Liabilities / Assets
65th percentile
Higher debt load relative to assets than 65% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
65th percentile
Higher debt load relative to assets than 65% of similar nonprofits.
Liabilities / Revenue
92nd percentile
Higher debt load relative to revenue than 92% of similar nonprofits.
Net Margin
45th percentile
Higher net margin than 45% of similar nonprofits.
Top Officer Pay
61st percentile
Higher top officer pay than 61% of similar nonprofits.
Top officer pay equals 12.3% of source-year revenue.
Asset Growth
65th percentile
Faster asset growth than 65% of similar nonprofits.
Revenue Growth
44th percentile
Faster revenue growth than 44% of similar nonprofits.
Assets
Up$30,650,572
Up $1,422,970 (+4.9%) from 2014
Net Assets
Up$3,297,695
Up $55,750 (+1.7%) from 2014
Liabilities
Up$27,352,877
Up $1,367,220 (+5.3%) from 2014
Revenue
Up$865,607
Up $3,149 (+0.4%) from 2014
Expenses
Up$809,857
Up $102,152 (+14%) from 2014
Net Income
Down$55,750
Down $99,003 (-64%) from 2014
Constantly striving to better your financial future.
A not-for-profit member owned financial organization dedicated to providing its members a variety of financial products and services in a personal and professional manner at competitive rates encouraging regular savings and maintaining the credit union's long-term financial stability.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $18,377,169 | $19,476,872 | ▲ $1,099,703 |
| Savings and Temporary Cash Investments | $9,755,183 | $10,023,170 | ▲ $267,987 |
| Rtn Earn Endowment Incm Other Fnds | $3,241,945 | $3,297,695 | ▲ $55,750 |
| Investments Program Related | $503,722 | $504,431 | ▲ $709 |
| Land, Buildings, and Equipment, Net | $290,895 | $292,891 | ▲ $1,996 |
| Cash and Non-Interest-Bearing Accounts | $206,088 | $177,330 | ▼ $28,758 |
| Prepaid Expenses and Deferred Charges | $6,064 | $23,041 | ▲ $16,977 |
| Total Assets | $29,227,602 | $30,650,572 | ▲ $1,422,970 |
| Other Assets Total | $88,481 | $152,837 | ▲ $64,356 |
| Liabilities | |||
| Other Liabilities | $25,957,006 | $27,247,360 | ▲ $1,290,354 |
| Unsecured Notes Loans Payable | - | $86,337 | - |
| Accounts Payable and Accrued Expenses | $28,651 | $19,180 | ▼ $9,471 |
| Total Liabilities | $25,985,657 | $27,352,877 | ▲ $1,367,220 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $3,241,945 | $3,297,695 | ▲ $55,750 |
| Total Liabilities and Net Assets / Fund Balance | $29,227,602 | $30,650,572 | ▲ $1,422,970 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $212,194 | $34,186 | $246,380 |
| Equipment | $23,577 | $77,065 | $100,642 |
| Land | $57,120 | - | $57,120 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Scott Sauer | President | FT | $93,299 | $13,026 | $106,325 |
| Name | Title |
|---|---|
| John Ophoven | Chairman |
| Joe Wenninger | Vice-chairma |
| Debra Scott | Director |
| Dennis Anderson | Director |
| Jim Reinke | Director |
| Patty Kunde | Director |
| John Weyenberg | Secretary |
| Paul Hauffe | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $471,805 |
| Salaries, Compensation, and Employee Benefits | $338,052 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $201,431 | - | - | $201,431 |
| Current Officers, Directors, Trustees, and Key Employees | $106,325 | - | - | $106,325 |
| Depreciation Depletion | $57,084 | - | - | $57,084 |
| Office Expenses | $53,618 | - | - | $53,618 |
| Payroll Taxes | $24,576 | - | - | $24,576 |
| Fees for Services Accounting | $22,558 | - | - | $22,558 |
| Other Expenses | $16,490 | - | - | $16,490 |
| Occupancy | $15,463 | - | - | $15,463 |
| Insurance | $15,433 | - | - | $15,433 |
| Fees for Services Other | $13,165 | - | - | $13,165 |
| All Other Expenses | $12,096 | - | - | $12,096 |
| Conferences and Meetings | $10,713 | - | - | $10,713 |
| Advertising | $6,153 | - | - | $6,153 |
| Other Employee Benefits | $5,720 | - | - | $5,720 |
| Fees for Services Legal | $1,720 | - | - | $1,720 |
| Total Functional Expenses | $809,857 | $0 | $0 | $809,857 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares & Deposits | $27,236,989 |
| Accrued Dividends | $10,371 |
“The organization consists of members. To be a member one must have a share savings account. Each member has one vote to elect the the governing body - the board of directors.”
