Civic Intelligence

Business Solutions Association

990 • Fiscal year 2016 • EIN 36-3987241

Jan 01, 2016 to Dec 31, 2016 • Filed on Jun 27, 2017

3601 E Joppa RoadBaltimore, MD 21234

(410) 931-8100

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

85th percentile

0.31x

Higher debt load relative to assets than 85% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Liabilities / Revenue

74th percentile

0.07x

Higher debt load relative to revenue than 74% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Net Margin

45th percentile

0.8%

Higher net margin than 45% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Top Officer Pay

69th percentile

$0

Higher top officer pay than 69% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Asset Growth

80th percentile

24%

Faster asset growth than 80% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

54th percentile

2.7%

Faster revenue growth than 54% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Annualized from 2015 to 2016

Assets

Up

$73,667

Up $14,190 (+24%) from 2015

Net Assets

Down

$51,063

Down $931 (-1.8%) from 2015

Liabilities

Up

$22,604

Up $15,121 (+202%) from 2015

Revenue

Up

$337,471

Up $8,996 (+2.7%) from 2015

Expenses

Up

$334,878

Up $31,541 (+10%) from 2015

Net Income

Down

$2,593

Down $22,545 (-90%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$150K$100K$50K$0-$50KAssets 2013: $26,169Liabilities 2013: $22,800Net Assets 2013: $3,3692013Assets 2014: $35,623Liabilities 2014: $8,767Net Assets 2014: $26,8562014Assets 2015: $59,477Liabilities 2015: $7,483Net Assets 2015: $51,9942015Assets 2016: $73,667Liabilities 2016: $22,604Net Assets 2016: $51,0632016Assets 2017: $89,499Liabilities 2017: $16,750Net Assets 2017: $72,7492017Assets 2018: $168,888Liabilities 2018: $59,101Net Assets 2018: $109,7872018Assets 2019: $145,088Liabilities 2019: $15,654Net Assets 2019: $129,4342019Assets 2020: $107,843Liabilities 2020: $38,754Net Assets 2020: $69,0892020Assets 2021: $47,472Liabilities 2021: $52,504Net Assets 2021: -$5,0322021Assets 2022: $30,530Liabilities 2022: $29,122Net Assets 2022: $1,4082022Assets 2023: $25,529Liabilities 2023: $1,434Net Assets 2023: $24,0952023Assets 2024: $0Liabilities 2024: $0Net Assets 2024: $02024

Highlighted filing

2016

Assets$73,667
Liabilities$22,604
Net Assets$51,063

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$200K$0-$200KRevenue 2013: $351,337Expenses 2013: $337,820Net Income 2013: $13,5172013Revenue 2014: $325,750Expenses 2014: $302,263Net Income 2014: $23,4872014Revenue 2015: $328,475Expenses 2015: $303,337Net Income 2015: $25,1382015Revenue 2016: $337,471Expenses 2016: $334,878Net Income 2016: $2,5932016Revenue 2017: $317,292Expenses 2017: $295,606Net Income 2017: $21,6862017Revenue 2018: $305,831Expenses 2018: $268,793Net Income 2018: $37,0382018Revenue 2019: $293,684Expenses 2019: $274,037Net Income 2019: $19,6472019Revenue 2020: $104,412Expenses 2020: $164,757Net Income 2020: -$60,3452020Revenue 2021: $87,008Expenses 2021: $161,130Net Income 2021: -$74,1222021Revenue 2022: $101,733Expenses 2022: $95,293Net Income 2022: $6,4402022Revenue 2023: $79,501Expenses 2023: $56,814Net Income 2023: $22,6872023Revenue 2024: $0Expenses 2024: $24,095Net Income 2024: -$24,0952024

Highlighted filing

2016

Revenue$337,471
Expenses$334,878
Net Income$2,593
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Jun 27, 2017
Return Version
2016v3.0
Gross Receipts
$337,471
Mission and Program Overview

Mission

To promote growth and success of members through networking, education, and innovative ideas. To provide a forum for the development of strategic and synergystic solutions to enhance the sales and distribution of business related products and services.

