Civic Intelligence

Business Solutions Association

990 • Fiscal year 2022 • EIN 36-3987241

Jan 01, 2022 to Dec 31, 2022 • Filed on Oct 09, 2023

3601 E Joppa RoadBaltimore, MD 21234

(330) 612-6954

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

97th percentile

0.95x

Higher debt load relative to assets than 97% of similar nonprofits.

2022 filings • 501(c)6 • <$500k nonprofits • Source year 2022

Liabilities / Revenue

86th percentile

0.29x

Higher debt load relative to revenue than 86% of similar nonprofits.

2022 filings • 501(c)6 • <$500k nonprofits • Source year 2022

Net Margin

58th percentile

6.3%

Higher net margin than 58% of similar nonprofits.

2022 filings • 501(c)6 • <$500k nonprofits • Source year 2022

Top Officer Pay

72nd percentile

$0

Higher top officer pay than 72% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2022 filings • 501(c)6 • <$500k nonprofits • Source year 2022

Asset Growth

10th percentile

-36%

Faster asset growth than 10% of similar nonprofits.

2022 filings • 501(c)6 • <$500k nonprofits • Annualized from 2021 to 2022

Revenue Growth

57th percentile

17%

Faster revenue growth than 57% of similar nonprofits.

2022 filings • 501(c)6 • <$500k nonprofits • Annualized from 2021 to 2022

Assets

Down

$30,530

Down $16,942 (-36%) from 2021

Net Assets

Up

$1,408

Up $6,440 (+128%) from 2021

Liabilities

Down

$29,122

Down $23,382 (-45%) from 2021

Revenue

Up

$101,733

Up $14,725 (+17%) from 2021

Expenses

Down

$95,293

Down $65,837 (-41%) from 2021

Net Income

Up

$6,440

Up $80,562 (+109%) from 2021

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$150K$100K$50K$0-$50KAssets 2013: $26,169Liabilities 2013: $22,800Net Assets 2013: $3,3692013Assets 2014: $35,623Liabilities 2014: $8,767Net Assets 2014: $26,8562014Assets 2015: $59,477Liabilities 2015: $7,483Net Assets 2015: $51,9942015Assets 2016: $73,667Liabilities 2016: $22,604Net Assets 2016: $51,0632016Assets 2017: $89,499Liabilities 2017: $16,750Net Assets 2017: $72,7492017Assets 2018: $168,888Liabilities 2018: $59,101Net Assets 2018: $109,7872018Assets 2019: $145,088Liabilities 2019: $15,654Net Assets 2019: $129,4342019Assets 2020: $107,843Liabilities 2020: $38,754Net Assets 2020: $69,0892020Assets 2021: $47,472Liabilities 2021: $52,504Net Assets 2021: -$5,0322021Assets 2022: $30,530Liabilities 2022: $29,122Net Assets 2022: $1,4082022Assets 2023: $25,529Liabilities 2023: $1,434Net Assets 2023: $24,0952023Assets 2024: $0Liabilities 2024: $0Net Assets 2024: $02024

Highlighted filing

2022

Assets$30,530
Liabilities$29,122
Net Assets$1,408

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$200K$0-$200KRevenue 2013: $351,337Expenses 2013: $337,820Net Income 2013: $13,5172013Revenue 2014: $325,750Expenses 2014: $302,263Net Income 2014: $23,4872014Revenue 2015: $328,475Expenses 2015: $303,337Net Income 2015: $25,1382015Revenue 2016: $337,471Expenses 2016: $334,878Net Income 2016: $2,5932016Revenue 2017: $317,292Expenses 2017: $295,606Net Income 2017: $21,6862017Revenue 2018: $305,831Expenses 2018: $268,793Net Income 2018: $37,0382018Revenue 2019: $293,684Expenses 2019: $274,037Net Income 2019: $19,6472019Revenue 2020: $104,412Expenses 2020: $164,757Net Income 2020: -$60,3452020Revenue 2021: $87,008Expenses 2021: $161,130Net Income 2021: -$74,1222021Revenue 2022: $101,733Expenses 2022: $95,293Net Income 2022: $6,4402022Revenue 2023: $79,501Expenses 2023: $56,814Net Income 2023: $22,6872023Revenue 2024: $0Expenses 2024: $24,095Net Income 2024: -$24,0952024

Highlighted filing

2022

Revenue$101,733
Expenses$95,293
Net Income$6,440
Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Oct 9, 2023
Return Version
2022v5.0
Gross Receipts
$101,733
Mission and Program Overview

Mission

To promote growth and success of members through networking, education, and innovative ideas. To provide a forum for the development of strategic and synergystic solutions to enhance the sales and distribution of business related products and services.

