Civic Intelligence

Dairyland Power Cu

990 • Fiscal year 2018 • EIN 39-1016558

Jan 01, 2018 to Dec 31, 2018 • Filed on Apr 30, 2019

3200 East Ave SouthLA Crosse, WI 54601

(608) 787-1365

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

29th percentile

0.82x

Higher debt load relative to assets than 29% of similar nonprofits.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2018

Liabilities / Revenue

59th percentile

19.68x

Higher debt load relative to revenue than 59% of similar nonprofits.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2018

Net Margin

96th percentile

32%

Higher net margin than 96% of similar nonprofits.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2018

Top Officer Pay

48th percentile

$74,867

Higher top officer pay than 48% of similar nonprofits.

Top officer pay equals 11.9% of source-year revenue.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2018

Asset Growth

87th percentile

5.5%

Faster asset growth than 87% of similar nonprofits.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2017 to 2018

Revenue Growth

66th percentile

11%

Faster revenue growth than 66% of similar nonprofits.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2017 to 2018

Assets

Up

$15,144,816

Up $785,106 (+5.5%) from 2017

Net Assets

Up

$2,794,712

Up $199,429 (+7.7%) from 2017

Liabilities

Up

$12,350,104

Up $585,677 (+5.0%) from 2017

Revenue

Up

$627,487

Up $62,790 (+11%) from 2017

Expenses

Up

$428,059

Up $12,621 (+3.0%) from 2017

Net Income

Up

$199,428

Up $50,169 (+34%) from 2017

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$20M$15M$10M$5.0M$0Assets 2011: $12,356,848Liabilities 2011: $10,127,583Net Assets 2011: $2,229,2652011Assets 2012: $12,392,361Liabilities 2012: $10,190,569Net Assets 2012: $2,201,7922012Assets 2013: $12,390,436Liabilities 2013: $10,195,952Net Assets 2013: $2,194,4842013Assets 2017: $14,359,710Liabilities 2017: $11,764,427Net Assets 2017: $2,595,2832017Assets 2018: $15,144,816Liabilities 2018: $12,350,104Net Assets 2018: $2,794,7122018Assets 2019: $15,845,342Liabilities 2019: $12,856,856Net Assets 2019: $2,988,4862019Assets 2020: $18,375,911Liabilities 2020: $15,252,486Net Assets 2020: $3,123,4252020Assets 2021: $19,712,630Liabilities 2021: $16,479,784Net Assets 2021: $3,232,8462021Assets 2022: $19,297,826Liabilities 2022: $15,831,398Net Assets 2022: $3,466,4282022

Highlighted filing

2018

Assets$15,144,816
Liabilities$12,350,104
Net Assets$2,794,712

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$800K$600K$400K$200K$0-$200KExpenses 2011: $478,2122011Expenses 2012: $429,4122012Revenue 2013: $391,925Expenses 2013: $399,233Net Income 2013: -$7,3082013Revenue 2017: $564,697Expenses 2017: $415,438Net Income 2017: $149,2592017Revenue 2018: $627,487Expenses 2018: $428,059Net Income 2018: $199,4282018Revenue 2019: $661,068Expenses 2019: $467,294Net Income 2019: $193,7742019Revenue 2020: $618,572Expenses 2020: $483,633Net Income 2020: $134,9392020Revenue 2021: $608,671Expenses 2021: $499,250Net Income 2021: $109,4212021Revenue 2022: $660,783Expenses 2022: $427,201Net Income 2022: $233,5822022

Highlighted filing

2018

Revenue$627,487
Expenses$428,059
Net Income$199,428
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Apr 30, 2019
Return Version
2018v3.1
Gross Receipts
$627,487
Mission and Program Overview

Mission

Dairyland power credit union is dedicated to our members' best interest by offering competitively priced, diversified, and financially sound products and services provided in a professional and friendly manner.

