Civic Intelligence

Cone Credit Union

EIN 39-1137123 • 501(c)14 • Neenah, WI

View Organization Page

Profile

A not-for-profit member owned financial organization dedicated to providing its members a variety of financial products and services in a personal and professional manner at competitive rates encouraging regular savings and maintaining the credit union's long-term financial stability.

219 W Cecil StreetNeenah, WI 54956

www.conecu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2021

Liabilities / Revenue

96th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)14 • <$500k nonprofits • Source year 2021

Net Margin

77th percentile

-4.9%

Higher net margin than 77% of similar nonprofits.

501(c)14 • <$500k nonprofits • Source year 2021

Top Officer Pay

83rd percentile

$57,060

Higher top officer pay than 83% of similar nonprofits.

Top officer pay equals 14.0% of source-year revenue.

501(c)14 • <$500k nonprofits • Source year 2021

Asset Growth

95th percentile

-100%

Faster asset growth than 95% of similar nonprofits.

501(c)14 • <$500k nonprofits • Annualized from 2020 to 2021

Revenue Growth

41st percentile

-58%

Faster revenue growth than 41% of similar nonprofits.

501(c)14 • <$500k nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$0

Down $29,072,322 (-100%) from 2020

Liabilities

Down

$0

Down $25,812,543 (-100%) from 2020

Net Assets

Down

$0

Down $3,259,779 (-100%) from 2020

Operations
Liabilities / Revenue96th percentileNet Margin77th percentile

Revenue

Down

$408,194

Down $557,369 (-58%) from 2020

Expenses

Down

$428,207

Down $508,429 (-54%) from 2020

Net Income

Down

-$20,013

Down $48,940 (-169%) from 2020

Trend Graphs

Balance Sheet Trend

Asset Growth95th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40M$30M$20M$10M$0Assets 2010: $25,748,866Liabilities 2010: $23,161,833Net Assets 2010: $2,587,0332010Assets 2011: $28,348,893Liabilities 2011: $25,618,014Net Assets 2011: $2,730,8792011Assets 2012: $29,734,807Liabilities 2012: $26,793,356Net Assets 2012: $2,941,4512012Assets 2013: $29,105,851Liabilities 2013: $26,018,659Net Assets 2013: $3,087,1922013Assets 2014: $29,227,602Liabilities 2014: $25,985,657Net Assets 2014: $3,241,9452014Assets 2015: $30,650,572Liabilities 2015: $27,352,877Net Assets 2015: $3,297,6952015Assets 2016: $30,343,602Liabilities 2016: $26,946,773Net Assets 2016: $3,396,8292016Assets 2018: $28,331,778Liabilities 2018: $24,889,463Net Assets 2018: $3,442,3152018Assets 2019: $28,116,023Liabilities 2019: $24,885,171Net Assets 2019: $3,230,8522019Assets 2020: $29,072,322Liabilities 2020: $25,812,543Net Assets 2020: $3,259,7792020Assets 2021: $0Liabilities 2021: $0Net Assets 2021: $02021

Highlighted filing

2021

Assets$0
Liabilities$0
Net Assets$0
Open 2021 Filing

Operations Trend

Revenue Growth41st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $906,1452010Expenses 2011: $829,9362011Expenses 2012: $739,5872012Revenue 2013: $886,775Expenses 2013: $741,034Net Income 2013: $145,7412013Revenue 2014: $862,458Expenses 2014: $707,705Net Income 2014: $154,7532014Revenue 2015: $865,607Expenses 2015: $809,857Net Income 2015: $55,7502015Revenue 2016: $919,378Expenses 2016: $820,244Net Income 2016: $99,1342016Revenue 2018: $1,028,579Expenses 2018: $987,123Net Income 2018: $41,4562018Revenue 2019: $955,264Expenses 2019: $1,166,727Net Income 2019: -$211,4632019Revenue 2020: $965,563Expenses 2020: $936,636Net Income 2020: $28,9272020Revenue 2021: $408,194Expenses 2021: $428,207Net Income 2021: -$20,0132021

