Civic Intelligence

Dupage Credit Union

990 • Fiscal year 2013 • EIN 36-2499724

Jan 01, 2013 to Dec 31, 2013 • Filed on Aug 14, 2014

1515 Bond Street60563-3930

(630) 428-3440

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

98th percentile

0.94x

Higher debt load relative to assets than 98% of similar nonprofits.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2013

Liabilities / Revenue

27th percentile

15.37x

Higher debt load relative to revenue than 27% of similar nonprofits.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2013

Net Margin

60th percentile

17%

Higher net margin than 60% of similar nonprofits.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2013

Top Officer Pay

21st percentile

$270,734

Higher top officer pay than 21% of similar nonprofits.

Top officer pay equals 1.5% of source-year revenue.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2013

Asset Growth

53rd percentile

4.3%

Faster asset growth than 53% of similar nonprofits.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Assets

Up

$289,128,200

Up $11,858,124 (+4.3%) from 2012

Net Assets

Up

$18,077,583

Up $2,982,560 (+20%) from 2012

Liabilities

Up

$271,050,617

Up $8,875,564 (+3.4%) from 2012

Revenue

$17,636,376

No earlier filing loaded for comparison.

Expenses

Down

$14,653,816

Down $5,621,143 (-28%) from 2012

Net Income

$2,982,560

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600M$400M$200M$0Assets 2010: $264,161,775Liabilities 2010: $248,255,229Net Assets 2010: $15,906,5462010Assets 2011: $271,598,169Liabilities 2011: $254,150,823Net Assets 2011: $17,447,3462011Assets 2012: $277,270,076Liabilities 2012: $262,175,053Net Assets 2012: $15,095,0232012Assets 2013: $289,128,200Liabilities 2013: $271,050,617Net Assets 2013: $18,077,5832013Assets 2014: $297,886,646Liabilities 2014: $277,380,146Net Assets 2014: $20,506,5002014Assets 2015: $314,685,503Liabilities 2015: $291,073,201Net Assets 2015: $23,612,3022015Assets 2016: $337,946,913Liabilities 2016: $311,426,215Net Assets 2016: $26,520,6982016Assets 2017: $348,940,063Liabilities 2017: $320,007,326Net Assets 2017: $28,932,7372017Assets 2018: $356,000,498Liabilities 2018: $325,484,796Net Assets 2018: $30,515,7022018Assets 2019: $385,496,474Liabilities 2019: $351,720,007Net Assets 2019: $33,776,4672019Assets 2020: $480,745,505Liabilities 2020: $440,937,823Net Assets 2020: $39,807,6822020Assets 2021: $557,263,458Liabilities 2021: $516,038,770Net Assets 2021: $41,224,6882021Assets 2022: $581,714,800Liabilities 2022: $548,855,612Net Assets 2022: $32,859,1882022Assets 2023: $578,226,107Liabilities 2023: $541,029,491Net Assets 2023: $37,196,6162023Assets 2024: $565,310,502Liabilities 2024: $522,313,923Net Assets 2024: $42,996,5792024

Highlighted filing

2013

Assets$289,128,200
Liabilities$271,050,617
Net Assets$18,077,583

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40M$30M$20M$10M$0Expenses 2010: $18,923,8472010Expenses 2011: $15,810,9772011Expenses 2012: $20,274,9592012Revenue 2013: $17,636,376Expenses 2013: $14,653,816Net Income 2013: $2,982,5602013Revenue 2014: $15,627,635Expenses 2014: $13,198,718Net Income 2014: $2,428,9172014Revenue 2015: $16,895,185Expenses 2015: $13,789,383Net Income 2015: $3,105,8022015Revenue 2016: $17,589,983Expenses 2016: $14,681,587Net Income 2016: $2,908,3962016Revenue 2017: $19,066,157Expenses 2017: $16,654,118Net Income 2017: $2,412,0392017Revenue 2018: $20,341,033Expenses 2018: $18,222,197Net Income 2018: $2,118,8362018Revenue 2019: $23,997,758Expenses 2019: $21,208,371Net Income 2019: $2,789,3872019Revenue 2020: $28,684,027Expenses 2020: $23,094,936Net Income 2020: $5,589,0912020Revenue 2021: $27,754,068Expenses 2021: $24,659,556Net Income 2021: $3,094,5122021Revenue 2022: $30,736,632Expenses 2022: $28,120,364Net Income 2022: $2,616,2682022Revenue 2023: $36,582,920Expenses 2023: $34,756,818Net Income 2023: $1,826,1022023Revenue 2024: $37,877,320Expenses 2024: $32,395,568Net Income 2024: $5,481,7522024