Dairyland power credit union is dedicated to our members' best interests by offering competively priced, diversified, and financially sound products and services provided in a professional and friendly manner.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$12,902,602$12,466,493▼ $436,109
Rtn Earn Endowment Incm Other Fnds$2,595,283$2,794,712▲ $199,429
Savings and Temporary Cash Investments$999,932$2,186,127▲ $1,186,195
Cash and Non-Interest-Bearing Accounts$181,559$224,437▲ $42,878
Investments Program Related$104,288$107,700▲ $3,412
Land, Buildings, and Equipment, Net$32,719$26,357▼ $6,362
Prepaid Expenses and Deferred Charges$29,297$22,336▼ $6,961
Total Assets$14,359,710$15,144,816▲ $785,106
Other Assets Total$109,313$111,366▲ $2,053
Liabilities
Other Liabilities$11,737,948$12,329,034▲ $591,086
Accounts Payable and Accrued Expenses$26,479$21,070▼ $5,409
Total Liabilities$11,764,427$12,350,104▲ $585,677
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,595,283$2,794,712▲ $199,429
Total Liabilities and Net Assets / Fund Balance$14,359,710$15,144,816▲ $785,106

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$18,555$38,924$57,479
Equipment$4,510$51,521$56,031
Leasehold Improvements$3,292$3,305$6,597
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Susan JohnsonManagerFT$69,395$5,472$74,867

Board Members and Trustees

NameTitle
Vladimir TsoyChair
Lisa MontagueVice Chair
Justine ZezulkaDirector
Laurie ParsonsDirector
Lori FlockDirector
Darla BinghamSecretary
Roger GausmannTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$587,224
Investment Income
$37,518
Other Revenue
$2,745
Change in Net Assets
$199,428
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$218,771
Other Expenses$208,938
Grants and Similar Amounts Paid$350
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$119,187
Office Expenses---$76,285
Current Officers, Directors, Trustees, and Key Employees---$69,395
Information Technology---$40,749
Advertising---$24,328
Fees for Services Other---$19,692
Payroll Taxes---$14,366
Pension Plan Contributions---$12,338
Insurance---$8,663
Depreciation Depletion---$8,227
Other Expenses---$6,000
Occupancy---$5,859
Conferences and Meetings---$3,638
Other Employee Benefits---$3,485
Grants to Domestic Individuals---$200
Grants to Domestic Orgs---$150
Interest---$124
Total Functional Expenses$0$0$0$428,059
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares & Deposits$12,329,034
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

The organization has members. To be a member one must have a share (savings) account at the credit union.

Form 990, Page 6, Part VI, Line 7A

The board of directors is elected by the credit union members. Each member has one vote.

Form 990, Page 6, Part VI, Line 7B

A member vote is required for decisions which are beyond the authority of the board of directors. Items which require a membership vote are outlined and specified in our bylaws. Each member has one vote.

Form 990, Page 6, Part VI, Line 11B

Manager provides necessary data to independent preparer who completes the 990. The credit union manager reviews the 990 for accuracy and comparing its numbers to supporting documentation. The manager then approves the 990 and authorizes the preparer to e-file the return. The final 990 is avaiable for board review at the credit union.

Form 990, Page 6, Part VI, Line 12C

Officers, directors, and key employees are provided/have access to a policy manual which includes the bylaws addressing the "conflict of interest" policy. Directors have an electronic version of the credit union policies, which can be reviewed at every board meeting. If there was a conflict, it would be noted in the board minutes.

Form 990, Page 6, Part VI, Line 15A

The annual budget process includes the board determining any wage increase for the manager. The board uses the annual cuna compensation survey as a resource. The board approves any compensation increase as part of the overall budget approval. Budget approval is noted in the board minutes.

Form 990, Page 6, Part VI, Line 19

Our policy states members' have access to credit union policies and limited access to board minutes. These are available upon request. Year-end financial statements are summarized in our annual report. This report is provided at the annual meeting, and also available in the lobby.