Highlighted filing

2021

Revenue$408,194
Expenses$428,207
Net Income-$20,013
Open 2021 Filing

Filings

Most recent year

2021 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$0
Liabilities
$0
Net assets
$0
Revenue
$408,194
Expenses
$428,207
Net income
-$20,013
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$0.00$0.41$0.43$0.02
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$29.1$25.8$3.26$0.97$0.94$0.03
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$28.1$24.9$3.23$0.96$1.17$0.21
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$28.3$24.9$3.44$1.03$0.99$0.04
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$30.3$26.9$3.40$0.92$0.82$0.10
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$30.7$27.4$3.30$0.87$0.81$0.06
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$29.2$26.0$3.24$0.86$0.71$0.15
2013Detailed filing. Detailed filing data is available for this year.$29.1$26.0$3.09$0.89$0.74$0.15
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$29.7$26.8$2.94$0.74
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$28.3$25.6$2.73$0.83
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$25.7$23.2$2.59$0.91
Latest Detailed Filing

The latest 2021 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2020 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Nov 1, 2021
Return Version
2020v4.0
Gross Receipts
$965,563
Mission and Program Overview

Mission

Constantly striving to better your financial future.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$18,659,704$18,897,234▲ $237,530
Savings and Temporary Cash Investments$8,408,887$9,118,712▲ $709,825
Rtn Earn Endowment Incm Other Fnds$3,230,852$3,259,779▲ $28,927
Investments Program Related$500,007$498,637▼ $1,370
Cash and Non-Interest-Bearing Accounts$216,336$273,000▲ $56,664
Land, Buildings, and Equipment, Net$255,955$241,236▼ $14,719
Total Assets$28,116,023$29,072,322▲ $956,299
Other Assets Total$75,134$43,503▼ $31,631
Liabilities
Other Liabilities$24,856,221$25,783,273▲ $927,052
Accounts Payable and Accrued Expenses$28,950$29,270▲ $320
Total Liabilities$24,885,171$25,812,543▲ $927,372
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,230,852$3,259,779▲ $28,927
Total Liabilities and Net Assets / Fund Balance$28,116,023$29,072,322▲ $956,299

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$163,767$82,613$246,380
Equipment$20,349$95,653$116,002
Land$57,120-$57,120
Compensation and Service Providers
Top Officer Pay83rd percentile

Employees

NameTitleFull / Part TimeBaseTotal
Michael MehlbergPresidentFT$114,991$114,991

Board Members and Trustees

NameTitle
Paul HauffeChairman
Vernon GreenVice-chairma
Steve WichmanDirector
Leanne RadtkeSecretary
John WeyenbergTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$823,153
Investment Income
$142,410
Other Revenue
$0
Change in Net Assets
$28,927
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$532,119
Salaries, Compensation, and Employee Benefits$404,517
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$224,769--$224,769
Current Officers, Directors, Trustees, and Key Employees$69,339$45,652-$114,991
Office Expenses$72,246$16,372-$88,618
Fees for Services Other$74,800$12,118-$86,918
Other Employee Benefits$29,775$5,028-$34,803
Payroll Taxes$25,627$4,327-$29,954
Information Technology$18,114$4,528-$22,642
Occupancy$17,376$4,344-$21,720
Insurance$16,252$4,064-$20,316
Depreciation Depletion$4,136$13,991-$18,127
Fees for Services Accounting-$18,014-$18,014
Fees for Services Legal$17,727--$17,727
Other Expenses$11,312$2,827-$14,139
Advertising$7,963--$7,963
Conferences and Meetings-$7,588-$7,588
All Other Expenses$5,440$169-$5,609
Travel$541--$541
Interest$275--$275
Total Functional Expenses$782,748$153,888$0$936,636
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares & Deposits$25,772,439
Accrued Dividends$10,834
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The organization consists of members. To be a member one must have a share savings account. Each member has one vote to elect the the governing body - the board of directors.”

Form 990, Page 6, Part VI, Line 7A

“The board of directors is elected by the membership utilizing their one vote per member.”

Form 990, Page 6, Part VI, Line 7B

“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the board of directors as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership unless mandated by regulatory agencies for example the ncua or wisconsin office of credit unions.”

Form 990, Page 6, Part VI, Line 11B

“Draft copy of 990 is provided to the chairman for review and approved before the return is signed, dated, and filed.”

Form 990, Page 6, Part VI, Line 12C

“President reviews this as a part of the vendor management policy.”

