Civic Intelligence

Business Solutions Association

990 • Fiscal year 2013 • EIN 36-3987241

Jan 01, 2013 to Dec 31, 2013 • Filed on Jun 11, 2014

3601 E Joppa Road21234

(410) 931-8100

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

95th percentile

0.87x

Higher debt load relative to assets than 95% of similar nonprofits.

2013 filings • 501(c)6 • <$500k nonprofits • Source year 2013

Liabilities / Revenue

74th percentile

0.06x

Higher debt load relative to revenue than 74% of similar nonprofits.

2013 filings • 501(c)6 • <$500k nonprofits • Source year 2013

Net Margin

54th percentile

3.8%

Higher net margin than 54% of similar nonprofits.

2013 filings • 501(c)6 • <$500k nonprofits • Source year 2013

Top Officer Pay

67th percentile

$0

Higher top officer pay than 67% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2013 filings • 501(c)6 • <$500k nonprofits • Source year 2013

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Assets

$26,169

No earlier filing loaded for comparison.

Net Assets

$3,369

No earlier filing loaded for comparison.

Liabilities

$22,800

No earlier filing loaded for comparison.

Revenue

$351,337

No earlier filing loaded for comparison.

Expenses

$337,820

No earlier filing loaded for comparison.

Net Income

$13,517

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$150K$100K$50K$0-$50KAssets 2013: $26,169Liabilities 2013: $22,800Net Assets 2013: $3,3692013Assets 2014: $35,623Liabilities 2014: $8,767Net Assets 2014: $26,8562014Assets 2015: $59,477Liabilities 2015: $7,483Net Assets 2015: $51,9942015Assets 2016: $73,667Liabilities 2016: $22,604Net Assets 2016: $51,0632016Assets 2017: $89,499Liabilities 2017: $16,750Net Assets 2017: $72,7492017Assets 2018: $168,888Liabilities 2018: $59,101Net Assets 2018: $109,7872018Assets 2019: $145,088Liabilities 2019: $15,654Net Assets 2019: $129,4342019Assets 2020: $107,843Liabilities 2020: $38,754Net Assets 2020: $69,0892020Assets 2021: $47,472Liabilities 2021: $52,504Net Assets 2021: -$5,0322021Assets 2022: $30,530Liabilities 2022: $29,122Net Assets 2022: $1,4082022Assets 2023: $25,529Liabilities 2023: $1,434Net Assets 2023: $24,0952023Assets 2024: $0Liabilities 2024: $0Net Assets 2024: $02024

Highlighted filing

2013

Assets$26,169
Liabilities$22,800
Net Assets$3,369

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$200K$0-$200KRevenue 2013: $351,337Expenses 2013: $337,820Net Income 2013: $13,5172013Revenue 2014: $325,750Expenses 2014: $302,263Net Income 2014: $23,4872014Revenue 2015: $328,475Expenses 2015: $303,337Net Income 2015: $25,1382015Revenue 2016: $337,471Expenses 2016: $334,878Net Income 2016: $2,5932016Revenue 2017: $317,292Expenses 2017: $295,606Net Income 2017: $21,6862017Revenue 2018: $305,831Expenses 2018: $268,793Net Income 2018: $37,0382018Revenue 2019: $293,684Expenses 2019: $274,037Net Income 2019: $19,6472019Revenue 2020: $104,412Expenses 2020: $164,757Net Income 2020: -$60,3452020Revenue 2021: $87,008Expenses 2021: $161,130Net Income 2021: -$74,1222021Revenue 2022: $101,733Expenses 2022: $95,293Net Income 2022: $6,4402022Revenue 2023: $79,501Expenses 2023: $56,814Net Income 2023: $22,6872023Revenue 2024: $0Expenses 2024: $24,095Net Income 2024: -$24,0952024

Highlighted filing

2013

Revenue$351,337
Expenses$337,820
Net Income$13,517
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Jun 11, 2014
Return Version
2013v3.1
Gross Receipts
$351,337
Mission and Program Overview

Mission

To promote growth and success of members through networking, education, and innovative ideas. To provide a forum for the development of strategic and synergystic solutions to enhance the sales and distribution of business related products and services.

