Liabilities / Assets
45th percentile
Higher debt load relative to assets than 45% of similar nonprofits.
990 • Fiscal year 2013 • EIN 39-0860430
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
45th percentile
Higher debt load relative to assets than 45% of similar nonprofits.
Liabilities / Revenue
53rd percentile
Higher debt load relative to revenue than 53% of similar nonprofits.
Net Margin
39th percentile
Higher net margin than 39% of similar nonprofits.
Top Officer Pay
51st percentile
Higher top officer pay than 51% of similar nonprofits.
Top officer pay equals 4.4% of source-year revenue.
Asset Growth
13th percentile
Faster asset growth than 13% of similar nonprofits.
Revenue Growth
25th percentile
Faster revenue growth than 25% of similar nonprofits.
Assets
Down$61,585,624
Down $1,732,790 (-2.7%) from 2012
Net Assets
Down$6,839,299
Down $94,029 (-1.4%) from 2012
Liabilities
Down$54,746,325
Down $1,638,761 (-2.9%) from 2012
Revenue
Down$2,921,460
Down $135,517 (-4.4%) from 2012
Expenses
Up$2,733,594
Up $34,048 (+1.3%) from 2012
Net Income
Down$187,866
Down $169,565 (-47%) from 2012
To serve our members and community by promoting financial stability and quality of life.
To serve our members & community by promoting financial stability and quality of life.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $41,956,979 | $42,513,712 | ▲ $556,733 |
| Investments in Publicly Traded Securities | $13,379,199 | $10,317,079 | ▼ $3,062,120 |
| Rtn Earn Endowment Incm Other Fnds | $6,933,328 | $6,839,299 | ▼ $94,029 |
| Savings and Temporary Cash Investments | $4,142,401 | $4,757,288 | ▲ $614,887 |
| Land, Buildings, and Equipment, Net | $1,480,898 | $1,432,298 | ▼ $48,600 |
| Investments Program Related | $1,327,667 | $1,358,417 | ▲ $30,750 |
| Cash and Non-Interest-Bearing Accounts | $321,258 | $690,901 | ▲ $369,643 |
| Prepaid Expenses and Deferred Charges | $74,085 | $79,613 | ▲ $5,528 |
| Total Assets | $63,318,414 | $61,585,624 | ▼ $1,732,790 |
| Other Assets Total | $635,927 | $436,316 | ▼ $199,611 |
| Liabilities | |||
| Other Liabilities | $56,078,369 | $54,585,961 | ▼ $1,492,408 |
| Accounts Payable and Accrued Expenses | $186,678 | $160,364 | ▼ $26,314 |
| Unsecured Notes Loans Payable | $120,039 | - | - |
| Total Liabilities | $56,385,086 | $54,746,325 | ▼ $1,638,761 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $6,933,328 | $6,839,299 | ▼ $94,029 |
| Total Liabilities and Net Assets / Fund Balance | $63,318,414 | $61,585,624 | ▼ $1,732,790 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $763,309 | $406,157 | $1,169,466 |
| Equipment | $196,957 | $433,404 | $630,361 |
| Land | $472,032 | - | $472,032 |
| Other Land Buildings | - | $10,550 | $10,550 |
| Investment Program Related Org | $354,500 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Cliff Williams | PresidentCEO | FT | $105,000 | $22,913 | $127,913 |
| Stephanie Laakson | Vpcao | FT | $55,938 | $4,845 | $60,783 |
| Kristin Tingo | COO | FT | $53,399 | $4,670 | $58,069 |
| Peter Koskinen | CLO | FT | $48,095 | $4,135 | $52,230 |
| Nicole Kutyba | CAO | FT | $38,768 | $8,849 | $47,617 |
| Edward Hedican | CLO | FT | $27,992 | $2,461 | $30,453 |
| James Ahrens | Treasurer | - | $1,300 | - | $1,300 |
| Curtis Becker | Secretary | - | $1,000 | - | $1,000 |
| Deborah LaSavage | 2nd Vice Chair | - | $900 | - | $900 |
| John S Dvorak | Chair | - | $900 | - | $900 |
| Sally Gagan | 1st Vice Chair | - | $900 | - | $900 |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $1,412,096 |
| Other Expenses | $1,321,498 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $783,996 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $334,192 |
| Information Technology | - | - | - | $219,732 |
| Office Expenses | - | - | - | $179,618 |
| Other Employee Benefits | - | - | - | $119,149 |
| Depreciation Depletion | - | - | - | $95,221 |
| Payroll Taxes | - | - | - | $90,787 |
| Advertising | - | - | - | $87,663 |
| Pension Plan Contributions | - | - | - | $83,972 |
| Occupancy | - | - | - | $51,339 |
| Conferences and Meetings | - | - | - | $35,479 |
| Other Expenses | - | $33,392 | - | $33,392 |
| Travel | - | - | - | $31,866 |
| All Other Expenses | - | - | - | $28,845 |
| Payments to Affiliates | - | - | - | $25,811 |
| Insurance | - | - | - | $25,504 |
| Interest | - | - | - | $4,777 |
| Total Functional Expenses | $0 | $0 | $0 | $2,733,594 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member SharesCertificates | $54,585,961 |
“The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).”
“The Board of Directors is elected by the membership utilizing their one vote per member”
“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).”
“Board reviews form 990 prior to filing at a regular Board meeting.”
“Review of the policy annually at the reorganization meeting”
“Wisconsin Credit Union League does an annual compensation survey which is consulted to see that current compensation is reasonable.”
“Wisconsin Credit Union League does an annual compensation survey which is consulted to see that current compensation is reasonable.”
“Annual financial statements are posted in the lobby. Other documents would be made available upon request pending consultation with the Credit Union attorney.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 186678 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 160364 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | To serve our members & community by promoting financial stability and quality of life. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 87663 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 28845 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Cliff Williams |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7156348931 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | PO BOX 876 |
| IRS990/BooksInCareOfDetail/USAddress/City | 0 | Hayward |
| IRS990/BooksInCareOfDetail/USAddress/State | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 54843 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 321258 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 690901 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 334192 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 35479 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 298859 |
| IRS990/CYOtherExpensesAmt | 0 | 1321498 |
| IRS990/CYOtherRevenueAmt | 0 | -30928 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2653529 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 187866 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1412096 |
| IRS990/CYTotalExpensesAmt | 0 | 2733594 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2921460 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 95221 |
