Liabilities / Assets
63rd percentile
Higher debt load relative to assets than 63% of similar nonprofits.
990 • Fiscal year 2020 • EIN 39-0860430
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
63rd percentile
Higher debt load relative to assets than 63% of similar nonprofits.
Liabilities / Revenue
74th percentile
Higher debt load relative to revenue than 74% of similar nonprofits.
Net Margin
56th percentile
Higher net margin than 56% of similar nonprofits.
Top Officer Pay
30th percentile
Higher top officer pay than 30% of similar nonprofits.
Top officer pay equals 3.8% of source-year revenue.
Asset Growth
75th percentile
Faster asset growth than 75% of similar nonprofits.
Revenue Growth
27th percentile
Faster revenue growth than 27% of similar nonprofits.
Assets
Up$89,435,636
Up $14,430,439 (+19%) from 2019
Net Assets
Up$8,886,190
Up $703,541 (+8.6%) from 2019
Liabilities
Up$80,549,446
Up $13,726,898 (+21%) from 2019
Revenue
Down$3,337,674
Down $283,369 (-7.8%) from 2019
Expenses
Down$2,980,183
Down $4,506 (-0.2%) from 2019
Net Income
Down$357,491
Down $278,863 (-44%) from 2019
To serve our members & community by promoting financial stability and quality of life.
To serve our members and community by promoting financial stability and quality of life.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $41,185,267 | $41,536,297 | ▲ $351,030 |
| Savings and Temporary Cash Investments | $14,972,212 | $27,344,197 | ▲ $12,371,985 |
| Investments in Publicly Traded Securities | $14,490,808 | $16,201,303 | ▲ $1,710,495 |
| Rtn Earn Endowment Incm Other Fnds | $8,182,649 | $8,886,190 | ▲ $703,541 |
| Investments Program Related | $1,266,756 | $1,406,353 | ▲ $139,597 |
| Land, Buildings, and Equipment, Net | $1,638,481 | $1,398,664 | ▼ $239,817 |
| Cash and Non-Interest-Bearing Accounts | $1,025,037 | $1,008,691 | ▼ $16,346 |
| Accounts Receivable | $83,335 | $175,057 | ▲ $91,722 |
| Prepaid Expenses and Deferred Charges | $61,944 | $122,190 | ▲ $60,246 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $75,005,197 | $89,435,636 | ▲ $14,430,439 |
| Other Assets Total | $281,357 | $242,884 | ▼ $38,473 |
| Liabilities | |||
| Other Liabilities | $66,714,481 | $80,476,244 | ▲ $13,761,763 |
| Accounts Payable and Accrued Expenses | $108,067 | $73,202 | ▼ $34,865 |
| Total Liabilities | $66,822,548 | $80,549,446 | ▲ $13,726,898 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $8,182,649 | $8,886,190 | ▲ $703,541 |
| Total Liabilities and Net Assets / Fund Balance | $75,005,197 | $89,435,636 | ▲ $14,430,439 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $762,230 | $651,672 | $1,413,902 |
| Equipment | $153,746 | $660,421 | $814,167 |
| Land | $472,032 | - | $472,032 |
| Other Land Buildings | $10,656 | $9,160 | $19,816 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Jennifer Strama | President/CEO | FT | $109,493 | $16,918 | $126,411 |
| Kristin Tingo | Exec. Vice President | FT | $86,105 | $6,682 | $92,787 |
| Shelly Mell | Vice President | FT | $65,320 | $13,834 | $79,154 |
| Rob Frenchick | Chair | - | $2,750 | - | $2,750 |
| Ron Siemers | Treasurer | - | $1,200 | - | $1,200 |
| Deborah Lasavage | 2nd Vice Chair | - | $1,100 | - | $1,100 |
| Lisa Nault | Secretary | - | $1,100 | - | $1,100 |
| Steve Dvorak Thru April 2020 | 1st Vice Chair | - | $200 | - | $200 |
| Joel Clapero | 1st Vice Chair | - | $70 | - | $70 |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Fiserv | Data Processor | 255 FISERV DRIVE, Brookfield, WI 53008 | $347,905 |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,517,289 |
| Salaries, Compensation, and Employee Benefits | $1,462,894 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $806,382 | - | - | $806,382 |
| Information Technology | $278,651 | - | - | $278,651 |
| Current Officers, Directors, Trustees, and Key Employees | $267,338 | - | - | $267,338 |
| Office Expenses | $218,729 | - | - | $218,729 |
| Other Employee Benefits | $214,468 | - | - | $214,468 |
| Pension Plan Contributions | $87,573 | - | - | $87,573 |
| Payroll Taxes | $87,133 | - | - | $87,133 |
| Depreciation Depletion | $79,109 | - | - | $79,109 |
| Occupancy | $52,581 | - | - | $52,581 |
| Advertising | $40,121 | - | - | $40,121 |
| Insurance | $26,451 | - | - | $26,451 |
| Other Expenses | $24,225 | - | - | $24,225 |
| Payments to Affiliates | $24,078 | - | - | $24,078 |
| Conferences and Meetings | $20,209 | - | - | $20,209 |
| Travel | $9,720 | - | - | $9,720 |
| Fees for Services Accounting | $8,004 | - | - | $8,004 |
| Total Functional Expenses | $2,980,183 | $0 | $0 | $2,980,183 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares/certificates | $80,476,244 |
“The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (board of directors).”
