Liabilities / Assets
16th percentile
Higher debt load relative to assets than 16% of similar nonprofits.
990 • Fiscal year 2023 • EIN 39-6050488
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
16th percentile
Higher debt load relative to assets than 16% of similar nonprofits.
Liabilities / Revenue
59th percentile
Higher debt load relative to revenue than 59% of similar nonprofits.
Net Margin
45th percentile
Higher net margin than 45% of similar nonprofits.
Top Officer Pay
39th percentile
Higher top officer pay than 39% of similar nonprofits.
Top officer pay equals 3.5% of source-year revenue.
Asset Growth
75th percentile
Faster asset growth than 75% of similar nonprofits.
Revenue Growth
51st percentile
Faster revenue growth than 51% of similar nonprofits.
Assets
Up$120,046,465
Up $6,432,983 (+5.7%) from 2022
Net Assets
Up$17,812,833
Up $707,277 (+4.1%) from 2022
Liabilities
Up$102,233,632
Up $5,725,706 (+5.9%) from 2022
Revenue
Up$5,850,393
Up $1,155,008 (+25%) from 2022
Expenses
Up$5,143,116
Up $1,276,634 (+33%) from 2022
Net Income
Down$707,277
Down $121,626 (-15%) from 2022
Firefighters Credit Union is a cooperative, nonprofit corporation, incorporated under Wisconsin State Law to encourage thrift among its members, create a source of credit at a fair and reasonable cost, and provide an opportunity for its members to improve their economic and social conditions.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $99,284,857 | $102,224,302 | ▲ $2,939,445 |
| Rtn Earn Endowment Incm Other Fnds | $17,105,556 | $17,812,833 | ▲ $707,277 |
| Investments Program Related | $8,263,414 | $9,062,101 | ▲ $798,687 |
| Savings and Temporary Cash Investments | $905,295 | $3,687,913 | ▲ $2,782,618 |
| Land, Buildings, and Equipment, Net | $2,933,818 | $2,844,713 | ▼ $89,105 |
| Cash and Non-Interest-Bearing Accounts | $856,368 | $619,392 | ▼ $236,976 |
| Prepaid Expenses and Deferred Charges | $31,055 | $18,668 | ▼ $12,387 |
| Accounts Receivable | $0 | $0 | → $0 |
| Pledges and Grants Receivable | $0 | $0 | → $0 |
| Receivable From Disqualified Prsn | $0 | $0 | → $0 |
| Receivables From Officers Etc | $0 | $0 | → $0 |
| Investments Other Securities | $0 | $0 | → $0 |
| Investments in Publicly Traded Securities | $0 | $0 | → $0 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Intangible Assets | $0 | $0 | → $0 |
| Inventories for Sale or Use | $0 | $0 | → $0 |
| Loans From Officers Directors | $0 | - | - |
| Total Assets | $113,613,482 | $120,046,465 | ▲ $6,432,983 |
| Other Assets Total | $1,338,675 | $1,589,376 | ▲ $250,701 |
| Liabilities | |||
| Other Liabilities | $95,841,923 | $100,642,758 | ▲ $4,800,835 |
| Accounts Payable and Accrued Expenses | $666,003 | $1,590,874 | ▲ $924,871 |
| Grants Payable | $0 | - | - |
| Mortgage Notes Payable Secured by Investment Property | $0 | - | - |
| Unsecured Notes Loans Payable | $0 | - | - |
| Deferred Revenue | $0 | - | - |
| Escrow Account Liability | $0 | - | - |
| Tax Exempt Bond Liabilities | $0 | - | - |
| Total Liabilities | $96,507,926 | $102,233,632 | ▲ $5,725,706 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $17,105,556 | $17,812,833 | ▲ $707,277 |
| Total Liabilities and Net Assets / Fund Balance | $113,613,482 | $120,046,465 | ▲ $6,432,983 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,531,668 | $1,018,789 | $2,550,457 |
| Land | $1,135,847 | - | $1,135,847 |
| Leasehold Improvements | $91,168 | $558,259 | $649,427 |
| Equipment | $86,030 | $491,342 | $577,372 |
| Investment Program Related Org | $3,968,000 | - | - |
| Other Land Buildings | $0 | $0 | $0 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Bruce Zmolek | President | FT | $177,697 | $28,442 | $206,139 |
| Amy Fruit | Chief Financial Officer | FT | $101,478 | $4,705 | $106,183 |
| Connie Garbers | Director of Compliance & Operations | FT | $94,960 | $5,059 | $100,019 |
| Gerald Seubert | Board Member | - | $1,500 | - | $1,500 |
| Anastasia Gentry | Vice Chairman | - | $1,425 | - | $1,425 |
| Katrina Lewis | Treasurer | - | $1,425 | - | $1,425 |
| Michael Gazeley | Chairman | - | $1,050 | - | $1,050 |
| Dave Schatzley | Secretary | - | $900 | - | $900 |
| Tom Vierling | Board Member | - | $825 | - | $825 |
| Tony Szak | Board Member | - | $675 | - | $675 |
| Line Item | Amount |
|---|---|
| Other Expenses | $3,228,165 |
| Salaries, Compensation, and Employee Benefits | $1,914,951 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $1,196,950 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $386,935 |
| Advertising | - | - | - | $283,945 |
| Occupancy | - | - | - | $195,460 |
| All Other Expenses | - | - | - | $187,315 |
| Depreciation Depletion | - | - | - | $148,490 |
| Office Expenses | - | - | - | $147,616 |
| Other Employee Benefits | - | - | - | $145,710 |
| Information Technology | - | - | - | $132,625 |
| Payroll Taxes | - | - | - | $126,733 |
| Pension Plan Contributions | - | - | - | $58,623 |
| Fees for Services Accounting | - | - | - | $44,612 |
| Payments to Affiliates | - | - | - | $34,420 |
| Other Expenses | - | - | - | $23,034 |
| Travel | - | - | - | $20,010 |
| Conferences and Meetings | - | - | - | $18,874 |
| Fees for Services Legal | - | - | - | $3,836 |
| Interest | - | - | - | $324 |
| Total Functional Expenses | $0 | $0 | $0 | $5,143,116 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Loans from Officers, Directors, Trustees, and Key Employees | $0 | - | - |
| Receivables from Disqualified Persons | $0 | $0 | → $0 |
| Receivables from Officers, Directors, Trustees, and Key Employees | $0 | $0 | → $0 |
| Liability | Amount |
|---|---|
| Total Shares, Share Drafts, IRAs and CDs | $100,642,758 |
“The credit union has members.”
“The members elect the Board of Directors to the Credit Union.”
“If the Board of Directors were to vote for a name change or a merger, those types of decisions would be subject to the approval of the membership.”
“The 990 report is not provided to the Board of Directors before it is filed. The President and other staff review the report before it is submitted. The Board of Directors is informed that it was submitted, and that they can review it at any time.”
“The Board of Directors have a contract with the President of the Credit Union which outlines his compensation. The Board of Directors reviews salary surveys for credit union positions and they collectively agree on the President's compensation.”