Filing and Contact Details

Filer

Filer Name
Dairyland Power Cu
EIN
39-1016558
Phone
6087871365
Address
3200 EAST AVE SOUTH, LA CROSSE, WI 54601

Signing Officer

Name
Susan Johnson
Title
Manager
Phone
6087871365
Signed
2019-04-30
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Susan Johnson
Formed
1952
Legal Domicile
Wi
Voting Board Members
7
Independent Board Members
7
Employees
4
Volunteers
14

Preparer

Firm
Audit Threesixty
Address
1202 JOHNSON ST, ONALASKA, WI 54650-2008
Preparer
Peter Rasmussen
Phone
6083173765
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

ROUNDING 1

Raw XML Appendix355 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt026479
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt021070
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0DAIRYLAND POWER CREDIT UNION IS DEDICATED TO OUR MEMBERS' BEST INTERESTS BY OFFERING COMPETIVELY PRICED, DIVERSIFIED, AND FINANCIALLY SOUND PRODUCTS AND SERVICES PROVIDED IN A PROFESSIONAL AND FRIENDLY MANNER.
IRS990/AdvertisingGrp/TotalAmt024328
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0SUSAN JOHNSON
IRS990/BooksInCareOfDetail/PhoneNum06087871365
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt03200 EAST AVE SOUTH
IRS990/BooksInCareOfDetail/USAddress/CityNm0LA CROSSE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WI
IRS990/BooksInCareOfDetail/USAddress/ZIPCd054601
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0181559
IRS990/CashNonInterestBearingGrp/EOYAmt0224437
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt069395
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt03638
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt0350
IRS990/CYInvestmentIncomeAmt037518
IRS990/CYOtherExpensesAmt0208938
IRS990/CYOtherRevenueAmt02745
IRS990/CYProgramServiceRevenueAmt0587224
IRS990/CYRevenuesLessExpensesAmt0199428
IRS990/CYSalariesCompEmpBnftPaidAmt0218771
IRS990/CYTotalExpensesAmt0428059
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0627487
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt08227
IRS990/Desc0THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 154 NEW DEPOSIT ACCOUNTS IN 2018. AS OF 12/31/18 WE HAD 1,521 MEMBERS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt04
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FeesForServicesOtherGrp/TotalAmt019692
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt750.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt75472
IRS990/Form990PartVIISectionAGrp/PersonNm0VLADIMIR TSOY
IRS990/Form990PartVIISectionAGrp/PersonNm1LISA MONTAGUE
IRS990/Form990PartVIISectionAGrp/PersonNm2ROGER GAUSMANN
IRS990/Form990PartVIISectionAGrp/PersonNm3DARLA BINGHAM
IRS990/Form990PartVIISectionAGrp/PersonNm4LORI FLOCK
IRS990/Form990PartVIISectionAGrp/PersonNm5JUSTINE ZEZULKA
IRS990/Form990PartVIISectionAGrp/PersonNm6LAURIE PARSONS
IRS990/Form990PartVIISectionAGrp/PersonNm7SUSAN JOHNSON
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt769395
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7MANAGER
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr01952
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt0200
IRS990/GrantsToDomesticOrgsGrp/TotalAmt0150
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0627487
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt07
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt040749
IRS990/InsuranceGrp/TotalAmt08663
IRS990/InterestGrp/TotalAmt0124
IRS990/InvestmentIncomeGrp/ExclusionAmt037518
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt037518
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsProgramRelatedGrp/BOYAmt0104288
IRS990/InvestmentsProgramRelatedGrp/EOYAmt0107700
IRS990/IRPDocumentCnt0255
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt093750
IRS990/LandBldgEquipBasisNetGrp/BOYAmt032719
IRS990/LandBldgEquipBasisNetGrp/EOYAmt026357
IRS990/LandBldgEquipCostOrOtherBssAmt0120107
IRS990/LegalDomicileStateCd0WI
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0DAIRYLAND POWER CREDIT UNION IS DEDICATED TO OUR MEMBERS' BEST INTERESTS BY OFFERING COMPETIVELY PRICED, DIVERSIFIED, AND FINANCIALLY SOUND PRODUCTS AND SERVICES PROVIDED IN A PROFESSIONAL AND FRIENDLY MANNER.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt02595283
IRS990/NetAssetsOrFundBalancesEOYAmt02794712
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt05859
IRS990/OfficeExpensesGrp/TotalAmt076285
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0109313
