Liabilities / Assets
11th percentile
Higher debt load relative to assets than 11% of similar nonprofits.
Refreshing map…
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.79x
Liabilities / Revenue
68th percentile
Higher debt load relative to revenue than 68% of similar nonprofits.
Net Margin
38th percentile
Higher net margin than 38% of similar nonprofits.
Top Officer Pay
87th percentile
Higher top officer pay than 87% of similar nonprofits.
Top officer pay equals 11.6% of source-year revenue.
Asset Growth
12th percentile
Faster asset growth than 12% of similar nonprofits.
Revenue Growth
11th percentile
Faster revenue growth than 11% of similar nonprofits.
Balance Sheet
Assets
$34,695,683
No earlier filing loaded for comparison.
Net Assets
$7,304,021
No earlier filing loaded for comparison.
Liabilities
$27,391,662
No earlier filing loaded for comparison.
Revenue And Expenses
Revenue
$1,168,432
No earlier filing loaded for comparison.
Expenses
$1,105,286
No earlier filing loaded for comparison.
Net Income
$63,146
No earlier filing loaded for comparison.
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2016 to Dec 31, 2016
- Signed
- Mar 30, 2017
- Return Version
- 2016v3.0
- Gross Receipts
- $1,200,432
Mission and Program Overview
Mission
Post office credit union is a member-owned, nonprofit financial cooperative, whose purpose is to provide friendly, convenient and competitive family financial services to members while maintaining financial integrity.
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $23,607,200 | $25,389,816 | ▲ $1,782,616 |
| Rtn Earn Endowment Incm Other Fnds | $7,252,984 | $7,304,021 | ▲ $51,037 |
| Savings and Temporary Cash Investments | $9,581,366 | $6,660,731 | ▼ $2,920,635 |
| Investments Program Related | $748,833 | $1,494,833 | ▲ $746,000 |
| Land, Buildings, and Equipment, Net | $724,310 | $689,258 | ▼ $35,052 |
| Cash and Non-Interest-Bearing Accounts | $88,711 | $97,487 | ▲ $8,776 |
| Prepaid Expenses and Deferred Charges | $57,740 | $54,962 | ▼ $2,778 |
| Total Assets | $35,170,369 | $34,695,683 | ▼ $474,686 |
| Other Assets Total | $362,209 | $308,596 | ▼ $53,613 |
| Liabilities | |||
| Other Liabilities | $27,395,767 | $26,656,306 | ▼ $739,461 |
| Accounts Payable and Accrued Expenses | $521,618 | $735,356 | ▲ $213,738 |
| Total Liabilities | $27,917,385 | $27,391,662 | ▼ $525,723 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $7,252,984 | $7,304,021 | ▲ $51,037 |
| Total Liabilities and Net Assets / Fund Balance | $35,170,369 | $34,695,683 | ▼ $474,686 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $403,996 | $400,383 | $804,379 |
| Equipment | $29,106 | $516,080 | $545,186 |
| Land | $255,399 | - | $255,399 |
| Other Land Buildings | $757 | $28,091 | $28,848 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Kevin Yaeger | President/ce | FT | $107,902 | $27,111 | $135,013 |
| Tammie Stuntebeck | Vice Pres | PT | $62,919 | $6,529 | $69,448 |
| James Wolff | Chair | - | - | $33 | $33 |
| Dustin Murray | Director | - | - | $33 | $33 |
| John Cuta | Vice Chair | - | - | $33 | $33 |
| Kiley Mulcahy | Director | - | - | $33 | $33 |
| Laurel Zimmerman | Director | - | - | $33 | $33 |
| Louis Antoine | Director | - | - | $33 | $33 |
| Richard Trameri | Treasurer | - | - | $33 | $33 |
| Susan Spahn | Secretary | - | - | $33 | $33 |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $960,322
- Investment Income
- $202,239
- Other Revenue
- $5,871
- Change in Net Assets
- $63,146
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Other Expenses | $613,488 |
| Salaries, Compensation, and Employee Benefits | $491,798 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $226,169 |
| Office Expenses | - | - | - | $184,345 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $170,821 |
