Civic Intelligence

Firefighters Credit Union

990 • Fiscal year 2020 • EIN 39-6050488

Jan 01, 2020 to Dec 31, 2020 • Filed on Apr 27, 2021

2707 Midwest DrOnalaska, WI 54650

(608) 784-9480

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

20th percentile

0.85x

Higher debt load relative to assets than 20% of similar nonprofits.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2020

Liabilities / Revenue

16th percentile

15.28x

Higher debt load relative to revenue than 16% of similar nonprofits.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2020

Net Margin

92nd percentile

25%

Higher net margin than 92% of similar nonprofits.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2020

Top Officer Pay

98th percentile

$384,942

Higher top officer pay than 98% of similar nonprofits.

Top officer pay equals 7.1% of source-year revenue.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2020

Asset Growth

13th percentile

9.1%

Faster asset growth than 13% of similar nonprofits.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2019 to 2020

Revenue Growth

89th percentile

7.8%

Faster revenue growth than 89% of similar nonprofits.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2019 to 2020

Assets

Up

$97,688,468

Up $8,132,778 (+9.1%) from 2019

Net Assets

Up

$14,969,538

Up $1,367,867 (+10%) from 2019

Liabilities

Up

$82,718,930

Up $6,764,911 (+8.9%) from 2019

Revenue

Up

$5,413,674

Up $391,523 (+7.8%) from 2019

Expenses

Up

$4,045,807

Up $113,692 (+2.9%) from 2019

Net Income

Up

$1,367,867

Up $277,831 (+25%) from 2019

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $57,119,716Liabilities 2010: $50,469,730Net Assets 2010: $6,649,9862010Assets 2011: $61,594,563Liabilities 2011: $54,299,015Net Assets 2011: $7,295,5482011Assets 2012: $67,533,574Liabilities 2012: $59,386,231Net Assets 2012: $8,147,3432012Assets 2013: $62,964,779Liabilities 2013: $54,335,505Net Assets 2013: $8,629,2742013Assets 2014: $65,971,972Liabilities 2014: $56,708,382Net Assets 2014: $9,263,5902014Assets 2015: $74,546,867Liabilities 2015: $64,528,214Net Assets 2015: $10,018,6532015Assets 2016: $78,284,220Liabilities 2016: $67,530,632Net Assets 2016: $10,753,5882016Assets 2017: $81,355,425Liabilities 2017: $69,879,282Net Assets 2017: $11,476,1432017Assets 2018: $84,214,510Liabilities 2018: $71,702,875Net Assets 2018: $12,511,6352018Assets 2019: $89,555,690Liabilities 2019: $75,954,019Net Assets 2019: $13,601,6712019Assets 2020: $97,688,468Liabilities 2020: $82,718,930Net Assets 2020: $14,969,5382020Assets 2021: $103,655,154Liabilities 2021: $87,378,501Net Assets 2021: $16,276,6532021Assets 2022: $113,613,482Liabilities 2022: $96,507,926Net Assets 2022: $17,105,5562022Assets 2023: $120,046,465Liabilities 2023: $102,233,632Net Assets 2023: $17,812,8332023Assets 2024: $122,476,504Liabilities 2024: $103,572,353Net Assets 2024: $18,904,1512024

Highlighted filing

2020

Assets$97,688,468
Liabilities$82,718,930
Net Assets$14,969,538

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0Expenses 2010: $3,074,1432010Expenses 2011: $3,114,8052011Expenses 2012: $3,193,6112012Revenue 2013: $3,500,205Expenses 2013: $3,018,274Net Income 2013: $481,9312013Revenue 2014: $3,323,644Expenses 2014: $2,689,328Net Income 2014: $634,3162014Revenue 2015: $3,738,170Expenses 2015: $2,983,107Net Income 2015: $755,0632015Revenue 2016: $3,994,144Expenses 2016: $3,259,209Net Income 2016: $734,9352016Revenue 2017: $4,084,788Expenses 2017: $3,362,233Net Income 2017: $722,5552017Revenue 2018: $4,562,301Expenses 2018: $3,526,809Net Income 2018: $1,035,4922018Revenue 2019: $5,022,151Expenses 2019: $3,932,115Net Income 2019: $1,090,0362019Revenue 2020: $5,413,674Expenses 2020: $4,045,807Net Income 2020: $1,367,8672020Revenue 2021: $5,177,427Expenses 2021: $3,870,312Net Income 2021: $1,307,1152021Revenue 2022: $4,695,385Expenses 2022: $3,866,482Net Income 2022: $828,9032022Revenue 2023: $5,850,393Expenses 2023: $5,143,116Net Income 2023: $707,2772023Revenue 2024: $7,366,324Expenses 2024: $6,275,006Net Income 2024: $1,091,3182024