“The board of directors is elected by the membership utilizing their one vote per member.”
“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the board of directors as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership unless mandated by regulatory agencies for example the ncua or wisconsin office of credit unions.”
“Draft copy of 990 is provided to the president for review and approved before the return is signed, dated, and filed.”
“President reviews this as a part of the vendor management policy.”
“Executive compensation is determined by the board of directors utilizing third-party surveys for comparable data purposes. Executive compensation is reviewed by our internal auditor to verify it matches what the board has approved.”
“Overall compensation is approved by the board of directors. Allocation to staff is determined by the president and reviewed by the internal auditor.”
“Governing documents, policies and financial statements are available upon request.”
“A not-for-profit member owned financial organization dedicated to providing its members a variety of financial products and services in a personal and professional manner at competitive rates encouraging regular savings and maintaining the credit union's long-term financial stability.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 28651 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 19180 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | A NOT-FOR-PROFIT MEMBER OWNED FINANCIAL ORGANIZATION DEDICATED TO PROVIDING ITS MEMBERS A VARIETY OF FINANCIAL PRODUCTS AND SERVICES IN A PERSONAL AND PROFESSIONAL MANNER AT COMPETITIVE RATES ENCOURAGING REGULAR SAVINGS AND MAINTAINING THE CREDIT UNION'S LONG-TERM FINANCIAL STABILITY. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 6153 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 6153 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 12096 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 12096 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | false |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | SCOTT SAUER |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9208866455 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 219 W CECIL STREET |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | NEENAH |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 54956 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 206088 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 177330 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 106325 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 106325 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 10713 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 10713 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 98193 |
| IRS990/CYOtherExpensesAmt | 0 | 471805 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 767414 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 55750 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 338052 |
| IRS990/CYTotalExpensesAmt | 0 | 809857 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 865607 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 57084 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 57084 |
| IRS990/Desc | 0 | WE HAVE DEPOSIT TRANSACTION AND INVESTMENT ACCOUNTS WITH 1,729 MEMBERS AT DECEMBER 31, 2015. DURING 2015 WE OPENED 54 NEW DEPOSIT TRANSACTION AND INVESTMENT ACCOUNTS |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 10 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 22558 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 22558 |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 1720 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 1720 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 13165 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 13165 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 13026 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JOHN OPHOVEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JOE WENNINGER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | PAUL HAUFFE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JOHN WEYENBERG |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | DENNIS ANDERSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | DEBRA SCOTT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | PATTY KUNDE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | JIM REINKE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | SCOTT SAUER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 93299 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE-CHAIRMA |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | PRESIDENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1959 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 865607 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 15433 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 15433 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 98193 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 98193 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 503722 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 504431 |
| IRS990/IRPDocumentCnt | 0 | 17 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 111251 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 290895 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 292891 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 404142 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | A NOT-FOR-PROFIT MEMBER OWNED FINANCIAL ORGANIZATION DEDICATED TO PROVIDING ITS MEMBERS A VARIETY OF FINANCIAL PRODUCTS AND SERVICES IN A PERSONAL AND PROFESSIONAL MANNER AT COMPETITIVE RATES ENCOURAGING REGULAR SAVINGS AND MAINTAINING THE CREDIT UNION'S LONG-TERM FINANCIAL STABILITY. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 3241945 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3297695 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 15463 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 15463 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 53618 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 53618 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 88481 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 152837 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 5720 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 5720 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDENDS TO MEMBERS |
| IRS990/OtherExpensesGrp/Desc | 1 | MEMBER ACCOUNT COSTS |
| IRS990/OtherExpensesGrp/Desc | 2 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 3 | FORECLOSED PROP EXPENSES |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 131926 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 60024 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 55362 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 16490 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 131926 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 60024 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 55362 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 16490 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 25957006 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 27247360 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 201431 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 201431 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 18377169 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 19476872 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 24576 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 24576 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 6064 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 23041 |
