Liabilities / Assets
28th percentile
Higher debt load relative to assets than 28% of similar nonprofits.
Glatco Credit Union
EIN 23-2047398 • 501(c)14 • Spring Grove, PA
Profile
Glatco credit union is a not-for-profit financial service cooperative operating for the benefit of the members. We pledge to provide convenient services, while maintaining sound financial practices, upholding the credit union movement, and being involved in our community.
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.85x
Liabilities / Revenue
88th percentile
Higher debt load relative to revenue than 88% of similar nonprofits.
Net Margin
95th percentile
Higher net margin than 95% of similar nonprofits.
Top Officer Pay
12th percentile
Higher top officer pay than 12% of similar nonprofits.
Top officer pay equals 4.9% of source-year revenue.
Asset Growth
40th percentile
Faster asset growth than 40% of similar nonprofits.
Revenue Growth
95th percentile
Faster revenue growth than 95% of similar nonprofits.
Balance Sheet
Assets
Up$50,309,856
Up $38,517 (+0.1%) from 2023
Liabilities
Down$42,832,356
Down $631,961 (-1.5%) from 2023
Net Assets
Up$7,477,500
Up $670,478 (+9.8%) from 2023
Revenue
Up$2,078,748
Up $458,708 (+28%) from 2023
Expenses
Up$1,408,270
Up $326,381 (+30%) from 2023
Net Income
Up$670,478
Up $132,327 (+25%) from 2023
Trend Graphs
Filings
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
- Assets
- $50,309,856
- Liabilities
- $42,832,356
- Net assets
- $7,477,500
- Revenue
- $2,078,748
- Expenses
- $1,408,270
- Net income
- $670,478
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2024 to Dec 31, 2024
- Signed
- Sep 22, 2025
- Return Version
- 2024v5.0
- Gross Receipts
- $2,078,748
Mission and Program Overview
Mission
Glatco credit union is a not-for-profit financial service cooperative operating for the benefit of the members. We pledge to provide convenient services, while maintaining sound financial practices, upholding the credit union movement, and being involved in our community.
The mission of glatco credit union is to provide service excellence and to meet the financial needs of members by furnishing the widest array possible of high quality, low cost, financial products, services and information. Conservative financial management practices and financial strength will be the core from which the credit union grows and executes its mission. The foundation of the mission is firmly established in the credit union philosophy of "people helping people- and it is the objective of every member of the board of directors, all committees, management and staff.
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments Other Securities | $30,202,689 | $23,974,495 | ▼ $6,228,194 |
| Savings and Temporary Cash Investments | $7,506,500 | $14,627,455 | ▲ $7,120,955 |
| Other Notes and Loans Receivable, Net | $10,217,496 | $9,749,686 | ▼ $467,810 |
| Rtn Earn Endowment Incm Other Fnds | $6,807,022 | $7,477,500 | ▲ $670,478 |
| Cash and Non-Interest-Bearing Accounts | $631,011 | $615,386 | ▼ $15,625 |
| Receivables From Officers Etc | $638,157 | $515,766 | ▼ $122,391 |
| Land, Buildings, and Equipment, Net | $222,191 | $198,125 | ▼ $24,066 |
| Prepaid Expenses and Deferred Charges | $111,493 | $126,590 | ▲ $15,097 |
| Total Assets | $50,271,339 | $50,309,856 | ▲ $38,517 |
| Other Assets Total | $741,802 | $502,353 | ▼ $239,449 |
| Liabilities | |||
| Other Liabilities | $43,431,605 | $42,800,774 | ▼ $630,831 |
| Accounts Payable and Accrued Expenses | $32,712 | $31,582 | ▼ $1,130 |
| Total Liabilities | $43,464,317 | $42,832,356 | ▼ $631,961 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $6,807,022 | $7,477,500 | ▲ $670,478 |
| Total Liabilities and Net Assets / Fund Balance | $50,271,339 | $50,309,856 | ▲ $38,517 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $45,749 | $618,225 | $663,974 |
| Equipment | $63,176 | $386,310 | $449,486 |
| Land | $89,200 | - | $89,200 |
| Other Securities | $144,996 | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Brooke Bortner-fetrow | CEO/treasure | FT | $82,192 | $19,080 | $101,272 |
Board Members and Trustees
| Name | Title |
|---|---|
| Michelle Mummert | Chairperson |
| Rebecca Ream-weigle | Vice Chair |
| David Bricker | Director |
| Jesse Fuhrman | Director |
| Justin Miller | Director |
| Mark Czapp | Director |
| Steve Wible | Director |
