Liabilities / Assets
12th percentile
Higher debt load relative to assets than 12% of similar nonprofits.
Refreshing map…
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.80x
Liabilities / Revenue
75th percentile
Higher debt load relative to revenue than 75% of similar nonprofits.
Net Margin
22nd percentile
Higher net margin than 22% of similar nonprofits.
Top Officer Pay
95th percentile
Higher top officer pay than 95% of similar nonprofits.
Top officer pay equals 14.4% of source-year revenue.
Asset Growth
6th percentile
Faster asset growth than 6% of similar nonprofits.
Revenue Growth
65th percentile
Faster revenue growth than 65% of similar nonprofits.
Balance Sheet
Assets
Down$36,797,004
Down $1,696,257 (-4.4%) from 2013
Net Assets
Down$7,213,255
Down $16,403 (-0.2%) from 2013
Liabilities
Down$29,583,749
Down $1,679,854 (-5.4%) from 2013
Revenue And Expenses
Revenue
Up$1,225,708
Up $14,825 (+1.2%) from 2013
Expenses
Down$1,209,377
Down $63,031 (-5.0%) from 2013
Net Income
Up$16,331
Up $77,856 (+127%) from 2013
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2014 to Dec 31, 2014
- Signed
- Apr 6, 2015
- Return Version
- 2014v5.0
- Gross Receipts
- $1,280,482
Mission and Program Overview
Mission
Post office credit union is a member-owned, nonprofit financial cooperative, whose purpose is to provide friendly, convenient and competitive family financial services to members while maintaining financial integrity.
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $21,436,321 | $22,591,992 | ▲ $1,155,671 |
| Savings and Temporary Cash Investments | $14,235,090 | $8,750,735 | ▼ $5,484,355 |
| Rtn Earn Endowment Incm Other Fnds | $7,229,658 | $7,213,255 | ▼ $16,403 |
| Investments Program Related | $1,002,833 | $3,680,833 | ▲ $2,678,000 |
| Land, Buildings, and Equipment, Net | $754,927 | $712,150 | ▼ $42,777 |
| Investments in Publicly Traded Securities | $579,083 | $546,172 | ▼ $32,911 |
| Cash and Non-Interest-Bearing Accounts | $88,676 | $99,869 | ▲ $11,193 |
| Prepaid Expenses and Deferred Charges | $43,666 | $63,919 | ▲ $20,253 |
| Total Assets | $38,493,261 | $36,797,004 | ▼ $1,696,257 |
| Other Assets Total | $352,665 | $351,334 | ▼ $1,331 |
| Liabilities | |||
| Other Liabilities | $30,584,972 | $29,020,136 | ▼ $1,564,836 |
| Accounts Payable and Accrued Expenses | $678,631 | $563,613 | ▼ $115,018 |
| Total Liabilities | $31,263,603 | $29,583,749 | ▼ $1,679,854 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $7,229,658 | $7,213,255 | ▼ $16,403 |
| Total Liabilities and Net Assets / Fund Balance | $38,493,261 | $36,797,004 | ▼ $1,696,257 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $404,925 | $359,406 | $764,331 |
| Equipment | $48,618 | $483,173 | $531,791 |
| Land | $255,399 | - | $255,399 |
| Other Land Buildings | $3,208 | $25,641 | $28,849 |
| Investment Program Related Org | $252,833 | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Kevin Yaeger | President/ce | FT | $99,236 | $77,402 | $176,638 |
| Kevin Yaeger | President/CEO | - | $99,236 | $77,402 | $176,638 |
| Tammie Stuntebeck | VP of Lendin | PT | $52,568 | $4,657 | $57,225 |
Board Members and Trustees
| Name | Title |
|---|---|
| James Wolff | Chair |
| John Cuta | Vice Chair |
| Rodney Lothe | Director |
| Ronald Schroeder | Director |
| Susan Spahn | Director |
| Louis Antoine | Secretary |
| Richard Trameri | Treasurer |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $1,011,910
- Investment Income
- $207,596
- Other Revenue
- $6,202
- Change in Net Assets
- $16,331
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Other Expenses | $666,284 |
| Salaries, Compensation, and Employee Benefits | $543,093 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $234,096 |