| IRS990/Desc | 0 | We have deposit, transaction, and investment accounts with 5718 members at 12/31/13. During 2013, we opened 608 new deposit, transaction and investment accounts. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 36 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 10 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 4845 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 22913 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 4670 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 4135 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 2461 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 8849 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | James Ahrens |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Curtis Becker |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Deborah LaSavage |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | John S Dvorak |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Sally Gagan |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Stephanie Laakson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Cliff Williams |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Kristin Tingo |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Peter Koskinen |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Edward Hedican |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | Nicole Kutyba |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 1300 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 1000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 900 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 900 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 900 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 55938 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 105000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 53399 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 48095 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 27992 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 38768 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | 2nd Vice Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | 1st Vice Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | VPCAO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | PresidentCEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | COO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | CLO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | CLO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | CAO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1935 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -41219 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | -1413 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 191037 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 563970 |
| IRS990/GrossReceiptsAmt | 0 | 3726389 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 13346 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 219732 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 25504 |
| IRS990/InterestGrp/TotalAmt | 0 | 4777 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 341491 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 341491 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 1327667 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 1358417 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 13379199 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 10317079 |
| IRS990/IRPDocumentCnt | 0 | 811 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 850111 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1480898 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1432298 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 2282409 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 232256 |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 565383 |
| IRS990/LessRentalExpensesGrp/RealAmt | 0 | 7290 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | To serve our members & community by promoting financial stability and quality of life. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 6933328 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 6839299 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | -42632 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -42632 |
| IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt | 0 | 6056 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 6056 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -281895 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 51339 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 179618 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 635927 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 436316 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 119149 |
| IRS990/OtherExpensesGrp/Desc | 0 | Dividends on Shares |
| IRS990/OtherExpensesGrp/Desc | 1 | Prov Loan LossLoan Srvcng |
| IRS990/OtherExpensesGrp/Desc | 2 | NCUA Stabilization |
| IRS990/OtherExpensesGrp/Desc | 3 | Member AccountCard Costs |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 236250 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 223759 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 42242 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 33392 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 236250 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 223759 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 42242 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 33392 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 56078369 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 54585961 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522100 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 522100 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | OREO Expenses |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | REPOForeclosed |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | -25939 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | -11045 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | -25939 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | -11045 |
| IRS990/OtherRevenueTotalAmt | 0 | -36984 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 783996 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 41956979 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 42513712 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 25811 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 90787 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 83972 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 74085 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 79613 |
