Civic Intelligence

Northwest Community Credit Union

EIN 36-2372079 • 501(c)14 • Morton Grove, IL

View Organization Page

Profile

To Provide low cost loan and deposit products to our membership on a cooperative basis.

8930 Waukegan RoadMorton Grove, IL 60053

www.nwccu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

90th percentile

0.92x

Higher debt load relative to assets than 90% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

90th percentile

20.88x

Higher debt load relative to revenue than 90% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Net Margin

10th percentile

-5.1%

Higher net margin than 10% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

76th percentile

$204,688

Higher top officer pay than 76% of similar nonprofits.

Top officer pay equals 7.1% of source-year revenue.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Asset Growth

25th percentile

-1.9%

Faster asset growth than 25% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Revenue Growth

19th percentile

0.9%

Faster revenue growth than 19% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets90th percentile

Assets

Down

$65,938,029

Down $1,279,249 (-1.9%) from 2023

Liabilities

Down

$60,472,510

Down $1,302,633 (-2.1%) from 2023

Net Assets

Up

$5,465,519

Up $23,384 (+0.4%) from 2023

Operations
Liabilities / Revenue90th percentileNet Margin10th percentile

Revenue

Up

$2,896,692

Up $25,445 (+0.9%) from 2023

Expenses

Up

$3,045,558

Up $268,813 (+9.7%) from 2023

Net Income

Down

-$148,866

Down $243,368 (-258%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth25th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80M$60M$40M$20M$0Assets 2010: $60,274,928Liabilities 2010: $54,106,357Net Assets 2010: $6,168,5712010Assets 2011: $64,079,127Liabilities 2011: $57,691,313Net Assets 2011: $6,387,8142011Assets 2012: $62,115,533Liabilities 2012: $55,886,117Net Assets 2012: $6,229,4162012Assets 2013: $59,310,113Liabilities 2013: $53,178,499Net Assets 2013: $6,131,6142013Assets 2014: $60,215,614Liabilities 2014: $53,967,351Net Assets 2014: $6,248,2632014Assets 2015: $59,093,136Liabilities 2015: $52,849,235Net Assets 2015: $6,243,9012015Assets 2016: $60,255,074Liabilities 2016: $54,053,610Net Assets 2016: $6,201,4642016Assets 2017: $56,939,905Liabilities 2017: $50,848,290Net Assets 2017: $6,091,6152017Assets 2020: $57,096,431Liabilities 2020: $51,069,571Net Assets 2020: $6,026,8602020Assets 2021: $58,149,139Liabilities 2021: $51,822,125Net Assets 2021: $6,327,0142021Assets 2022: $64,457,976Liabilities 2022: $59,028,309Net Assets 2022: $5,429,6672022Assets 2023: $67,217,278Liabilities 2023: $61,775,143Net Assets 2023: $5,442,1352023Assets 2024: $65,938,029Liabilities 2024: $60,472,510Net Assets 2024: $5,465,5192024

Highlighted filing

2024

Assets$65,938,029
Liabilities$60,472,510
Net Assets$5,465,519
Open 2024 Filing

Operations Trend

Revenue Growth19th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $1,891,3982010Expenses 2011: $1,829,5032011Expenses 2012: $1,988,8772012Revenue 2013: $1,605,595Expenses 2013: $1,728,051Net Income 2013: -$122,4562013Revenue 2014: $1,601,185Expenses 2014: $1,517,841Net Income 2014: $83,3442014Revenue 2015: $1,699,131Expenses 2015: $1,675,796Net Income 2015: $23,3352015Revenue 2016: $1,844,587Expenses 2016: $1,834,201Net Income 2016: $10,3862016Revenue 2017: $1,886,064Expenses 2017: $1,967,575Net Income 2017: -$81,5112017Revenue 2020: $1,727,836Expenses 2020: $1,858,748Net Income 2020: -$130,9122020Revenue 2021: $2,174,272Expenses 2021: $1,681,096Net Income 2021: $493,1762021Revenue 2022: $2,057,279Expenses 2022: $1,918,895Net Income 2022: $138,3842022Revenue 2023: $2,871,247Expenses 2023: $2,776,745Net Income 2023: $94,5022023Revenue 2024: $2,896,692Expenses 2024: $3,045,558Net Income 2024: -$148,8662024