Form 990, Page 6, Part VI, Line 15A

“Executive compensation is determined by the board of directors utilizing third-party surveys for comparable data purposes. Executive compensation is reviewed by our internal auditor to verify it matches what the board has approved.”

Form 990, Page 6, Part VI, Line 15B

“Overall compensation is approved by the board of directors. Allocation to staff is determined by the president and reviewed by the internal auditor.”

Form 990, Page 6, Part VI, Line 19

“Governing documents, policies and financial statements are available upon request. Only financial statements for the annual meeting 5300 report is reported publicly.”

Filing and Contact Details

Filer

Filer Name
Cone Credit Union
EIN
39-1137123
Phone
9208866455
Address
219 W CECIL STREET, NEENAH, WI 54956

Signing Officer

Name
Paul Hauffe
Title
Chairman
Phone
9208866455
Signed
2021-11-01
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Paul Hauffe
Formed
1959
Legal Domicile
Wi
Voting Board Members
5
Independent Board Members
5
Employees
12

Preparer

Firm
Erickson & Associates Sc
Address
1000 WEST COLLEGE AVE, APPLETON, WI 54914
Preparer
Joe Felion
Phone
9207334957
Raw XML Appendix361 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt028950
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt029270
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0CONSTANTLY STRIVING TO BETTER YOUR FINANCIAL FUTURE.
IRS990/AdvertisingGrp/ProgramServicesAmt07963
IRS990/AdvertisingGrp/TotalAmt07963
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt0169
IRS990/AllOtherExpensesGrp/ProgramServicesAmt05440
IRS990/AllOtherExpensesGrp/TotalAmt05609
IRS990/AnnualDisclosureCoveredPrsnInd0false
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0MICHAEL MEHLBERG
IRS990/BooksInCareOfDetail/PhoneNum09208866455
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0219 W CECIL STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0NEENAH
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WI
IRS990/BooksInCareOfDetail/USAddress/ZIPCd054956
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0216336
IRS990/CashNonInterestBearingGrp/EOYAmt0273000
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt045652
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt069339
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0114991
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt07588
IRS990/ConferencesMeetingsGrp/TotalAmt07588
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0142410
IRS990/CYOtherExpensesAmt0532119
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0823153
IRS990/CYRevenuesLessExpensesAmt028927
IRS990/CYSalariesCompEmpBnftPaidAmt0404517
IRS990/CYTotalExpensesAmt0936636
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0965563
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt013991
IRS990/DepreciationDepletionGrp/ProgramServicesAmt04136
IRS990/DepreciationDepletionGrp/TotalAmt018127
IRS990/Desc0WE HAVE DEPOSIT TRANSACTION AND INVESTMENT ACCOUNTS WITH 1,434 MEMBERS AT DECEMBER 31, 2020. DURING 2020 WE OPENED 486 NEW DEPOSIT TRANSACTION AND INVESTMENT ACCOUNTS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt012
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt018014
IRS990/FeesForServicesAccountingGrp/TotalAmt018014
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt017727
IRS990/FeesForServicesLegalGrp/TotalAmt017727
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt012118
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt074800
IRS990/FeesForServicesOtherGrp/TotalAmt086918
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt050.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt12.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt210.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/PersonNm0MICHAEL MEHLBERG
IRS990/Form990PartVIISectionAGrp/PersonNm1VERNON GREEN
IRS990/Form990PartVIISectionAGrp/PersonNm2PAUL HAUFFE
IRS990/Form990PartVIISectionAGrp/PersonNm3LEANNE RADTKE
IRS990/Form990PartVIISectionAGrp/PersonNm4JOHN WEYENBERG
IRS990/Form990PartVIISectionAGrp/PersonNm5STEVE WICHMAN
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0114991
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE-CHAIRMA
IRS990/Form990PartVIISectionAGrp/TitleTxt2CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01959
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0965563
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt05
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt04528
IRS990/InformationTechnologyGrp/ProgramServicesAmt018114
IRS990/InformationTechnologyGrp/TotalAmt022642
IRS990/InsuranceGrp/ManagementAndGeneralAmt04064
