Hayward Community Credit Union
990 • Fiscal year 2012 • EIN 39-0860430
Siviq Scores
Scores are not available for this record yet.
Balance Sheet
Assets
Flat$63,318,414
Flat from 2012
Net Assets
Flat$6,933,328
Flat from 2012
Liabilities
Flat$56,385,086
Flat from 2012
Revenue And Expenses
Revenue
-
No earlier filing loaded for comparison.
Expenses
Flat$2,699,546
Flat from 2012
Net Income
-
No earlier filing loaded for comparison.
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2012 to Dec 31, 2012
- Signed
- Aug 14, 2013
- Return Version
- 2012v2.1
- Gross Receipts
- $6,129,280
Mission and Program Overview
Mission
To serve our members & community by promoting financial stability and quality of life.
Major Activities
- Activity 2
- We funded 924 loans during 2012. As of 12/31/12, we had 477 mortgages/home equity, 1140 consumer loans, 56 member business loans, and 201 credit card accounts with our members.
Filing and Contact Details
Filer
- EIN
- 39-0860430
Raw XML AppendixShowing 400 of 411 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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| IRS990/Activity2/Description | 0 | We funded 924 loans during 2012. As of 12/31/12, we had 477 mortgages/home equity, 1140 consumer loans, 56 member business loans, and 201 credit card accounts with our members. |
| IRS990/ActivityOrMissionDescription | 0 | To serve our members & community by promoting financial stability and quality of life. |
| IRS990/Advertising/Total | 0 | 77017 |
| IRS990/AllOtherExpenses/Total | 0 | 27366 |
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| IRS990/Description | 0 | We have deposit, transaction, and investment accounts with 5614 members at 12/31/12. During 2012, we opened 635 new deposit, transaction and investment accounts. |
| IRS990/DisregardedEntity | 0 | false |
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| IRS990/Form990PartVIISectionA/NamePerson | 0 | Curtis Becker |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | Deborah LaSavage |
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| IRS990/Form990PartVIISectionA/NamePerson | 4 | Sally Gagan |
| IRS990/Form990PartVIISectionA/NamePerson | 5 | Cliff Williams |
| IRS990/Form990PartVIISectionA/NamePerson | 6 | Kristin Tingo |
| IRS990/Form990PartVIISectionA/NamePerson | 7 | Peter Koskinen |
| IRS990/Form990PartVIISectionA/NamePerson | 8 | Stephanie Laakson |
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| IRS990/Form990PartVIISectionA/Officer | 3 | X |
| IRS990/Form990PartVIISectionA/Officer | 4 | X |
| IRS990/Form990PartVIISectionA/Officer | 5 | X |
| IRS990/Form990PartVIISectionA/Officer | 6 | X |
| IRS990/Form990PartVIISectionA/Officer | 7 | X |
| IRS990/Form990PartVIISectionA/Officer | 8 | X |
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| IRS990/GrossRents/Real | 0 | 9521 |
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| IRS990/InvestmentsPubTradedSecurities/BOY | 0 | 18335447 |
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| IRS990/LandBldgEquipmentAccumDeprec | 0 | 756043 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 2236941 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 1521061 |
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| IRS990/LessRentalExpenses/Real | 0 | 9379 |
| IRS990/LoanToOfficerOrDQP | 0 | false |
| IRS990/LocalChapters | 0 | false |
| IRS990/MaterialDiversionOrMisuse | 0 | false |
| IRS990/MembersOrStockholders | 0 | true |
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| IRS990/MoreThan5000KToIndividuals | 0 | false |
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| IRS990/NameOfPrincipalOfficerPerson | 0 | Cliff Williams |
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| IRS990/OtherExpenses/Description | 0 | Dividends on Shares |
| IRS990/OtherExpenses/Description | 1 | Prov Loan Loss\Loan Srvcng |
| IRS990/OtherExpenses/Description | 2 | NCUA Stabilization |
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| IRS990/OtherRevenueMisc/Description | 0 | OREO Expenses |
| IRS990/OtherRevenueMisc/Description | 1 | REPOForeclosed |
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| IRS990/PartialLiquidation | 0 | false |
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| IRS990/PoliticalActivities | 0 | false |
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| IRS990/ProfessionalFundraising | 0 | false |
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| IRS990/ProgramServiceRevenue/BusinessCode | 2 | 519100 |
| IRS990/ProgramServiceRevenue/BusinessCode | 3 | 522100 |
| IRS990/ProgramServiceRevenueCY | 0 | 2599270 |
| IRS990/ProgramServiceRevenue/Description | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenue/Description | 1 | Insurance Sales |
| IRS990/ProgramServiceRevenue/Description | 2 | Member AccountCard Fee |
| IRS990/ProgramServiceRevenue/Description | 3 | Other Member Fee Income |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 2519221 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 2348993 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 1 | 5387 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 2 | 225314 |
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| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 1 | 5387 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 2 | 225314 |
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| IRS990/ReportLandBldgEquip | 0 | true |
| IRS990/ReportOtherAssets | 0 | false |
| IRS990/ReportOtherLiabilities | 0 | true |
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| IRS990ScheduleD/InvestmentsProgramRelated/Description | 1 | WISCUB |
| IRS990ScheduleD/InvestmentsProgramRelated/Description | 2 | CCCU MCS & PCC |
| IRS990ScheduleD/InvestmentsProgramRelated/Description | 3 | FHLB Stock |