Highlighted filing

2024

Revenue$2,896,692
Expenses$3,045,558
Net Income-$148,866
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$65,938,029
Liabilities
$60,472,510
Net assets
$5,465,519
Revenue
$2,896,692
Expenses
$3,045,558
Net income
-$148,866
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$65.9$60.5$5.47$2.90$3.05$0.15
2023Detailed filing. Detailed filing data is available for this year.$67.2$61.8$5.44$2.87$2.78$0.09
2022Detailed filing. Detailed filing data is available for this year.$64.5$59.0$5.43$2.06$1.92$0.14
2021Detailed filing. Detailed filing data is available for this year.$58.1$51.8$6.33$2.17$1.68$0.49
2020Detailed filing. Detailed filing data is available for this year.$57.1$51.1$6.03$1.73$1.86$0.13
2017Detailed filing. Detailed filing data is available for this year.$56.9$50.8$6.09$1.89$1.97$0.08
2016Detailed filing. Detailed filing data is available for this year.$60.3$54.1$6.20$1.84$1.83$0.01
2015Detailed filing. Detailed filing data is available for this year.$59.1$52.8$6.24$1.70$1.68$0.02
2014Detailed filing. Detailed filing data is available for this year.$60.2$54.0$6.25$1.60$1.52$0.08
2013Detailed filing. Detailed filing data is available for this year.$59.3$53.2$6.13$1.61$1.73$0.12
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$62.1$55.9$6.23$1.99
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$64.1$57.7$6.39$1.83
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$60.3$54.1$6.17$1.89
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 9, 2025
Return Version
2024v5.1
Gross Receipts
$2,896,692
Mission and Program Overview

Mission

To provide low cost loan and deposit products to our membership on a cooperative basis.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$41,434,583$45,119,495▲ $3,684,912
Investments in Publicly Traded Securities$9,009,382$7,862,022▼ $1,147,360
Investments Other Securities$8,963,000$6,028,000▼ $2,935,000
Savings and Temporary Cash Investments$1,487,832$3,443,234▲ $1,955,402
Receivables From Officers Etc$2,733,626--
Prepaid Expenses and Deferred Charges$418,982$436,671▲ $17,689
Accounts Receivable$552,866$388,679▼ $164,187
Cash and Non-Interest-Bearing Accounts$338,084$341,216▲ $3,132
Land, Buildings, and Equipment, Net$123,781$316,799▲ $193,018
Total Assets$67,217,278$65,938,029▼ $1,279,249
Other Assets Total$2,155,142$2,001,913▼ $153,229
Liabilities
Other Liabilities$61,665,856$60,299,204▼ $1,366,652
Accounts Payable and Accrued Expenses$109,288$173,306▲ $64,018
Total Liabilities$61,775,144$60,472,510▼ $1,302,634
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$3,239,593$3,262,978▲ $23,385
Net Assets With Donor Restrictions$2,202,541$2,202,541→ $0
Total Net Assets Fund Balance$5,442,134$5,465,519▲ $23,385
Total Liabilities and Net Assets / Fund Balance$67,217,278$65,938,029▼ $1,279,249

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$205,249$251,530$456,779
Equipment$107,358$188,760$296,118
Leasehold Improvements$4,192$146,479$150,671
Other Securities$6,028,000--
Compensation and Service Providers
Top Officer Pay76th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jose GarciaTreasurer/CEOFT$196,318$8,370$204,688
Gabby GomezSVPFT$106,467$215$106,682