IRS990/InsuranceGrp/ProgramServicesAmt016252
IRS990/InsuranceGrp/TotalAmt020316
IRS990/InterestGrp/ProgramServicesAmt0275
IRS990/InterestGrp/TotalAmt0275
IRS990/InvestmentIncomeGrp/ExclusionAmt0142410
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0142410
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsProgramRelatedGrp/BOYAmt0500007
IRS990/InvestmentsProgramRelatedGrp/EOYAmt0498637
IRS990/IRPDocumentCnt0736
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0178266
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0255955
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0241236
IRS990/LandBldgEquipCostOrOtherBssAmt0419502
IRS990/LegalDomicileStateCd0WI
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0CONSTANTLY STRIVING TO BETTER YOUR FINANCIAL FUTURE.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt03230852
IRS990/NetAssetsOrFundBalancesEOYAmt03259779
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt04344
IRS990/OccupancyGrp/ProgramServicesAmt017376
IRS990/OccupancyGrp/TotalAmt021720
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt016372
IRS990/OfficeExpensesGrp/ProgramServicesAmt072246
IRS990/OfficeExpensesGrp/TotalAmt088618
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt075134
IRS990/OtherAssetsTotalGrp/EOYAmt043503
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt05028
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt029775
IRS990/OtherEmployeeBenefitsGrp/TotalAmt034803
IRS990/OtherExpensesGrp/Desc0DIVIDENDS TO MEMBERS
IRS990/OtherExpensesGrp/Desc1MEMBER ACCOUNT COSTS
IRS990/OtherExpensesGrp/Desc2DUES
IRS990/OtherExpensesGrp/Desc3TELEPHONE
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt014866
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt12827
IRS990/OtherExpensesGrp/ProgramServicesAmt0140931
IRS990/OtherExpensesGrp/ProgramServicesAmt146125
IRS990/OtherExpensesGrp/ProgramServicesAmt211312
IRS990/OtherExpensesGrp/TotalAmt0140931
IRS990/OtherExpensesGrp/TotalAmt146125
IRS990/OtherExpensesGrp/TotalAmt214866
IRS990/OtherExpensesGrp/TotalAmt314139
IRS990/OtherLiabilitiesGrp/BOYAmt024856221
IRS990/OtherLiabilitiesGrp/EOYAmt025783273
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0224769
IRS990/OtherSalariesAndWagesGrp/TotalAmt0224769
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt018659704
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt018897234
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt04327
IRS990/PayrollTaxesGrp/ProgramServicesAmt025627
IRS990/PayrollTaxesGrp/TotalAmt029954
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0PAUL HAUFFE
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1LOAN LOSS RECOVERIES
IRS990/ProgramServiceRevenueGrp/Desc2MEMBER ACCOUNT CARD FEE
IRS990/ProgramServiceRevenueGrp/Desc3INSURANCE SALES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0687639
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt173433
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt258497
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt33584
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0687639
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt173433
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt258497
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt33584
IRS990/ProgSrvcAccomActy2Grp/Desc0WE FUNDED 224 LOANS DURING 2020. AS OF DECEMBER 31, 2020 WE HAD 194 MORTGAGES / HOME EQUITY LINES, 370 CONSUMER LOANS, AND 12 MEMBER BUSINESS LOANS.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0199366
IRS990/PYOtherExpensesAmt0741256
IRS990/PYProgramServiceRevenueAmt0755898
IRS990/PYRevenuesLessExpensesAmt0-211463
IRS990/PYSalariesCompEmpBnftPaidAmt0425471
IRS990/PYTotalExpensesAmt01166727
IRS990/PYTotalRevenueAmt0955264
IRS990/ReconcilationRevenueExpnssAmt028927
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03230852
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03259779
IRS990/SavingsAndTempCashInvstGrp/BOYAmt08408887
IRS990/SavingsAndTempCashInvstGrp/EOYAmt09118712
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0163767
IRS990ScheduleD/BuildingsGrp/DepreciationAmt082613
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0246380
IRS990ScheduleD/EquipmentGrp/BookValueAmt020349
IRS990ScheduleD/EquipmentGrp/DepreciationAmt095653
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0116002
IRS990ScheduleD/LandGrp/BookValueAmt057120
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt057120
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt025772439
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt110834
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES & DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ACCRUED DIVIDENDS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0241236
