetings | - | - | - | $20,053 |
| Fees for Services Other | - | - | - | $11,383 |
| Other Expenses | - | - | - | $3,153 |
| Interest | - | - | - | $470 |
| Total Functional Expenses | $0 | $0 | $0 | $3,697,772 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares & Certificates | $73,365,997 |
| Escrow Accounts to Line 21 | - |
| Draw Against Line of Credit | $-201,651 |
“The organization has members. To be a member, one must have a share (savings) account at the credit union.”
“The board of directors is elected by the credit union members. Each member has one vote.”
“A member vote is required for decisions which are beyond the authority of the board of directors. Items which require a membership vote are outlined and specified in our bylaws. Each member has one vote.”
“Management provides data to independent tax return preparer who completes the 990. Management reviews the return for accuarcy and then authorizes the tax return preparer to e-file the approved return. The board is notified the 990 was filed.”
“Policy is reviewed annually and signed by each member of the board of directors.”
“All salareis are reviewed annually by the board of directors using the annual salary survey from the wisconsin credit union league as a guide to industy salaries. Salaries are approved by the board of directors.”
“All salareis are reviewed annually by the board of directors using the annual salary survey from the wisconsin credit union league as a guide to industy salaries. Salaries are approved by the board of directors.”
“Governing documents and conflict of interest policies are available upon request. Financial statements are posted in the credit union lobby, included in the annual report, and available upon request.”
“The mission of n.e.w. Credit union is: -provide exceptional service to all members/owners. -offer a variety of personalized, convenient and quality services to assist member/owners in reaching their financial goals. -protect the assets of the member/owners and assure the financial stability of the credit union. -encourage continuing financial education and provide enrichment opportunities for member/owners of all ages. -actively serve the communities in which our member/owners live and work.”
“The credit union holds funds in escrow accounts for property taxes and homeowners insurance related to mortgage loans to members.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 222150 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 657314 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 21726 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 36610 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | THE MISSION OF N.E.W. CREDIT UNION IS: -PROVIDE EXCEPTIONAL SERVICE TO ALL MEMBERS/OWNERS. -OFFER A VARIETY OF PERSONALIZED, CONVENIENT AND QUALITY SERVICES TO ASSIST MEMBER/OWNERS IN REACHING THEIR FINANCIAL GOALS. -PROTECT THE ASSETS OF THE MEMBER/OWNERS AND ASSURE THE FINANCIAL STABILITY OF THE CREDIT UNION. -ENCOURAGE CONTINUING FINANCIAL EDUCATION AND PROVIDE ENRICHMENT OPPORTUNITIES FOR MEMBER/OWNERS OF ALL AGES. -ACTIVELY SERVE THE COMMUNITIES IN WHICH OUR MEMBER/OWNERS LIVE AND WORK. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 108936 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | LISA GILLIGAN |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9208482793 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 301 JACKSON STREET |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | OCONTO FALLS |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 54154 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 1277429 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1265282 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 103413 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 20053 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | true |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 220419 |
| IRS990/CYOtherExpensesAmt | 0 | 2031896 |
| IRS990/CYOtherRevenueAmt | 0 | 17367 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 3520269 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 60283 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1665876 |
| IRS990/CYTotalExpensesAmt | 0 | 3697772 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 3758055 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 164263 |
| IRS990/Desc | 0 | THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 297 NEW MEMBER DEPOSIT ACCOUNTS IN 2015. AS OF 12/31/15 WE HAD 9,906 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 50 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 162382 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 201651 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 11383 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 19692 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | LELAND NICHOLAS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | WILLIAM KAMKE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | TAMMY STEFFECK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | KEN HARTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | TAMMIE MCCARTHY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | LISA GILLIGAN |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 103413 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | CEO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1962 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 13390 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 164400 |
| IRS990/GrossReceiptsAmt | 0 | 3909065 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 34979 |
| IRS990/InterestGrp/TotalAmt | 0 | 470 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 207029 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 207029 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 10783758 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 11473960 |
| IRS990/IRPDocumentCnt | 0 | 2243 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1799568 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1541354 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1451008 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 3250576 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 151010 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | THE MISSION OF N.E.W. CREDIT UNION IS: -PROVIDE EXCEPTIONAL SERVICE TO ALL MEMBERS/OWNERS. -OFFER A VARIETY OF PERSONALIZED, CONVENIENT AND QUALITY SERVICES TO ASSIST MEMBER/OWNERS IN REACHING THEIR FINANCIAL GOALS. -PROTECT THE ASSETS OF THE MEMBER/OWNERS AND ASSURE THE FINANCIAL STABILITY OF THE CREDIT UNION. -ENCOURAGE CONTINUING FINANCIAL EDUCATION AND PROVIDE ENRICHMENT OPPORTUNITIES FOR MEMBER/OWNERS OF ALL AGES. -ACTIVELY SERVE THE COMMUNITIES IN WHICH OUR MEMBER/OWNERS LIVE AND WORK. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 9057282 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 9103570 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 13390 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 13390 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 7350 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -13995 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 96743 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 1097074 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 879054 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 776376 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 296067 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 1 | DIVIDENDS PAID TO MEMBERS |
| IRS990/OtherExpensesGrp/Desc | 2 | OTHER NON OPER EXP |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 268835 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 226007 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 3153 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 67302723 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 73164346 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 1111783 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 52523463 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 57106481 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 100663 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 53950 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 141571 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 148697 |
