Liabilities / Assets
65th percentile
Higher debt load relative to assets than 65% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
65th percentile
Higher debt load relative to assets than 65% of similar nonprofits.
Liabilities / Revenue
90th percentile
Higher debt load relative to revenue than 90% of similar nonprofits.
Net Margin
85th percentile
Higher net margin than 85% of similar nonprofits.
Top Officer Pay
53rd percentile
Higher top officer pay than 53% of similar nonprofits.
Top officer pay equals 11.0% of source-year revenue.
Asset Growth
18th percentile
Faster asset growth than 18% of similar nonprofits.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Assets
Down$29,105,851
Down $628,956 (-2.1%) from 2012
Net Assets
Up$3,087,192
Up $145,741 (+5.0%) from 2012
Liabilities
Down$26,018,659
Down $774,697 (-2.9%) from 2012
Revenue
$886,775
No earlier filing loaded for comparison.
Expenses
Up$741,034
Up $1,447 (+0.2%) from 2012
Net Income
$145,741
No earlier filing loaded for comparison.
Constantly striving to better your financial future.
A not-for-profit member owned financial organization dedicated to providing its members a variety of financial products and services in a personal and professional manner at competitive rates encouraging regular savings and maintaining the CUs long-term financial stability.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $18,837,439 | $18,258,729 | ▼ $578,710 |
| Savings and Temporary Cash Investments | $9,691,131 | $9,806,371 | ▲ $115,240 |
| Rtn Earn Endowment Incm Other Fnds | $2,941,451 | $3,087,192 | ▲ $145,741 |
| Investments Program Related | $467,069 | $479,981 | ▲ $12,912 |
| Land, Buildings, and Equipment, Net | $302,673 | $302,829 | ▲ $156 |
| Cash and Non-Interest-Bearing Accounts | $192,958 | $160,673 | ▼ $32,285 |
| Prepaid Expenses and Deferred Charges | $163,151 | $16,391 | ▼ $146,760 |
| Accounts Receivable | - | $0 | - |
| Pledges and Grants Receivable | - | $0 | - |
| Receivable From Disqualified Prsn | - | $0 | - |
| Receivables From Officers Etc | - | $0 | - |
| Investments Other Securities | - | $0 | - |
| Investments in Publicly Traded Securities | - | $0 | - |
| Intangible Assets | - | $0 | - |
| Inventories for Sale or Use | - | $0 | - |
| Total Assets | $29,734,807 | $29,105,851 | ▼ $628,956 |
| Other Assets Total | $80,386 | $80,877 | ▲ $491 |
| Liabilities | |||
| Other Liabilities | $25,578,535 | $25,995,351 | ▲ $416,816 |
| Mortgage Notes Payable Secured by Investment Property | $1,192,805 | - | - |
| Accounts Payable and Accrued Expenses | $22,016 | $23,308 | ▲ $1,292 |
| Total Liabilities | $26,793,356 | $26,018,659 | ▼ $774,697 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $2,941,451 | $3,087,192 | ▲ $145,741 |
| Total Liabilities and Net Assets / Fund Balance | $29,734,807 | $29,105,851 | ▼ $628,956 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $230,244 | $16,136 | $246,380 |
| Equipment | $15,465 | $67,536 | $83,001 |
| Land | $57,120 | - | $57,120 |
| Investment Program Related Org | $223,011 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Scott Sauer | President | FT | $84,868 | $12,861 | $97,729 |
| Name | Title |
|---|---|
| John Ophoven | Chairman |
| James Vorland | Vice-Chairman |
| Beverly Sawyer | Director |
| Dennis Anderson | Director |
| Jeffrey Kunde | Director |
| Lewis Zielsdorf | Director |
| Ruth Melzer | Director |
| Richard Scott | Secretary |
| Paul Hauffe | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $443,181 |
| Salaries, Compensation, and Employee Benefits | $297,853 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $178,098 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $97,729 |
| Depreciation Depletion | - | - | - | $62,926 |
| Office Expenses | - | - | - | $50,751 |
| Payroll Taxes | - | - | - | $18,993 |
| Conferences and Meetings | - | - | - | $15,472 |
| Occupancy | - | - | - | $14,952 |
| Insurance | - | - | - | $13,392 |
| All Other Expenses | - | - | - | $12,153 |
| Other Expenses | - | - | - | $9,000 |
| Fees for Services Accounting | - | - | - | $8,300 |
| Advertising | - | - | - | $4,725 |
| Fees for Services Other | - | - | - | $3,558 |
| Other Employee Benefits | - | - | - | $3,033 |
| Interest | - | - | - | $1,477 |
| Fees for Services Legal | - | - | - | $796 |
| Total Functional Expenses | $0 | $0 | $0 | $741,034 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Disqualified Persons | - | $0 | - |
| Receivables from Officers, Directors, Trustees, and Key Employees | - | $0 | - |
| Liability | Amount |
|---|---|
| Member shares & deposits | $25,981,931 |
| Accrued dividends | $13,420 |
“The organization consists of members. To be a member one must have a share savings account. Each member has one vote to elect the the governing body - the Board of Directors.”
“The Board of Directors is elected by the membership utilizing their one vote per member.”
“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board of Directors as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership unless mandated by regulatory agencies for example the NCUA or Wisconsin Office of Credit Unions.”
“Draft copy of 990 is provided to the President for review and approved before the return is signed, dated, and filed.”
“President reviews this as a part of the vendor management policy.”
“Executive compensation is determined by the Board of Directors utilizing third-party surveys for comparable data purposes. Executive compensation is reviewed by our internal auditor to verify it matches what the Board has approved.”
“Overall compensation is approved by the Board of Directors. Allocation to staff is determined by the President and reviewed by the internal auditor.”
“Governing documents, policies and financial statements are available upon request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 22016 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 23308 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | A not-for-profit member owned financial organization dedicated to providing its members a variety of financial products and services in a personal and professional manner at competitive rates encouraging regular savings and maintaining the CUs long-term financial stability. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 4725 |
| IRS990/AllAffiliatesIncludedInd | 0 | false |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 12153 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 0 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Scott Sauer |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9208866455 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | 219 W Cecil Street |
