Civic Intelligence

Happy Valley Credit Union

EIN 62-0225612 • 501(c)14 • Elizabethton, TN

View Organization Page

Profile

Credit union - to provide services for approximately 3,567 members in the form of loans, savings, and other financial services.

P O Box 1838Elizabethton, TN 37644

www.hvcu-tn.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

21st percentile

0.82x

Higher debt load relative to assets than 21% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2025

Liabilities / Revenue

56th percentile

16.69x

Higher debt load relative to revenue than 56% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2025

Net Margin

44th percentile

8.5%

Higher net margin than 44% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2025

Top Officer Pay

20th percentile

$80,715

Higher top officer pay than 20% of similar nonprofits.

Top officer pay equals 4.5% of source-year revenue.

501(c)14 • $25M-$50M nonprofits • Source year 2025

Asset Growth

38th percentile

-0.8%

Faster asset growth than 38% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2024 to 2025

Revenue Growth

39th percentile

6.0%

Faster revenue growth than 39% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets21st percentile

Assets

Down

$36,855,358

Down $404,532 (-1.1%) from 2023

Liabilities

Down

$30,474,932

Down $794,321 (-2.5%) from 2023

Net Assets

Up

$6,380,426

Up $389,789 (+6.5%) from 2023

Operations
Liabilities / Revenue56th percentileNet Margin44th percentile

Revenue

Up

$1,696,827

Up $141,320 (+9.1%) from 2023

Expenses

Up

$1,307,037

Up $203,434 (+18%) from 2023

Net Income

Down

$389,790

Down $62,114 (-14%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth38th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60M$40M$20M$0Assets 2010: $30,176,389Liabilities 2010: $25,172,875Net Assets 2010: $5,003,5142010Assets 2011: $32,274,851Liabilities 2011: $27,067,101Net Assets 2011: $5,207,7502011Assets 2012: $29,864,800Liabilities 2012: $25,301,283Net Assets 2012: $4,563,5172012Assets 2013: $28,951,329Liabilities 2013: $24,150,151Net Assets 2013: $4,801,1782013Assets 2014: $29,436,348Liabilities 2014: $24,502,588Net Assets 2014: $4,933,7602014Assets 2015: $30,477,973Liabilities 2015: $25,350,871Net Assets 2015: $5,127,1022015Assets 2016: $29,997,925Liabilities 2016: $24,666,742Net Assets 2016: $5,331,1832016Assets 2017: $29,669,193Liabilities 2017: $24,186,646Net Assets 2017: $5,482,5472017Assets 2018: $30,514,961Liabilities 2018: $24,880,901Net Assets 2018: $5,634,0602018Assets 2019: $33,373,919Liabilities 2019: $27,791,687Net Assets 2019: $5,582,2322019Assets 2020: $37,738,598Liabilities 2020: $32,211,028Net Assets 2020: $5,527,5702020Assets 2021: $41,101,031Liabilities 2021: $35,665,303Net Assets 2021: $5,435,7282021Assets 2022: $41,248,091Liabilities 2022: $35,709,393Net Assets 2022: $5,538,6982022Assets 2023: $37,259,890Liabilities 2023: $31,269,253Net Assets 2023: $5,990,6372023Assets 2024: $36,855,358Liabilities 2024: $30,474,932Net Assets 2024: $6,380,4262024