Highlighted filing

2013

Revenue$17,636,376
Expenses$14,653,816
Net Income$2,982,560
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Aug 14, 2014
Return Version
2013v3.0
Gross Receipts
$136,515,826
Mission and Program Overview

Mission

As a cooperative, we offer financial products and services to enhance the economic well-being of our members now and into the future.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$187,474,837$191,537,937▲ $4,063,100
Savings and Temporary Cash Investments$62,819,744$61,962,061▼ $857,683
Rtn Earn Endowment Incm Other Fnds$15,095,023$18,077,583▲ $2,982,560
Land, Buildings, and Equipment, Net$9,597,750$10,330,926▲ $733,176
Investments in Publicly Traded Securities-$7,876,000-
Cash and Non-Interest-Bearing Accounts$4,293,134$5,996,168▲ $1,703,034
Accounts Receivable$3,059,498$2,563,806▼ $495,692
Prepaid Expenses and Deferred Charges$485,739$404,853▼ $80,886
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$277,270,076$289,128,200▲ $11,858,124
Other Assets Total$9,539,374$8,456,449▼ $1,082,925
Liabilities
Other Liabilities$259,429,279$268,034,545▲ $8,605,266
Accounts Payable and Accrued Expenses$2,640,272$2,819,056▲ $178,784
Escrow Account Liability$105,502$197,016▲ $91,514
Total Liabilities$262,175,053$271,050,617▲ $8,875,564
Net Assets / Fund Balance
Total Net Assets Fund Balance$15,095,023$18,077,583▲ $2,982,560
Total Liabilities and Net Assets / Fund Balance$277,270,076$289,128,200▲ $11,858,124

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$7,035,596$3,180,442$10,216,038
Equipment$724,488$4,214,106$4,938,594
Land$2,291,118-$2,291,118
Leasehold Improvements$279,724$862,558$1,142,282
Other Land Buildings$0$0$0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Robert M PalumboFormer President/CEO-$256,200$14,534$256,200
Diane SheltonPresident/CEOFT$189,013$2,500$191,513
Debra LangeSenior Vice PresidentFT$151,049$1,000$152,049
Roberta KozlowiczSenior Vice PresidentFT$142,910$3,500$146,410
Gail MosherVice PresidentFT$99,230$17,856$117,086
Frank SpositoVice PresidentFT$103,389$7,946$111,335
John DumasChief Financial OfficerFT$82,665$9,216$91,881

Board Members and Trustees

NameTitle
Lawrence KammesChairman of the Board
Debra RagusaVice Chairman of the Board
Mark DwyerBoard Member
Michael DzuganBoard Member
William ShieldsBoard Member
Gretchen LewisBoard Secretary
William HicksBoard Treasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Freese and AssociatesProperty appraisal-$279,895
Fiserv SolutionsData transaction processing-$238,562
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$16,562,285
Investment Income
$1,083,146
Other Revenue
$-9,055
Change in Net Assets
$2,982,560
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$7,654,943
Salaries, Compensation, and Employee Benefits$6,998,873
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$5,364,141
Other Expenses---$2,494,339
All Other Expenses---$991,650
Depreciation Depletion---$734,656
Current Officers, Directors, Trustees, and Key Employees---$565,637
Other Employee Benefits---$552,015
Occupancy---$535,321
Payroll Taxes---$517,080
Office Expenses---$511,683
Information Technology---$471,716
Advertising---$349,283
Fees for Services Other---$159,658
Insurance---$157,865
Fees for Services Accounting---$32,400
Payments to Affiliates---$29,413
Fees for Services Legal---$21,247
Conferences and Meetings---$17,921
Travel---$13,281
Total Functional Expenses$0$0$0$14,653,816
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$1,500
Total Exempt Function Spending$1,500
Section 527 Activity Spending$0

Section 527 Organizations

OrganizationLocationAmount
36-3092340-$1,500
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member savings deposits$268,034,545
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

As of 12/31/2013 the credit union had 33,201 members.

Form 990, Part VI, Section A, Line 7A

The credit union has 33,201 members who elect the Board of Directors at its Annual Meeting of Members held in the month of March each year.

Form 990, Part VI, Section A, Line 7B

Changes of ammendments to the credit union charter must be approved by the members and by regulatory authorities. Bylaw amendments may, but are not required to be, approved by the members. However, bylaw changes must be approved by a two-thirds majority of the Board of Directors and by regulatory authorities.

Form 990, Part VI, Section B, Line 11B

A copy of the completed 990 tax return is provided to each member of the Board of Directors and is discussed at the first Board meeting after the return is completed.

