Liabilities / Assets
26th percentile
Higher debt load relative to assets than 26% of similar nonprofits.
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.82x
Liabilities / Revenue
77th percentile
Higher debt load relative to revenue than 77% of similar nonprofits.
Net Margin
28th percentile
Higher net margin than 28% of similar nonprofits.
Top Officer Pay
30th percentile
Higher top officer pay than 30% of similar nonprofits.
Top officer pay equals 14.2% of source-year revenue.
Asset Growth
36th percentile
Faster asset growth than 36% of similar nonprofits.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Balance Sheet
Assets
Down$12,390,436
Down $1,925 (-0.0%) from 2012
Net Assets
Down$2,194,484
Down $7,308 (-0.3%) from 2012
Liabilities
Up$10,195,952
Up $5,383 (+0.1%) from 2012
Revenue And Expenses
Revenue
$391,925
No earlier filing loaded for comparison.
Expenses
Down$399,233
Down $30,179 (-7.0%) from 2012
Net Income
-$7,308
No earlier filing loaded for comparison.
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2013 to Dec 31, 2013
- Signed
- Oct 20, 2014
- Return Version
- 2013v3.1
- Gross Receipts
- $391,925
Mission and Program Overview
Mission
Dairyland power credit union is dedicated to our members' best interest by offering competitively priced, diversified, and financially sound products and services provided in a professional and friendly manner.
Dairyland Power Credit Union is dedicated to our members' best interest by offering competitively priced, diversified and financially sound products and services provided in a professional and friendly manner.
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $5,316,135 | $6,111,240 | ▲ $795,105 |
| Savings and Temporary Cash Investments | $6,714,171 | $5,909,437 | ▼ $804,734 |
| Rtn Earn Endowment Incm Other Fnds | $2,201,792 | $2,194,484 | ▼ $7,308 |
| Cash and Non-Interest-Bearing Accounts | $193,908 | $207,003 | ▲ $13,095 |
| Investments Program Related | $99,246 | $98,810 | ▼ $436 |
| Prepaid Expenses and Deferred Charges | $27,412 | $34,107 | ▲ $6,695 |
| Land, Buildings, and Equipment, Net | $25,834 | $15,906 | ▼ $9,928 |
| Accounts Receivable | $1,272 | $1,680 | ▲ $408 |
| Total Assets | $12,392,361 | $12,390,436 | ▼ $1,925 |
| Other Assets Total | $14,383 | $12,253 | ▼ $2,130 |
| Liabilities | |||
| Other Liabilities | $10,164,706 | $10,165,163 | ▲ $457 |
| Accounts Payable and Accrued Expenses | $25,863 | $30,789 | ▲ $4,926 |
| Total Liabilities | $10,190,569 | $10,195,952 | ▲ $5,383 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $2,201,792 | $2,194,484 | ▼ $7,308 |
| Total Liabilities and Net Assets / Fund Balance | $12,392,361 | $12,390,436 | ▼ $1,925 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $4,259 | $67,119 | $71,378 |
| Other Land Buildings | $7,755 | $45,381 | $53,136 |
| Leasehold Improvements | $3,892 | $1,637 | $5,529 |
| Investment Program Related Org | $2,000 | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Susan Johnson | Manager | FT | $53,652 | $2,075 | $55,727 |
Board Members and Trustees
| Name | Title |
|---|---|
| John McWilliams | Chair |
| Lori Flock | Vice-Chair |
| Bart Pedretti | Director |
| Patricia Fetting | Director |
| Roger Gausmann | Director |
| Kurt Baumgarten | Secretary |
| Teri Poellinger | Treasurer |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $350,054
- Investment Income
- $39,777
- Other Revenue
- $2,094
- Change in Net Assets
- $-7,308
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $201,485 |
| Other Expenses | $197,748 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $114,714 |
| Office Expenses | - | - | - | $54,427 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $53,652 |
| Advertising | - | - | - | $28,451 |
| Insurance | - | - | - | $17,608 |
| Other Expenses | - | $17,607 | - | $17,607 |
| Information Technology | - | - | - | $14,981 |
| Payroll Taxes | - | - | - | $14,825 |
| Fees for Services Other | - | - | - | $14,186 |
| Depreciation Depletion | - | - | - | $12,388 |
| Other Employee Benefits | - | - | - | $12,151 |
| Payments to Affiliates | - | - | - | $8,565 |
| Pension Plan Contributions | - | - | - | $6,143 |
| Occupancy | - | - | - | $5,638 |
| All Other Expenses | - | - | - | $5,498 |
| Fees for Services Accounting | - | - | - | $3,060 |
| Conferences and Meetings | - | - | - | $1,577 |
| Fees for Service Investment Mgmnt Fees | - | - | - | $1,116 |
| Total Functional Expenses | $0 | $0 | $0 | $399,233 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- No
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| Member Shares & Deposits | $10,165,161 |
| Accrued Dividends | $2 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- Yes
- Backup withholding compliance
- Yes
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- No
- Other officer compensation reviewed
- No
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- Yes
- Management duties delegated
- No
Governance Explanations
Members or stockholder classes and rights Part VI line 6
“The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).”
