Civic Intelligence

Hayward Community Credit Union

990 • Fiscal year 2010 • EIN 39-0860430

Jan 01, 2010 to Dec 31, 2010 • Filed on Aug 06, 2011

PO Box 87654843
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

59th percentile

0.90x

Higher debt load relative to assets than 59% of similar nonprofits.

2010 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2010

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2010

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2010

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2010

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2010

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

$60,670,349

No earlier filing loaded for comparison.

Net Assets

$6,086,787

No earlier filing loaded for comparison.

Liabilities

$54,583,562

No earlier filing loaded for comparison.

Revenue

-

No earlier filing loaded for comparison.

Expenses

$2,724,272

No earlier filing loaded for comparison.

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100M$50M$0Assets 2010: $60,670,349Liabilities 2010: $54,583,562Net Assets 2010: $6,086,7872010Assets 2011: $62,690,608Liabilities 2011: $56,008,614Net Assets 2011: $6,681,9942011Assets 2012: $63,318,414Liabilities 2012: $56,385,086Net Assets 2012: $6,933,3282012Assets 2013: $61,585,624Liabilities 2013: $54,746,325Net Assets 2013: $6,839,2992013Assets 2015: $65,010,221Liabilities 2015: $58,040,886Net Assets 2015: $6,969,3352015Assets 2017: $72,185,801Liabilities 2017: $65,118,630Net Assets 2017: $7,067,1712017Assets 2018: $70,827,014Liabilities 2018: $63,615,376Net Assets 2018: $7,211,6382018Assets 2019: $75,005,197Liabilities 2019: $66,822,548Net Assets 2019: $8,182,6492019Assets 2020: $89,435,636Liabilities 2020: $80,549,446Net Assets 2020: $8,886,1902020Assets 2022: $0Liabilities 2022: $0Net Assets 2022: $02022

Highlighted filing

2010

Assets$60,670,349
Liabilities$54,583,562
Net Assets$6,086,787

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $2,724,2722010Expenses 2011: $2,889,2762011Revenue 2012: $3,056,977Expenses 2012: $2,699,546Net Income 2012: $357,4312012Revenue 2013: $2,921,460Expenses 2013: $2,733,594Net Income 2013: $187,8662013Revenue 2015: $2,788,034Expenses 2015: $2,827,297Net Income 2015: -$39,2632015Revenue 2017: $3,159,173Expenses 2017: $2,953,222Net Income 2017: $205,9512017Revenue 2018: $3,487,657Expenses 2018: $3,226,316Net Income 2018: $261,3412018Revenue 2019: $3,621,043Expenses 2019: $2,984,689Net Income 2019: $636,3542019Revenue 2020: $3,337,674Expenses 2020: $2,980,183Net Income 2020: $357,4912020Revenue 2022: $3,467,648Expenses 2022: $3,254,957Net Income 2022: $212,6912022

Highlighted filing

2010

Revenue-
Expenses$2,724,272
Net Income-
Jump To
Filing Snapshot
Filing Period
Jan 1, 2010 to Dec 31, 2010
Signed
Aug 6, 2011
Return Version
2010v3.4
Gross Receipts
$9,908,177
Mission and Program Overview

Mission

To serve our members & community by promoting financial stability and quality of life.

Major Activities

Activity 2
We funded 1238 loans during 2010 As of 123110 we had 436 mortgageshome equity 1254 consumer loans 35 member business loans and 197 credit card accounts with our members
Filing and Contact Details

Filer

EIN
39-0860430
Raw XML Appendix370 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/GeneralExplanation/Explanation0The organization consists of members To be a member one must have a sharesavings account Each member has one vote to elect the governing body Board of Directors
IRS990ScheduleO/GeneralExplanation/Explanation1The Board of Directors is elected by the membership utilizing their one vote per member
IRS990ScheduleO/GeneralExplanation/Explanation2Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws Any decision to dissolve or merge the organization requires approval of membership unless mandated by regulatory agency ie NCUA Wisconsin Office of Credit Unions
IRS990ScheduleO/GeneralExplanation/Explanation3Reviewed at a Board Meeting called for that purpose
IRS990ScheduleO/GeneralExplanation/Explanation4Board of Directors has at least one meeting dedicated only to the CEO review Compensation information from the League compensation survey is reviewed and used in the determination of the CEOs compensation
IRS990ScheduleO/GeneralExplanation/Explanation5Financial Statements are posted in the entry to the main office and are presented at the annual meeting Other documents and conflict of interests policy are available upon request
IRS990ScheduleO/GeneralExplanation/Explanation6Current year adjustments to the Accumulated Unrealized GainLoss on Securities Available for sale account
IRS990ScheduleO/GeneralExplanation/Identifier001. Members or stockholder classes and rights (Part VI, line 6)
IRS990ScheduleO/GeneralExplanation/Identifier102. Member election for additional members (Part VI, line 7a)
IRS990ScheduleO/GeneralExplanation/Identifier203. Governing body decisions (Part VI, line 7b)
IRS990ScheduleO/GeneralExplanation/Identifier304. Form 990 governing body review (Part VI, line 11)
IRS990ScheduleO/GeneralExplanation/Identifier405. CEO, executive director, top management comp (Part VI, line 15a)
IRS990ScheduleO/GeneralExplanation/Identifier506. Governing documents, etc, available to public (Part VI, line 19)
IRS990ScheduleO/GeneralExplanation/Identifier607. Explanation of other changes in net assets or fund balances (Part XI, line 5)
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IRS990/YearFormation01935
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0390860430
ReturnHeader/Filer/Name/BusinessNameLine10Hayward Community Credit Union
ReturnHeader/Filer/NameControl0HAYW
ReturnHeader/Filer/USAddress/AddressLine10PO BOX 876
ReturnHeader/Filer/USAddress/City0Hayward
ReturnHeader/Filer/USAddress/State0WI
ReturnHeader/Filer/USAddress/ZIPCode054843
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ReturnHeader/Officer/DateSigned02011-08-06
ReturnHeader/Officer/Name0Cliff Williams
ReturnHeader/Officer/Phone07156348931
ReturnHeader/Officer/Title0President
ReturnHeader/Preparer/DatePrepared02011-08-08
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10WCUL Services Corp
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10N25W23131 Paul Rd Suite 500
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0Pewaukee
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0WI
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode053072
ReturnHeader/Preparer/Name0Cari Thompson
ReturnHeader/Preparer/Phone02625490200
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02010-01-01
ReturnHeader/TaxPeriodEndDate02010-12-31
ReturnHeader/TaxYear02010
ReturnHeader/Timestamp02011-08-08T11:32:32-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$0.00$3.47$3.25$0.21
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$89.4$80.5$8.89$3.34$2.98$0.36
2019Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$75.0$66.8$8.18$3.62$2.98$0.64
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$70.8$63.6$7.21$3.49$3.23$0.26
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$72.2$65.1$7.07$3.16$2.95$0.21
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$65.0$58.0$6.97$2.79$2.83$0.04
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2013Detailed filing. Detailed filing data is available for this year.$61.6$54.7$6.84$2.92$2.73$0.19
2012Summary only. Only limited summary data is available for this year.$63.3$56.4$6.93$3.06$2.70$0.36
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$62.7$56.0$6.68$2.89
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$60.7$54.6$6.09$2.72
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2010 filings • 501(c)14 • $50M-$100M nonprofits