Form 990, Part VI, Section B, Line 12C

All Officers, Directors, Committee Members, Trustees and Key Employees are required to submit a signed Conflict of Interest Statement annually to the Supervisory Committee and the Board of Directors. The Supervisory Committee reviews all Statements annually and provides the Board of Directors with a summary of their review. The Committee and/or Board may deem it necessary to direct further inquiries to the appropriate individuals and may take further action when necessary. The actions may include, but not be limited to, requiring the individuals to divest themselves of the conflict and/or provide full disclosure.

Form 990, Part VI, Section B, Line 15

An independent third-party consultant conducts a periodic competitive market compensation study of all positions and compensation grade levels. A seperate study is conducted in relation to the salary of the CEO. These studies were most recently conducted in 2011. The study is presented by the consultant and reviewed by management and the Board of Directors and is used to create the salary increase matrix. All employees receive an annual performance evaluation which is completed by the employees supervisor. If appropriate, employees receive an increase in pay determined by the results of the evaluation and according to the percentages provided in the salary increase matrix. The performance of the CEO is evaluated by the Board of Directors. The Board reviews the evluation with the CEO and approves any change in CEO compensation.

Form 990, Part VI, Section C, Line 19

All governing documents, conflict of interest policy and financial statements are available for inspection upon written request, and without charge, during regular business hours at the Credit Union's Operations Center and at all retail branch offices.

Filing and Contact Details

Filer

EIN
36-2499724
Phone
6304283440

Signing Officer

Name
John Dumas
Title
Chief Financial Officer
Phone
6304283440
Signed
2014-08-14

Organization Details

Principal Officer
Diane M Shelton
Formed
1956
Legal Domicile
Il
Voting Board Members
7
Independent Board Members
7
Employees
147
Volunteers
9
Supplemental Narrative

Financial Statement Notes

Schedule D, Part IV, Line 2B

Escrow balances held for taxes and insurance related to member mortgage accounts held by the credit union