Highlighted filing

2020

Revenue$5,413,674
Expenses$4,045,807
Net Income$1,367,867
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Apr 27, 2021
Return Version
2020v4.0
Gross Receipts
$5,413,674
Mission and Program Overview

Mission

Firefighters Credit Union is a cooperative, nonprofit corporation, incorporated under Wisconsin State Law to encourage thrift among its members, create a source of credit at a fair and reasonable cost, and provide an opportunity for its members to improve their economic and social conditions.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$74,598,640$78,450,888▲ $3,852,248
Rtn Earn Endowment Incm Other Fnds$13,601,671$14,969,538▲ $1,367,867
Investments Program Related$3,631,609$8,907,668▲ $5,276,059
Savings and Temporary Cash Investments$3,315,048$5,069,922▲ $1,754,874
Land, Buildings, and Equipment, Net$3,222,703$3,094,024▼ $128,679
Cash and Non-Interest-Bearing Accounts$3,666,614$979,138▼ $2,687,476
Prepaid Expenses and Deferred Charges$22,934$23,646▲ $712
Accounts Receivable$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$89,555,690$97,688,468▲ $8,132,778
Other Assets Total$1,098,142$1,163,182▲ $65,040
Liabilities
Other Liabilities$75,247,392$81,086,701▲ $5,839,309
Accounts Payable and Accrued Expenses$706,627$1,632,229▲ $925,602
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$75,954,019$82,718,930▲ $6,764,911
Net Assets / Fund Balance
Total Net Assets Fund Balance$13,601,671$14,969,538▲ $1,367,867
Total Liabilities and Net Assets / Fund Balance$89,555,690$97,688,468▲ $8,132,778

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,741,525$808,932$2,550,457
Land$1,135,847-$1,135,847
Equipment$86,365$513,957$600,322
Leasehold Improvements$130,287$449,112$579,399
Investment Program Related Org$992,000--
Other Land Buildings$0$0$0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Troy ArenzMortgage Loan OfficerFT$361,392$384,942$384,942
Bruce E ZmolekPresidentFT$166,478$21,857$188,335
Matt FaronMortgage Loan OfficerFT$108,774$5,271$114,045
Amy S FruitChief Financial OfficerFT$90,769$4,192$94,961
Connie GarbersDirector of Compliance & OperationsFT$85,843$4,510$90,353

Board Members and Trustees

NameTitle
Michael GazeleyChairman
Todd KochVice Chairman
Dave SchatzleyBoard Member
Gerald SeubertBoard Member
James WifflerBoard Member
Anastasia GentrySecretary
Doyle PleggenkuhleTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$5,290,722
Investment Income
$122,952
Other Revenue
$0
Change in Net Assets
$1,367,867
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$2,080,685
Other Expenses$1,965,122
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$945,400
Current Officers, Directors, Trustees, and Key Employees---$813,256
Advertising---$257,299
Occupancy---$174,995
All Other Expenses---$171,332
Depreciation Depletion---$167,068
Office Expenses---$154,479
Other Employee Benefits---$131,134
Payroll Taxes---$126,716
Information Technology---$105,246
Pension Plan Contributions---$64,179
Conferences and Meetings---$38,338
Payments to Affiliates---$31,158
Fees for Services Accounting---$23,029
Travel---$12,415
Other Expenses---$9,000
Fees for Services Legal---$7,422
Total Functional Expenses$0$0$0$4,045,807
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Total Shares, Share Drafts, IRAs and CDs$81,086,701
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The credit union has members.

Form 990, Part VI, Section A, Line 7A

The members elect the Board of Directors to the Credit Union.

Form 990, Part VI, Section A, Line 7B

If the Board of Directors were to vote for a name change or a merger, those types of decisions would be subject to the approval of the membership.

Form 990, Part VI, Section B, Line 11B

The 990 report is not provided to the Board of Directors before it is filed. The President and other staff review the report before it is submitted. The Board of Directors is informed that it was submitted, and that they can review it at any time.

Form 990, Part VI, Section B, Line 15

The Board of Directors have a contract with the President of the Credit Union which outlines his compensation. The Board of Directors reviews salary surveys for credit union positions and they collectively agree on the President's compensation.

Form 990, Part VI, Section C, Line 19

The credit union's financial statements are provided as a part of the annual meeting brochure. The financial statements are also available as a part of the 5300 report that is filled out for NCUA and can be found on www.NCUA.gov. A conflict of interest statement is reviewed by all credit union staff and a signed acknowledgement is kept in the employee file.