| Cheryl Brenneman | Secretary |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $733,491
- Investment Income
- $1,252,795
- Other Revenue
- $92,462
- Change in Net Assets
- $670,478
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Other Expenses | $1,001,928 |
| Salaries, Compensation, and Employee Benefits | $406,342 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $220,678 |
| Fees for Services Other | - | - | - | $154,588 |
| Interest | - | - | - | $147,527 |
| Occupancy | - | - | - | $82,354 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $82,192 |
| Depreciation Depletion | - | - | - | $49,915 |
| Office Expenses | - | - | - | $49,557 |
| Other Employee Benefits | - | - | - | $49,157 |
| Insurance | - | - | - | $29,389 |
| Pension Plan Contributions | - | - | - | $29,150 |
| Payroll Taxes | - | - | - | $25,165 |
| Information Technology | - | - | - | $22,882 |
| Fees for Services Accounting | - | - | - | $21,608 |
| Advertising | - | - | - | $20,682 |
| Conferences and Meetings | - | - | - | $8,635 |
| Other Expenses | - | - | - | $8,046 |
| All Other Expenses | - | - | - | $4,285 |
| Fees for Services Legal | - | - | - | $2,935 |
| Total Functional Expenses | $0 | $0 | $0 | $1,408,270 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- No
- Subject to proxy tax
- No
Insider Transactions and Loans
Loans and Receivables
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $638,157 | $515,766 | ▼ $122,391 |
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| Shares and Deposits | $42,800,774 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- Yes
- Backup withholding compliance
- Yes
- Business relationship with 35% controlled entity
- No
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- No
- Other officer compensation reviewed
- No
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- Yes
- Management duties delegated
- No
Governance Explanations
Form 990, Page 6, Part VI, Line 6
“The credit union is owned by its more than 3,300 members”
Form 990, Page 6, Part VI, Line 7A
“The credit union has a single class of members. Each member has a single vote in the election of members to the credit union's board of directors.”
Form 990, Page 6, Part VI, Line 7B
“The credit union's members must approve: - the merger of the credit union - the dissolution or conversion of the credit union - changes to the credit union's charter, artiicles and bylaws”
Form 990, Page 6, Part VI, Line 11B
“The treasurer/ceo presents the completed form 990 to the board of directors for review.”
Form 990, Page 6, Part VI, Line 12C
“The credit union's conflict of interest policy requires that dealings by credit union officials that may be considered a conflict of interest be reported to the board of directors for approval prior to the consumation.”
Form 990, Page 6, Part VI, Line 19
“The credit union's financial statements are posted in the lobby of the credit union on a monthly basis. Quarterly financial statements (call reports) are available at www.ncua.gov for public inspection. Other governing documents are available upon request.”
Filing and Contact Details
Filer
- Filer Name
- Glatco Credit Union
- EIN
- 23-2047398
- Phone
- 7172254548
- Address
- 53 SOUTH MAIN STREET PO BOX 197, SPRING GROVE, PA 17362
Signing Officer
- Name
- Brooke Bortner-fetrow
- Title
- CEO/treasurer
- Phone
- 7172254548
- Signed
- 2025-09-22
- Discuss with paid preparer
- Yes
Organization Details
- Principal Officer
- Brooke Bortner-fetrow
- Formed
- 1977
- Legal Domicile
- Pa
- Voting Board Members
- 9
- Independent Board Members
- 9
- Employees
- 12
Preparer
- Firm
- Carver and Associates LLC
- Address
- 1221 WYOMING AVE, FORTY FORT, PA 18704
- Preparer
- Chris W Carver CPA
- Phone
- 5706933662
Supplemental Narrative
Additional Explanations
FORM 990 - ORGANIZATION'S MISSION
“The mission of glatco credit union is to provide service excellence and to meet the financial needs of members by furnishing the widest array possible of high quality, low cost, financial products, services and information. Conservative financial management practices and financial strength will be the core from which the credit union grows and executes its mission. The foundation of the mission is firmly established in the credit union philosophy of "people helping people- and it is the objective of every member of the board of directors, all committees, management and staff.”
