Civic Intelligence

Rimrock Credit Union

EIN 81-0269867 • 501(c)14 • Billings, MT

Profile

Consumer (member) financial services

952 Central AveBillings, MT 59102

www.rimrockcu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

31st percentile

0.86x

Higher debt load relative to assets than 31% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

56th percentile

17.47x

Higher debt load relative to revenue than 56% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Net Margin

93rd percentile

30%

Higher net margin than 93% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

62nd percentile

1.8%

Faster asset growth than 62% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2022 to 2024

Revenue Growth

96th percentile

40%

Faster revenue growth than 96% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets31st percentile

Assets

Up

$59,507,583

Up $2,832,590 (+5.0%) from 2023

Liabilities

Up

$51,236,858

Up $1,947,480 (+4.0%) from 2023

Net Assets

Up

$8,270,725

Up $885,110 (+12%) from 2023

Operations
Liabilities / Revenue56th percentileNet Margin93rd percentile

Revenue

Up

$2,933,062

Up $625,020 (+27%) from 2023

Expenses

Up

$2,047,952

Up $319,419 (+18%) from 2023

Net Income

Up

$885,110

Up $305,601 (+53%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth62nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60M$40M$20M$0-$20MAssets 2010: $32,334,571Liabilities 2010: $164,781Net Assets 2010: $32,169,7902010Assets 2011: $32,458,904Liabilities 2011: $227,451Net Assets 2011: $32,231,4532011Assets 2012: $33,362,407Liabilities 2012: $205,002Net Assets 2012: $33,157,4052012Assets 2013: $34,807,441Liabilities 2013: $108,912Net Assets 2013: $34,698,5292013Assets 2014: $36,606,521Liabilities 2014: $115,193Net Assets 2014: $36,491,3282014Assets 2015: $36,169,978Liabilities 2015: $113,785Net Assets 2015: $36,056,1932015Assets 2016: $37,767,173Liabilities 2016: $143,367Net Assets 2016: $37,623,8062016Assets 2017: $37,951,764Liabilities 2017: $158,020Net Assets 2017: $37,793,7442017Assets 2018: $38,917,939Liabilities 2018: $124,515Net Assets 2018: $38,793,4242018Assets 2019: $42,978,830Liabilities 2019: $126,134Net Assets 2019: $42,852,6962019Assets 2020: $47,564,459Liabilities 2020: $175,256Net Assets 2020: $47,389,2032020Assets 2021: $55,072,533Liabilities 2021: $147,629Net Assets 2021: $54,924,9042021Assets 2022: $57,398,405Liabilities 2022: -$14,262Net Assets 2022: $57,412,6672022Assets 2023: $56,674,993Liabilities 2023: $49,289,378Net Assets 2023: $7,385,6152023Assets 2024: $59,507,583Liabilities 2024: $51,236,858Net Assets 2024: $8,270,7252024

Highlighted filing

2024

Assets$59,507,583
Liabilities$51,236,858
Net Assets$8,270,725
Open 2024 Filing

Operations Trend

Revenue Growth96th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $1,230,8832010Expenses 2011: $1,053,5652011Expenses 2012: $1,076,2962012Revenue 2013: $1,058,488Expenses 2013: $1,075,435Net Income 2013: -$16,9472013Revenue 2014: $1,060,786Expenses 2014: $1,051,192Net Income 2014: $9,5942014Revenue 2015: $1,162,561Expenses 2015: $1,107,516Net Income 2015: $55,0452015Revenue 2016: $1,186,150Expenses 2016: $1,131,577Net Income 2016: $54,5732016Revenue 2017: $1,284,800Expenses 2017: $1,221,418Net Income 2017: $63,3822017Revenue 2018: $1,442,849Expenses 2018: $1,270,555Net Income 2018: $172,2942018Revenue 2019: $1,615,041Expenses 2019: $1,270,915Net Income 2019: $344,1262019Revenue 2020: $1,646,343Expenses 2020: $1,422,203Net Income 2020: $224,1402020Revenue 2021: $1,509,114Expenses 2021: $1,313,904Net Income 2021: $195,2102021Revenue 2022: $1,501,327Expenses 2022: $1,411,455Net Income 2022: $89,8722022Revenue 2023: $2,308,042Expenses 2023: $1,728,533Net Income 2023: $579,5092023Revenue 2024: $2,933,062Expenses 2024: $2,047,952Net Income 2024: $885,1102024

