Civic Intelligence

Dupage Credit Union

990 • Fiscal year 2017 • EIN 36-2499724

Jan 01, 2017 to Dec 31, 2017 • Filed on Oct 15, 2018

1515 Bond StreetNaperville, IL 60563-0112

(630) 428-3440

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

89th percentile

0.92x

Higher debt load relative to assets than 89% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Liabilities / Revenue

38th percentile

16.78x

Higher debt load relative to revenue than 38% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Net Margin

48th percentile

13%

Higher net margin than 48% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Top Officer Pay

13th percentile

$257,195

Higher top officer pay than 13% of similar nonprofits.

Top officer pay equals 1.3% of source-year revenue.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Asset Growth

31st percentile

3.3%

Faster asset growth than 31% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Revenue Growth

52nd percentile

8.4%

Faster revenue growth than 52% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Assets

Up

$348,940,063

Up $10,993,150 (+3.3%) from 2016

Net Assets

Up

$28,932,737

Up $2,412,039 (+9.1%) from 2016

Liabilities

Up

$320,007,326

Up $8,581,111 (+2.8%) from 2016

Revenue

Up

$19,066,157

Up $1,476,174 (+8.4%) from 2016

Expenses

Up

$16,654,118

Up $1,972,531 (+13%) from 2016

Net Income

Down

$2,412,039

Down $496,357 (-17%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600M$400M$200M$0Assets 2010: $264,161,775Liabilities 2010: $248,255,229Net Assets 2010: $15,906,5462010Assets 2011: $271,598,169Liabilities 2011: $254,150,823Net Assets 2011: $17,447,3462011Assets 2012: $277,270,076Liabilities 2012: $262,175,053Net Assets 2012: $15,095,0232012Assets 2013: $289,128,200Liabilities 2013: $271,050,617Net Assets 2013: $18,077,5832013Assets 2014: $297,886,646Liabilities 2014: $277,380,146Net Assets 2014: $20,506,5002014Assets 2015: $314,685,503Liabilities 2015: $291,073,201Net Assets 2015: $23,612,3022015Assets 2016: $337,946,913Liabilities 2016: $311,426,215Net Assets 2016: $26,520,6982016Assets 2017: $348,940,063Liabilities 2017: $320,007,326Net Assets 2017: $28,932,7372017Assets 2018: $356,000,498Liabilities 2018: $325,484,796Net Assets 2018: $30,515,7022018Assets 2019: $385,496,474Liabilities 2019: $351,720,007Net Assets 2019: $33,776,4672019Assets 2020: $480,745,505Liabilities 2020: $440,937,823Net Assets 2020: $39,807,6822020Assets 2021: $557,263,458Liabilities 2021: $516,038,770Net Assets 2021: $41,224,6882021Assets 2022: $581,714,800Liabilities 2022: $548,855,612Net Assets 2022: $32,859,1882022Assets 2023: $578,226,107Liabilities 2023: $541,029,491Net Assets 2023: $37,196,6162023Assets 2024: $565,310,502Liabilities 2024: $522,313,923Net Assets 2024: $42,996,5792024

Highlighted filing

2017

Assets$348,940,063
Liabilities$320,007,326
Net Assets$28,932,737

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40M$30M$20M$10M$0Expenses 2010: $18,923,8472010Expenses 2011: $15,810,9772011Expenses 2012: $20,274,9592012Revenue 2013: $17,636,376Expenses 2013: $14,653,816Net Income 2013: $2,982,5602013Revenue 2014: $15,627,635Expenses 2014: $13,198,718Net Income 2014: $2,428,9172014Revenue 2015: $16,895,185Expenses 2015: $13,789,383Net Income 2015: $3,105,8022015Revenue 2016: $17,589,983Expenses 2016: $14,681,587Net Income 2016: $2,908,3962016Revenue 2017: $19,066,157Expenses 2017: $16,654,118Net Income 2017: $2,412,0392017Revenue 2018: $20,341,033Expenses 2018: $18,222,197Net Income 2018: $2,118,8362018Revenue 2019: $23,997,758Expenses 2019: $21,208,371Net Income 2019: $2,789,3872019Revenue 2020: $28,684,027Expenses 2020: $23,094,936Net Income 2020: $5,589,0912020Revenue 2021: $27,754,068Expenses 2021: $24,659,556Net Income 2021: $3,094,5122021Revenue 2022: $30,736,632Expenses 2022: $28,120,364Net Income 2022: $2,616,2682022Revenue 2023: $36,582,920Expenses 2023: $34,756,818Net Income 2023: $1,826,1022023Revenue 2024: $37,877,320Expenses 2024: $32,395,568Net Income 2024: $5,481,7522024

Highlighted filing

2017

Revenue$19,066,157
Expenses$16,654,118
Net Income$2,412,039
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Oct 15, 2018
Return Version
2017v2.0
Gross Receipts
$97,414,539
Mission and Program Overview