IRS990/OtherAssetsTotalGrp/EOYAmt0111366
IRS990/OtherChangesInNetAssetsAmt01
IRS990/OtherEmployeeBenefitsGrp/TotalAmt03485
IRS990/OtherExpensesGrp/Desc0DIVIDENDS EXPENSE
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/TotalAmt015373
IRS990/OtherExpensesGrp/TotalAmt16000
IRS990/OtherLiabilitiesGrp/BOYAmt011737948
IRS990/OtherLiabilitiesGrp/EOYAmt012329034
IRS990/OtherSalariesAndWagesGrp/TotalAmt0119187
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt012902602
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt012466493
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt014366
IRS990/PensionPlanContributionsGrp/TotalAmt012338
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt029297
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt022336
IRS990/PrincipalOfficerNm0SUSAN JOHNSON
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/BusinessCd3522130
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1MEMBER FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2OTHER MEMBER RELATED REVENUE
IRS990/ProgramServiceRevenueGrp/Desc3NON-MEMBER ATM FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0533014
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt140442
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt213659
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0533014
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt140442
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt213659
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3109
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0109
IRS990/ProgSrvcAccomActy2Grp/Desc0THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 240 NEW LOANS TO OUR MEMBERS DURING 2018. AS OF 12/31/18 WE HAD 677 LOANS TO OUR MEMBERS.
IRS990/ProgSrvcAccomActy3Grp/Desc0.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYGrantsAndSimilarPaidAmt050
IRS990/PYInvestmentIncomeAmt031986
IRS990/PYOtherExpensesAmt0218540
IRS990/PYOtherRevenueAmt02881
IRS990/PYProgramServiceRevenueAmt0529830
IRS990/PYRevenuesLessExpensesAmt0149259
IRS990/PYSalariesCompEmpBnftPaidAmt0196848
IRS990/PYTotalExpensesAmt0415438
IRS990/PYTotalRevenueAmt0564697
IRS990/ReconcilationRevenueExpnssAmt0199428
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesRevenueGrp/ExclusionAmt02745
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt02745
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02595283
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02794712
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0999932
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02186127
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt04510
IRS990ScheduleD/EquipmentGrp/DepreciationAmt051521
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt056031
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt03292
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt03305
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt06597
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt018555
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt038924
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt057479
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt012329034
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES & DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt026357
IRS990ScheduleD/TotalLiabilityAmt012329034
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3MANAGER PROVIDES NECESSARY DATA TO INDEPENDENT PREPARER WHO COMPLETES THE 990. THE CREDIT UNION MANAGER REVIEWS THE 990 FOR ACCURACY AND COMPARING ITS NUMBERS TO SUPPORTING DOCUMENTATION. THE MANAGER THEN APPROVES THE 990 AND AUTHORIZES THE PREPARER TO E-FILE THE RETURN. THE FINAL 990 IS AVAIABLE FOR BOARD REVIEW AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4OFFICERS, DIRECTORS, AND KEY EMPLOYEES ARE PROVIDED/HAVE ACCESS TO A POLICY MANUAL WHICH INCLUDES THE BYLAWS ADDRESSING THE "CONFLICT OF INTEREST" POLICY. DIRECTORS HAVE AN ELECTRONIC VERSION OF THE CREDIT UNION POLICIES, WHICH CAN BE REVIEWED AT EVERY BOARD MEETING. IF THERE WAS A CONFLICT, IT WOULD BE NOTED IN THE BOARD MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE ANNUAL BUDGET PROCESS INCLUDES THE BOARD DETERMINING ANY WAGE INCREASE FOR THE MANAGER. THE BOARD USES THE ANNUAL CUNA COMPENSATION SURVEY AS A RESOURCE. THE BOARD APPROVES ANY COMPENSATION INCREASE AS PART OF THE OVERALL BUDGET APPROVAL. BUDGET APPROVAL IS NOTED IN THE BOARD MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6OUR POLICY STATES MEMBERS' HAVE ACCESS TO CREDIT UNION POLICIES AND LIMITED ACCESS TO BOARD MINUTES. THESE ARE AVAILABLE UPON REQUEST. YEAR-END FINANCIAL STATEMENTS ARE SUMMARIZED IN OUR ANNUAL REPORT. THIS REPORT IS PROVIDED AT THE ANNUAL MEETING, AND ALSO AVAILABLE IN THE LOBBY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7ROUNDING 1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART XI, LINE 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt014359710
