Liabilities / Assets
14th percentile
Higher debt load relative to assets than 14% of similar nonprofits.
EIN 39-6050488 • 501(c)14 • Onalaska, WI
Profile
Firefighters Credit Union is a cooperative, nonprofit corporation, incorporated under Wisconsin State Law to encourage thrift among its members, create a source of credit at a fair and reasonable cost, and provide an opportunity for its members to improve their economic and social conditions.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
14th percentile
Higher debt load relative to assets than 14% of similar nonprofits.
Liabilities / Revenue
33rd percentile
Higher debt load relative to revenue than 33% of similar nonprofits.
Net Margin
61st percentile
Higher net margin than 61% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
74th percentile
Faster asset growth than 74% of similar nonprofits.
Revenue Growth
39th percentile
Faster revenue growth than 39% of similar nonprofits.
Assets
Up$122,476,504
Up $2,430,039 (+2.0%) from 2023
Liabilities
Up$103,572,353
Up $1,338,721 (+1.3%) from 2023
Net Assets
Up$18,904,151
Up $1,091,318 (+6.1%) from 2023
Revenue
Up$7,366,324
Up $1,515,931 (+26%) from 2023
Expenses
Up$6,275,006
Up $1,131,890 (+22%) from 2023
Net Income
Up$1,091,318
Up $384,041 (+54%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
Firefighters Credit Union is a cooperative, nonprofit corporation, incorporated under Wisconsin State Law to encourage thrift among its members, create a source of credit at a fair and reasonable cost, and provide an opportunity for its members to improve their economic and social conditions.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $102,224,302 | $99,664,981 | ▼ $2,559,321 |
| Rtn Earn Endowment Incm Other Fnds | $17,812,833 | $18,904,151 | ▲ $1,091,318 |
| Investments Program Related | $9,062,101 | $9,350,348 | ▲ $288,247 |
| Savings and Temporary Cash Investments | $3,687,913 | $8,367,637 | ▲ $4,679,724 |
| Land, Buildings, and Equipment, Net | $2,844,713 | $2,746,565 | ▼ $98,148 |
| Cash and Non-Interest-Bearing Accounts | $619,392 | $650,778 | ▲ $31,386 |
| Prepaid Expenses and Deferred Charges | $18,668 | $47,683 | ▲ $29,015 |
| Accounts Receivable | $0 | $0 | → $0 |
| Pledges and Grants Receivable | $0 | $0 | → $0 |
| Receivable From Disqualified Prsn | $0 | $0 | → $0 |
| Receivables From Officers Etc | $0 | $0 | → $0 |
| Investments Other Securities | $0 | $0 | → $0 |
| Investments in Publicly Traded Securities | $0 | $0 | → $0 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Intangible Assets | $0 | $0 | → $0 |
| Inventories for Sale or Use | $0 | $0 | → $0 |
| Total Assets | $120,046,465 | $122,476,504 | ▲ $2,430,039 |
| Other Assets Total | $1,589,376 | $1,648,512 | ▲ $59,136 |
| Liabilities | |||
| Other Liabilities | $100,642,758 | $102,702,285 | ▲ $2,059,527 |
| Accounts Payable and Accrued Expenses | $1,590,874 | $870,068 | ▼ $720,806 |
| Total Liabilities | $102,233,632 | $103,572,353 | ▲ $1,338,721 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $17,812,833 | $18,904,151 | ▲ $1,091,318 |
| Total Liabilities and Net Assets / Fund Balance | $120,046,465 | $122,476,504 | ▲ $2,430,039 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,461,716 | $1,088,741 | $2,550,457 |
| Land | $1,135,847 | - | $1,135,847 |
| Leasehold Improvements | $75,160 | $583,324 | $658,484 |
| Equipment | $73,842 | $522,392 | $596,234 |
| Investment Program Related Org | $5,456,000 | - | - |
| Other Land Buildings | $0 | $0 | $0 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Bruce Zmolek | President | FT | $175,630 | $27,378 | $203,008 |
| Troy Arenz | Mortgage Loan Officer | FT | $171,060 | $178,469 | $178,469 |
| Amy Fruit | Chief Financial Officer | FT | $106,739 | $4,906 | $111,645 |
| Connie Garbers | Director of Compliance & Operations | FT | $99,376 | $8,096 | $107,472 |
| Samantha Solare | Vice President | FT | $85,189 | $9,437 | $94,626 |
| Katrina Lewis | Treasurer | - | $1,425 | - | $1,425 |
| Anastasia Gentry | Vice Chairman | - | $1,350 | - | $1,350 |
| Michael Gazeley | Chairman | - | $1,125 | - | $1,125 |
| Tom Vierling | Board Member | - | $1,050 | - | $1,050 |
| Tony Szak | Board Member | - | $975 | - | $975 |
| Dave Schatzley | Secretary | - | $900 | - | $900 |
| Dean McHugh | Board Member | - | $600 | - | $600 |
| Line Item | Amount |
|---|---|
| Other Expenses | $4,105,382 |
| Salaries, Compensation, and Employee Benefits | $2,169,624 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $1,145,971 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $650,419 |
| Advertising | - | - | - | $274,442 |
| All Other Expenses | - | - | - | $204,149 |
| Occupancy | - | - | - | $185,903 |
| Other Employee Benefits | - | - | - | $166,691 |
| Office Expenses | - | - | - | $152,223 |
| Information Technology | - | - | - | $142,396 |
| Depreciation Depletion | - | - | - | $140,646 |
| Payroll Taxes | - | - | - | $139,392 |
| Fees for Services Accounting | - | - | - | $72,416 |
| Pension Plan Contributions | - | - | - | $67,151 |
| Other Expenses | - | - | - | $42,700 |
| Payments to Affiliates | - | - | - | $35,922 |
| Travel | - | - | - | $20,168 |
| Conferences and Meetings | - | - | - | $16,641 |
| Fees for Services Legal | - | - | - | $8,993 |
| Interest | - | - | - | $11 |
| Total Functional Expenses | $0 | $0 | $0 | $6,275,006 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Disqualified Persons | $0 | $0 | → $0 |
| Receivables from Officers, Directors, Trustees, and Key Employees | $0 | $0 | → $0 |
| Liability | Amount |
|---|---|
| Total Shares, Share Drafts, IRAs and CDs | $102,702,285 |
“The credit union has members.”
“The members elect the Board of Directors to the Credit Union.”
“If the Board of Directors were to vote for a name change or a merger, those types of decisions would be subject to the approval of the membership.”
“The 990 report is not provided to the Board of Directors before it is filed. The President and other staff review the report before it is submitted. The Board is informed that it was submitted, and that they can review it at any time.”
“The Board of Directors have a contract with the President of the Credit Union which outlines his compensation. The Board of Directors review salary surveys for credit union positions and they collectively agree on the President's compensation.”