Member election for additional members Part VI line 7A
“The Board of Directors is elected by the membership utilizing their one vote per member.”
Governing body decisions Part VI line 7B
“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).”
Form 990 governing body review Part VI line 11
“The credit union manager is responsible for reviewing the 990 report and comparing the final numbers to supporting documentation (general ledger reports).”
Conflict of interest policy compliance Part VI line 12C
“The board members and employees are provided with a policy manual which includes the By-Laws addressing the conflict of interest policy. Directors are encouraged to bring their manuals to the board meetings and if there was a conflict, it would be noted in the minutes.”
Governing documents etc available to public Part VI line 19
“The year-end financial statements are summarized and printed in our annual report. This report is provided to our members who attend the annual meeting; copies are also available in our credit union lobby for those who are interested and may not have attended the meeting. Our policy states members' have access to the credit union policies and limited access to board minutes.”
Filing and Contact Details
Filer
- EIN
- 39-1016558
Signing Officer
- Name
- Susan Johnson
- Title
- Manager
- Phone
- 6087871283
- Signed
- 2014-10-20
- Discuss with paid preparer
- No
Organization Details
- Principal Officer
- Susan Johnson
- Formed
- 1952
- Legal Domicile
- Wi
- Voting Board Members
- 7
- Independent Board Members
- 7
- Employees
- 4
- Volunteers
- 10
Preparer
- Preparer
- Cari Thompson
- Phone
- 2625490200
Raw XML Appendix367 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
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| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 25863 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 30789 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 1272 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 1680 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | Dairyland Power Credit Union is dedicated to our members' best interest by offering competitively priced, diversified and financially sound products and services provided in a professional and friendly manner. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 28451 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 5498 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Susan Johnson |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6087871283 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | 3200 East Ave S |
| IRS990/BooksInCareOfDetail/USAddress/City | 0 | La Crosse |
| IRS990/BooksInCareOfDetail/USAddress/State | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 54601 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 193908 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 207003 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 53652 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 1577 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 39777 |
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| IRS990/CYOtherRevenueAmt | 0 | 2094 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 350054 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -7308 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 201485 |
| IRS990/CYTotalExpensesAmt | 0 | 399233 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 391925 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 12388 |
| IRS990/Desc | 0 | We have deposit, transaction, and investment accounts with 1648 members at 12/31. During 2013, we opened 138 new deposit, transaction and investment accounts. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 4 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 3060 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 14186 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 1116 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
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| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 2075 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Teri Poellinger |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Kurt Baumgarten |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Lori Flock |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Bart Pedretti |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | John McWilliams |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Patricia Fetting |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Roger Gausmann |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Susan Johnson |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 53652 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Vice-Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Manager |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1952 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 391925 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 14981 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 17608 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 39777 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 39777 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 99246 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 98810 |
| IRS990/IRPDocumentCnt | 0 | 153 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 114137 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 25834 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 15906 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 130043 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | Dairyland Power Credit Union is dedicated to our members' best interest by offering competitively priced, diversified and financially sound products and services provided in a professional and friendly manner. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 2201792 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 2194484 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 163 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 5638 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 54427 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 14383 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 12253 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 12151 |
| IRS990/OtherExpensesGrp/Desc | 0 | Dividends to Members |
| IRS990/OtherExpensesGrp/Desc | 1 | Provision for Loan Loss |
| IRS990/OtherExpensesGrp/Desc | 2 | Loan Servicing Expense |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 9146 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 3500 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 17607 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 9146 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 3500 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 17607 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 10164706 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 10165163 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 114714 |
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| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 6111240 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 8565 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 14825 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 6143 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 27412 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 34107 |