Filing and Contact Details

Filer

Filer Name
Firefighters Credit Union
EIN
39-6050488
Phone
6087849480
Address
2707 Midwest Dr, Onalaska, WI 54650

Signing Officer

Name
Bruce Zmolek
Title
President
Phone
6087849480
Signed
2021-04-27

Organization Details

Principal Officer
Bruce Zmolek
Formed
1931
Legal Domicile
Wi
Voting Board Members
7
Independent Board Members
7
Employees
32
Volunteers
0
Raw XML AppendixShowing 400 of 550 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0706627
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01632229
IRS990/AccountsReceivableGrp/BOYAmt00
IRS990/AccountsReceivableGrp/EOYAmt00
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0Firefighters Credit Union is a cooperative, nonprofit corporation, incorporated under Wisconsin State Law to encourage thrift among its members, create a source of credit at a fair and reasonable cost, and provide an opportunity for its members to improve their economic and social conditions.
IRS990/AdvertisingGrp/TotalAmt0257299
IRS990/AllOtherExpensesGrp/TotalAmt0171332
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0Amy S Fruit
IRS990/BooksInCareOfDetail/PhoneNum06087849480
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0Firefighters Credit Union
IRS990/BooksInCareOfDetail/USAddress/AddressLine2Txt02707 Midwest Dr
IRS990/BooksInCareOfDetail/USAddress/CityNm0Onalaska
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WI
IRS990/BooksInCareOfDetail/USAddress/ZIPCd054650
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt03666614
IRS990/CashNonInterestBearingGrp/EOYAmt0979138
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0813256
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/TotalAmt038338
IRS990/ConflictOfInterestPolicyInd00
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0122952
IRS990/CYOtherExpensesAmt01965122
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt05290722
IRS990/CYRevenuesLessExpensesAmt01367867
IRS990/CYSalariesCompEmpBnftPaidAmt02080685
IRS990/CYTotalExpensesAmt04045807
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt05413674
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt00
IRS990/DeferredRevenueGrp/EOYAmt00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt0167068
IRS990/Desc0Competitive dividend rates are given on share, share draft and certificate accounts. (11,186 Accounts)
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt032
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EscrowAccountLiabilityGrp/BOYAmt00
IRS990/EscrowAccountLiabilityGrp/EOYAmt00
IRS990/ExpenseAmt0619678
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt023029
IRS990/FeesForServicesLegalGrp/TotalAmt07422
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt90
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt100
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt110
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt140
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt240
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt340
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt440
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.5
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70.5
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80.5
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt100.5
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt111
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt023550
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt121857
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt25271
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt34192
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt44510
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/PersonNm0Troy Arenz
IRS990/Form990PartVIISectionAGrp/PersonNm1Bruce E Zmolek
IRS990/Form990PartVIISectionAGrp/PersonNm2Matt Faron
IRS990/Form990PartVIISectionAGrp/PersonNm3Amy S Fruit
IRS990/Form990PartVIISectionAGrp/PersonNm4Connie Garbers
IRS990/Form990PartVIISectionAGrp/PersonNm5Michael Gazeley
IRS990/Form990PartVIISectionAGrp/PersonNm6Todd Koch
IRS990/Form990PartVIISectionAGrp/PersonNm7Doyle Pleggenkuhle
IRS990/Form990PartVIISectionAGrp/PersonNm8Anastasia Gentry
IRS990/Form990PartVIISectionAGrp/PersonNm9James Wiffler
IRS990/Form990PartVIISectionAGrp/PersonNm10Dave Schatzley
IRS990/Form990PartVIISectionAGrp/PersonNm11Gerald Seubert
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0361392
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1166478
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2108774
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt390769
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt485843
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/TitleTxt0Mortgage Loan Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt1President
IRS990/Form990PartVIISectionAGrp/TitleTxt2Mortgage Loan Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt3Chief Financial Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director of Compliance & Operations
IRS990/Form990PartVIISectionAGrp/TitleTxt5Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt6Vice Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt7Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt8Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt9Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt10Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt11Board Member
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01931
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantAmt00
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsPayableGrp/EOYAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt05413674
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt03
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0105246
IRS990/InsuranceGrp/TotalAmt00
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0122952
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0122952
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt03631609
IRS990/InvestmentsProgramRelatedGrp/EOYAmt08907668
IRS990/InvestmentsPubTradedSecGrp/BOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt01925
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01772001
IRS990/LandBldgEquipBasisNetGrp/BOYAmt03222703
IRS990/LandBldgEquipBasisNetGrp/EOYAmt03094024
IRS990/LandBldgEquipCostOrOtherBssAmt04866025
IRS990/LegalDomicileStateCd0WI
IRS990/LoanOutstandingInd00
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0Firefighters Credit Union is a cooperative, nonprofit corporation, incorporated under Wisconsin State Law to encourage thrift among its members, create a source of credit at a fair and reasonable cost, and provide an opportunity for its members to improve their economic and social conditions.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt013601671