Highlighted filing

2024

Assets$36,855,358
Liabilities$30,474,932
Net Assets$6,380,426
Open 2024 Filing

Operations Trend

Revenue Growth39th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KExpenses 2010: $1,814,9682010Expenses 2011: $1,804,2912011Expenses 2012: $1,455,9382012Revenue 2013: $1,548,254Expenses 2013: $1,310,593Net Income 2013: $237,6612013Revenue 2014: $1,362,353Expenses 2014: $1,229,771Net Income 2014: $132,5822014Revenue 2015: $1,417,118Expenses 2015: $1,223,778Net Income 2015: $193,3402015Revenue 2016: $1,435,512Expenses 2016: $1,231,429Net Income 2016: $204,0832016Revenue 2017: $1,421,177Expenses 2017: $1,269,811Net Income 2017: $151,3662017Revenue 2018: $1,481,906Expenses 2018: $1,330,395Net Income 2018: $151,5112018Revenue 2019: $1,472,516Expenses 2019: $1,359,245Net Income 2019: $113,2712019Revenue 2020: $1,263,594Expenses 2020: $1,318,255Net Income 2020: -$54,6612020Revenue 2021: $1,074,618Expenses 2021: $1,166,525Net Income 2021: -$91,9072021Revenue 2022: $1,193,368Expenses 2022: $1,090,448Net Income 2022: $102,9202022Revenue 2023: $1,555,507Expenses 2023: $1,103,603Net Income 2023: $451,9042023Revenue 2024: $1,696,827Expenses 2024: $1,307,037Net Income 2024: $389,7902024

Highlighted filing

2024

Revenue$1,696,827
Expenses$1,307,037
Net Income$389,790
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$36,855,358
Liabilities
$30,474,932
Net assets
$6,380,426
Revenue
$1,696,827
Expenses
$1,307,037
Net income
$389,790
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$36.9$30.5$6.38$1.70$1.31$0.39
2023Detailed filing. Detailed filing data is available for this year.$37.3$31.3$5.99$1.56$1.10$0.45
2022Detailed filing. Detailed filing data is available for this year.$41.2$35.7$5.54$1.19$1.09$0.10
2021Detailed filing. Detailed filing data is available for this year.$41.1$35.7$5.44$1.07$1.17$0.09
2020Detailed filing. Detailed filing data is available for this year.$37.7$32.2$5.53$1.26$1.32$0.05
2019Detailed filing. Detailed filing data is available for this year.$33.4$27.8$5.58$1.47$1.36$0.11
2018Detailed filing. Detailed filing data is available for this year.$30.5$24.9$5.63$1.48$1.33$0.15
2017Detailed filing. Detailed filing data is available for this year.$29.7$24.2$5.48$1.42$1.27$0.15
2016Detailed filing. Detailed filing data is available for this year.$30.0$24.7$5.33$1.44$1.23$0.20
2015Detailed filing. Detailed filing data is available for this year.$30.5$25.4$5.13$1.42$1.22$0.19
2014Detailed filing. Detailed filing data is available for this year.$29.4$24.5$4.93$1.36$1.23$0.13
2013Detailed filing. Detailed filing data is available for this year.$29.0$24.2$4.80$1.55$1.31$0.24
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$29.9$25.3$4.56$1.46
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$32.3$27.1$5.21$1.80
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$30.2$25.2$5.00$1.81
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 13, 2025
Return Version
2024v5.0
Gross Receipts
$1,696,827
Mission and Program Overview

Mission

Credit Union- To provide services for approximately 3,228 members for loans deposits and other financial services.

Credit union - to provide services for approximately 3,315 members in the form of loans, savings, and other financial services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$20,188,763$23,483,419▲ $3,294,656
Accounts Receivable$9,314,064$8,953,180▼ $360,884
Rtn Earn Endowment Incm Other Fnds$5,990,637$6,380,426▲ $389,789
Cash and Non-Interest-Bearing Accounts$6,445,230$3,084,529▼ $3,360,701
Land, Buildings, and Equipment, Net$501,389$526,215▲ $24,826
Investments Other Securities$219,676$219,676→ $0
Prepaid Expenses and Deferred Charges$172,049$162,763▼ $9,286
Total Assets$37,259,890$36,855,358▼ $404,532
Other Assets Total$418,719$425,576▲ $6,857
Liabilities
Other Liabilities$31,276,800$30,712,608▼ $564,192
Accounts Payable and Accrued Expenses$-7,547$-237,676▼ $230,129
Total Liabilities$31,269,253$30,474,932▼ $794,321
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,990,637$6,380,426▲ $389,789
Total Liabilities and Net Assets / Fund Balance$37,259,890$36,855,358▼ $404,532

