Civic Intelligence

Firefighters Credit Union

990 • Fiscal year 2014 • EIN 39-6050488

Jan 01, 2014 to Dec 31, 2014 • Filed on Apr 14, 2015

Organization Profilewww.myfirecu.org

View Organization Page

525 5th Avenue SLa Crosse, WI 54601

(608) 784-9480

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

23rd percentile

0.86x

Higher debt load relative to assets than 23% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2014

Liabilities / Revenue

37th percentile

17.06x

Higher debt load relative to revenue than 37% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2014

Net Margin

81st percentile

19%

Higher net margin than 81% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2014

Top Officer Pay

65th percentile

$146,079

Higher top officer pay than 65% of similar nonprofits.

Top officer pay equals 4.4% of source-year revenue.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2014

Asset Growth

71st percentile

4.8%

Faster asset growth than 71% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2013 to 2014

Revenue Growth

17th percentile

-5.0%

Faster revenue growth than 17% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets23rd percentile

Assets

Up

$65,971,972

Up $3,007,193 (+4.8%) from 2013

Net Assets

Up

$9,263,590

Up $634,316 (+7.4%) from 2013

Liabilities

Up

$56,708,382

Up $2,372,877 (+4.4%) from 2013

Revenue And Expenses
Liabilities / Revenue37th percentileNet Margin81st percentile

Revenue

Down

$3,323,644

Down $176,561 (-5.0%) from 2013

Expenses

Down

$2,689,328

Down $328,946 (-11%) from 2013

Net Income

Up

$634,316

Up $152,385 (+32%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth71st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $57,119,716Liabilities 2010: $50,469,730Net Assets 2010: $6,649,9862010Assets 2011: $61,594,563Liabilities 2011: $54,299,015Net Assets 2011: $7,295,5482011Assets 2012: $67,533,574Liabilities 2012: $59,386,231Net Assets 2012: $8,147,3432012Assets 2013: $62,964,779Liabilities 2013: $54,335,505Net Assets 2013: $8,629,2742013Assets 2014: $65,971,972Liabilities 2014: $56,708,382Net Assets 2014: $9,263,5902014Assets 2015: $74,546,867Liabilities 2015: $64,528,214Net Assets 2015: $10,018,6532015Assets 2016: $78,284,220Liabilities 2016: $67,530,632Net Assets 2016: $10,753,5882016Assets 2017: $81,355,425Liabilities 2017: $69,879,282Net Assets 2017: $11,476,1432017Assets 2018: $84,214,510Liabilities 2018: $71,702,875Net Assets 2018: $12,511,6352018Assets 2019: $89,555,690Liabilities 2019: $75,954,019Net Assets 2019: $13,601,6712019Assets 2020: $97,688,468Liabilities 2020: $82,718,930Net Assets 2020: $14,969,5382020Assets 2021: $103,655,154Liabilities 2021: $87,378,501Net Assets 2021: $16,276,6532021Assets 2022: $113,613,482Liabilities 2022: $96,507,926Net Assets 2022: $17,105,5562022Assets 2023: $120,046,465Liabilities 2023: $102,233,632Net Assets 2023: $17,812,8332023Assets 2024: $122,476,504Liabilities 2024: $103,572,353Net Assets 2024: $18,904,1512024