| IRS990/PrincipalOfficerNm | 0 | Cliff Williams |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 524298 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 519100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Insurance Sales |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Member AccountCard Fee |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | Other Member Fee Income |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2333877 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 5024 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 299878 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 14750 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 2333877 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 5024 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 299878 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 14750 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | We funded 1146 loans during 2013. As of 12/31/13, we had 493 mortgages/home equity, 956 consumer loans, 64 member business loans, and 217 credit card accounts with our members. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 503466 |
| IRS990/PYOtherExpensesAmt | 0 | 1453755 |
| IRS990/PYOtherRevenueAmt | 0 | -45759 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 2599270 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 357431 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1245791 |
| IRS990/PYTotalExpensesAmt | 0 | 2699546 |
| IRS990/PYTotalRevenueAmt | 0 | 3056977 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 187866 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 6056 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 6933328 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 6839299 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 4142401 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 4757288 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 763309 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 406157 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1169466 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 196957 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 433404 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 630361 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 528029 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 1000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 2 | 474888 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 3 | 354500 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | NCUA Capitalization |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | WISCUB |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 2 | CCCU MCS & PCC |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 3 | FHLB Stock |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 3 | C |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 472032 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 472032 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 10550 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 10550 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 54585961 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Member SharesCertificates |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1432298 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 1358417 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 54585961 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | The Board of Directors is elected by the membership utilizing their one vote per member |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Board reviews form 990 prior to filing at a regular Board meeting. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | Review of the policy annually at the reorganization meeting |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | Wisconsin Credit Union League does an annual compensation survey which is consulted to see that current compensation is reasonable. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | Wisconsin Credit Union League does an annual compensation survey which is consulted to see that current compensation is reasonable. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | Annual financial statements are posted in the lobby. Other documents would be made available upon request pending consultation with the Credit Union attorney. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Members or stockholder classes and rights Part VI line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Member election for additional members Part VI line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Governing body decisions Part VI line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990 governing body review Part VI line 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Conflict of interest policy compliance Part VI line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | CEO executive director top management comp Part VI line 15a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Other officer or key employee compensation Part VI line 15b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Governing documents etc available to public Part VI line 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 63318414 |
| IRS990/TotalAssetsEOYAmt | 0 | 61585624 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 63318414 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 61585624 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 36 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2733594 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 56385086 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 54746325 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 56385086 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 54746325 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 6933328 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 6839299 |
| IRS990/TotalOtherCompensationAmt | 0 | 47873 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 2653529 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 334192 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 304915 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2616545 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2921460 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 5 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 63318414 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 61585624 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TravelGrp/TotalAmt | 0 | 31866 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt | 0 | 120039 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 5 |
| IRS990/WebsiteAddressTxt | 0 | www.hccuonline.com |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2015-11-30 17:44:51Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | false |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Cliff Williams |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7156348931 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2014-04-24 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1 | 0 | Hayward Community Credit Union |
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Displayed year
2013 • Form 990Detailed filing. Detailed filing data is available for this year.
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