Mission

As a cooperative, we offer financial products and services to enhance the economic well-being of our members now and into the future.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$197,981,896$234,945,211▲ $36,963,315
Investments in Publicly Traded Securities$60,731,556$75,605,197▲ $14,873,641
Rtn Earn Endowment Incm Other Fnds$26,520,698$28,932,737▲ $2,412,039
Land, Buildings, and Equipment, Net$8,472,661$8,597,573▲ $124,912
Savings and Temporary Cash Investments$55,282,779$8,176,681▼ $47,106,098
Accounts Receivable$3,851,795$3,182,629▼ $669,166
Cash and Non-Interest-Bearing Accounts$1,575,470$1,883,850▲ $308,380
Prepaid Expenses and Deferred Charges$482,017$592,199▲ $110,182
Investments Program Related$150,000$437,900▲ $287,900
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$337,946,913$348,940,063▲ $10,993,150
Other Assets Total$9,418,739$15,518,823▲ $6,100,084
Liabilities
Other Liabilities$307,492,866$316,500,609▲ $9,007,743
Accounts Payable and Accrued Expenses$3,698,746$3,122,740▼ $576,006
Escrow Account Liability$234,603$383,977▲ $149,374
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$311,426,215$320,007,326▲ $8,581,111
Net Assets / Fund Balance
Total Net Assets Fund Balance$26,520,698$28,932,737▲ $2,412,039
Total Liabilities and Net Assets / Fund Balance$337,946,913$348,940,063▲ $10,993,150

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$5,197,374$3,773,949$8,971,323
Equipment$1,073,186$4,651,225$5,724,411
Land$2,302,037-$2,302,037
Leasehold Improvements$24,976$529,123$554,099
Other Land Buildings$0$0$0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Diane SheltonPresident/CEOFT$225,082$2,500$227,582
Roberta KozlowiczExecutive Vice President/COOFT$185,889$1,600$187,489
Gail MosherVice PresidentFT$119,474$24,272$143,746
John DumasChief Financial OfficerFT$126,710$9,880$136,590
Frank SpositoVice PresidentFT$132,341$3,300$135,641

Board Members and Trustees

NameTitle
Gary SaakeChairman of the Board
Debra RagusaVice Chairman of the Board
Gretchen LewisBoard Member
Martin BourkeBoard Member
William HicksBoard Member
Kathleen RushBoard Secretary
Kaitlin PlucinskiBoard Treasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Fiserv SolutionsData transaction processing75 Remittance Drive, Suite 430, Chicago, IL 60675$1,137,727
American Share InsuranceMember Savings Insurance5656 Frantz Road, Dublin, OH 43017$332,344
CDW Direct LLCData processing hardwarePO Box 75723, Chicago, IL 60675$228,924
Freese and AssociatesProperty appraisal812 E St Charles Road, Lombard, IL 60148$204,040
38-Britcher LLCRental of office space520 Erie Street, Chicago, IL 60654$115,664
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$16,634,386
Investment Income
$2,443,045
Other Revenue
$-11,274
Change in Net Assets
$2,412,039
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$8,931,291
Salaries, Compensation, and Employee Benefits$7,722,827
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$5,942,078
Other Expenses---$2,881,192
All Other Expenses---$944,033
Depreciation Depletion---$774,576
Office Expenses---$761,161
Information Technology---$606,833
Other Employee Benefits---$594,049
Current Officers, Directors, Trustees, and Key Employees---$590,808
Occupancy---$546,908
Payroll Taxes---$531,063
Advertising---$477,202
Insurance---$331,481
Fees for Services Other---$98,807
Pension Plan Contributions---$64,829
Travel---$45,723
Payments to Affiliates---$32,413
Fees for Services Accounting---$18,600
Fees for Services Legal---$10,460
Conferences and Meetings---$10,379
Interest---$2,985
Total Functional Expenses$0$0$0$16,654,118
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$1,000
Total Exempt Function Spending$1,000
Section 527 Activity Spending$0

Section 527 Organizations

OrganizationLocationAmount
36-3092340Naperville, IL$1,000
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Savings Deposits$316,500,609
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

As of 12/31/2017 this credit union had 35,067 members,

Form 990, Part VI, Section A, Line 7A

This credit union had 35,067 members who elect a Board of Directors at its Annual Meeting of Members held each year in March.

Form 990, Part VI, Section A, Line 7B

Changes or amendments to the credit union charter must be approved by the members and by regulatory authorities. Bylaw amendments may, but are not required to be, approved by the members. However, bylaw changes must be approved by a two-thirds majority of the Board of Directors and by regulatory authorities.

Form 990, Part VI, Section B, Line 11B

A copy of the completed 990 tax return is provided to each member of the Board of Directors and is discussed at the first Board meeting after the return in completed.

Form 990, Part VI, Section B, Line 12C

All Officers, Directors, Committee members, Trustees and Key Employees are required to submit a signed Conflict of Interest Statement annually to the Supervisory Committee and Board of Directors. The Supervisory Committee reviews all statements annually and provides the Board of Directors with a summary of their review. The Committee and/or Board may deem it necessary to direct further inquiries to the appropriate individuals and may take further action when necessary. The actions may include, but not be limited to, requiring the individual(s) to divest themselves of the conflict and/or to provide full disclosure.