Highlighted filing

2014

Assets$65,971,972
Liabilities$56,708,382
Net Assets$9,263,590
Open 2014 Filing

Operations Trend

Revenue Growth17th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0Expenses 2010: $3,074,1432010Expenses 2011: $3,114,8052011Expenses 2012: $3,193,6112012Revenue 2013: $3,500,205Expenses 2013: $3,018,274Net Income 2013: $481,9312013Revenue 2014: $3,323,644Expenses 2014: $2,689,328Net Income 2014: $634,3162014Revenue 2015: $3,738,170Expenses 2015: $2,983,107Net Income 2015: $755,0632015Revenue 2016: $3,994,144Expenses 2016: $3,259,209Net Income 2016: $734,9352016Revenue 2017: $4,084,788Expenses 2017: $3,362,233Net Income 2017: $722,5552017Revenue 2018: $4,562,301Expenses 2018: $3,526,809Net Income 2018: $1,035,4922018Revenue 2019: $5,022,151Expenses 2019: $3,932,115Net Income 2019: $1,090,0362019Revenue 2020: $5,413,674Expenses 2020: $4,045,807Net Income 2020: $1,367,8672020Revenue 2021: $5,177,427Expenses 2021: $3,870,312Net Income 2021: $1,307,1152021Revenue 2022: $4,695,385Expenses 2022: $3,866,482Net Income 2022: $828,9032022Revenue 2023: $5,850,393Expenses 2023: $5,143,116Net Income 2023: $707,2772023Revenue 2024: $7,366,324Expenses 2024: $6,275,006Net Income 2024: $1,091,3182024

Highlighted filing

2014

Revenue$3,323,644
Expenses$2,689,328
Net Income$634,316
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Apr 14, 2015
Return Version
2014v5.0
Gross Receipts
$3,323,644
Mission and Program Overview

Mission

Firefighters Credit Union is a cooperative, nonprofit corporation, incorporated under Wisconsin State Law to encourage thrift among its members, create a source of credit at a fair and reasonable cost, and provide an opportunity for its members to improve their economic and social conditions.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$58,674,557$60,837,601▲ $2,163,044
Rtn Earn Endowment Incm Other Fnds$8,629,274$9,263,590▲ $634,316
Land, Buildings, and Equipment, Net$968,586$1,854,356▲ $885,770
Savings and Temporary Cash Investments$109,576$1,230,606▲ $1,121,030
Cash and Non-Interest-Bearing Accounts$531,518$509,178▼ $22,340
Investments Program Related$1,506,502$506,502▼ $1,000,000
Prepaid Expenses and Deferred Charges$16,642$12,923▼ $3,719
Accounts Receivable$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$62,964,779$65,971,972▲ $3,007,193
Other Assets Total$1,157,398$1,020,806▼ $136,592
Liabilities
Other Liabilities$53,453,581$56,266,612▲ $2,813,031
Accounts Payable and Accrued Expenses$881,924$441,770▼ $440,154
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$54,335,505$56,708,382▲ $2,372,877
Net Assets / Fund Balance
Total Net Assets Fund Balance$8,629,274$9,263,590▲ $634,316
Total Liabilities and Net Assets / Fund Balance$62,964,779$65,971,972▲ $3,007,193

Asset Categories

AssetBook ValueDepreciationBasis
Land$1,135,847-$1,135,847
Buildings$504,725$429,915$934,640
Equipment$84,858$376,356$461,214
Leasehold Improvements$128,926$201,375$330,301
Other Land Buildings$0$0$0
Compensation and Service Providers
Top Officer Pay65th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Bruce E ZmolekPresidentFT$128,412$17,667$146,079
Troy ArenzMortgage Loan OfficerFT$120,256$5,309$125,565
Connie GarbersDirector of Compliance & OperationsFT$68,227$3,647$71,874
Amy S FruitChief Financial OfficerFT$68,050$3,196$71,246

Board Members and Trustees

NameTitle
Michael GazeleyChairman
Todd KochVice Chairman
Aaron FonderBoard Member
James WifflerBoard Member
Thomas HeilmanBoard Member
Anastasia GentrySecretary
Gerald SeubertTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,303,981
Investment Income
$19,663
Other Revenue
$0
Change in Net Assets
$634,316
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,380,092
Salaries, Compensation, and Employee Benefits$1,309,236
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$678,036
Current Officers, Directors, Trustees, and Key Employees---$384,945
Advertising---$146,526
Occupancy---$134,007
All Other Expenses---$127,764
Other Employee Benefits---$116,405
Office Expenses---$110,244
Depreciation Depletion---$105,659
Other Expenses---$95,000
Payroll Taxes---$87,043
Information Technology---$79,849
Pension Plan Contributions---$42,807
Payments to Affiliates---$27,336
Fees for Services Accounting---$24,337
Conferences and Meetings---$21,063
Travel---$11,061
Fees for Services Legal---$3,915
Insurance---$2,844
Interest---$1,094
Total Functional Expenses$0$0$0$2,689,328
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Total Shares, Drafts, IRAs and CDs$56,266,612
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union has members.”