“The board of directors is elected by the membership utilizing their one vote per member.”
“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the board as outlined in the organizations bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by a regulatory agency (i.e., ncua, wisconsin office of credit unions).”
“Board reviews form 990 prior to filing at a regular board meeting.”
“Review of the policy annually at the reorganization meeting.”
“Wisconsin credit union league does an annual compensation survey which is consulted to see that current compensation is reasonable.”
“Annual financial statements are posted in the lobby. Other documents would be made available upon request pending consultation with the credit union attorney.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 108067 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 73202 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 83335 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 175057 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | TO SERVE OUR MEMBERS AND COMMUNITY BY PROMOTING FINANCIAL STABILITY AND QUALITY OF LIFE. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 40121 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 40121 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | JENNIFER STRAMA |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7156348931 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO BOX 876 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | HAYWARD |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 54843 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 1025037 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1008691 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 267338 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 267338 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 20209 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 20209 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 347905 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | 255 FISERV DRIVE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | BROOKFIELD |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 53008 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | FISERV |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | DATA PROCESSOR |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 470074 |
| IRS990/CYOtherExpensesAmt | 0 | 1517289 |
| IRS990/CYOtherRevenueAmt | 0 | 5198 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2862402 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 357491 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1462894 |
| IRS990/CYTotalExpensesAmt | 0 | 2980183 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 3337674 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 79109 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 79109 |
| IRS990/Desc | 0 | WE FUNDED 407 LOANS DURING 2020. AS OF 12/31/20, WE HAD 414 MORTGAGES/HOME EQUITY LOANS, 1,117 CONSUMER LOANS, 37 MEMBER BUSINESS LOANS, AND 211 CREDIT CARD ACCOUNTS WITH OUR MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 34 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 8004 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 8004 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 6682 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 16918 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 13834 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | DEBORAH LASAVAGE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | STEVE DVORAK THRU APRIL 2020 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JOEL CLAPERO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | ROB FRENCHICK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | RON SIEMERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | LISA NAULT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | KRISTIN TINGO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | JENNIFER STRAMA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | SHELLY MELL |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 1100 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 200 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 70 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 2750 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 1200 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 1100 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 86105 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 109493 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 65320 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | 2ND VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | 1ST VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | 1ST VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | EXEC. VICE PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | PRESIDENT/CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | VICE PRESIDENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1935 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 24615 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 12829 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 217970 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 942128 |
| IRS990/GrossReceiptsAmt | 0 | 4472468 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 19564 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 278651 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 278651 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 26451 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 26451 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 432630 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 432630 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 1266756 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 1406353 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 14490808 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 16201303 |
| IRS990/IRPDocumentCnt | 0 | 1396 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1321253 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1638481 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1398664 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 2719917 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 193355 |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 929299 |
| IRS990/LessRentalExpensesGrp/RealAmt | 0 | 12140 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | TO SERVE OUR MEMBERS AND COMMUNITY BY PROMOTING FINANCIAL STABILITY AND QUALITY OF LIFE. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 8182649 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 8886190 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | 37444 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 37444 |
| IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt | 0 | 7424 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 7424 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 346050 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 52581 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 52581 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 218729 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 218729 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 281357 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 242884 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 214468 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 214468 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDENDS ON SHARES |
| IRS990/OtherExpensesGrp/Desc | 1 | MEMBER ACCOUNT/CARD COS |
| IRS990/OtherExpensesGrp/Desc | 2 | PROV. FOR LOAN LOSSES |
| IRS990/OtherExpensesGrp/Desc | 3 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 329833 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 324830 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 80748 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 24225 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 329833 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 324830 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 80748 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 24225 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 66714481 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 80476244 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522100 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | REPO EXPENSES |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | -2226 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | -2226 |