Highlighted filing

2024

Revenue$2,933,062
Expenses$2,047,952
Net Income$885,110
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$59,507,583
Liabilities
$51,236,858
Net assets
$8,270,725
Revenue
$2,933,062
Expenses
$2,047,952
Net income
$885,110
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$59.5$51.2$8.27$2.93$2.05$0.89
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$56.7$49.3$7.39$2.31$1.73$0.58
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$57.4$0.01$57.4$1.50$1.41$0.09
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$55.1$0.15$54.9$1.51$1.31$0.20
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$47.6$0.18$47.4$1.65$1.42$0.22
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$43.0$0.13$42.9$1.62$1.27$0.34
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$38.9$0.12$38.8$1.44$1.27$0.17
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$38.0$0.16$37.8$1.28$1.22$0.06
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$37.8$0.14$37.6$1.19$1.13$0.05
2015Detailed filing. Detailed filing data is available for this year.$36.2$0.11$36.1$1.16$1.11$0.06
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$36.6$0.12$36.5$1.06$1.05$0.01
2013Detailed filing. Detailed filing data is available for this year.$34.8$0.11$34.7$1.06$1.08$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$33.4$0.21$33.2$1.08
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$32.5$0.23$32.2$1.05
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$32.3$0.16$32.2$1.23
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 7, 2025
Return Version
2024v5.2
Gross Receipts
$2,933,062
Mission and Program Overview

Mission

Consumer (member) financial services

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Other Securities$30,747,339$34,236,339▲ $3,489,000
Other Notes and Loans Receivable, Net$17,230,064$16,447,145▼ $782,919
Rtn Earn Endowment Incm Other Fnds$7,385,615$8,270,725▲ $885,110
Savings and Temporary Cash Investments$5,629,280$6,087,241▲ $457,961
Land, Buildings, and Equipment, Net$1,737,676$1,589,050▼ $148,626
Cash and Non-Interest-Bearing Accounts$613,729$388,572▼ $225,157
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$56,674,993$59,507,583▲ $2,832,590
Other Assets Total$716,905$759,236▲ $42,331
Liabilities
Other Liabilities$49,132,581$50,948,128▲ $1,815,547
Accounts Payable and Accrued Expenses$156,797$288,730▲ $131,933
Total Liabilities$49,289,378$51,236,858▲ $1,947,480
Net Assets / Fund Balance
Total Net Assets Fund Balance$7,385,615$8,270,725▲ $885,110
Total Liabilities and Net Assets / Fund Balance$56,674,993$59,507,583▲ $2,832,590

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,189,552$788,377$1,977,929
Other Land Buildings$292,602$464,394$756,996
Land$106,896-$106,896
Other Securities$157,339--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseTotal
Wade McfaddenCEOFT$169,188$169,188
Brandi HickeyCLOFT$98,821$98,821

Board Members and Trustees

NameTitle
Jim KraftPresident
Mark KoerberVice President
Rick SayreDirector
Terry SmithDirector
Shawn BettiseSecretary
Jan RossSupervisory Committee
Rita WymanSupervisory Committee
Janet MasseyTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,391,240
Investment Income
$1,541,822
Other Revenue
$0
Change in Net Assets
$885,110
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,518,311
Salaries, Compensation, and Employee Benefits$529,641
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$545,355
Fees for Services Other---$381,170
Current Officers, Directors, Trustees, and Key Employees---$268,009
Office Expenses---$170,947
Other Salaries and Wages---$169,122
Depreciation Depletion---$153,405
Advertising---$61,986
Insurance---$53,059
Pension Plan Contributions---$38,908
Fees for Services Accounting---$33,685
Payroll Taxes---$33,102
Other Employee Benefits---$20,500
Occupancy---$17,054
Other Expenses---$12,931
Conferences and Meetings---$4,979
Fees for Services Legal---$2,625
Total Functional Expenses$0$0$0$2,047,952
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$50,802,376
Accrued Dividends & Interest Payable$145,752
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The board votes to approve based on the recommendation from the manager.”

Form 990, Part VI, Section B, Line 15A

“The board of directors reviews and approves manager compensation.”

Form 990, Part VI, Section C, Line 19

“Available upon request during business hours at rimrock credit union's office.”

Filing and Contact Details

Filer

Filer Name
Rimrock Credit Union
EIN
81-0269867
Phone
4062483685
Address
952 CENTRAL AVE, BILLINGS, MT 59102

Signing Officer

Name
Wade Mcfadden
Title
CEO
Phone
4062483685
Signed
2025-11-07
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Wade Mcfadden
Formed
1949
Legal Domicile
Mt
Voting Board Members
6
Independent Board Members
6
Employees
8
Volunteers
6

Preparer

Firm
Pinion LLC
Address
402 N BROADWAY 4TH FLOOR, BILLINGS, MT 59101
Preparer
Daniel Miller
Phone
4062455136
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Professional and outside services 381,170.”