| Insurance | - | - | - | $63,417 |
| Information Technology | - | - | - | $63,347 |
| Advertising | - | - | - | $54,222 |
| Occupancy | - | - | - | $50,334 |
| Depreciation Depletion | - | - | - | $43,251 |
| Other Employee Benefits | - | - | - | $42,203 |
| Other Expenses | - | - | - | $40,000 |
| Payroll Taxes | - | - | - | $32,635 |
| Pension Plan Contributions | - | - | - | $19,970 |
| Conferences and Meetings | - | - | - | $15,543 |
| Fees for Services Other | - | - | - | $14,516 |
| Travel | - | - | - | $12,839 |
| Fees for Services Legal | - | - | - | $3,298 |
| Interest | - | - | - | $61 |
| Total Functional Expenses | $0 | $0 | $0 | $1,105,286 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- No
- Subject to proxy tax
- No
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| Member Shares and Deposits | $26,656,306 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- Yes
- Backup withholding compliance
- Yes
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- Yes
- Other officer compensation reviewed
- Yes
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- Yes
- Management duties delegated
- No
Governance Explanations
Form 990, Page 6, Part VI, Line 6
“The organization has members. To be a member one must have a share (savings) account at the credit union.”
Form 990, Page 6, Part VI, Line 7A
“The board of directors is elected by the credit union members. Each member has one vote.”
Form 990, Page 6, Part VI, Line 7B
“A member vote is required for decisions which are beyond the authority of the board of directors. Items which require a membership vote are outlined and specified in our bylaws. Each member has one vote.”
Form 990, Page 6, Part VI, Line 11B
“Management provides necessary data to independent preparer who completes the return. Management reviews the return for accuracy, and then authorizes preparer to e-file the approved return.”
Form 990, Page 6, Part VI, Line 12C
“Policy is distributed to directors and staff annually, and a written acknowlegement and reciept is signed and returned to management. Conflicts are reported to the supervisory committee for follow-up.”
Form 990, Page 6, Part VI, Line 15A
“The credit union subscribes to the wisconsin credit union league's annual compensation survey. Positions are benchmarked using a comparison of the position decriptions and asset size of comparable credit unions within the state of wisconsin. Compensation is then determined and approved by the board of directors.”
Form 990, Page 6, Part VI, Line 15B
“The credit union subscribes to the wisconsin credit union league's annual compensation survey. Positions are benchmarked using a comparison of the position decriptions and asset size of comparable credit unions within the state of wisconsin. Compensation is then determined and approved by the board of directors.”
Form 990, Page 6, Part VI, Line 19
“Governing documents are made available upon request. Statement of financial condition is posted in the lobby.”
Filing and Contact Details
Filer
- Filer Name
- Post Office Credit Union
- EIN
- 39-0736798
- Phone
- 6082443518
- Address
- 151 WEST CORPORATE DRIVE, MADISON, WI 53714
Signing Officer
- Name
- Kevin Yaeger
- Title
- President/CEO
- Phone
- 6082443518
- Signed
- 2017-03-30
Organization Details
- Principal Officer
- Kevin Yaeger
- Formed
- 1930
- Legal Domicile
- Wi
- Voting Board Members
- 7
- Independent Board Members
- 7
- Employees
- 10
- Volunteers
- 9
Preparer
- Preparer
- Peter Rasmussen
Supplemental Narrative
Additional Explanations
FORM 990 - ORGANIZATION'S MISSION
“Post office credit union is a member-owned, nonprofit financial cooperative, whose purpose is to provide friendly, convenient and competitive family financial services to members while maintaining financial integrity.”