IRS990/NetAssetsOrFundBalancesEOYAmt014969538
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0174995
IRS990/OfficeExpensesGrp/TotalAmt0154479
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01098142
IRS990/OtherAssetsTotalGrp/EOYAmt01163182
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0131134
IRS990/OtherExpensesGrp/Desc0Dividend Expense on Share Accounts
IRS990/OtherExpensesGrp/Desc1ATM/Debit Card Processing
IRS990/OtherExpensesGrp/Desc2Loan Loss Expense
IRS990/OtherExpensesGrp/TotalAmt0619678
IRS990/OtherExpensesGrp/TotalAmt1193663
IRS990/OtherExpensesGrp/TotalAmt29000
IRS990/OtherLiabilitiesGrp/BOYAmt075247392
IRS990/OtherLiabilitiesGrp/EOYAmt081086701
IRS990/OtherOrganizationDsc0Non Profit Credit Union
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt0945400
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt074598640
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt078450888
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt031158
IRS990/PayrollTaxesGrp/TotalAmt0126716
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt064179
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt022934
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt023646
IRS990/PrincipalOfficerNm0Bruce Zmolek
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/BusinessCd3522130
IRS990/ProgramServiceRevenueGrp/BusinessCd4524298
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Loan Origination Fees
IRS990/ProgramServiceRevenueGrp/Desc2Overdraft and Account Fees
IRS990/ProgramServiceRevenueGrp/Desc3Miscellaneous Fees
IRS990/ProgramServiceRevenueGrp/Desc4Sale of Insurance
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/ExclusionAmt30
IRS990/ProgramServiceRevenueGrp/ExclusionAmt40
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03489487
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11264708
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt270382
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3358974
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt40
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03489487
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11264708
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt270382
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3358974
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt427067
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt30
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt427067
IRS990/ProgSrvcAccomActy2Grp/Desc0Provided low-cost financial services to 5,089 members.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt03322870
IRS990/ProgSrvcAccomActy2Grp/GrantAmt00
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt0509460
IRS990/ProgSrvcAccomActy3Grp/Desc0Granted 1,477 new loans to members totalling $110,647,208.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0103259
IRS990/ProgSrvcAccomActy3Grp/GrantAmt00
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt04754195
IRS990/ProgSrvcAccomActyOtherGrp/Desc0Invested excess deposits only in investments which are legal for credit unions under Wisconsin state law.
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt00
IRS990/ProgSrvcAccomActyOtherGrp/GrantAmt00
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt0122952
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0214579
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt02072237
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt04807572
IRS990/PYRevenuesLessExpensesAmt01090036
IRS990/PYSalariesCompEmpBnftPaidAmt01859878
IRS990/PYTotalExpensesAmt03932115
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt05022151
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt01367867
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RevenueAmt00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt013601671
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt014969538
IRS990/SavingsAndTempCashInvstGrp/BOYAmt03315048
IRS990/SavingsAndTempCashInvstGrp/EOYAmt05069922
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01741525
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0808932
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02550457
IRS990ScheduleD/EquipmentGrp/BookValueAmt086365
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0513957
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0600322
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt06500000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt1313066
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt2358602
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt3744000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt4992000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0Corporate Central CU Certificates of Deposit
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1Corporate Central CU PCC Account
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2Corporate Central CU NCA Account
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc3SimpliCD Banks
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc4SimpliCD Credit Unions
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd3C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd4C
IRS990ScheduleD/LandGrp/BookValueAmt01135847
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$122$104$18.9$7.37$6.28$1.09
2023Detailed filing. Detailed filing data is available for this year.$120$102$17.8$5.85$5.14$0.71
2022Detailed filing. Detailed filing data is available for this year.$114$96.5$17.1$4.70$3.87$0.83
2021Detailed filing. Detailed filing data is available for this year.$104$87.4$16.3$5.18$3.87$1.31
2020Detailed filing. Detailed filing data is available for this year.$97.7$82.7$15.0$5.41$4.05$1.37
2019Detailed filing. Detailed filing data is available for this year.$89.6$76.0$13.6$5.02$3.93$1.09
2018Detailed filing. Detailed filing data is available for this year.$84.2$71.7$12.5$4.56$3.53$1.04
2017Detailed filing. Detailed filing data is available for this year.$81.4$69.9$11.5$4.08$3.36$0.72
2016Detailed filing. Detailed filing data is available for this year.$78.3$67.5$10.8$3.99$3.26$0.73
2015Detailed filing. Detailed filing data is available for this year.$74.5$64.5$10.0$3.74$2.98$0.76
2014Detailed filing. Detailed filing data is available for this year.$66.0$56.7$9.26$3.32$2.69$0.63
2013Detailed filing. Detailed filing data is available for this year.$63.0$54.3$8.63$3.50$3.02$0.48
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$67.5$59.4$8.15$3.19
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$61.6$54.3$7.30$3.11
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$57.1$50.5$6.65$3.07