Board Members and Trustees

NameTitle
Emir AbinionChairman
Leon MitchellVice Chairman
Louis E MuellerDirector
Martin Jg MurrayDirector
Santino BibboSecretary
Ximena GrandaSupervisory Committee
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,419,169
Investment Income
$477,523
Other Revenue
$0
Change in Net Assets
$-148,866
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,305,461
Salaries, Compensation, and Employee Benefits$740,097
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$1,378,066--$1,378,066
Current Officers, Directors, Trustees, and Key Employees$311,370--$311,370
Other Salaries and Wages$303,454--$303,454
Fees for Services Other$234,470--$234,470
Occupancy$196,928--$196,928
Information Technology$127,530--$127,530
Other Employee Benefits$70,975--$70,975
Advertising$65,425--$65,425
Fees for Services Accounting$54,303--$54,303
Payroll Taxes$54,298--$54,298
Depreciation Depletion$51,263--$51,263
Office Expenses$43,349--$43,349
Insurance$34,887--$34,887
Travel$29,794--$29,794
Conferences and Meetings$11,269--$11,269
Other Expenses$6,000--$6,000
Total Functional Expenses$3,045,558$0$0$3,045,558
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$500
Total Exempt Function Spending$500

Section 527 Organizations

OrganizationLocationAmount
36-3092340Naperville, IL$500
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$2,733,626--
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$60,299,204
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is a cooperative nonprofit association organized under the state of illinois credit union act whose membership includes lake, will and suburban cook counties, as well as 32 parishes, ultiple businesses, organizations and saint xavier university. A member is defined as any individual that has a deposit account at the credit union.”

Form 990, Part VI, Section A, Line 7A

“Members have voting rights.”

Form 990, Part VI, Section B, Line 11B

“The board reviews the 990 before it is filed.”

Form 990, Part VI, Section B, Line 12C

“The conflict of interest policy is periodically reviewed to ensure compliance.”

Form 990, Part VI, Section B, Line 15A

“The supervisory committee determines the compensation of top management officials.”

Form 990, Part VI, Section C, Line 19

“All documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
Northwest Community Credit Union
EIN
36-2372079
Phone
8476471030
Address
8930 WAUKEGAN ROAD, MORTON GROVE, IL 60053

Signing Officer

Name
Jose Garcia
Title
President
Phone
8476471030
Signed
2025-04-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jose Garcia
Formed
1939
Legal Domicile
Il
Voting Board Members
8
Independent Board Members
6
Employees
10
Volunteers
7

Preparer

Firm
Selden Fox Ltd
Address
ONE PARKVIEW PLAZA SUITE 710, OAKBROOK TERRACE, IL 60181
Preparer
Michael Kram
Phone
6309541400
Supplemental Narrative

Additional Explanations

Part XII, Line 2C

“The process has not chnaged from the prior year.”