| IRS990/OtherRevenueTotalAmt | 0 | -2226 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 806382 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 806382 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 41185267 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 41536297 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt | 0 | 24078 |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 24078 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 87133 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 87133 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 87573 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 87573 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 61944 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 122190 |
| IRS990/PrincipalOfficerNm | 0 | JENNIFER STRAMA |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 519100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 519100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 524298 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | MEMBER ACCOUNT/CARD FE |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER MEMBER FEE |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | INSURANCE SALES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2090763 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 648636 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 85947 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 37056 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 2090763 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 648636 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 85947 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 37056 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | WE HAVE DEPOSIT, TRANSACTION AND INVESTMENT ACCOUNTS WITH 7,104 MEMBERS AT 12/31/20. DURING 2020, WE OPENED 1,181 NEW DEPOSIT, TRANSACTION AND INVESTMENT ACCOUNTS. |
| IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt | 0 | 2980183 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 643777 |
| IRS990/PYOtherExpensesAmt | 0 | 1480516 |
| IRS990/PYOtherRevenueAmt | 0 | -2432 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 2979698 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 636354 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1504173 |
| IRS990/PYTotalExpensesAmt | 0 | 2984689 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 3621043 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 357491 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 7424 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 8182649 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 8886190 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 14972212 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 27344197 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 762230 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 651672 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1413902 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 153746 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 660421 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 814167 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 472032 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 472032 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 10656 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 9160 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 19816 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 80476244 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES/CERTIFICATES |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1398664 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 80476244 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORGANIZATION CONSISTS OF MEMBERS. TO BE A MEMBER, ONE MUST HAVE A SHARE/SAVINGS ACCOUNT. EACH MEMBER HAS ONE VOTE TO ELECT THE GOVERNING BODY (BOARD OF DIRECTORS). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP UTILIZING THEIR ONE VOTE PER MEMBER. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | EACH MEMBER HAS ONE VOTE TO UTILIZE IN RATIFYING SIGNIFICANT DECISIONS BEYOND THE AUTHORITY OF THE BOARD AS OUTLINED IN THE ORGANIZATIONS BYLAWS. ANY DECISION TO DISSOLVE OR MERGE THE ORGANIZATION REQUIRES APPROVAL OF MEMBERSHIP, UNLESS MANDATED BY A REGULATORY AGENCY (I.E., NCUA, WISCONSIN OFFICE OF CREDIT UNIONS). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | BOARD REVIEWS FORM 990 PRIOR TO FILING AT A REGULAR BOARD MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | REVIEW OF THE POLICY ANNUALLY AT THE REORGANIZATION MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | WISCONSIN CREDIT UNION LEAGUE DOES AN ANNUAL COMPENSATION SURVEY WHICH IS CONSULTED TO SEE THAT CURRENT COMPENSATION IS REASONABLE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | ANNUAL FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY. OTHER DOCUMENTS WOULD BE MADE AVAILABLE UPON REQUEST PENDING CONSULTATION WITH THE CREDIT UNION ATTORNEY. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 75005197 |
| IRS990/TotalAssetsEOYAmt | 0 | 89435636 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 75005197 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 89435636 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 34 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 2980183 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2980183 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 66822548 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 80549446 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 66822548 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 80549446 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 8182649 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 8886190 |
| IRS990/TotalOtherCompensationAmt | 0 | 37434 |
| IRS990/TotalOtherProgSrvcExpenseAmt | 0 | 2980183 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 2980183 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 2862402 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 267338 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 477498 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2860176 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 3337674 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 5 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 75005197 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 89435636 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/ProgramServicesAmt | 0 | 9720 |
| IRS990/TravelGrp/TotalAmt | 0 | 9720 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | PO BOX 876 |
| IRS990/USAddress/CityNm | 0 | HAYWARD |
| IRS990/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/USAddress/ZIPCd | 0 | 54843 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 5 |
| IRS990/WebsiteAddressTxt | 0 | WWW.HCCUONLINE.COM |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd | 0 | AAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd | 0 | IAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd | 0 | 2 |
| ReturnHeader/BuildTS | 0 | 2022-09-23 18:48:47Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | JENNIFER STRAMA |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
No mirrored PDF or thumbnail assets are attached yet.
Displayed year
2020 • Form 990Detailed filing. Detailed filing data is available for this year.
Similar nonprofits based on the same Siviq industry and scale cohort. 2020 filings • 501(c)14 • $50M-$100M nonprofits
Ashtabula, OH
View Organization501(c)14
Revenue vs current organization
12% lowerAssets vs current organization
About the sameEast Hartford, CT
View Organization501(c)14
Revenue vs current organization
74% higherAssets vs current organization
About the sameSpringville, UT
View Organization501(c)14
Revenue vs current organization
33% higherAssets vs current organization
About the sameMexia, TX
View Organization501(c)14
Revenue vs current organization
31% higherAssets vs current organization
About the same