To promote growth and success of members through networking, education, and innovative ideas. To provide a forum for the development of strategic and synergystic solutions to enhance the saled and distribution of business related products and services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$1,566$11,000▲ $9,434
Cash and Non-Interest-Bearing Accounts$274$8,266▲ $7,992
Prepaid Expenses and Deferred Charges$13,579$6,278▼ $7,301
Accounts Receivable$595$625▲ $30
Total Assets$16,014$26,169▲ $10,155
Liabilities
Deferred Revenue$16,850$22,800▲ $5,950
Accounts Payable and Accrued Expenses$9,312--
Total Liabilities$26,162$22,800▼ $3,362
Net Assets / Fund Balance
Unrestricted Net Assets$-10,148$3,369▲ $13,517
Total Net Assets Fund Balance$-10,148$3,369▲ $13,517
Total Liabilities and Net Assets / Fund Balance$16,014$26,169▲ $10,155
Compensation and Service Providers

Board Members and Trustees

NameTitle
Mike WilburPresident
Barry LaneDirector
Bill CardoneDirector
Darlene AkersDirector
Greg WelchansDirector
Mike MetchikoffDirector
Steven GlassDirector
Susan RobertsDirector
Terry MarquardtDirector
Joe TempletPast Preside
Nick AronisSecretary
Alan GoldnerTreasurer
JIM O'BRIENVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$351,224
Investment Income
$113
Other Revenue
$0
Change in Net Assets
$13,517
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$337,820
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Conferences and Meetings---$169,308
Fees for Services Management---$120,000
Fees for Services Legal---$13,150
All Other Expenses---$8,903
Travel---$4,609
Other Expenses---$3,060
Office Expenses---$2,323
Insurance---$990
Fees for Services Accounting---$775
Total Functional Expenses$0$0$0$337,820
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Form 990, Page 6, Part VI, Line 3

Clemons and associates, inc. Is the managment company. Business solutions association (bsa)maintains its offices at 3601 e. Joppa road, baltimore md, 21234. The main office of clemons & associates, inc. All regular bsa staff are employees of clemons & associates, inc. And are provided on an as needed basis. There is a contract agreement between the two parties that defines the role of the managment company. A managment fee is negotiated that covers the cost of the staff, office equipment, space and exucutive director of bsa.

Form 990, Page 6, Part VI, Line 6

Bsa is organizes with dues paying members.

Form 990, Page 6, Part VI, Line 7A

The board of directors is elected by the membership, and consists of eight wholesale firms (all of which shall include the president, vice president, secretary and the treasurer) and four manufacturing firms. The wholesaler and manufacturer representative from the above said firms shall be elected at the annual meeting of the association for three-year terms, the terms to be staggered so that terms of one-third of the board shall expire each year. Newly elected directors shall take office immediately upon election

Form 990, Page 6, Part VI, Line 11B

A copy of the return is emailed to all board members for review before filing.

Form 990, Page 6, Part VI, Line 12C

Organization receives annual certifications from all officers and directors regarding conflict of interest policies and procedures

Form 990, Page 6, Part VI, Line 19

No documents available to the public

Filing and Contact Details

Filer

EIN
36-3987241
Phone
4109318100

Signing Officer

Name
Alan Goldner
Title
Treasuer
Phone
4109318100
Signed
2014-06-11

Organization Details

Principal Officer
Alan Goldner
Formed
1995
Legal Domicile
Il
Voting Board Members
13
Independent Board Members
13
Employees
0
Volunteers
13

Preparer

Preparer
Robert a Liberto CPA
Phone
4109315010
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

To promote growth and success of members through networking, education, and innovative ideas. To provide a forum for the development of strategic and synergystic solutions to enhance the saled and distribution of business related products and services.