Raw XML Appendix391 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0156797
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0288730
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0CONSUMER (MEMBER) FINANCIAL SERVICES
IRS990/AdvertisingGrp/TotalAmt061986
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0WADE MCFADDEN
IRS990/BooksInCareOfDetail/PhoneNum04062483685
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0952 CENTRAL AVENUE
IRS990/BooksInCareOfDetail/USAddress/CityNm0BILLINGS
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MT
IRS990/BooksInCareOfDetail/USAddress/ZIPCd059102
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0613729
IRS990/CashNonInterestBearingGrp/EOYAmt0388572
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0268009
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/TotalAmt04979
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt01541822
IRS990/CYOtherExpensesAmt01518311
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt01391240
IRS990/CYRevenuesLessExpensesAmt0885110
IRS990/CYSalariesCompEmpBnftPaidAmt0529641
IRS990/CYTotalExpensesAmt02047952
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt02933062
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt0153405
IRS990/Desc0IN THE CURRENT YEAR THE CREDIT UNION SERVED THE FOLLOWING ELIGIBLE MEMBERS AND THEIR FAMILIES: - EMPLOYEES OF THE CITY OF BILLINGS, YELLOWSTONE COUNTY, YELLOWSTONE CITY COUNTY HEALTH DEPARTMENT, MONTANA-DAKOTA UTILITIES AND SUPERVALUE- ANY PERSON HAVING A VEHICLE LICENSED OR REGISTERED IN THE CITY OF BILLINGS OR YELLOWSTONE COUNTY- ALL PUBLIC EMPLOYEES IN COUNTIES ADJOINING YELLOWSTONE COUNTY, NOT SPECIFICALLY ELIGIBLE IN THE CHARTER OF ANOTHER CREDIT UNION. THE CREDIT UNION SERVED 3,374 MEMBERS WITH A WIDE VARIETY OF FINANCIAL SERVICES. AT YEAR-END THEY HELD 1,842 LOANS FOR A TOTAL OF $16,551,551.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt08
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt033685
IRS990/FeesForServicesLegalGrp/TotalAmt02625
IRS990/FeesForServicesOtherGrp/TotalAmt0381170
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt02.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt12.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt22.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt32.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt52.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt62.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt72.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt840.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt940.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/PersonNm0JIM KRAFT
IRS990/Form990PartVIISectionAGrp/PersonNm1MARK KOERBER
IRS990/Form990PartVIISectionAGrp/PersonNm2JANET MASSEY
IRS990/Form990PartVIISectionAGrp/PersonNm3SHAWN BETTISE
IRS990/Form990PartVIISectionAGrp/PersonNm4RICK SAYRE
IRS990/Form990PartVIISectionAGrp/PersonNm5TERRY SMITH
IRS990/Form990PartVIISectionAGrp/PersonNm6JAN ROSS
IRS990/Form990PartVIISectionAGrp/PersonNm7RITA WYMAN
IRS990/Form990PartVIISectionAGrp/PersonNm8BRANDI HICKEY
IRS990/Form990PartVIISectionAGrp/PersonNm9WADE MCFADDEN
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6SUPERVISORY COMMITTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt7SUPERVISORY COMMITTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt8CLO
IRS990/Form990PartVIISectionAGrp/TitleTxt9CEO
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01949
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt06
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt02933062
IRS990/GroupExemptionNum02206
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt06
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/TotalAmt053059
IRS990/InterestGrp/TotalAmt0545355
IRS990/InvestmentIncomeGrp/ExclusionAmt01541822
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01541822
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt030747339
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt034236339
IRS990/IRPDocumentCnt0942
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01252771
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01737676
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01589050
IRS990/LandBldgEquipCostOrOtherBssAmt02841821
IRS990/LegalDomicileStateCd0MT
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0CONSUMER (MEMBER) FINANCIAL SERVICES
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt07385615
IRS990/NetAssetsOrFundBalancesEOYAmt08270725
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt017054
IRS990/OfficeExpensesGrp/TotalAmt0170947
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0716905
IRS990/OtherAssetsTotalGrp/EOYAmt0759236
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt020500
IRS990/OtherExpensesGrp/Desc0MISCELLANEOUS OPERATING
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING EXPENSE
IRS990/OtherExpensesGrp/Desc2OPERATING FEES
IRS990/OtherExpensesGrp/TotalAmt060242
IRS990/OtherExpensesGrp/TotalAmt120873
IRS990/OtherExpensesGrp/TotalAmt212931
IRS990/OtherLiabilitiesGrp/BOYAmt049132581
IRS990/OtherLiabilitiesGrp/EOYAmt050948128
IRS990/OtherSalariesAndWagesGrp/TotalAmt0169122
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt017230064
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt016447145
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/TotalAmt033102
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt038908
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0WADE MCFADDEN
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1OTHER OPERATING INCOME
IRS990/ProgramServiceRevenueGrp/Desc2FEE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01093894