| Office Expenses | - | - | - | $228,799 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $151,804 |
| Other Employee Benefits | - | - | - | $106,694 |
| Advertising | - | - | - | $69,719 |
| Depreciation Depletion | - | - | - | $61,060 |
| Information Technology | - | - | - | $56,610 |
| Occupancy | - | - | - | $55,849 |
| Other Expenses | - | - | - | $43,529 |
| Payroll Taxes | - | - | - | $38,187 |
| Conferences and Meetings | - | - | - | $26,345 |
| Insurance | - | - | - | $14,605 |
| Fees for Services Other | - | - | - | $13,073 |
| Pension Plan Contributions | - | - | - | $12,312 |
| Fees for Services Legal | - | - | - | $993 |
| Total Functional Expenses | $0 | $0 | $0 | $1,209,377 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- No
- Subject to proxy tax
- No
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| Member Shares and Deposits | $29,020,136 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- Yes
- Backup withholding compliance
- Yes
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- Yes
- Other officer compensation reviewed
- Yes
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- Yes
- Management duties delegated
- No
Governance Explanations
Form 990, Page 6, Part VI, Line 6
“The organization has members. To be a member, you must have a share (savings) account at the credit union.”
Form 990, Page 6, Part VI, Line 7A
“The board of directors is elected by the credit union members. Each member has one vote.”
Form 990, Page 6, Part VI, Line 7B
“A member vote is required for decisions which are beyond the authority of the board of directors. Items which require a membership vote are outlined and specified in our bylaws. Each member has one vote.”
Form 990, Page 6, Part VI, Line 11B
“Management provides necessary data to independent cpa who prepares the return. Management reviews the return for accuracy, and then authorizes cpa to file the approved return.”
Form 990, Page 6, Part VI, Line 12C
“Policy is distributed to directors and staff annually, and a written acknowlegement and reciept is signed and returned to management. Conflicts are reported to the supervisory committee for follow-up.”
Form 990, Page 6, Part VI, Line 15A
“The credit union subscribes to the wisconsin credit union league's annual compensation survey. Positions are benchmarked using a comparison of the position decriptions and asset size of comparable credit unions within the state of wisconsin. The compensation is then set and approved by the board of directors.”
Form 990, Page 6, Part VI, Line 15B
“The credit union subscribes to the wisconsin credit union league's annual compensation survey. Positions are benchmarked using a comparison of the position decriptions and asset size of comparable credit unions within the state of wisconsin. The compensation is then set and approved by the board of directors.”
Form 990, Page 6, Part VI, Line 19
“Statement of financial condition is posted in the lobby. Governing documents are made available upon request.”
Filing and Contact Details
Filer
- Filer Name
- Post Office Credit Union
- EIN
- 39-0736798
- Phone
- 6082443518
- Address
- 151 WEST CORPORATE DRIVE, MADISON, WI 53714
Signing Officer
- Name
- Kevin Yaeger
- Title
- President/CEO
- Phone
- 6082443518
- Signed
- 2015-04-06
Organization Details
- Principal Officer
- Kevin Yaeger
- Formed
- 1930
- Legal Domicile
- Wi
- Voting Board Members
- 7
- Independent Board Members
- 7
- Employees
- 14
Preparer
- Preparer
- Brent Wookey CPA
Supplemental Narrative
Additional Explanations
FORM 990 - ORGANIZATION'S MISSION
“Post office credit union is a member-owned, nonprofit financial cooperative, whose purpose is to provide friendly, convenient and competitive family financial services to members while maintaining financial integrity.”