IRS990/TotalAssetsEOYAmt015144816
IRS990/TotalAssetsGrp/BOYAmt014359710
IRS990/TotalAssetsGrp/EOYAmt015144816
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt04
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0428059
IRS990/TotalGrossUBIAmt0109
IRS990/TotalLiabilitiesBOYAmt011764427
IRS990/TotalLiabilitiesEOYAmt012350104
IRS990/TotalLiabilitiesGrp/BOYAmt011764427
IRS990/TotalLiabilitiesGrp/EOYAmt012350104
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02595283
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02794712
IRS990/TotalOtherCompensationAmt05472
IRS990/TotalProgramServiceRevenueAmt0587224
IRS990/TotalReportableCompFromOrgAmt069395
IRS990/TotalRevenueGrp/ExclusionAmt040263
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0587115
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0627487
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt0109
IRS990/TotalVolunteersCnt014
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt014359710
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt015144816
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt03200 EAST AVE SOUTH
IRS990/USAddress/CityNm0LA CROSSE
IRS990/USAddress/StateAbbreviationCd0WI
IRS990/USAddress/ZIPCd054601
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.DPCREDITUNION.COM
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0SUSAN JOHNSON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0MANAGER
ReturnHeader/BusinessOfficerGrp/PhoneNum06087871365
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-04-30
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0DAIRYLAND POWER CU
ReturnHeader/Filer/BusinessNameControlTxt0DAIR
ReturnHeader/Filer/EIN0391016558
ReturnHeader/Filer/PhoneNum06087871365
ReturnHeader/Filer/USAddress/AddressLine1Txt03200 EAST AVE SOUTH
ReturnHeader/Filer/USAddress/CityNm0LA CROSSE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WI
ReturnHeader/Filer/USAddress/ZIPCd054601
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId05FA08F3168DAA0B72D4E7F0D679A1E851BDE6807
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId05FA08F3168DAA0B72D4E7F0D679A1E851BDE6807
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt097.88.144.85
ReturnHeader/FilingSecurityInformation/IPDt02019-05-01
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm017:14:46
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0811697509
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0AUDIT THREESIXTY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01202 JOHNSON ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0ONALASKA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0WI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0546502008
ReturnHeader/PreparerPersonGrp/PhoneNum06083173765
ReturnHeader/PreparerPersonGrp/PreparationDt02019-05-01
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0PETER RASMUSSEN
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02019-05-01T17:14:46-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02018-01-01
ReturnHeader/TaxPeriodEndDt02018-12-31
ReturnHeader/TaxYr02018

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$19.3$15.8$3.47$0.66$0.43$0.23
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$19.7$16.5$3.23$0.61$0.50$0.11
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$18.4$15.3$3.12$0.62$0.48$0.13
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$15.8$12.9$2.99$0.66$0.47$0.19
2018Detailed filing. Detailed filing data is available for this year.$15.1$12.4$2.79$0.63$0.43$0.20
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$14.4$11.8$2.60$0.56$0.42$0.15
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$12.4$10.2$2.19$0.39$0.40$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.4$10.2$2.20$0.43
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.4$10.1$2.23$0.48
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2018 filings • 501(c)14 • $10M-$25M nonprofits