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TO PROMOTE GROWTH AND SUCCESS OF MEMBERS THROUGH NETWORKING, EDUCATION, AND INNOVATIVE IDEAS. TO PROVIDE A FORUM FOR THE DEVELOPMENT OF STRATEGIC AND SYNERGYSTIC SOLUTIONS TO ENHANCE THE SALED AND DISTRIBUTION OF BUSINESS RELATED PRODUCTS AND SERVICES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CLEMONS AND ASSOCIATES, INC. IS THE MANAGMENT COMPANY. BUSINESS SOLUTIONS ASSOCIATION (BSA)MAINTAINS ITS OFFICES AT 3601 E. JOPPA ROAD, BALTIMORE MD, 21234. THE MAIN OFFICE OF CLEMONS & ASSOCIATES, INC. ALL REGULAR BSA STAFF ARE EMPLOYEES OF CLEMONS & ASSOCIATES, INC. AND ARE PROVIDED ON AN AS NEEDED BASIS. THERE IS A CONTRACT AGREEMENT BETWEEN THE TWO PARTIES THAT DEFINES THE ROLE OF THE MANAGMENT COMPANY. A MANAGMENT FEE IS NEGOTIATED THAT COVERS THE COST OF THE STAFF, OFFICE EQUIPMENT, SPACE AND EXUCUTIVE DIRECTOR OF BSA.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2BSA IS ORGANIZES WITH DUES PAYING MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP, AND CONSISTS OF EIGHT WHOLESALE FIRMS (ALL OF WHICH SHALL INCLUDE THE PRESIDENT, VICE PRESIDENT, SECRETARY AND THE TREASURER) AND FOUR MANUFACTURING FIRMS. THE WHOLESALER AND MANUFACTURER REPRESENTATIVE FROM THE ABOVE SAID FIRMS SHALL BE ELECTED AT THE ANNUAL MEETING OF THE ASSOCIATION FOR THREE-YEAR TERMS, THE TERMS TO BE STAGGERED SO THAT TERMS OF ONE-THIRD OF THE BOARD SHALL EXPIRE EACH YEAR. NEWLY ELECTED DIRECTORS SHALL TAKE OFFICE IMMEDIATELY UPON ELECTION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4A COPY OF THE RETURN IS EMAILED TO ALL BOARD MEMBERS FOR REVIEW BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ORGANIZATION RECEIVES ANNUAL CERTIFICATIONS FROM ALL OFFICERS AND DIRECTORS REGARDING CONFLICT OF INTEREST POLICIES AND PROCEDURES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt016014
IRS990/TotalAssetsEOYAmt026169
IRS990/TotalAssetsGrp/BOYAmt016014
IRS990/TotalAssetsGrp/EOYAmt026169
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0337820
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt026162
IRS990/TotalLiabilitiesEOYAmt022800
IRS990/TotalLiabilitiesGrp/BOYAmt026162
IRS990/TotalLiabilitiesGrp/EOYAmt022800
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0-10148
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03369
IRS990/TotalProgramServiceRevenueAmt0351224
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0351337
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0351337
IRS990/TotalVolunteersCnt013
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt016014
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt026169
IRS990/TravelGrp/TotalAmt04609
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnrestrictedNetAssetsGrp/BOYAmt0-10148
IRS990/UnrestrictedNetAssetsGrp/EOYAmt03369
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine10270 MARKET ST PO BOX 920
IRS990/USAddress/City0SADDLEBROOK
IRS990/USAddress/State0NJ
IRS990/USAddress/ZIPCode007663
IRS990/VotingMembersGoverningBodyCnt013
IRS990/VotingMembersIndependentCnt013
IRS990/WebsiteAddressTxt0OPWA.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/PersonNm0ALAN GOLDNER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASUER
ReturnHeader/BusinessOfficerGrp/PhoneNum04109318100
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-06-11
ReturnHeader/Filer/BusinessName/BusinessNameLine10BUSINESS SOLUTIONS ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0BUSI
ReturnHeader/Filer/EIN0363987241
ReturnHeader/Filer/PhoneNum04109318100
ReturnHeader/Filer/USAddress/AddressLine103601 E JOPPA ROAD
ReturnHeader/Filer/USAddress/City0BALTIMORE
ReturnHeader/Filer/USAddress/State0MD
ReturnHeader/Filer/USAddress/ZIPCode021234
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10ROBERT A LIBERTO CPA PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine105430 CAMPBELL BOULEVARD STE 113
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0WHITE MARSH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0MD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode021162
ReturnHeader/PreparerPersonGrp/PhoneNum04109315010
ReturnHeader/PreparerPersonGrp/PreparationDt02014-06-11
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ROBERT A LIBERTO CPA
ReturnHeader/ReturnTs02014-06-23T14:59:58-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

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