SEE SCHEDULE O

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$29,040$24,004▼ $5,036
Savings and Temporary Cash Investments$18,432$4,100▼ $14,332
Prepaid Expenses and Deferred Charges-$2,426-
Total Assets$47,472$30,530▼ $16,942
Liabilities
Deferred Revenue$46,750$24,750▼ $22,000
Accounts Payable and Accrued Expenses$5,754$4,372▼ $1,382
Total Liabilities$52,504$29,122▼ $23,382
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$-5,032$1,408▲ $6,440
Total Net Assets Fund Balance$-5,032$1,408▲ $6,440
Total Liabilities and Net Assets / Fund Balance$47,472$30,530▼ $16,942
Compensation and Service Providers

Board Members and Trustees

NameTitle
Travis KastePresident
Casey AventVice President
Brian BowerfindBoard Member
Brian KerriganBoard Member
Chris SoltwedelBoard Member
David RisherBoard Member
Ken SmithBoard Member
Susan RobertsBoard Member
Todd GaedeBoard Member
Nick AronisSecretary
Marlin WendlandTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$80,500
Program Service Revenue
$21,230
Investment Income
$3
Other Revenue
$0
Change in Net Assets
$6,440
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$95,293
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Management$53,356$5,929-$59,285
Conferences and Meetings$7,385$821-$8,206
Office Expenses$5,225$581-$5,806
Other Expenses$3,307$368-$3,675
Travel$2,109$234-$2,343
Insurance-$1,258-$1,258
Fees for Services Accounting-$1,215-$1,215
Fees for Services Legal$471$52-$523
All Other Expenses$196$21-$217
Total Functional Expenses$75,225$20,068$0$95,293
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
Yes
Subject to proxy tax
Yes
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Form 990, Part VI, Line 6

Bsa is organized with dues paying members

Form 990, Part VI, Line 7A

The association shall be managed by a board of directors consisting of not less than six 6 nor more than eighteen 18 members. The exact number of directors shall be established by resolution of the board of directors. The board shall be representative of each category of membership established by the board of directors provided that each membership segment shall have at least one board member. The executive committee may appoint board members during each election. The remaining directors shall be elected by the respective membership segment for three-year terms. The terms to be so staggered that terms of one-third of the board shall expire each year. Newly elected directors shall take office immediately upon election.

Form 990, Part VI, Line 12C

If the governing board or committee has reasonable cause to believe a member has failed to disclose actual or possible conflicts of interest it shall inform the member of the basis for such belief and afford the member an opportunity to explain the alleged failure to disclose. If after hearing the members response and after making further investigation as warranted by the circumstances, the governing board or committee determines the member has failed to disclose an actual or possible conflict of interest it shall take the appropriate disciplinary and corrective action.

Form 990, Part VI, Line 19

Documents are available for review by appointment only by contacting the management company of clemons associates, inc.

Form 990, Part VI, Line 11A

Form 990 is prepared by a certified public accountant and the final draft is reviewed by associations staff and the treasurer prior to filing.

Filing and Contact Details

Filer

Filer Name
Business Solutions Association
EIN
36-3987241
Phone
3306126954
Address
3601 E JOPPA ROAD, BALTIMORE, MD 21234

Signing Officer

Name
Marlin Wendland
Title
Treasurer
Phone
3306126954
Signed
2023-10-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Marlin Wendland
Formed
1995
Legal Domicile
Il
Voting Board Members
11
Independent Board Members
11
Employees
0

Preparer

Firm
Bounds Accounting & Tax Services LLC
Address
5430 CAMPBELL BLVD STE 113, WHITE MARSH, MD 21162
Preparer
Wilson Bounds
Phone
4109315010
Supplemental Narrative

Additional Explanations

Form 990, Part I, Line 1

To promote growth and success of members through networking education and innovative ideas to provide as forum for the development of strategic and synergystic solutions to enhance the sales and distribution of business related products and services.

Form 990, Part IV, Line 3

Business solutions association bsa is managed by the association management company of clemons associates inc. Bsa maintains its headquarters at clemons associates offices located at 3601 joppa road, baltimore md 21234. All regular bsa staff members are employees of clemons associates and are provided to bsa on an as-needed basis. Bsa and clemons associates agree on the responsibilities of the management firm. A management fee is negotiated that covers the cost of bsa executive director, staff, office, equipment, and office space.