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$226,675$469,125$695,800
Equipment$70,162$309,922$380,084
Land$229,378-$229,378
Compensation and Service Providers
Top Officer Pay20th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Tonya JeffersCEO/board TrFT$76,321$76,321

Board Members and Trustees

NameTitle
Sonja CullerBoard Chair
Terry ArnoldBoard Asst C
Hunter NelsonBoard Member
Jennifer MartinBoard Memebe
Melissa ElseaBoard Secret
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$837,743
Investment Income
$859,084
Other Revenue
$0
Change in Net Assets
$389,790
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$894,380
Salaries, Compensation, and Employee Benefits$412,657
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages-$336,880-$336,880
Interest-$276,160-$276,160
Office Expenses-$122,820-$122,820
Occupancy-$47,961-$47,961
Other Employee Benefits-$45,566-$45,566
All Other Expenses-$27,528-$27,528
Payroll Taxes-$25,933-$25,933
Other Expenses-$18,291-$18,291
Pension Plan Contributions-$4,278-$4,278
Conferences and Meetings-$14-$14
Total Functional Expenses$0$1,307,037$0$1,307,037
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Regular Shares$18,585,199
All Other Shares$7,671,248
Share Drafts$4,456,161
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The credit union is owned by the members.”

Form 990, Page 6, Part VI, Line 7A

“The board of directors is elected by the membership (one member, one vote). All duties, powers, and responsibilities are controlled by the board of directors. The members elect the board of directors at the annual meeting every year.”

Form 990, Page 6, Part VI, Line 7B

“Some decisions made by the board of directors are affirmed by the members.”

Form 990, Page 6, Part VI, Line 11B

“The manager reviews the form 990. The form 990 is available for review by the board of directors upon request.”

Form 990, Page 6, Part VI, Line 12C

“The board of directors monitor and enforce the conflict of interest policy.”

Form 990, Page 6, Part VI, Line 15A

“The board of directors use a comparison of credit union compensation.”

Form 990, Page 6, Part VI, Line 15B

“The board of directors use a comparison of credit union compensation.”

Form 990, Page 6, Part VI, Line 19

“Financial documents are posted in the credit union lobby by the 15th of the subsequent month.”

Filing and Contact Details

Filer

Filer Name
Happy Valley Credit Union
EIN
62-0225612
Phone
4235426078
Address
P O BOX 1838, ELIZABETHTON, TN 37644

Signing Officer

Name
Tonya Jeffers
Title
CEO/board Treas
Phone
4235426078
Signed
2025-05-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Tonya Jeffers
Formed
1933
Legal Domicile
Tn
Voting Board Members
5
Independent Board Members
4
Employees
12
Volunteers
5

Preparer

Firm
Cu Audit & Compliance Group
Address
3692 COOLIDGE CT, TALLAHASSEE, FL 32311-7890
Preparer
Amanda Onkst
Phone
2054372176
Supplemental Narrative

Additional Explanations

Form 990, Page 1, Part I, Line 6

“Hours of service are related to duties of the board of directors, supervisory committee, and credit committee without compensation.”

Form 990, Page 5, Part V, Line 3B

“The credit union had no unrelated business income.”

Form 990, Part XI, Line 9

“Other changes 0 due to rounding 0 due to rounding -1 total -1”

Form 990, Part XII

“Annual agreed upon procedures are performed by an independent auditor.”