| IRS990/PrincipalOfficerNm | 0 | SCOTT SAUER |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 524298 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | OTHER MEMBER FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | MEMBER ACCOUNT CARD FEE |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | INSURANCE SALES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 705685 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 40110 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 20101 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 1518 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 705685 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 40110 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 20101 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 1518 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | WE FUNDED 346 LOANS DURING 2015. AS OF DECEMBER 31, 2015 WE HAD 267 MORTGAGES / HOME EQUITY LINES, 424 CONSUMER LOANS, AND 29 MEMBER BUSINESS LOANS. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 90053 |
| IRS990/PYOtherExpensesAmt | 0 | 398655 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 772405 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 154753 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 309050 |
| IRS990/PYTotalExpensesAmt | 0 | 707705 |
| IRS990/PYTotalRevenueAmt | 0 | 862458 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 55750 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 3241945 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 3297695 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 9755183 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 10023170 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 212194 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 34186 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 246380 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 23577 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 77065 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 100642 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 57120 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 57120 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 27236989 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 10371 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES & DEPOSITS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | ACCRUED DIVIDENDS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 292891 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 27247360 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | A NOT-FOR-PROFIT MEMBER OWNED FINANCIAL ORGANIZATION DEDICATED TO PROVIDING ITS MEMBERS A VARIETY OF FINANCIAL PRODUCTS AND SERVICES IN A PERSONAL AND PROFESSIONAL MANNER AT COMPETITIVE RATES ENCOURAGING REGULAR SAVINGS AND MAINTAINING THE CREDIT UNION'S LONG-TERM FINANCIAL STABILITY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE ORGANIZATION CONSISTS OF MEMBERS. TO BE A MEMBER ONE MUST HAVE A SHARE SAVINGS ACCOUNT. EACH MEMBER HAS ONE VOTE TO ELECT THE THE GOVERNING BODY - THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP UTILIZING THEIR ONE VOTE PER MEMBER. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | EACH MEMBER HAS ONE VOTE TO UTILIZE IN RATIFYING SIGNIFICANT DECISIONS BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS AS OUTLINED IN THE ORGANIZATION'S BYLAWS. ANY DECISION TO DISSOLVE OR MERGE THE ORGANIZATION REQUIRES APPROVAL OF MEMBERSHIP UNLESS MANDATED BY REGULATORY AGENCIES FOR EXAMPLE THE NCUA OR WISCONSIN OFFICE OF CREDIT UNIONS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | DRAFT COPY OF 990 IS PROVIDED TO THE PRESIDENT FOR REVIEW AND APPROVED BEFORE THE RETURN IS SIGNED, DATED, AND FILED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | PRESIDENT REVIEWS THIS AS A PART OF THE VENDOR MANAGEMENT POLICY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | EXECUTIVE COMPENSATION IS DETERMINED BY THE BOARD OF DIRECTORS UTILIZING THIRD-PARTY SURVEYS FOR COMPARABLE DATA PURPOSES. EXECUTIVE COMPENSATION IS REVIEWED BY OUR INTERNAL AUDITOR TO VERIFY IT MATCHES WHAT THE BOARD HAS APPROVED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | OVERALL COMPENSATION IS APPROVED BY THE BOARD OF DIRECTORS. ALLOCATION TO STAFF IS DETERMINED BY THE PRESIDENT AND REVIEWED BY THE INTERNAL AUDITOR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | GOVERNING DOCUMENTS, POLICIES AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990 - ORGANIZATION'S MISSION |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 29227602 |
| IRS990/TotalAssetsEOYAmt | 0 | 30650572 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 29227602 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 30650572 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 10 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 809857 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 809857 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 25985657 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 27352877 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 25985657 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 27352877 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 3241945 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 3297695 |
| IRS990/TotalOtherCompensationAmt | 0 | 13026 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 767414 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 93299 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 98193 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 767414 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 865607 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 29227602 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 30650572 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt | 0 | 86337 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 219 W CECIL STREET |
| IRS990/USAddress/CityNm | 0 | NEENAH |
| IRS990/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/USAddress/ZIPCd | 0 | 54956 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | WWW.CONECU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2017-02-10 21:41:12Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | SCOTT SAUER |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 9208866455 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2016-09-07 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | CONE CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CONE |
| ReturnHeader/Filer/EIN | 0 | 391137123 |
| ReturnHeader/Filer/PhoneNum | 0 | 9208866455 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 219 W CECIL STREET |
| ReturnHeader/Filer/USAddress/CityNm | 0 | NEENAH |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 54956 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 391520996 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | ERICKSON & ASSOCIATES SC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 1000 WEST COLLEGE AVE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | APPLETON |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 54914 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9207334957 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2016-09-14 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | ABRAHAM D EISEN |
| ReturnHeader/ReturnTs | 0 | 2016-09-14T15:31:20-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2015-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2015-12-31 |
| ReturnHeader/TaxYr | 0 | 2015 |
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Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.