IRS990ScheduleD/TotalLiabilityAmt025783273
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION CONSISTS OF MEMBERS. TO BE A MEMBER ONE MUST HAVE A SHARE SAVINGS ACCOUNT. EACH MEMBER HAS ONE VOTE TO ELECT THE THE GOVERNING BODY - THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP UTILIZING THEIR ONE VOTE PER MEMBER.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EACH MEMBER HAS ONE VOTE TO UTILIZE IN RATIFYING SIGNIFICANT DECISIONS BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS AS OUTLINED IN THE ORGANIZATION'S BYLAWS. ANY DECISION TO DISSOLVE OR MERGE THE ORGANIZATION REQUIRES APPROVAL OF MEMBERSHIP UNLESS MANDATED BY REGULATORY AGENCIES FOR EXAMPLE THE NCUA OR WISCONSIN OFFICE OF CREDIT UNIONS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DRAFT COPY OF 990 IS PROVIDED TO THE CHAIRMAN FOR REVIEW AND APPROVED BEFORE THE RETURN IS SIGNED, DATED, AND FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4PRESIDENT REVIEWS THIS AS A PART OF THE VENDOR MANAGEMENT POLICY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5EXECUTIVE COMPENSATION IS DETERMINED BY THE BOARD OF DIRECTORS UTILIZING THIRD-PARTY SURVEYS FOR COMPARABLE DATA PURPOSES. EXECUTIVE COMPENSATION IS REVIEWED BY OUR INTERNAL AUDITOR TO VERIFY IT MATCHES WHAT THE BOARD HAS APPROVED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6OVERALL COMPENSATION IS APPROVED BY THE BOARD OF DIRECTORS. ALLOCATION TO STAFF IS DETERMINED BY THE PRESIDENT AND REVIEWED BY THE INTERNAL AUDITOR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7GOVERNING DOCUMENTS, POLICIES AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST. ONLY FINANCIAL STATEMENTS FOR THE ANNUAL MEETING 5300 REPORT IS REPORTED PUBLICLY.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt028116023
IRS990/TotalAssetsEOYAmt029072322
IRS990/TotalAssetsGrp/BOYAmt028116023
IRS990/TotalAssetsGrp/EOYAmt029072322
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt012
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0153888
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0782748
IRS990/TotalFunctionalExpensesGrp/TotalAmt0936636
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt024885171
IRS990/TotalLiabilitiesEOYAmt025812543
IRS990/TotalLiabilitiesGrp/BOYAmt024885171
IRS990/TotalLiabilitiesGrp/EOYAmt025812543
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03230852
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03259779
IRS990/TotalProgramServiceRevenueAmt0823153
IRS990/TotalReportableCompFromOrgAmt0114991
IRS990/TotalRevenueGrp/ExclusionAmt0142410
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0823153
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0965563
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt028116023
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt029072322
IRS990/TravelGrp/ProgramServicesAmt0541
IRS990/TravelGrp/TotalAmt0541
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0219 W CECIL STREET
IRS990/USAddress/CityNm0NEENAH
IRS990/USAddress/StateAbbreviationCd0WI
IRS990/USAddress/ZIPCd054956
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0WWW.CONECU.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0PAUL HAUFFE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CHAIRMAN
ReturnHeader/BusinessOfficerGrp/PhoneNum09208866455
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-11-01
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CONE CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0CONE
ReturnHeader/Filer/EIN0391137123
ReturnHeader/Filer/PhoneNum09208866455
ReturnHeader/Filer/USAddress/AddressLine1Txt0219 W CECIL STREET
ReturnHeader/Filer/USAddress/CityNm0NEENAH
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WI
ReturnHeader/Filer/USAddress/ZIPCd054956
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0391520996
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ERICKSON & ASSOCIATES SC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01000 WEST COLLEGE AVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0APPLETON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0WI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd054914
ReturnHeader/PreparerPersonGrp/PhoneNum09207334957
ReturnHeader/PreparerPersonGrp/PreparationDt02021-11-04
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JOE FELION
ReturnHeader/ReturnTs02021-11-04T11:37:07-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0PAUL
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0HAUFFE
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

Document Assets

No mirrored PDF or thumbnail assets are attached yet.