Raw XML Appendix370 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
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| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 521618 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 735356 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | POST OFFICE CREDIT UNION IS A MEMBER-OWNED, NONPROFIT FINANCIAL COOPERATIVE, WHOSE PURPOSE IS TO PROVIDE FRIENDLY, CONVENIENT AND COMPETITIVE FAMILY FINANCIAL SERVICES TO MEMBERS WHILE MAINTAINING FINANCIAL INTEGRITY. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 54222 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | KEVIN YAEGER |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6082443518 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 151 W CORPORATE DRIVE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | MADISON |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 53714 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 88711 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 97487 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 170821 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 15543 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 202239 |
| IRS990/CYOtherExpensesAmt | 0 | 613488 |
| IRS990/CYOtherRevenueAmt | 0 | 5871 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 960322 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 63146 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 491798 |
| IRS990/CYTotalExpensesAmt | 0 | 1105286 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1168432 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 43251 |
| IRS990/Desc | 0 | THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 293 NEW DEPOSIT ACCOUNTS IN 2016. AS OF 12/31/16 WE HAD 3,371 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 10 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 3298 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 14516 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 34.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 33 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 33 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 33 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 33 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 33 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 33 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 33 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 33 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 27111 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 6529 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JAMES WOLFF |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JOHN CUTA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | RICHARD TRAMERI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | SUSAN SPAHN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | LOUIS ANTOINE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | LAUREL ZIMMERMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | KILEY MULCAHY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | DUSTIN MURRAY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | KEVIN YAEGER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | TAMMIE STUNTEBECK |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 107902 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 62919 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | PRESIDENT/CE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | VICE PRES |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1930 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -3000 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 29000 |
| IRS990/GrossReceiptsAmt | 0 | 1200432 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 63347 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 63417 |
| IRS990/InterestGrp/TotalAmt | 0 | 61 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 205239 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 205239 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 748833 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 1494833 |
| IRS990/IRPDocumentCnt | 0 | 830 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 944554 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 724310 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 689258 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1633812 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 32000 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | POST OFFICE CREDIT UNION IS A MEMBER-OWNED, NONPROFIT FINANCIAL COOPERATIVE, WHOSE PURPOSE IS TO PROVIDE FRIENDLY, CONVENIENT AND COMPETITIVE FAMILY FINANCIAL SERVICES TO MEMBERS WHILE MAINTAINING FINANCIAL INTEGRITY. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 7252984 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 7304021 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | -3000 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -3000 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -4333 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -12109 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 50334 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 184345 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 362209 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 308596 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 42203 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDENDS EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 68315 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 40000 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 27395767 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 26656306 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 226169 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 23607200 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 25389816 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 32635 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 19970 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 57740 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 54962 |
| IRS990/PrincipalOfficerNm | 0 | KEVIN YAEGER |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 900099 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | ACCOUNT FEES / CHARGES |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER MEMBER RELATED REVENUE |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | NON MEMBER ATM FEES /SURCHARG |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | DMV/CVR REVENUE |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 838504 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 67099 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 42333 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 838504 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 67099 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 42333 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 7088 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 2898 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 7088 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 2898 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 707 NEW LOANS TO MEMBERS DURING 2016. AS OF 12/31/16 WE HAD 1,845 LOANS TO OUR MEMBERS. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | . |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 210586 |