| IRS990/PrincipalOfficerNm | 0 | Susan Johnson |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 524298 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 519100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Member Account Card Fee |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Other Member Income |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | Insurance Sales |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | Non-Member ATM Fees |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 279174 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 67321 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 1971 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 279174 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 67321 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 1971 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 1512 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 76 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 1512 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 76 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | We funded 228 loans during 2013. As of 12/31/13, we had 56 mortgages/home equity lines and 278 consumer loans. We also had 161 credit card accounts with our members. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 38766 |
| IRS990/PYOtherExpensesAmt | 0 | 227250 |
| IRS990/PYOtherRevenueAmt | 0 | 1715 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 361458 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -27473 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 202162 |
| IRS990/PYTotalExpensesAmt | 0 | 429412 |
| IRS990/PYTotalRevenueAmt | 0 | 401939 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -7308 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 2094 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 2094 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 2201792 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 2194484 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 6714171 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 5909437 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 4259 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 67119 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 71378 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 96810 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 2000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | NCUA Capitalization |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | ICUL-Apollo Compensating |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 3892 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 1637 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 5529 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 7755 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 45381 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 53136 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 10165161 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 2 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Member Shares & Deposits |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | Accrued Dividends |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 15906 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 98810 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 10165163 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | The Board of Directors is elected by the membership utilizing their one vote per member. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | The credit union manager is responsible for reviewing the 990 report and comparing the final numbers to supporting documentation (general ledger reports). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | The board members and employees are provided with a policy manual which includes the By-Laws addressing the conflict of interest policy. Directors are encouraged to bring their manuals to the board meetings and if there was a conflict, it would be noted in the minutes. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | The year-end financial statements are summarized and printed in our annual report. This report is provided to our members who attend the annual meeting; copies are also available in our credit union lobby for those who are interested and may not have attended the meeting. Our policy states members' have access to the credit union policies and limited access to board minutes. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Members or stockholder classes and rights Part VI line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Member election for additional members Part VI line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Governing body decisions Part VI line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990 governing body review Part VI line 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Conflict of interest policy compliance Part VI line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Governing documents etc available to public Part VI line 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 12392361 |
| IRS990/TotalAssetsEOYAmt | 0 | 12390436 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 12392361 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 12390436 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 4 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 399233 |
| IRS990/TotalGrossUBIAmt | 0 | 1588 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 10190569 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 10195952 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 10190569 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 10195952 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 2201792 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 2194484 |
| IRS990/TotalOtherCompensationAmt | 0 | 2075 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 350054 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 53652 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 41871 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 348466 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 391925 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 1588 |
| IRS990/TotalVolunteersCnt | 0 | 10 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 12392361 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 12390436 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UponRequestInd | 0 | X |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | www.dpcreditunion.com |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2015-11-30 17:44:51Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | false |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Susan Johnson |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | Manager |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6087871283 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2014-10-20 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1 | 0 | Dairyland Power CU |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | DAIR |
| ReturnHeader/Filer/EIN | 0 | 391016558 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 3200 East Ave S |
| ReturnHeader/Filer/USAddress/City | 0 | La Crosse |
| ReturnHeader/Filer/USAddress/State | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 54601 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 391127312 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1 | 0 | WCUL Services Corp |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1 | 0 | N25W23131 Paul Rd Suite 500 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City | 0 | Pewaukee |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State | 0 | WI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode | 0 | 53072 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2625490200 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2014-11-11 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | Cari Thompson |
| ReturnHeader/ReturnTs | 0 | 2014-11-11T15:54:46-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2013-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2013-12-31 |
| ReturnHeader/TaxYr | 0 | 2013 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2013 • Form 990Detailed filing. Detailed filing data is available for this year.
- Assets
- $12,390,436
- Liabilities
- $10,195,952
- Net assets
- $2,194,484
- Revenue
- $391,925
- Expenses
- $399,233
- Net income
- -$7,308