Form 990, Part VI, Section A, Line 7A

“The members elect the Board of Directors to the Credit Union.”

Form 990, Part VI, Section A, Line 7B

“If the Board of Directors were to vote for a name change or a merger, those types of decisions would be subject to the approval of the membership.”

Form 990, Part VI, Section B, Line 11B

“The 990 report is not provided to the Board of Directors before it is filed. The president and other staff review the report before it is submitted. The Board is informed that it was submitted and that they can review it at any time.”

Form 990, Part VI, Section B, Line 15

“The Board of Directors have a contract with the President of the Credit Union which outlines his compensation. The Board of Directors reviews salary surveys for credit union positions and they collectively agree on the President's compensation.”

Form 990, Part VI, Section C, Line 19

“The credit union's financial statements are provided as a part of the annual meeting brochure. The financial statements are also available quarterly as a part of the 5300 report that is filled out for NCUA and can be found on www.NCUA.gov. A conflict of interest statement is reviewed by all credit union staff and a signed acknowledgement is kept in the employee file.”

Filing and Contact Details

Filer

Filer Name
Firefighters Credit Union
EIN
39-6050488
Phone
6087849480
Address
525 5th Avenue S, La Crosse, WI 54601

Signing Officer

Name
Bruce Zmolek
Title
President
Phone
6087849480
Signed
2015-04-14

Organization Details

Principal Officer
Bruce Zmolek
Formed
1931
Legal Domicile
Wi
Voting Board Members
7
Independent Board Members
7
Employees
26
Volunteers
0
Supplemental Narrative

Additional Explanations

Form 990, Part III, Line 4D

“Other program services is Investment Income.”