| IRS990/PYOtherExpensesAmt | 0 | 596399 |
| IRS990/PYOtherRevenueAmt | 0 | 6082 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 989252 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 73792 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 535729 |
| IRS990/PYTotalExpensesAmt | 0 | 1132128 |
| IRS990/PYTotalRevenueAmt | 0 | 1205920 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 63146 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 5871 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 5871 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 7252984 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 7304021 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 9581366 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 6660731 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 403996 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 400383 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 804379 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 29106 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 516080 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 545186 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 255399 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 255399 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 757 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 28091 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 28848 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 26656306 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES AND DEPOSITS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 689258 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 26656306 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | POST OFFICE CREDIT UNION IS A MEMBER-OWNED, NONPROFIT FINANCIAL COOPERATIVE, WHOSE PURPOSE IS TO PROVIDE FRIENDLY, CONVENIENT AND COMPETITIVE FAMILY FINANCIAL SERVICES TO MEMBERS WHILE MAINTAINING FINANCIAL INTEGRITY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | MANAGEMENT PROVIDES NECESSARY DATA TO INDEPENDENT PREPARER WHO COMPLETES THE RETURN. MANAGEMENT REVIEWS THE RETURN FOR ACCURACY, AND THEN AUTHORIZES PREPARER TO E-FILE THE APPROVED RETURN. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | POLICY IS DISTRIBUTED TO DIRECTORS AND STAFF ANNUALLY, AND A WRITTEN ACKNOWLEGEMENT AND RECIEPT IS SIGNED AND RETURNED TO MANAGEMENT. CONFLICTS ARE REPORTED TO THE SUPERVISORY COMMITTEE FOR FOLLOW-UP. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE CREDIT UNION SUBSCRIBES TO THE WISCONSIN CREDIT UNION LEAGUE'S ANNUAL COMPENSATION SURVEY. POSITIONS ARE BENCHMARKED USING A COMPARISON OF THE POSITION DECRIPTIONS AND ASSET SIZE OF COMPARABLE CREDIT UNIONS WITHIN THE STATE OF WISCONSIN. COMPENSATION IS THEN DETERMINED AND APPROVED BY THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THE CREDIT UNION SUBSCRIBES TO THE WISCONSIN CREDIT UNION LEAGUE'S ANNUAL COMPENSATION SURVEY. POSITIONS ARE BENCHMARKED USING A COMPARISON OF THE POSITION DECRIPTIONS AND ASSET SIZE OF COMPARABLE CREDIT UNIONS WITHIN THE STATE OF WISCONSIN. COMPENSATION IS THEN DETERMINED AND APPROVED BY THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | GOVERNING DOCUMENTS ARE MADE AVAILABLE UPON REQUEST. STATEMENT OF FINANCIAL CONDITION IS POSTED IN THE LOBBY. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990 - ORGANIZATION'S MISSION |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 35170369 |
| IRS990/TotalAssetsEOYAmt | 0 | 34695683 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 35170369 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 34695683 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 10 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1105286 |
| IRS990/TotalGrossUBIAmt | 0 | 12386 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 27917385 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 27391662 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 27917385 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 27391662 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 7252984 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 7304021 |
| IRS990/TotalOtherCompensationAmt | 0 | 33904 |
| IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt | 0 | 2400 |
| IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt | 0 | 2400 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 960322 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 170821 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 211110 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 944936 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1168432 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 12386 |
| IRS990/TotalVolunteersCnt | 0 | 9 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 35170369 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 34695683 |
| IRS990/TravelGrp/TotalAmt | 0 | 12839 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 151 W CORPORATE DRIVE |
| IRS990/USAddress/CityNm | 0 | MADISON |
| IRS990/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/USAddress/ZIPCd | 0 | 53714 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.POCU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2017-02-10 21:41:12Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | KEVIN YAEGER |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT/CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6082443518 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2017-03-30 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | POST OFFICE CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | POST |
| ReturnHeader/Filer/EIN | 0 | 390736798 |
| ReturnHeader/Filer/PhoneNum | 0 | 6082443518 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 151 WEST CORPORATE DRIVE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | MADISON |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 53714 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 4C5A70F7A5FDA4811252E2883A9E531D3168B42F |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 4C5A70F7A5FDA4811252E2883A9E531D3168B42F |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2017-03-31 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | PETER RASMUSSEN |
| ReturnHeader/ReturnTs | 0 | 2017-03-31T19:42:12+00:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2016-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2016-12-31 |
| ReturnHeader/TaxYr | 0 | 2016 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2016 • Form 990Detailed filing. Detailed filing data is available for this year.
- Assets
- $34,695,683
- Liabilities
- $27,391,662
- Net assets
- $7,304,021
- Revenue
- $1,168,432
- Expenses
- $1,105,286
- Net income
- $63,146