Raw XML Appendix369 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
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| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 678631 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 563613 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | POST OFFICE CREDIT UNION IS A MEMBER-OWNED, NONPROFIT FINANCIAL COOPERATIVE, WHOSE PURPOSE IS TO PROVIDE FRIENDLY, CONVENIENT AND COMPETITIVE FAMILY FINANCIAL SERVICES TO MEMBERS WHILE MAINTAINING FINANCIAL INTEGRITY. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 69719 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | KEVIN YAEGER |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6082443518 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 151 WEST CORORATE DRIVE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | MADISON |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 53714 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 88676 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 99869 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 151804 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 26345 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 207596 |
| IRS990/CYOtherExpensesAmt | 0 | 666284 |
| IRS990/CYOtherRevenueAmt | 0 | 6202 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1011910 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 16331 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 543093 |
| IRS990/CYTotalExpensesAmt | 0 | 1209377 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1225708 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 61060 |
| IRS990/Desc | 0 | THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 207 NEW DEPOSIT ACCOUNTS IN 2014. AS OF 12/31/14 WE HAD 3,212 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 14 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 993 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 13073 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 34.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 77402 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 4657 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JAMES WOLFF |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | RICHARD TRAMERI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | LOUIS ANTOINE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | RODNEY LOTHE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | RONALD SCHROEDER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JOHN CUTA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | SUSAN SPAHN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | KEVIN YAEGER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | TAMMIE STUNTEBECK |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
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| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 52568 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | PRESIDENT/CE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | VP OF LENDIN |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1930 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 20226 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 75000 |
| IRS990/GrossReceiptsAmt | 0 | 1280482 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 56610 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 14605 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 187370 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 187370 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 1002833 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 3680833 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 579083 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 546172 |
| IRS990/IRPDocumentCnt | 0 | 779 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 868220 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 754927 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 712150 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1580370 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 54774 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | POST OFFICE CREDIT UNION IS A MEMBER-OWNED, NONPROFIT FINANCIAL COOPERATIVE, WHOSE PURPOSE IS TO PROVIDE FRIENDLY, CONVENIENT AND COMPETITIVE FAMILY FINANCIAL SERVICES TO MEMBERS WHILE MAINTAINING FINANCIAL INTEGRITY. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 7229658 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 7213255 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 20226 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 20226 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -41050 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -32734 |
| IRS990/NondeductibleContributionsInd | 0 | false |
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| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 228799 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 352665 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 351334 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 106694 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDENDS ON SHARES |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 95702 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 43529 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 30584972 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 29020136 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 234096 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 21436321 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 22591992 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 38187 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 12312 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 43666 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 63919 |
| IRS990/PrincipalOfficerNm | 0 | KEVIN YAEGER |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 524298 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | ACCOUNT FEES / CHARGES |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER MEMBER RELATED REVENUE |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | NON MEMBER ATM FEES /SURCHARG |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | MECHANICAL BREAKDOWN INSUR |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 905069 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 79153 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 18251 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 905069 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 79153 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 18251 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 8387 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 1050 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 8387 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 1050 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 702 NEW LOANS TO MEMBERS DURING 2014. AS OF 12/31/14 WE HAD 1,597 LOANS TO OUR MEMBERS. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | . |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 177049 |
| IRS990/PYOtherExpensesAmt | 0 | 702553 |