Raw XML AppendixShowing 400 of 421 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherAssetsTotalGrp/EOYAmt02001913
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt070975
IRS990/OtherEmployeeBenefitsGrp/TotalAmt070975
IRS990/OtherExpensesGrp/Desc0DEBIT CARD EXPENSE
IRS990/OtherExpensesGrp/Desc1MISCELLANEOUS
IRS990/OtherExpensesGrp/Desc2VISA ICUL EXPENSE
IRS990/OtherExpensesGrp/Desc3PROVISION FOR CREDIT LO
IRS990/OtherExpensesGrp/ProgramServicesAmt028683
IRS990/OtherExpensesGrp/ProgramServicesAmt126522
IRS990/OtherExpensesGrp/ProgramServicesAmt216972
IRS990/OtherExpensesGrp/ProgramServicesAmt36000
IRS990/OtherExpensesGrp/TotalAmt028683
IRS990/OtherExpensesGrp/TotalAmt126522
IRS990/OtherExpensesGrp/TotalAmt216972
IRS990/OtherExpensesGrp/TotalAmt36000
IRS990/OtherLiabilitiesGrp/BOYAmt061665856
IRS990/OtherLiabilitiesGrp/EOYAmt060299204
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0303454
IRS990/OtherSalariesAndWagesGrp/TotalAmt0303454
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt041434583
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt045119495
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/ProgramServicesAmt054298
IRS990/PayrollTaxesGrp/TotalAmt054298
IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0418982
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0436671
IRS990/PrincipalOfficerNm0JOSE GARCIA
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2COMMISSION AND INTERCH
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02285876
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt178117
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt255176
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02285876
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt178117
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt255176
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0551396
IRS990/PYOtherExpensesAmt02029351
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt02319851
IRS990/PYRevenuesLessExpensesAmt094502
IRS990/PYSalariesCompEmpBnftPaidAmt0747394
IRS990/PYTotalExpensesAmt02776745
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02871247
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt02733626
IRS990/ReconcilationRevenueExpnssAmt0-148866
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt02896692
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01487832
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03443234
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/Form1120POLFiledInd01
IRS990ScheduleC/InternalFundsContributedAmt0500
IRS990ScheduleC/PoliticalExpendituresAmt0500
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0363092340
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt0CREDIT UNION POLITICAL ACTION COUNCIL
IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt0500
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt0PO BOX 3107
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm0NAPERVILLE
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd0IL
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd060563
IRS990ScheduleC/TotalExemptFunctionExpendAmt0500
IRS990ScheduleD/EquipmentGrp/BookValueAmt0107358
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0188760
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0296118
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt04192
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0146479
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0150671
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0205249
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0251530
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0456779
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt060299204
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt06028000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0316799
IRS990ScheduleD/TotalBookValueSecuritiesAmt06028000
IRS990ScheduleD/TotalLiabilityAmt060299204
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0196318
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt08370
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0JOSE GARCIA
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0TREASURER/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0204688
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS A COOPERATIVE NONPROFIT ASSOCIATION ORGANIZED UNDER THE STATE OF ILLINOIS CREDIT UNION ACT WHOSE MEMBERSHIP INCLUDES LAKE, WILL AND SUBURBAN COOK COUNTIES, AS WELL AS 32 PARISHES, ULTIPLE BUSINESSES, ORGANIZATIONS AND SAINT XAVIER UNIVERSITY. A MEMBER IS DEFINED AS ANY INDIVIDUAL THAT HAS A DEPOSIT ACCOUNT AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS HAVE VOTING RIGHTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD REVIEWS THE 990 BEFORE IT IS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE CONFLICT OF INTEREST POLICY IS PERIODICALLY REVIEWED TO ENSURE COMPLIANCE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE SUPERVISORY COMMITTEE DETERMINES THE COMPENSATION OF TOP MANAGEMENT OFFICIALS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ALL DOCUMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE PROCESS HAS NOT CHNAGED FROM THE PRIOR YEAR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6PART XII, LINE 2C
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt067217278
IRS990/TotalAssetsEOYAmt065938029
IRS990/TotalAssetsGrp/BOYAmt067217278
IRS990/TotalAssetsGrp/EOYAmt065938029
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt010
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt03045558
IRS990/TotalFunctionalExpensesGrp/TotalAmt03045558
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt061775144
IRS990/TotalLiabilitiesEOYAmt060472510
IRS990/TotalLiabilitiesGrp/BOYAmt061775144
IRS990/TotalLiabilitiesGrp/EOYAmt060472510
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05442134
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt05465519
IRS990/TotalOtherCompensationAmt08585
IRS990/TotalProgramServiceExpensesAmt03045558
IRS990/TotalProgramServiceRevenueAmt02419169
IRS990/TotalReportableCompFromOrgAmt0302785
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02896692
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02896692
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt067217278
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt065938029
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ProgramServicesAmt029794
IRS990/TravelGrp/TotalAmt029794
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt08930 WAUKEGAN ROAD
IRS990/USAddress/CityNm0MORTON GROVE
IRS990/USAddress/StateAbbreviationCd0IL
IRS990/USAddress/ZIPCd060053
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0HTTPS://WWW.NWCCU.COM/
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0JOSE GARCIA
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum08476471030
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-04-09
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NORTHWEST COMMUNITY CREDIT UNION

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