To promote growth and success of members through networking, education, and innovative ideas. To provide a forum for the development of strategic and synergystic solutions to enhance the saled and distribution of business related products and services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$48,124$52,479▲ $4,355
Accounts Receivable$775$10,653▲ $9,878
Cash and Non-Interest-Bearing Accounts$10,578$10,535▼ $43
Total Assets$59,477$73,667▲ $14,190
Liabilities
Other Liabilities-$10,550-
Deferred Revenue-$9,500-
Accounts Payable and Accrued Expenses$7,483$2,554▼ $4,929
Total Liabilities$7,483$22,604▲ $15,121
Net Assets / Fund Balance
Unrestricted Net Assets$51,994$51,063▼ $931
Total Net Assets Fund Balance$51,994$51,063▼ $931
Total Liabilities and Net Assets / Fund Balance$59,477$73,667▲ $14,190
Compensation and Service Providers

Board Members and Trustees

NameTitle
Barry LanePresident
Andrew MorganDirector
Bob EnkDirector
Brian DohertyDirector
David ConcorsDirector
Joe TempletDirector
Kevin MclaughlinDirector
Scott IannazzoDirector
Steven GlassDirector
Susan RobertsDirector
JIM O'BRIENPast Preside
Todd CarlsonSecretary
Mike MetchikoffTreasurer
Casey AventVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$122,950
Program Service Revenue
$214,407
Investment Income
$94
Other Revenue
$20
Change in Net Assets
$2,593
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$334,878
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Conferences and Meetings$175,422--$175,422
Fees for Services Management$111,456$12,384-$123,840
Fees for Services Legal$7,809$868-$8,677
All Other Expenses$5,218$580-$5,798
Other Expenses$2,436$271-$2,707
Travel$2,158$240-$2,398
Office Expenses$1,355$151-$1,506
Insurance$891$99-$990
Fees for Services Accounting$810$90-$900
Total Functional Expenses$318,931$15,947$0$334,878
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Deferred Partnership Program$10,550
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Form 990, Page 6, Part VI, Line 3

Clemons and associates, inc. Is the managment company. Business solutions association (bsa)maintains its offices at 3601 e. Joppa road, baltimore md, 21234. The main office of clemons & associates, inc. All regular bsa staff are employees of clemons & associates, inc. And are provided on an as needed basis. There is a contract agreement between the two parties that defines the role of the managment company. A managment fee is negotiated that covers the cost of the staff, office equipment, space and exucutive director of bsa.

Form 990, Page 6, Part VI, Line 6

Bsa is organizes with dues paying members.

Form 990, Page 6, Part VI, Line 7A

The board of directors is elected by the membership, and consists of eight wholesale firms (all of which shall include the president, vice president, secretary and the treasurer) and four manufacturing firms. The wholesaler and manufacturer representative from the above said firms shall be elected at the annual meeting of the association for three-year terms, the terms to be staggered so that terms of one-third of the board shall expire each year. Newly elected directors shall take office immediately upon election

Form 990, Page 6, Part VI, Line 11B

A copy of the return is emailed to all board members for review before filing.

Form 990, Page 6, Part VI, Line 12C

Organization receives annual certifications from all officers and directors regarding conflict of interest policies and procedures

Form 990, Page 6, Part VI, Line 19

Documents are available for review by appointment only, by contacting the managment company of clemons and associates, inc.

Filing and Contact Details

Filer

Filer Name
Business Solutions Association
EIN
36-3987241
Phone
4109318100
Address
3601 E JOPPA ROAD, BALTIMORE, MD 21234

Signing Officer

Name
Mike Metchikoff
Title
Treasurer
Phone
4109318100
Signed
2017-06-27

Organization Details

Principal Officer
Barry Lane
Formed
1995
Legal Domicile
Il
Voting Board Members
14
Independent Board Members
14
Employees
0

Preparer

Firm
Robert a Liberto CPA Pc
Address
5430 CAMPBELL BOULEVARD STE 113, WHITE MARSH, MD 21162
Preparer
Robert a Liberto CPA
Phone
4109315010
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

To promote growth and success of members through networking, education, and innovative ideas. To provide a forum for the development of strategic and synergystic solutions to enhance the saled and distribution of business related products and services.