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1190289
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2107057
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01093894
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1190289
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2107057
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01100216
IRS990/PYOtherExpensesAmt01235337
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt01207826
IRS990/PYRevenuesLessExpensesAmt0579509
IRS990/PYSalariesCompEmpBnftPaidAmt0493196
IRS990/PYTotalExpensesAmt01728533
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02308042
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0885110
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt07385615
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt08270725
IRS990/SavingsAndTempCashInvstGrp/BOYAmt05629280
IRS990/SavingsAndTempCashInvstGrp/EOYAmt06087241
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01189552
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0788377
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01977929
IRS990ScheduleD/LandGrp/BookValueAmt0106896
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0106896
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0292602
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0464394
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0756996
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0145752
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt150802376
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0ACCRUED DIVIDENDS & INTEREST PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1MEMBER SHARES
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt034079000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1157339
IRS990ScheduleD/OtherSecuritiesGrp/Desc0DEPOSITS IN COMMERCIAL BANKS, S&LS, SAVINGS BANKS, CREDIT UNIONS
IRS990ScheduleD/OtherSecuritiesGrp/Desc1MEMBERSHIP CAPITAL AT CORP. CUS/NONPERPETUAL CAPITAL ACCOUNT
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1F
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01589050
IRS990ScheduleD/TotalBookValueSecuritiesAmt034236339
IRS990ScheduleD/TotalLiabilityAmt050948128
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0169188
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0WADE MCFADDEN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0169188
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0THE BOARD OF DIRECTORS REVIEWS AND APPROVES CEO COMPENSATION.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 3
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE BOARD VOTES TO APPROVE BASED ON THE RECOMMENDATION FROM THE MANAGER.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS REVIEWS AND APPROVES MANAGER COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2AVAILABLE UPON REQUEST DURING BUSINESS HOURS AT RIMROCK CREDIT UNION'S OFFICE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3PROFESSIONAL AND OUTSIDE SERVICES 381,170.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART IX, LINE 11G
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt056674993
IRS990/TotalAssetsEOYAmt059507583
IRS990/TotalAssetsGrp/BOYAmt056674993
IRS990/TotalAssetsGrp/EOYAmt059507583
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt08
IRS990/TotalFunctionalExpensesGrp/TotalAmt02047952
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt049289378
IRS990/TotalLiabilitiesEOYAmt051236858
IRS990/TotalLiabilitiesGrp/BOYAmt049289378
IRS990/TotalLiabilitiesGrp/EOYAmt051236858
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt07385615
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt08270725
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt01391240
IRS990/TotalReportableCompFromOrgAmt0268009
IRS990/TotalRevenueGrp/ExclusionAmt01541822
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01391240
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02933062
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt06
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt056674993
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt059507583
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0952 CENTRAL AVE
IRS990/USAddress/CityNm0BILLINGS
IRS990/USAddress/StateAbbreviationCd0MT
IRS990/USAddress/ZIPCd059102
IRS990/VotingMembersGoverningBodyCnt06
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0WWW.RIMROCKCU.ORG
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0WADE MCFADDEN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum04062483685
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-07
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0RIMROCK CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0RIMR
ReturnHeader/Filer/EIN0810269867
ReturnHeader/Filer/PhoneNum04062483685
ReturnHeader/Filer/USAddress/AddressLine1Txt0952 CENTRAL AVE
ReturnHeader/Filer/USAddress/CityNm0BILLINGS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MT
ReturnHeader/Filer/USAddress/ZIPCd059102
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0480567703
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0PINION LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0402 N BROADWAY 4TH FLOOR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0BILLINGS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd059101
ReturnHeader/PreparerPersonGrp/PhoneNum04062455136
ReturnHeader/PreparerPersonGrp/PreparationDt02025-10-23
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DANIEL MILLER
ReturnHeader/ReturnTs02025-11-10T03:52:56-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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