| IRS990/BooksInCareOfDetail/USAddress/City | 0 | Neenah |
| IRS990/BooksInCareOfDetail/USAddress/State | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 54956 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 192958 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 160673 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 97729 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 15472 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 93550 |
| IRS990/CYOtherExpensesAmt | 0 | 443181 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 793225 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 145741 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 297853 |
| IRS990/CYTotalExpensesAmt | 0 | 741034 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 886775 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 62926 |
| IRS990/Desc | 0 | We have deposit transaction and investment accounts with 1,734 members at December 31, 2013. During 2013 we opened 157 new deposit transaction and investment accounts. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DistributionToDonorInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 8 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/EscrowAccountInd | 0 | false |
| IRS990/ExcessBusinessHoldingsInd | 0 | false |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 8300 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 796 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 3558 |
| IRS990/FeesForServicesProfFundraising/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignGrantsGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 12861 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Jeffrey Kunde |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | John Ophoven |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Paul Hauffe |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | James Vorland |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Richard Scott |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Lewis Zielsdorf |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Beverly Sawyer |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Scott Sauer |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Dennis Anderson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Ruth Melzer |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 84868 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Vice-Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | President |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | Director |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/Form990TFiledInd | 0 | false |
| IRS990/FormationYr | 0 | 1959 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 598 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 299598 |
| IRS990/GrossReceiptsAmt | 0 | 1185775 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 0 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 13392 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/InterestGrp/TotalAmt | 0 | 1477 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 92952 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 92952 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 467069 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 479981 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 0 |
| IRS990/InvestTaxExemptBondsInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 11 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 83672 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 302673 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 302829 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 386501 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 299000 |
| IRS990/LicensedMoreThanOneStateInd | 0 | false |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | A not-for-profit member owned financial organization dedicated to providing its members a variety of financial products and services in a personal and professional manner at competitive rates encouraging regular savings and maintaining the credit union's long-term financial stability. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 1192805 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 2941451 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3087192 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | 598 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 598 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 14952 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 50751 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OnBehalfOfIssuerInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OrgFiledInLieuOfForm1041Ind | 0 | false |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 80386 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 80877 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 3033 |
| IRS990/OtherExpensesGrp/Desc | 0 | Dividends to members |
| IRS990/OtherExpensesGrp/Desc | 1 | Member account costs |
| IRS990/OtherExpensesGrp/Desc | 2 | Member insurance NCUSIF |
| IRS990/OtherExpensesGrp/Desc | 3 | Provision for loan loss |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 168857 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 56354 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 20468 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 9000 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 25578535 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 25995351 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 178098 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 18837439 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 18258729 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 18993 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 0 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 163151 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 16391 |