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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt010550
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0DEFERRED PARTNERSHIP PROGRAM
IRS990ScheduleD/TotalLiabilityAmt010550
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IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TO PROMOTE GROWTH AND SUCCESS OF MEMBERS THROUGH NETWORKING, EDUCATION, AND INNOVATIVE IDEAS. TO PROVIDE A FORUM FOR THE DEVELOPMENT OF STRATEGIC AND SYNERGYSTIC SOLUTIONS TO ENHANCE THE SALED AND DISTRIBUTION OF BUSINESS RELATED PRODUCTS AND SERVICES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CLEMONS AND ASSOCIATES, INC. IS THE MANAGMENT COMPANY. BUSINESS SOLUTIONS ASSOCIATION (BSA)MAINTAINS ITS OFFICES AT 3601 E. JOPPA ROAD, BALTIMORE MD, 21234. THE MAIN OFFICE OF CLEMONS & ASSOCIATES, INC. ALL REGULAR BSA STAFF ARE EMPLOYEES OF CLEMONS & ASSOCIATES, INC. AND ARE PROVIDED ON AN AS NEEDED BASIS. THERE IS A CONTRACT AGREEMENT BETWEEN THE TWO PARTIES THAT DEFINES THE ROLE OF THE MANAGMENT COMPANY. A MANAGMENT FEE IS NEGOTIATED THAT COVERS THE COST OF THE STAFF, OFFICE EQUIPMENT, SPACE AND EXUCUTIVE DIRECTOR OF BSA.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2BSA IS ORGANIZES WITH DUES PAYING MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP, AND CONSISTS OF EIGHT WHOLESALE FIRMS (ALL OF WHICH SHALL INCLUDE THE PRESIDENT, VICE PRESIDENT, SECRETARY AND THE TREASURER) AND FOUR MANUFACTURING FIRMS. THE WHOLESALER AND MANUFACTURER REPRESENTATIVE FROM THE ABOVE SAID FIRMS SHALL BE ELECTED AT THE ANNUAL MEETING OF THE ASSOCIATION FOR THREE-YEAR TERMS, THE TERMS TO BE STAGGERED SO THAT TERMS OF ONE-THIRD OF THE BOARD SHALL EXPIRE EACH YEAR. NEWLY ELECTED DIRECTORS SHALL TAKE OFFICE IMMEDIATELY UPON ELECTION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4A COPY OF THE RETURN IS EMAILED TO ALL BOARD MEMBERS FOR REVIEW BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ORGANIZATION RECEIVES ANNUAL CERTIFICATIONS FROM ALL OFFICERS AND DIRECTORS REGARDING CONFLICT OF INTEREST POLICIES AND PROCEDURES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6DOCUMENTS ARE AVAILABLE FOR REVIEW BY APPOINTMENT ONLY, BY CONTACTING THE MANAGMENT COMPANY OF CLEMONS AND ASSOCIATES, INC.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/TerminateOperationsInd0false
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IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0318931
IRS990/TotalFunctionalExpensesGrp/TotalAmt0334878
IRS990/TotalGrossUBIAmt00
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IRS990/TotalLiabilitiesEOYAmt022604
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IRS990/TotalLiabilitiesGrp/EOYAmt022604
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt051994
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt051063
IRS990/TotalProgramServiceRevenueAmt0214407
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0214521
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0337471
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt059477
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt073667
IRS990/TravelGrp/ManagementAndGeneralAmt0240
IRS990/TravelGrp/ProgramServicesAmt02158
IRS990/TravelGrp/TotalAmt02398
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnrestrictedNetAssetsGrp/BOYAmt051994
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IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt050 POINTE DRIVE
IRS990/USAddress/CityNm0BREA
IRS990/USAddress/StateAbbreviationCd0CA
IRS990/USAddress/ZIPCd092821
IRS990/VotingMembersGoverningBodyCnt014
IRS990/VotingMembersIndependentCnt014
IRS990/WebsiteAddressTxt0BUSINESSSOLUTIONSASSOCIATION.COM
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/PersonNm0MIKE METCHIKOFF
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum04109318100
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-06-27
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BUSINESS SOLUTIONS ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0BUSI
ReturnHeader/Filer/EIN0363987241
ReturnHeader/Filer/PhoneNum04109318100
ReturnHeader/Filer/USAddress/AddressLine1Txt03601 E JOPPA ROAD
ReturnHeader/Filer/USAddress/CityNm0BALTIMORE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MD
ReturnHeader/Filer/USAddress/ZIPCd021234
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId045E859579D235099797C2829F05D4FE7DFFF4FF6
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0C4F4301BCA08B0DA86AB5E5E1BC737D06AE3FF09
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0522260436
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ROBERT A LIBERTO CPA PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt05430 CAMPBELL BOULEVARD STE 113
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WHITE MARSH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd021162
ReturnHeader/PreparerPersonGrp/PhoneNum04109315010
ReturnHeader/PreparerPersonGrp/PreparationDt02017-06-27
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ROBERT A LIBERTO CPA
ReturnHeader/ReturnTs02017-06-28T08:48:45-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

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