Form 990, Page 2, Part III, Line 4D
“To provide low interest loans and financial products to members.”
Form 990, Part IX, Line 11G
“Service vendors 150,823 0 0 csg ira 3,003 0 0 mbs expense 762 0 0 total 154,588 0 0”
Raw XML Appendix373 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
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| IRS990/Desc | 0 | TO PROVIDE LOW INTEREST LOANS AND FINANCIAL PRODUCTS TO MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
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| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 12 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 21608 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 2935 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 154588 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
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| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
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| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
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| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 2.00 |
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| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
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| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
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| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1977 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
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| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
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| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 22882 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 29389 |
| IRS990/InterestGrp/TotalAmt | 0 | 147527 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1252795 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 1252795 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 30202689 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 23974495 |
| IRS990/IRPDocumentCnt | 0 | 840 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
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| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1202660 |
| IRS990/LegalDomicileStateCd | 0 | PA |
| IRS990/LoanOutstandingInd | 0 | true |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | THE MISSION OF GLATCO CREDIT UNION IS TO PROVIDE SERVICE EXCELLENCE AND TO MEET THE FINANCIAL NEEDS OF MEMBERS BY FURNISHING THE WIDEST ARRAY POSSIBLE OF HIGH QUALITY, LOW COST, FINANCIAL PRODUCTS, SERVICES AND INFORMATION. CONSERVATIVE FINANCIAL MANAGEMENT PRACTICES AND FINANCIAL STRENGTH WILL BE THE CORE FROM WHICH THE CREDIT UNION GROWS AND EXECUTES ITS MISSION. THE FOUNDATION OF THE MISSION IS FIRMLY ESTABLISHED IN THE CREDIT UNION PHILOSOPHY OF "PEOPLE HELPING PEOPLE- AND IT IS THE OBJECTIVE OF EVERY MEMBER OF THE BOARD OF DIRECTORS, ALL COMMITTEES, MANAGEMENT AND STAFF. |
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| IRS990/OperateHospitalInd | 0 | false |
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| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 502353 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 49157 |
| IRS990/OtherExpensesGrp/Desc | 0 | LOAN SERVICING EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 2 | ASSOCIATION DUES |
| IRS990/OtherExpensesGrp/Desc | 3 | LOSS ON SHARES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 243611 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 145453 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 10461 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 8046 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 43431605 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 42800774 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | GAIN ON OREO |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | OTHER INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 67367 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 25095 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 67367 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 25095 |
| IRS990/OtherRevenueTotalAmt | 0 | 92462 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 220678 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 10217496 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 9749686 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 25165 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 29150 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 111493 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 126590 |
| IRS990/PrincipalOfficerNm | 0 | BROOKE BORTNER-FETROW |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | VISA INTERCHANGE |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 565892 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 139315 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 28284 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 565892 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 139315 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 28284 |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | TO PROVIDE LOW INTEREST LOANS AND FINANCIAL PRODUCTS TO MEMBERS. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 930172 |
| IRS990/PYOtherExpensesAmt | 0 | 740954 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 689868 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 538151 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 340935 |
| IRS990/PYTotalExpensesAmt | 0 | 1081889 |