“The credit union's financial statements are provided as a part of the annual meeting brochure. The financial statements are also available as a part of the 5300 report that is filled out for NCUA and can be found on www.NCUA.gov. A conflict of interest statement is reviewed by credit union staff and a signed acknowledgement is kept in the employee file.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 1590874 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 870068 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 0 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | Firefighters Credit Union is a cooperative, nonprofit corporation, incorporated under Wisconsin State Law to encourage thrift among its members, create a source of credit at a fair and reasonable cost, and provide an opportunity for its members to improve their economic and social conditions. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 274442 |
| IRS990/AllOtherContributionsAmt | 0 | 0 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 204149 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 0 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Amy Fruit |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6087849480 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | Firefighters Credit Union |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine2Txt | 0 | 2707 Midwest Dr |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Onalaska |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 54650 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 619392 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 650778 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 650419 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 16641 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 0 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/ContriRptFundraisingEventAmt | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 647367 |
| IRS990/CYOtherExpensesAmt | 0 | 4105382 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 6718957 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 1091318 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 2169624 |
| IRS990/CYTotalExpensesAmt | 0 | 6275006 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 7366324 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 140646 |
| IRS990/Desc | 0 | Competitive dividend rates are given on share, share draft and certificate accounts. (11,671 Accounts) |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 34 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/ExpenseAmt | 0 | 2572038 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FederatedCampaignsAmt | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 72416 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 8993 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesProfFundraising/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignGrantsGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 40.0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 40.0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 40.0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 40.0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0.5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 0.5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 0.5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 1.0 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 22378 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 7409 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 4906 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 8096 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 9437 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Bruce Zmolek |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Troy Arenz |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Amy Fruit |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Connie Garbers |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Samantha Solare |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Katrina Lewis |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Anastasia Gentry |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Michael Gazeley |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Tom Vierling |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Tony Szak |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | Dave Schatzley |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | Dean McHugh |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 180630 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 171060 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 106739 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 99376 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 85189 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 1425 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 1350 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 1125 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 1050 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 975 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 900 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 600 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | President |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Mortgage Loan Officer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Chief Financial Officer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Director of Compliance & Operations |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Vice President |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Vice Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | Board Member |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/FormationYr | 0 | 1931 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/FundraisingAmt | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GovernmentGrantsAmt | 0 | 0 |
| IRS990/GrantAmt | 0 | 0 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 7366324 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 3 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 142396 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 0 |
| IRS990/IntangibleAssetsGrp/BOYAmt | 0 | 0 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/InterestGrp/TotalAmt | 0 | 11 |
| IRS990/InventoriesForSaleOrUseGrp/BOYAmt | 0 | 0 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentExpenseAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 647367 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 647367 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 9062101 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 9350348 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 2664 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 2194457 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 2844713 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 2746565 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 4941022 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembershipDuesAmt | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | Firefighters Credit Union is a cooperative, nonprofit corporation, incorporated under Wisconsin State Law to encourage thrift among its members, create a source of credit at a fair and reasonable cost, and provide an opportunity for its members to improve their economic and social conditions. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 17812833 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 18904151 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 0 |