“The credit union's financial statements are provided as a part of the annual meeting brochure. The financial statements are also available as a part of the 5300 report that is filled out for NCUA and can be found on www.NCUA.gov. A conflict of interest statement is reviewed by all credit union staff and a signed acknowledgement is kept in the employee file.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 666003 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 1590874 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 0 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | Firefighters Credit Union is a cooperative, nonprofit corporation, incorporated under Wisconsin State Law to encourage thrift among its members, create a source of credit at a fair and reasonable cost, and provide an opportunity for its members to improve their economic and social conditions. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 283945 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 187315 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 0 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Amy Fruit |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6087849480 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | Firefighters Credit Union |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine2Txt | 0 | 2707 Midwest Dr |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Onalaska |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 54650 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 856368 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 619392 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 386935 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 18874 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 0 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 374859 |
| IRS990/CYOtherExpensesAmt | 0 | 3228165 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 5475534 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 707277 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1914951 |
| IRS990/CYTotalExpensesAmt | 0 | 5143116 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 5850393 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 148490 |
| IRS990/Desc | 0 | Competitive dividend rates are given on share, share draft and certificate accounts. (11,735 Accounts) |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 36 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 0 |
| IRS990/ExpenseAmt | 0 | 1760562 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 44612 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 3836 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesProfFundraising/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignGrantsGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 23442 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 4705 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 5059 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Bruce Zmolek |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Amy Fruit |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Connie Garbers |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Gerald Seubert |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Anastasia Gentry |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Katrina Lewis |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Michael Gazeley |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Dave Schatzley |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Tom Vierling |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Tony Szak |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 182697 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 101478 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 94960 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 1500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 1425 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 1425 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 1050 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 900 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 825 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 675 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | President |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Chief Financial Officer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Director of Compliance & Operations |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Vice Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | Board Member |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/FormationYr | 0 | 1931 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantAmt | 0 | 0 |
| IRS990/GrantsPayableGrp/BOYAmt | 0 | 0 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 5850393 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 2 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 132625 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 0 |
| IRS990/IntangibleAssetsGrp/BOYAmt | 0 | 0 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/InterestGrp/TotalAmt | 0 | 324 |
| IRS990/InventoriesForSaleOrUseGrp/BOYAmt | 0 | 0 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentExpenseAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 374859 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 374859 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 8263414 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 9062101 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 2388 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 2068390 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 2933818 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 2844713 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 4913103 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LoansFromOfficersDirectorsGrp/BOYAmt | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | Firefighters Credit Union is a cooperative, nonprofit corporation, incorporated under Wisconsin State Law to encourage thrift among its members, create a source of credit at a fair and reasonable cost, and provide an opportunity for its members to improve their economic and social conditions. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 17105556 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 17812833 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 195460 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 147616 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 1338675 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1589376 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 145710 |
| IRS990/OtherExpensesGrp/Desc | 0 | Dividends Expense on Share Accounts |
| IRS990/OtherExpensesGrp/Desc | 1 | ATM/Debit Card Processing |