Raw XML AppendixShowing 400 of 519 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt2Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt3Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7President
IRS990/Form990PartVIISectionAGrp/TitleTxt8Chief Financial Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director of Compliance & Operations
IRS990/Form990PartVIISectionAGrp/TitleTxt10Mortgage Loan Officer
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IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt079849
IRS990/InsuranceGrp/TotalAmt02844
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt01094
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt019663
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt019663
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt01506502
IRS990/InvestmentsProgramRelatedGrp/EOYAmt0506502
IRS990/InvestmentsPubTradedSecGrp/BOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt01814
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01007646
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0968586
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01854356
IRS990/LandBldgEquipCostOrOtherBssAmt02862002
IRS990/LegalDomicileStateCd0WI
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt00
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt00
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd00
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0Firefighters Credit Union is a cooperative, nonprofit corporation, incorporated under Wisconsin State Law to encourage thrift among its members, create a source of credit at a fair and reasonable cost, and provide an opportunity for its members to improve their economic and social conditions.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt08629274
IRS990/NetAssetsOrFundBalancesEOYAmt09263590
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeFromGamingGrp/ExclusionAmt00
IRS990/NetIncomeFromGamingGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeOrLossGrp/ExclusionAmt00
IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt0-52250
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0134007
IRS990/OfficeExpensesGrp/TotalAmt0110244
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01157398
IRS990/OtherAssetsTotalGrp/EOYAmt01020806
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0116405
IRS990/OtherExpensesGrp/Desc0Dividend Expense on Share Accounts
IRS990/OtherExpensesGrp/Desc1ATM/Debit Card Processing
IRS990/OtherExpensesGrp/Desc2Loan Losses
IRS990/OtherExpensesGrp/TotalAmt0344456
IRS990/OtherExpensesGrp/TotalAmt1144937
IRS990/OtherExpensesGrp/TotalAmt295000
IRS990/OtherLiabilitiesGrp/BOYAmt053453581
IRS990/OtherLiabilitiesGrp/EOYAmt056266612
IRS990/OtherOrganizationDsc0Non Profit Credit Union
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt0678036
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt058674557
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt060837601
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt027336
IRS990/PayrollTaxesGrp/TotalAmt087043
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt042807
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt016642
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt012923
IRS990/PrincipalOfficerNm0Bruce Zmolek
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/BusinessCd3522130
IRS990/ProgramServiceRevenueGrp/BusinessCd4524298
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Loan Origination Fees
IRS990/ProgramServiceRevenueGrp/Desc2Overdraft and Account Fees
IRS990/ProgramServiceRevenueGrp/Desc3Miscellaneous Fees
IRS990/ProgramServiceRevenueGrp/Desc4Sale of Insurance
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/ExclusionAmt30
IRS990/ProgramServiceRevenueGrp/ExclusionAmt40
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02686488
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1257361
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt294573
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3233774
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt40
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02686488
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1257361
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt294573
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3233774
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt49119
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt30
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt49119
IRS990/ProgSrvcAccomActy2Grp/Desc0Provided low-cost financial services to 4,507 members.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt02217793
IRS990/ProgSrvcAccomActy2Grp/GrantAmt00
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt0351013
IRS990/ProgSrvcAccomActy3Grp/Desc0Granted 1,076 new loans to members totalling $38,814,804.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0127079
IRS990/ProgSrvcAccomActy3Grp/GrantAmt00
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt02943849
IRS990/ProgSrvcAccomActyOtherGrp/Desc0Invested excess deposits only in investments which are legal for credit unions under Wisconsin state law.
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt00
IRS990/ProgSrvcAccomActyOtherGrp/GrantAmt00
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt019663
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt022055
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt01629321
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt03478150
IRS990/PYRevenuesLessExpensesAmt0481931
IRS990/PYSalariesCompEmpBnftPaidAmt01388953
IRS990/PYTotalExpensesAmt03018274
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03500205
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0634316
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt08629274
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt09263590
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0109576
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01230606
IRS990/ScheduleBRequiredInd00

Document Assets

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Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$65,971,972
Liabilities
$56,708,382
Net assets
$9,263,590
Revenue
$3,323,644
Expenses
$2,689,328
Net income
$634,316
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$122$104$18.9$7.37$6.28$1.09
2023Detailed filing. Detailed filing data is available for this year.$120$102$17.8$5.85$5.14$0.71
2022Detailed filing. Detailed filing data is available for this year.$114$96.5$17.1$4.70$3.87$0.83
2021Detailed filing. Detailed filing data is available for this year.$104$87.4$16.3$5.18$3.87$1.31
2020Detailed filing. Detailed filing data is available for this year.$97.7$82.7$15.0$5.41$4.05$1.37
2019Detailed filing. Detailed filing data is available for this year.$89.6$76.0$13.6$5.02$3.93$1.09
2018Detailed filing. Detailed filing data is available for this year.$84.2$71.7$12.5$4.56$3.53$1.04
2017Detailed filing. Detailed filing data is available for this year.$81.4$69.9$11.5$4.08$3.36$0.72
2016Detailed filing. Detailed filing data is available for this year.$78.3$67.5$10.8$3.99$3.26$0.73
2015Detailed filing. Detailed filing data is available for this year.$74.5$64.5$10.0$3.74$2.98$0.76
2014Detailed filing. Detailed filing data is available for this year.$66.0$56.7$9.26$3.32$2.69$0.63
2013Detailed filing. Detailed filing data is available for this year.$63.0$54.3$8.63$3.50$3.02$0.48
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$67.5$59.4$8.15$3.19
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$61.6$54.3$7.30$3.11
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$57.1$50.5$6.65$3.07