Raw XML Appendix343 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1303632
IRS990/ProgSrvcAccomActy2Grp/Desc0THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0276160
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0757606
IRS990/PYOtherExpensesAmt0645272
IRS990/PYProgramServiceRevenueAmt0797901
IRS990/PYRevenuesLessExpensesAmt0451904
IRS990/PYSalariesCompEmpBnftPaidAmt0458331
IRS990/PYTotalExpensesAmt01103603
IRS990/PYTotalRevenueAmt01555507
IRS990/ReconcilationRevenueExpnssAmt0389790
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05990637
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt06380426
IRS990/SavingsAndTempCashInvstGrp/BOYAmt020188763
IRS990/SavingsAndTempCashInvstGrp/EOYAmt023483419
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0226675
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0469125
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0695800
IRS990ScheduleD/EquipmentGrp/BookValueAmt070162
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0309922
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0380084
IRS990ScheduleD/LandGrp/BookValueAmt0229378
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0229378
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt018585199
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt17671248
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt24456161
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0REGULAR SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ALL OTHER SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2SHARE DRAFTS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0526215
IRS990ScheduleD/TotalLiabilityAmt030712608
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0HOURS OF SERVICE ARE RELATED TO DUTIES OF THE BOARD OF DIRECTORS, SUPERVISORY COMMITTEE, AND CREDIT COMMITTEE WITHOUT COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION HAD NO UNRELATED BUSINESS INCOME.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CREDIT UNION IS OWNED BY THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS, AND RESPONSIBILITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING EVERY YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4SOME DECISIONS MADE BY THE BOARD OF DIRECTORS ARE AFFIRMED BY THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE MANAGER REVIEWS THE FORM 990. THE FORM 990 IS AVAILABLE FOR REVIEW BY THE BOARD OF DIRECTORS UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE BOARD OF DIRECTORS MONITOR AND ENFORCE THE CONFLICT OF INTEREST POLICY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE BOARD OF DIRECTORS USE A COMPARISON OF CREDIT UNION COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8THE BOARD OF DIRECTORS USE A COMPARISON OF CREDIT UNION COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9FINANCIAL DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY BY THE 15TH OF THE SUBSEQUENT MONTH.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10OTHER CHANGES 0 DUE TO ROUNDING 0 DUE TO ROUNDING -1 TOTAL -1
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11ANNUAL AGREED UPON PROCEDURES ARE PERFORMED BY AN INDEPENDENT AUDITOR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 1, PART I, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 5, PART V, LINE 3B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10FORM 990, PART XI, LINE 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11FORM 990, PART XII
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IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0TN
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt037259890
IRS990/TotalAssetsEOYAmt036855358
IRS990/TotalAssetsGrp/BOYAmt037259890
IRS990/TotalAssetsGrp/EOYAmt036855358
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt012
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt01307037
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt01307037
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt031269253
IRS990/TotalLiabilitiesEOYAmt030474932
IRS990/TotalLiabilitiesGrp/BOYAmt031269253
IRS990/TotalLiabilitiesGrp/EOYAmt030474932
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05990637
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt06380426
IRS990/TotalProgramServiceExpensesAmt01307037
IRS990/TotalProgramServiceRevenueAmt0837743
IRS990/TotalReportableCompFromOrgAmt076321
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01696827
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01696827
IRS990/TotalVolunteersCnt05
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt037259890
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt036855358
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0P O BOX 1838
IRS990/USAddress/CityNm0ELIZABETHTON
IRS990/USAddress/StateAbbreviationCd0TN
IRS990/USAddress/ZIPCd0376441838
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt04
IRS990/WebsiteAddressTxt0WWW.HVCU-TN.COM
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0TONYA JEFFERS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO/BOARD TREAS
ReturnHeader/BusinessOfficerGrp/PhoneNum04235426078
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0HAPPY VALLEY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0HAPP
ReturnHeader/Filer/EIN0620225612
ReturnHeader/Filer/PhoneNum04235426078
ReturnHeader/Filer/USAddress/AddressLine1Txt0P O BOX 1838
ReturnHeader/Filer/USAddress/CityNm0ELIZABETHTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TN
ReturnHeader/Filer/USAddress/ZIPCd037644
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0202711127
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CU AUDIT & COMPLIANCE GROUP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt03692 COOLIDGE CT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0TALLAHASSEE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0323117890
ReturnHeader/PreparerPersonGrp/PhoneNum02054372176
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0AMANDA ONKST
ReturnHeader/ReturnTs02025-05-13T12:05:10-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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