Civic Intelligence

Hayward Community Credit Union

990 • Fiscal year 2012 • EIN 39-0860430

Jan 01, 2012 to Dec 31, 2012 • Filed on Aug 14, 2013

PO Box 87654843
Siviq Scores

Scores are not available for this record yet.

Balance Sheet

Assets

Flat

$63,318,414

Flat from 2012

Net Assets

Flat

$6,933,328

Flat from 2012

Liabilities

Flat

$56,385,086

Flat from 2012

Revenue And Expenses

Revenue

-

No earlier filing loaded for comparison.

Expenses

Flat

$2,699,546

Flat from 2012

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100M$50M$0Assets 2010: $60,670,349Liabilities 2010: $54,583,562Net Assets 2010: $6,086,7872010Assets 2011: $62,690,608Liabilities 2011: $56,008,614Net Assets 2011: $6,681,9942011Assets 2012: $63,318,414Liabilities 2012: $56,385,086Net Assets 2012: $6,933,3282012Assets 2012: $63,318,414Liabilities 2012: $56,385,086Net Assets 2012: $6,933,3282012Assets 2013: $61,585,624Liabilities 2013: $54,746,325Net Assets 2013: $6,839,2992013Assets 2015: $65,010,221Liabilities 2015: $58,040,886Net Assets 2015: $6,969,3352015Assets 2017: $72,185,801Liabilities 2017: $65,118,630Net Assets 2017: $7,067,1712017Assets 2018: $70,827,014Liabilities 2018: $63,615,376Net Assets 2018: $7,211,6382018Assets 2019: $75,005,197Liabilities 2019: $66,822,548Net Assets 2019: $8,182,6492019Assets 2020: $89,435,636Liabilities 2020: $80,549,446Net Assets 2020: $8,886,1902020Assets 2022: $0Liabilities 2022: $0Net Assets 2022: $02022

Highlighted filing

2012

Assets$63,318,414
Liabilities$56,385,086
Net Assets$6,933,328

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $2,724,2722010Expenses 2011: $2,889,2762011Expenses 2012: $2,699,5462012Revenue 2012: $3,056,977Expenses 2012: $2,699,546Net Income 2012: $357,4312012Revenue 2013: $2,921,460Expenses 2013: $2,733,594Net Income 2013: $187,8662013Revenue 2015: $2,788,034Expenses 2015: $2,827,297Net Income 2015: -$39,2632015Revenue 2017: $3,159,173Expenses 2017: $2,953,222Net Income 2017: $205,9512017Revenue 2018: $3,487,657Expenses 2018: $3,226,316Net Income 2018: $261,3412018Revenue 2019: $3,621,043Expenses 2019: $2,984,689Net Income 2019: $636,3542019Revenue 2020: $3,337,674Expenses 2020: $2,980,183Net Income 2020: $357,4912020Revenue 2022: $3,467,648Expenses 2022: $3,254,957Net Income 2022: $212,6912022

Highlighted filing

2012

Revenue-
Expenses$2,699,546
Net Income-
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Aug 14, 2013
Return Version
2012v2.1
Gross Receipts
$6,129,280
Mission and Program Overview

Mission

To serve our members & community by promoting financial stability and quality of life.

Major Activities

Activity 2
We funded 924 loans during 2012. As of 12/31/12, we had 477 mortgages/home equity, 1140 consumer loans, 56 member business loans, and 201 credit card accounts with our members.
Filing and Contact Details

Filer

EIN
39-0860430
Raw XML AppendixShowing 400 of 411 raw XML fields

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IRS990ScheduleO/GeneralExplanation/Explanation0Charter area was expanded to include Rusk, Barron & Ashland counties in Wisconsin.
IRS990ScheduleO/GeneralExplanation/Explanation1The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).
IRS990ScheduleO/GeneralExplanation/Explanation2The Board of Directors is elected by the membership utilizing their one vote per member
IRS990ScheduleO/GeneralExplanation/Explanation3Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organization9s bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).
IRS990ScheduleO/GeneralExplanation/Explanation4Board reviews form 990 prior to filing at a regular Board meeting.
IRS990ScheduleO/GeneralExplanation/Explanation5Review of the policy annually at the reorganization meeting
IRS990ScheduleO/GeneralExplanation/Explanation6Wisconsin Credit Union League does an annual compensation survey which is consulted to see that current compensation is reasonable.
IRS990ScheduleO/GeneralExplanation/Explanation7Wisconsin Credit Union League does an annual compensation survey which is consulted to see that current compensation is reasonable.
IRS990ScheduleO/GeneralExplanation/Explanation8Annual financial statements are posted in the lobby. Other documents would be made available upon request pending consultation with the Credit Union attorney.
IRS990ScheduleO/GeneralExplanation/Explanation9Mobile Banking was added as a delivery channel allowing members to verify and transfer funds from one Credit Union account to another and to make loan payments.
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IRS990ScheduleO/GeneralExplanation/ReturnReference9Significant program services not listed on prior year return Part III line 2
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IRS990/WebSite0www.hccuonline.com
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IRS990/YearFormation01935
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0390860430
ReturnHeader/Filer/Name/BusinessNameLine10Hayward Community Credit Union
ReturnHeader/Filer/NameControl0HAYW
ReturnHeader/Filer/USAddress/AddressLine10PO BOX 876
ReturnHeader/Filer/USAddress/City0Hayward
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ReturnHeader/Filer/USAddress/ZIPCode054843
ReturnHeader/Officer/AuthorizeThirdParty0false
ReturnHeader/Officer/DateSigned02013-08-14
ReturnHeader/Officer/Name0Cliff Williams
ReturnHeader/Officer/Phone07156348931
ReturnHeader/Officer/Title0President
ReturnHeader/Preparer/DatePrepared02013-08-15
ReturnHeader/PreparerFirm/EIN0391127312
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10WCUL Services Corp

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$0.00$3.47$3.25$0.21
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$89.4$80.5$8.89$3.34$2.98$0.36
2019Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$75.0$66.8$8.18$3.62$2.98$0.64
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$70.8$63.6$7.21$3.49$3.23$0.26
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$72.2$65.1$7.07$3.16$2.95$0.21
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$65.0$58.0$6.97$2.79$2.83$0.04
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2013Detailed filing. Detailed filing data is available for this year.$61.6$54.7$6.84$2.92$2.73$0.19
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$63.3$56.4$6.93$2.70
2012Summary only. Only limited summary data is available for this year.$63.3$56.4$6.93$3.06$2.70$0.36
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$62.7$56.0$6.68$2.89
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$60.7$54.6$6.09$2.72