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IRS990/PYTotalRevenueAmt087008
IRS990/ReconcilationRevenueExpnssAmt06440
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IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TO PROMOTE GROWTH AND SUCCESS OF MEMBERS THROUGH NETWORKING EDUCATION AND INNOVATIVE IDEAS TO PROVIDE AS FORUM FOR THE DEVELOPMENT OF STRATEGIC AND SYNERGYSTIC SOLUTIONS TO ENHANCE THE SALES AND DISTRIBUTION OF BUSINESS RELATED PRODUCTS AND SERVICES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1BUSINESS SOLUTIONS ASSOCIATION BSA IS MANAGED BY THE ASSOCIATION MANAGEMENT COMPANY OF CLEMONS ASSOCIATES INC. BSA MAINTAINS ITS HEADQUARTERS AT CLEMONS ASSOCIATES OFFICES LOCATED AT 3601 JOPPA ROAD, BALTIMORE MD 21234. ALL REGULAR BSA STAFF MEMBERS ARE EMPLOYEES OF CLEMONS ASSOCIATES AND ARE PROVIDED TO BSA ON AN AS-NEEDED BASIS. BSA AND CLEMONS ASSOCIATES AGREE ON THE RESPONSIBILITIES OF THE MANAGEMENT FIRM. A MANAGEMENT FEE IS NEGOTIATED THAT COVERS THE COST OF BSA EXECUTIVE DIRECTOR, STAFF, OFFICE, EQUIPMENT, AND OFFICE SPACE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2BSA IS ORGANIZED WITH DUES PAYING MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ASSOCIATION SHALL BE MANAGED BY A BOARD OF DIRECTORS CONSISTING OF NOT LESS THAN SIX 6 NOR MORE THAN EIGHTEEN 18 MEMBERS. THE EXACT NUMBER OF DIRECTORS SHALL BE ESTABLISHED BY RESOLUTION OF THE BOARD OF DIRECTORS. THE BOARD SHALL BE REPRESENTATIVE OF EACH CATEGORY OF MEMBERSHIP ESTABLISHED BY THE BOARD OF DIRECTORS PROVIDED THAT EACH MEMBERSHIP SEGMENT SHALL HAVE AT LEAST ONE BOARD MEMBER. THE EXECUTIVE COMMITTEE MAY APPOINT BOARD MEMBERS DURING EACH ELECTION. THE REMAINING DIRECTORS SHALL BE ELECTED BY THE RESPECTIVE MEMBERSHIP SEGMENT FOR THREE-YEAR TERMS. THE TERMS TO BE SO STAGGERED THAT TERMS OF ONE-THIRD OF THE BOARD SHALL EXPIRE EACH YEAR. NEWLY ELECTED DIRECTORS SHALL TAKE OFFICE IMMEDIATELY UPON ELECTION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4IF THE GOVERNING BOARD OR COMMITTEE HAS REASONABLE CAUSE TO BELIEVE A MEMBER HAS FAILED TO DISCLOSE ACTUAL OR POSSIBLE CONFLICTS OF INTEREST IT SHALL INFORM THE MEMBER OF THE BASIS FOR SUCH BELIEF AND AFFORD THE MEMBER AN OPPORTUNITY TO EXPLAIN THE ALLEGED FAILURE TO DISCLOSE. IF AFTER HEARING THE MEMBERS RESPONSE AND AFTER MAKING FURTHER INVESTIGATION AS WARRANTED BY THE CIRCUMSTANCES, THE GOVERNING BOARD OR COMMITTEE DETERMINES THE MEMBER HAS FAILED TO DISCLOSE AN ACTUAL OR POSSIBLE CONFLICT OF INTEREST IT SHALL TAKE THE APPROPRIATE DISCIPLINARY AND CORRECTIVE ACTION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5DOCUMENTS ARE AVAILABLE FOR REVIEW BY APPOINTMENT ONLY BY CONTACTING THE MANAGEMENT COMPANY OF CLEMONS ASSOCIATES, INC.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6FORM 990 IS PREPARED BY A CERTIFIED PUBLIC ACCOUNTANT AND THE FINAL DRAFT IS REVIEWED BY ASSOCIATIONS STAFF AND THE TREASURER PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part I, Line 1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part IV, Line 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Line 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Line 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Line 11A
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IRS990/USAddress/AddressLine1Txt01 STRAWBERRY LANE
IRS990/USAddress/CityNm0ORRVILLE
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IRS990/USAddress/ZIPCd044667
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ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0MARLIN WENDLAND
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum03306126954
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-10-09
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BUSINESS SOLUTIONS ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0BUSI
ReturnHeader/Filer/EIN0363987241
ReturnHeader/Filer/PhoneNum03306126954
ReturnHeader/Filer/USAddress/AddressLine1Txt03601 E JOPPA ROAD
ReturnHeader/Filer/USAddress/CityNm0BALTIMORE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MD
ReturnHeader/Filer/USAddress/ZIPCd021234
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0454030177
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BOUNDS ACCOUNTING & TAX SERVICES LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt05430 CAMPBELL BLVD STE 113
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WHITE MARSH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd021162
ReturnHeader/PreparerPersonGrp/PhoneNum04109315010
ReturnHeader/PreparerPersonGrp/PreparationDt02023-10-09
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0WILSON BOUNDS
ReturnHeader/ReturnTs02023-10-09T02:13:50-00:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0MARLIN
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0WENDLAND
ReturnHeader/TaxPeriodBeginDt02022-01-01
ReturnHeader/TaxPeriodEndDt02022-12-31
ReturnHeader/TaxYr02022

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