| IRS990/NoncashContributionsAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 185903 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 152223 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 1589376 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1648512 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 166691 |
| IRS990/OtherExpensesGrp/Desc | 0 | Dividend Expense on Share Accounts |
| IRS990/OtherExpensesGrp/Desc | 1 | ATM Debit Card Processing |
| IRS990/OtherExpensesGrp/Desc | 2 | Loan Loss Expense |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 2572038 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 236734 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 42700 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 100642758 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 102702285 |
| IRS990/OtherOrganizationDsc | 0 | Non Profit Credit Union |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 1145971 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 102224302 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 99664981 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 35922 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 139392 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 67151 |
| IRS990/PledgesAndGrantsReceivableGrp/BOYAmt | 0 | 0 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 18668 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 47683 |
| IRS990/PrincipalOfficerNm | 0 | Bruce Zmolek |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 0 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522130 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Loan Origination Fees |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Overdraft and Account Fees |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | Miscellaneous Fees |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 2 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 3 | 0 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 5647638 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 503176 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 67827 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 449539 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 5647638 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 503176 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 67827 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 449539 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 2 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 3 | 0 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | Provided low-cost financial services to 4,973 members. |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 3522686 |
| IRS990/ProgSrvcAccomActy2Grp/GrantAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy2Grp/RevenueAmt | 0 | 568143 |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | Granted 737 new loans to members totaling $51,274,105. |
| IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt | 0 | 180282 |
| IRS990/ProgSrvcAccomActy3Grp/GrantAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy3Grp/RevenueAmt | 0 | 6150814 |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | Invested excess deposits only in investments which are legal for credit unions under Wisconsin state law. |
| IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActyOtherGrp/GrantAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt | 0 | 647367 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 374859 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 3228165 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 5475534 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 707277 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1914951 |
| IRS990/PYTotalExpensesAmt | 0 | 5143116 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 5850393 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt | 0 | 0 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 1091318 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RelatedOrganizationsAmt | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/PersonalAmt | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 1 |
| IRS990/RevenueAmt | 0 | 0 |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 17812833 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 18904151 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 3687913 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 8367637 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1461716 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 1088741 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 2550457 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 73842 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 522392 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 596234 |
| IRS990ScheduleD/FederalIncomeTaxLiabilityAmt | 0 | 0 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 2250000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 313066 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 2 | 587282 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 3 | 744000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 4 | 5456000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | Corporate Central CU Certificates of Deposit |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | Corporate Central CU PCC Account |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 2 | Corporate Central CU NCA Account |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 3 | SimpliCD Banks |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 4 | SimpliCD Credit Unions |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 3 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 4 | C |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 1135847 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 1135847 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 75160 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 583324 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 658484 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
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