| IRS990/PrincipalOfficerNm | 0 | LISA GILLIGAN |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 900099 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | OTHER MEMBER REVENUE |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | MEMBER FEE REVENUE |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | NON-MEMBER ATM FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | NON-MEMBER CVR/DMV FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2545077 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 557329 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 405109 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 2545077 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 557329 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 405109 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 5856 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 4978 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 5856 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 4978 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 1,860 LOANS TO MEMBERS DURING 2015. AS OF 12/31/15 WE HAD 5,261 LOANS TO MEMBERS. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | . |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 166339 |
| IRS990/PYOtherExpensesAmt | 0 | 1714745 |
| IRS990/PYOtherRevenueAmt | 0 | 16125 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 3508670 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 339782 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1636607 |
| IRS990/PYTotalExpensesAmt | 0 | 3351352 |
| IRS990/PYTotalRevenueAmt | 0 | 3691134 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 60283 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | true |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 17367 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 17367 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 9057282 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 9103570 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 9576182 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 10868467 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/AgentTrusteeEtcInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1163007 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 899193 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 2062200 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 211959 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 900375 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 1112334 |
| IRS990ScheduleD/ExplanationProvidedInd | 0 | X |
| IRS990ScheduleD/InclEscrowCustodialAcctLiabInd | 0 | true |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 10882218 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 575588 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 2 | 16154 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | INVESTMENTS MATURING > 1 YR |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | CAPITAL ACCTS AT CORPORATE CENTRAL |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 2 | STOCK - WISCUB & SHARED SVC CTR |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 76042 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 76042 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 73365997 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | -201651 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES & CERTIFICATES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | DRAW AGAINST LINE OF CREDIT |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | ESCROW ACCOUNTS TO LINE 21 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION HOLDS FUNDS IN ESCROW ACCOUNTS FOR PROPERTY TAXES AND HOMEOWNERS INSURANCE RELATED TO MORTGAGE LOANS TO MEMBERS. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE D, PAGE 2, PART IV, LINE 2B |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1451008 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 11473960 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 73164346 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE MISSION OF N.E.W. CREDIT UNION IS: -PROVIDE EXCEPTIONAL SERVICE TO ALL MEMBERS/OWNERS. -OFFER A VARIETY OF PERSONALIZED, CONVENIENT AND QUALITY SERVICES TO ASSIST MEMBER/OWNERS IN REACHING THEIR FINANCIAL GOALS. -PROTECT THE ASSETS OF THE MEMBER/OWNERS AND ASSURE THE FINANCIAL STABILITY OF THE CREDIT UNION. -ENCOURAGE CONTINUING FINANCIAL EDUCATION AND PROVIDE ENRICHMENT OPPORTUNITIES FOR MEMBER/OWNERS OF ALL AGES. -ACTIVELY SERVE THE COMMUNITIES IN WHICH OUR MEMBER/OWNERS LIVE AND WORK. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER, ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | MANAGEMENT PROVIDES DATA TO INDEPENDENT TAX RETURN PREPARER WHO COMPLETES THE 990. MANAGEMENT REVIEWS THE RETURN FOR ACCUARCY AND THEN AUTHORIZES THE TAX RETURN PREPARER TO E-FILE THE APPROVED RETURN. THE BOARD IS NOTIFIED THE 990 WAS FILED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | POLICY IS REVIEWED ANNUALLY AND SIGNED BY EACH MEMBER OF THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | ALL SALAREIS ARE REVIEWED ANNUALLY BY THE BOARD OF DIRECTORS USING THE ANNUAL SALARY SURVEY FROM THE WISCONSIN CREDIT UNION LEAGUE AS A GUIDE TO INDUSTY SALARIES. SALARIES ARE APPROVED BY THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | ALL SALAREIS ARE REVIEWED ANNUALLY BY THE BOARD OF DIRECTORS USING THE ANNUAL SALARY SURVEY FROM THE WISCONSIN CREDIT UNION LEAGUE AS A GUIDE TO INDUSTY SALARIES. SALARIES ARE APPROVED BY THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICIES ARE AVAILABLE UPON REQUEST. FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION LOBBY, INCLUDED IN THE ANNUAL REPORT, AND AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990 - ORGANIZATION'S MISSION |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 76744537 |
| IRS990/TotalAssetsEOYAmt | 0 | 83126881 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 76744537 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 83126881 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 50 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 3697772 |
| IRS990/TotalGrossUBIAmt | 0 | 12754 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 67687255 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 74023311 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 67687255 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 74023311 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 9057282 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 9103570 |
| IRS990/TotalOtherCompensationAmt | 0 | 19692 |
| IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt | 0 | 1920 |
| IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt | 0 | 1920 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 3520269 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 103413 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 224396 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3520905 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 3758055 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 12754 |
| IRS990/TotalVolunteersCnt | 0 | 8 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 76744537 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 83126881 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 301 JACKSON ST |
| IRS990/USAddress/CityNm | 0 | OCONTO FALLS |
| IRS990/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/USAddress/ZIPCd | 0 | 54154 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 5 |
| IRS990/WebsiteAddressTxt | 0 | WWW.NEWCU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2016-09-27 15:27:22Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | LISA GILLIGAN |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 9208482793 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2016-04-12 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | NEW CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | NEWC |
| ReturnHeader/Filer/EIN | 0 | 396050513 |
| ReturnHeader/Filer/PhoneNum | 0 | 9208482793 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 301 JACKSON STREET |
| ReturnHeader/Filer/USAddress/CityNm | 0 | OCONTO FALLS |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 54154 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2016-04-28 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | PETER RASMUSSEN |
| ReturnHeader/ReturnTs | 0 | 2016-04-28T14:27:52-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2015-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2015-12-31 |
| ReturnHeader/TaxYr | 0 | 2015 |
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Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.
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