Raw XML AppendixShowing 400 of 583 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm0Lawrence Kammes
IRS990/Form990PartVIISectionAGrp/PersonNm1Debra Ragusa
IRS990/Form990PartVIISectionAGrp/PersonNm2Gretchen Lewis
IRS990/Form990PartVIISectionAGrp/PersonNm3William Hicks
IRS990/Form990PartVIISectionAGrp/PersonNm4Mark Dwyer
IRS990/Form990PartVIISectionAGrp/PersonNm5Michael Dzugan
IRS990/Form990PartVIISectionAGrp/PersonNm6William Shields
IRS990/Form990PartVIISectionAGrp/PersonNm7Diane Shelton
IRS990/Form990PartVIISectionAGrp/PersonNm8John Dumas
IRS990/Form990PartVIISectionAGrp/PersonNm9Debra Lange
IRS990/Form990PartVIISectionAGrp/PersonNm10Roberta Kozlowicz
IRS990/Form990PartVIISectionAGrp/PersonNm11Gail Mosher
IRS990/Form990PartVIISectionAGrp/PersonNm12Frank Sposito
IRS990/Form990PartVIISectionAGrp/PersonNm13Robert M Palumbo
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IRS990/Form990PartVIISectionAGrp/TitleTxt0Chairman of the Board
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice Chairman of the Board
IRS990/Form990PartVIISectionAGrp/TitleTxt2Board Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7President/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt8Chief Financial Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt9Senior Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt10Senior Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt11Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt12Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt13Former President/CEO
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01956
IRS990/FormerOfcrEmployeesListedInd01
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0870003
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0119628618
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt00
IRS990/GrossReceiptsAmt0136515826
IRS990/GrossRentsGrp/PersonalAmt00
IRS990/GrossRentsGrp/RealAmt0111780
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt06
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0471716
IRS990/InsuranceGrp/TotalAmt0157865
IRS990/InterestGrp/TotalAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0213143
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0213143
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt07876000
IRS990/IRPDocumentCnt06994
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt08257106
IRS990/LandBldgEquipBasisNetGrp/BOYAmt09597750
IRS990/LandBldgEquipBasisNetGrp/EOYAmt010330926
IRS990/LandBldgEquipCostOrOtherBssAmt018588032
IRS990/LegalDomicileStateCd0IL
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0118758615
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt00
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt0120835
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0AS A COOPERATIVE, WE OFFER FINANCIAL PRODUCTS AND SERVICES TO ENHANCE THE ECONOMIC WELL-BEING OF OUR MEMBERS NOW AND INTO THE FUTURE.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt015095023
IRS990/NetAssetsOrFundBalancesEOYAmt018077583
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0870003
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0870003
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt0-9055
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0-9055
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0535321
IRS990/OfficeExpensesGrp/TotalAmt0511683
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt09539374
IRS990/OtherAssetsTotalGrp/EOYAmt08456449
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0552015
IRS990/OtherExpensesGrp/Desc0Dividends on member savings
IRS990/OtherExpensesGrp/Desc1Provision for loan loss
IRS990/OtherExpensesGrp/Desc2Check processing and ATM expenses
IRS990/OtherExpensesGrp/Desc3Loan disbursement and servicing expenses
IRS990/OtherExpensesGrp/TotalAmt0231654
IRS990/OtherExpensesGrp/TotalAmt1393292
IRS990/OtherExpensesGrp/TotalAmt2509564
IRS990/OtherExpensesGrp/TotalAmt32494339
IRS990/OtherLiabilitiesGrp/BOYAmt0259429279
IRS990/OtherLiabilitiesGrp/EOYAmt0268034545
IRS990/OtherOrganizationDsc0COOPERATIVE
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt05364141
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0187474837
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0191537937
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt029413
IRS990/PayrollTaxesGrp/TotalAmt0517080
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0485739
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0404853
IRS990/PrincipalOfficerNm0Diane M Shelton
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/Desc0Interest income on member loans
IRS990/ProgramServiceRevenueGrp/Desc1Fees and charges to recover cost
IRS990/ProgramServiceRevenueGrp/Desc2Member insurance-related activity
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt010285283
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt16191579
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt285423
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt010285283
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt16191579
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt285423
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgSrvcAccomActy2Grp/Desc0Provided first and second mortgage loans to over 4,000 members.
IRS990/ProgSrvcAccomActy3Grp/Desc0Provided credit and debit cards to over 12,000 members.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0807430
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt013630680
IRS990/PYOtherRevenueAmt0-24671
IRS990/PYProgramServiceRevenueAmt017139877
IRS990/PYRevenuesLessExpensesAmt0-2352323
IRS990/PYSalariesCompEmpBnftPaidAmt06644279
IRS990/PYTotalExpensesAmt020274959
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt017922636
IRS990/ReconcilationRevenueExpnssAmt02982560
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt0-9055
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt015095023
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt018077583
IRS990/SavingsAndTempCashInvstGrp/BOYAmt062819744
IRS990/SavingsAndTempCashInvstGrp/EOYAmt061962061
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/Expended527ActivitiesAmt00
IRS990ScheduleC/Form1120POLFiledInd01
IRS990ScheduleC/InternalFundsContributedAmt01500
IRS990ScheduleC/PoliticalExpendituresAmt01500
IRS990ScheduleC/Section527PoliticalOrgGrp/ContributionsRcvdDlvrAmt00
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0363092340
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine10Credit Union Political Action Council
IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt01500
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine101807 West Diehl Road
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine20PO Box 3107
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/City0Naperville
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/State0IL
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCode060566
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0The organization's only political activity is the contribution to Credit Union Political Action Council that is reported in Parts I-A and I-C of this Schedule C
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule C, Part I-A, Line 1
IRS990ScheduleC/TotalExemptFunctionExpendAmt01500
IRS990ScheduleC/VolunteerHoursCnt00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt07035596
IRS990ScheduleD/BuildingsGrp/DepreciationAmt03180442
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt010216038
IRS990ScheduleD/EquipmentGrp/BookValueAmt0724488
IRS990ScheduleD/EquipmentGrp/DepreciationAmt04214106
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt04938594
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$565$522$43.0$37.9$32.4$5.48
2023Detailed filing. Detailed filing data is available for this year.$578$541$37.2$36.6$34.8$1.83
2022Detailed filing. Detailed filing data is available for this year.$582$549$32.9$30.7$28.1$2.62
2021Detailed filing. Detailed filing data is available for this year.$557$516$41.2$27.8$24.7$3.09
2020Detailed filing. Detailed filing data is available for this year.$481$441$39.8$28.7$23.1$5.59
2019Detailed filing. Detailed filing data is available for this year.$385$352$33.8$24.0$21.2$2.79
2018Detailed filing. Detailed filing data is available for this year.$356$325$30.5$20.3$18.2$2.12
2017Detailed filing. Detailed filing data is available for this year.$349$320$28.9$19.1$16.7$2.41
2016Detailed filing. Detailed filing data is available for this year.$338$311$26.5$17.6$14.7$2.91
2015Detailed filing. Detailed filing data is available for this year.$315$291$23.6$16.9$13.8$3.11
2014Detailed filing. Detailed filing data is available for this year.$298$277$20.5$15.6$13.2$2.43
2013Detailed filing. Detailed filing data is available for this year.$289$271$18.1$17.6$14.7$2.98
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$277$262$15.1$20.3
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$272$254$17.4$15.8
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$264$248$15.9$18.9