| IRS990/PYOtherRevenueAmt | 0 | 5529 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1028305 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -61525 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 569855 |
| IRS990/PYTotalExpensesAmt | 0 | 1272408 |
| IRS990/PYTotalRevenueAmt | 0 | 1210883 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 16331 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | true |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 6202 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 6202 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 7229658 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 7213255 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 14235090 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 8750735 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 404925 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 359406 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 764331 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 48618 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 483173 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 531791 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 3428000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 252833 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | INVESTMENTS WITH MATURITY > 1YEAR |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | CORPORATE CENTRAL CAPITAL ACCTS |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 255399 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 255399 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 3208 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 25641 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 28849 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 29020136 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES AND DEPOSITS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 712150 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 3680833 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 29020136 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 99236 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 75729 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 1673 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | KEVIN YAEGER |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT/CEO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 176638 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | POST OFFICE CREDIT UNION IS A MEMBER-OWNED, NONPROFIT FINANCIAL COOPERATIVE, WHOSE PURPOSE IS TO PROVIDE FRIENDLY, CONVENIENT AND COMPETITIVE FAMILY FINANCIAL SERVICES TO MEMBERS WHILE MAINTAINING FINANCIAL INTEGRITY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER, YOU MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | MANAGEMENT PROVIDES NECESSARY DATA TO INDEPENDENT CPA WHO PREPARES THE RETURN. MANAGEMENT REVIEWS THE RETURN FOR ACCURACY, AND THEN AUTHORIZES CPA TO FILE THE APPROVED RETURN. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | POLICY IS DISTRIBUTED TO DIRECTORS AND STAFF ANNUALLY, AND A WRITTEN ACKNOWLEGEMENT AND RECIEPT IS SIGNED AND RETURNED TO MANAGEMENT. CONFLICTS ARE REPORTED TO THE SUPERVISORY COMMITTEE FOR FOLLOW-UP. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE CREDIT UNION SUBSCRIBES TO THE WISCONSIN CREDIT UNION LEAGUE'S ANNUAL COMPENSATION SURVEY. POSITIONS ARE BENCHMARKED USING A COMPARISON OF THE POSITION DECRIPTIONS AND ASSET SIZE OF COMPARABLE CREDIT UNIONS WITHIN THE STATE OF WISCONSIN. THE COMPENSATION IS THEN SET AND APPROVED BY THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THE CREDIT UNION SUBSCRIBES TO THE WISCONSIN CREDIT UNION LEAGUE'S ANNUAL COMPENSATION SURVEY. POSITIONS ARE BENCHMARKED USING A COMPARISON OF THE POSITION DECRIPTIONS AND ASSET SIZE OF COMPARABLE CREDIT UNIONS WITHIN THE STATE OF WISCONSIN. THE COMPENSATION IS THEN SET AND APPROVED BY THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | STATEMENT OF FINANCIAL CONDITION IS POSTED IN THE LOBBY. GOVERNING DOCUMENTS ARE MADE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990 - ORGANIZATION'S MISSION |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 38493261 |
| IRS990/TotalAssetsEOYAmt | 0 | 36797004 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 38493261 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 36797004 |
| IRS990/TotalCompGreaterThan150KInd | 0 | true |
| IRS990/TotalEmployeeCnt | 0 | 14 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1209377 |
| IRS990/TotalGrossUBIAmt | 0 | 9437 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 31263603 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 29583749 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 31263603 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 29583749 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 7229658 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 7213255 |
| IRS990/TotalOtherCompensationAmt | 0 | 82059 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1011910 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 151804 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 193572 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1022699 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1225708 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 9437 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 38493261 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 36797004 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 151 WEST CORPORATE DRIVE |
| IRS990/USAddress/CityNm | 0 | MADISON |
| IRS990/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/USAddress/ZIPCd | 0 | 53714 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.POCU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2016-02-25 16:41:14Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | KEVIN YAEGER |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT/CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6082443518 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2015-04-06 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | POST OFFICE CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | POST |
| ReturnHeader/Filer/EIN | 0 | 390736798 |
| ReturnHeader/Filer/PhoneNum | 0 | 6082443518 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 151 WEST CORPORATE DRIVE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | MADISON |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 53714 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2015-04-11 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | BRENT WOOKEY CPA |
| ReturnHeader/ReturnTs | 0 | 2015-04-11T14:40:03-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2014-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2014-12-31 |
| ReturnHeader/TaxYr | 0 | 2014 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2014 • Form 990Detailed filing. Detailed filing data is available for this year.
- Assets
- $36,797,004
- Liabilities
- $29,583,749
- Net assets
- $7,213,255
- Revenue
- $1,225,708
- Expenses
- $1,209,377
- Net income
- $16,331
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