| IRS990/OtherExpensesGrp/Desc | 2 | Loan Loss Expense |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 1760562 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 227042 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 23034 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 95841923 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 100642758 |
| IRS990/OtherOrganizationDsc | 0 | Non Profit Credit Union |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 1196950 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 99284857 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 102224302 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 34420 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 126733 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 58623 |
| IRS990/PledgesAndGrantsReceivableGrp/BOYAmt | 0 | 0 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 31055 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 18668 |
| IRS990/PrincipalOfficerNm | 0 | Bruce Zmolek |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 0 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 524298 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loan |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Loan Origination Fees |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Overdraft and Account Fees |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | Miscellaneous Fees |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | Sale of Insurance |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 2 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 3 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 4 | 0 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 4682576 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 216949 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 82698 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 436127 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 4 | 0 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 4682576 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 216949 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 82698 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 436127 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 600 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 2 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 3 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 4 | 600 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | Provided low-cost financial services to 5,017 members. |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 3246356 |
| IRS990/ProgSrvcAccomActy2Grp/GrantAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy2Grp/RevenueAmt | 0 | 576009 |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | Granted 856 new loans to members totaling $33,355,664. |
| IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt | 0 | 136198 |
| IRS990/ProgSrvcAccomActy3Grp/GrantAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy3Grp/RevenueAmt | 0 | 4899525 |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | Invested excess deposits only in investments which are legal for credit unions under Wisconsin state law. |
| IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActyOtherGrp/GrantAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt | 0 | 374859 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 130367 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 1875815 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 4565018 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 828903 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1990667 |
| IRS990/PYTotalExpensesAmt | 0 | 3866482 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 4695385 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt | 0 | 0 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 707277 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/PersonalAmt | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 1 |
| IRS990/RevenueAmt | 0 | 0 |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 17105556 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 17812833 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 905295 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 3687913 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1531668 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 1018789 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 2550457 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 86030 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 491342 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 577372 |
| IRS990ScheduleD/FederalIncomeTaxLiabilityAmt | 0 | 0 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 3250000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 313066 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 2 | 539035 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 3 | 992000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 4 | 3968000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | Corporate Central CU Certificates of Deposit |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | Corporate Central CU PCC Account |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 2 | Corporate Central CU NCA Account |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 3 | SimpliCD Banks |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 4 | SimpliCD Credit Unions |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 3 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 4 | C |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 1135847 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 1135847 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 91168 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 558259 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 649427 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 100642758 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Total Shares, Share Drafts, IRAs and CDs |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 2844713 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 9062101 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 100642758 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 177697 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 5000 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
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Displayed year
2023 • Form 990Detailed filing. Detailed filing data is available for this year.