| IRS990/PYTotalRevenueAmt | 0 | 1620040 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 638157 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 515766 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 670478 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 6807022 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 7477500 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 7506500 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 14627455 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 45749 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 618225 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 663974 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 63176 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 386310 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 449486 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 89200 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 89200 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 42800774 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SHARES AND DEPOSITS |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 19590000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 4239499 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 2 | 144996 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | CERTIFICATES OF DEPOSITS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | HTM DEBT SECURITIES |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 2 | PERPETUAL CAPITAL |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | F |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 198125 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 23974495 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 42800774 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 0 | 515766 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 0 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 0 | LOANS TO CU OFFICIALS SEN EXECS |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 0 | true |
| IRS990ScheduleL/TotalBalanceDueAmt | 0 | 515766 |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE MISSION OF GLATCO CREDIT UNION IS TO PROVIDE SERVICE EXCELLENCE AND TO MEET THE FINANCIAL NEEDS OF MEMBERS BY FURNISHING THE WIDEST ARRAY POSSIBLE OF HIGH QUALITY, LOW COST, FINANCIAL PRODUCTS, SERVICES AND INFORMATION. CONSERVATIVE FINANCIAL MANAGEMENT PRACTICES AND FINANCIAL STRENGTH WILL BE THE CORE FROM WHICH THE CREDIT UNION GROWS AND EXECUTES ITS MISSION. THE FOUNDATION OF THE MISSION IS FIRMLY ESTABLISHED IN THE CREDIT UNION PHILOSOPHY OF "PEOPLE HELPING PEOPLE- AND IT IS THE OBJECTIVE OF EVERY MEMBER OF THE BOARD OF DIRECTORS, ALL COMMITTEES, MANAGEMENT AND STAFF. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | TO PROVIDE LOW INTEREST LOANS AND FINANCIAL PRODUCTS TO MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE CREDIT UNION IS OWNED BY ITS MORE THAN 3,300 MEMBERS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE CREDIT UNION HAS A SINGLE CLASS OF MEMBERS. EACH MEMBER HAS A SINGLE VOTE IN THE ELECTION OF MEMBERS TO THE CREDIT UNION'S BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE CREDIT UNION'S MEMBERS MUST APPROVE: - THE MERGER OF THE CREDIT UNION - THE DISSOLUTION OR CONVERSION OF THE CREDIT UNION - CHANGES TO THE CREDIT UNION'S CHARTER, ARTIICLES AND BYLAWS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE TREASURER/CEO PRESENTS THE COMPLETED FORM 990 TO THE BOARD OF DIRECTORS FOR REVIEW. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE CREDIT UNION'S CONFLICT OF INTEREST POLICY REQUIRES THAT DEALINGS BY CREDIT UNION OFFICIALS THAT MAY BE CONSIDERED A CONFLICT OF INTEREST BE REPORTED TO THE BOARD OF DIRECTORS FOR APPROVAL PRIOR TO THE CONSUMATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THE CREDIT UNION'S FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY OF THE CREDIT UNION ON A MONTHLY BASIS. QUARTERLY FINANCIAL STATEMENTS (CALL REPORTS) ARE AVAILABLE AT WWW.NCUA.GOV FOR PUBLIC INSPECTION. OTHER GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | SERVICE VENDORS 150,823 0 0 CSG IRA 3,003 0 0 MBS EXPENSE 762 0 0 TOTAL 154,588 0 0 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990 - ORGANIZATION'S MISSION |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 2, PART III, LINE 4D |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PART IX, LINE 11G |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 50271339 |
| IRS990/TotalAssetsEOYAmt | 0 | 50309856 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 50271339 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 50309856 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 12 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1408270 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 43464317 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 42832356 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 43464317 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 42832356 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 6807022 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 7477500 |
| IRS990/TotalOtherCompensationAmt | 0 | 19080 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 733491 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 82192 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2078748 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2078748 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 50271339 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 50309856 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 53 SOUTH MAIN STREET |
| IRS990/USAddress/CityNm | 0 | SPRING GROVE |
| IRS990/USAddress/StateAbbreviationCd | 0 | PA |
| IRS990/USAddress/ZIPCd | 0 | 17362 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | WWW.GLATCOCU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | BROOKE BORTNER-FETROW |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO/TREASURER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7172254548 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-09-22 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | GLATCO CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | GLAT |
| ReturnHeader/Filer/EIN | 0 | 232047398 |
| ReturnHeader/Filer/PhoneNum | 0 | 7172254548 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 53 SOUTH MAIN STREET PO BOX 197 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | SPRING GROVE |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | PA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 17362 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | false |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 232936821 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | CARVER AND ASSOCIATES LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 1221 WYOMING AVE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | FORTY FORT |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | PA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 18704 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 5706933662 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-09-29 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | CHRIS W CARVER CPA |
| ReturnHeader/ReturnTs | 0 | 2025-09-29T12:21:27-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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