| IRS990/PrincipalOfficerNm | 0 | Scott Sauer |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 524298 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Insurance sales |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Interest on loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Member account card fee |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | Other member fee income |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2693 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 723622 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 24692 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 42218 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 2693 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 723622 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 24692 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 42218 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | We funded 387 loans during 2013. As of December 31, 2013 we had 266 mortgages / home equity lines, 447 consumer loans, and 27 member business loans. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 133817 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 469748 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 816342 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 210572 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 269839 |
| IRS990/PYTotalExpensesAmt | 0 | 739587 |
| IRS990/PYTotalRevenueAmt | 0 | 950159 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 145741 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 2941451 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 3087192 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 9691131 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 9806371 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 230244 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 16136 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 246380 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 15465 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 67536 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 83001 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 253970 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 3000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 2 | 223011 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | NCUA Capitalization |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | WISCUB |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 2 | CCCU MCS & PCC |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 57120 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 57120 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 13420 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 25981931 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Accrued dividends |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | Member shares & deposits |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 302829 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 25995351 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | The organization consists of members. To be a member one must have a share savings account. Each member has one vote to elect the the governing body - the Board of Directors. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | The Board of Directors is elected by the membership utilizing their one vote per member. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board of Directors as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership unless mandated by regulatory agencies for example the NCUA or Wisconsin Office of Credit Unions. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Draft copy of 990 is provided to the President for review and approved before the return is signed, dated, and filed. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | President reviews this as a part of the vendor management policy. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | Executive compensation is determined by the Board of Directors utilizing third-party surveys for comparable data purposes. Executive compensation is reviewed by our internal auditor to verify it matches what the Board has approved. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | Overall compensation is approved by the Board of Directors. Allocation to staff is determined by the President and reviewed by the internal auditor. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | Governing documents, policies and financial statements are available upon request. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Line 11b: Form 990 Review Process |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part VI, Line 15a: Compensation Review & Approval Process - CEO, Top Management |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Form 990, Part VI, Line 19: Other Organization Documents Publicly Available |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxableDistributionsInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 29734807 |
| IRS990/TotalAssetsEOYAmt | 0 | 29105851 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 29734807 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 29105851 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalContributionsAmt | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 8 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 741034 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 26793356 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 26018659 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 26793356 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 26018659 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 2941451 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 3087192 |
| IRS990/TotalOtherCompensationAmt | 0 | 12861 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 793225 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 84868 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 93550 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 793225 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 886775 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 29734807 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 29105851 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TravelGrp/TotalAmt | 0 | 0 |
| IRS990/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1 | 0 | 219 W Cecil Street |
| IRS990/USAddress/City | 0 | Neenah |
| IRS990/USAddress/State | 0 | WI |
| IRS990/USAddress/ZIPCode | 0 | 54956 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | www.conecu.org |
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Displayed year
2013 • Form 990Detailed filing. Detailed filing data is available for this year.
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