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| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | Charter area was expanded to include Rusk, Barron & Ashland counties in Wisconsin. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors). |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | The Board of Directors is elected by the membership utilizing their one vote per member |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organization9s bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions). |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | Board reviews form 990 prior to filing at a regular Board meeting. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | Review of the policy annually at the reorganization meeting |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | Wisconsin Credit Union League does an annual compensation survey which is consulted to see that current compensation is reasonable. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 7 | Wisconsin Credit Union League does an annual compensation survey which is consulted to see that current compensation is reasonable. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 8 | Annual financial statements are posted in the lobby. Other documents would be made available upon request pending consultation with the Credit Union attorney. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 9 | Mobile Banking was added as a delivery channel allowing members to verify and transfer funds from one Credit Union account to another and to make loan payments. |
| IRS990ScheduleO/GeneralExplanation/Identifier | 0 | O01 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 1 | O02 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 2 | O03 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 3 | O04 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 4 | O05 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 5 | O06 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 6 | O07 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 7 | O08 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 8 | O09 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 9 | O10 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | Organizational document changes Part VI line 4 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | Members or stockholder classes and rights Part VI line 6 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | Member election for additional members Part VI line 7a |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | Governing body decisions Part VI line 7b |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | Form 990 governing body review Part VI line 11 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | Conflict of interest policy compliance Part VI line 12c |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 6 | CEO executive director top management comp Part VI line 15a |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 7 | Other officer or key employee compensation Part VI line 15b |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 8 | Governing documents etc available to public Part VI line 19 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 9 | Significant program services not listed on prior year return Part III line 2 |
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| IRS990/TaxablePartyNotification | 0 | false |
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| IRS990/Terminated | 0 | false |
| IRS990/TermOrPermanentEndowments | 0 | false |
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| IRS990/TheBooksAreInCareOf/AddressUS/City | 0 | Hayward |
| IRS990/TheBooksAreInCareOf/AddressUS/State | 0 | WI |
| IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 54843 |
| IRS990/TheBooksAreInCareOf/NamePerson | 0 | Cliff Williams |
| IRS990/TheBooksAreInCareOf/TelephoneNumber | 0 | 7156348931 |
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| IRS990/TotalCompGT150K | 0 | false |
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| IRS990/TotalExpensesPriorYear | 0 | 2889276 |
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| IRS990/TotalNbrEmployees | 0 | 34 |
| IRS990/TotalNbrVolunteers | 0 | 5 |
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| IRS990/TotalOtherRevenue | 0 | -45901 |
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| IRS990/TotalReportableCompFrmRltdOrgs | 0 | 0 |
| IRS990/TotalReportableCompFromOrg | 0 | 253860 |
| IRS990/TotalRevenueCurrentYear | 0 | 3056977 |
| IRS990/TotalRevenue/ExclusionAmount | 0 | 503608 |
| IRS990/TotalRevenuePriorYear | 0 | 3157690 |
| IRS990/TotalRevenue/RelatedOrExemptFunctionIncome | 0 | 2553369 |
| IRS990/TotalRevenue/TotalRevenueColumn | 0 | 3056977 |
| IRS990/TotalRevenue/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/TransactionRelatedEntity | 0 | false |
| IRS990/Travel/Total | 0 | 39569 |
| IRS990/TypeOfOrganizationCorporation | 0 | X |
| IRS990/UnrelatedBusinessIncome | 0 | false |
| IRS990/UnsecuredNotesLoansPayable/BOY | 0 | 9523 |
| IRS990/UnsecuredNotesLoansPayable/EOY | 0 | 120039 |
| IRS990/UponRequest | 0 | X |
| IRS990/WebSite | 0 | www.hccuonline.com |
| IRS990/WhistleblowerPolicy | 0 | false |
| IRS990/YearFormation | 0 | 1935 |
| ReturnHeader/BuildTS | 0 | 2016-02-24 21:20:13Z |
| ReturnHeader/Filer/EIN | 0 | 390860430 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | Hayward Community Credit Union |
| ReturnHeader/Filer/NameControl | 0 | HAYW |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | PO BOX 876 |
| ReturnHeader/Filer/USAddress/City | 0 | Hayward |
| ReturnHeader/Filer/USAddress/State | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 54843 |
| ReturnHeader/Officer/AuthorizeThirdParty | 0 | false |
| ReturnHeader/Officer/DateSigned | 0 | 2013-08-14 |
| ReturnHeader/Officer/Name | 0 | Cliff Williams |
| ReturnHeader/Officer/Phone | 0 | 7156348931 |
| ReturnHeader/Officer/Title | 0 | President |
| ReturnHeader/Preparer/DatePrepared | 0 | 2013-08-15 |
| ReturnHeader/PreparerFirm/EIN | 0 | 391127312 |
| ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine1 | 0 | WCUL Services Corp |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
- Assets
- $63,318,414
- Liabilities
- $56,385,086
- Net assets
- $6,933,328
- Revenue
- -
- Expenses
- $2,699,546
- Net income
- -