Form 990, Part VI, Section B, Line 15

An independent third-party consultant conducts a periodic competitive market compensation study of all positions and compensation grade levels. A separate study is conducted in relation to the salary of the CEO. The study is presented by the consultant and is reviewed by management and the Board of Directors and is used to create the salary increase matrix. All employees receive an annual performance evaluation which is completed by the employee's supervisor. If appropriate, employees receive an increase in pay determined by the results of the evaluation and according to the percentages indicated in the salary increase matrix. The performance of the CEO is evaluated by the Board of Directors. The Board reviews the evaluation with the CEO and approves any changes in CEO compensation.

Form 990, Part VI, Section C, Line 19

All governing documents, the conflict of interest policy and financial statements are all available upon written request, without charge, during regular business hours at the Credit Union's Operation Center and all retail branch locations.

Filing and Contact Details

Filer

Filer Name
Dupage Credit Union
EIN
36-2499724
Phone
6304283440
Address
1515 Bond Street, Naperville, IL 60563-0112

Signing Officer

Name
John Dumas
Title
Chief Financial Officer
Phone
6304283440
Signed
2018-10-15

Organization Details

Principal Officer
Diane Shelton
Formed
1956
Legal Domicile
Il
Voting Board Members
7
Independent Board Members
7
Employees
142
Volunteers
11
Supplemental Narrative

Financial Statement Notes

Schedule D, Part IV, Line 2B

Escrow balances held for taxes and insurance related to member mortgage accounts held by the credit union.

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IRS990/Form990PartVIISectionAGrp/PersonNm0Gary Saake
IRS990/Form990PartVIISectionAGrp/PersonNm1Debra Ragusa
IRS990/Form990PartVIISectionAGrp/PersonNm2Kathleen Rush
IRS990/Form990PartVIISectionAGrp/PersonNm3Kaitlin Plucinski
IRS990/Form990PartVIISectionAGrp/PersonNm4Martin Bourke
IRS990/Form990PartVIISectionAGrp/PersonNm5William Hicks
IRS990/Form990PartVIISectionAGrp/PersonNm6Gretchen Lewis
IRS990/Form990PartVIISectionAGrp/PersonNm7Diane Shelton
IRS990/Form990PartVIISectionAGrp/PersonNm8John Dumas
IRS990/Form990PartVIISectionAGrp/PersonNm9Roberta Kozlowicz
IRS990/Form990PartVIISectionAGrp/PersonNm10Frank Sposito
IRS990/Form990PartVIISectionAGrp/PersonNm11Gail Mosher
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9185889
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10132341
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11119474
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
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IRS990/Form990PartVIISectionAGrp/TitleTxt0Chairman of the Board
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice Chairman of the Board
IRS990/Form990PartVIISectionAGrp/TitleTxt2Board Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7President/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt8Chief Financial Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt9Executive Vice President/COO
IRS990/Form990PartVIISectionAGrp/TitleTxt10Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt11Vice President
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IRS990/GrossRentsGrp/RealAmt07800
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IRS990/InsuranceGrp/TotalAmt0331481
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt02985
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
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IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01869844
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IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt0150000
IRS990/InvestmentsProgramRelatedGrp/EOYAmt0437900
IRS990/InvestmentsPubTradedSecGrp/BOYAmt060731556
IRS990/InvestmentsPubTradedSecGrp/EOYAmt075605197
IRS990/IRPDocumentCnt02052
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt08954297
IRS990/LandBldgEquipBasisNetGrp/BOYAmt08472661
IRS990/LandBldgEquipBasisNetGrp/EOYAmt08597573
IRS990/LandBldgEquipCostOrOtherBssAmt017551870
IRS990/LegalDomicileStateCd0IL
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt078329308
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt00
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt019074
IRS990/LoanOutstandingInd00
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0AS A COOPERATIVE, WE OFFER FINANCIAL PRODUCTS AND SERVICES TO ENHANCE THE ECONOMIC WELL-BEING OF OUR MEMBERS NOW AND INTO THE FUTURE.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt026520698
IRS990/NetAssetsOrFundBalancesEOYAmt028932737
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
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IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0573201
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt0-11274
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0-11274
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0546908
IRS990/OfficeExpensesGrp/TotalAmt0761161
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt09418739
IRS990/OtherAssetsTotalGrp/EOYAmt015518823
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0594049
IRS990/OtherExpensesGrp/Desc0Dividends on member shares
IRS990/OtherExpensesGrp/Desc1Provision for Loan Loss
IRS990/OtherExpensesGrp/Desc2Check Processing & ATM
IRS990/OtherExpensesGrp/Desc3Loan Disbursement & Servicing
IRS990/OtherExpensesGrp/TotalAmt052187
IRS990/OtherExpensesGrp/TotalAmt1655291
IRS990/OtherExpensesGrp/TotalAmt2681060
IRS990/OtherExpensesGrp/TotalAmt32881192
IRS990/OtherLiabilitiesGrp/BOYAmt0307492866
IRS990/OtherLiabilitiesGrp/EOYAmt0316500609
IRS990/OtherOrganizationDsc0COOPERATIVE
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt05942078
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0197981896
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0234945211
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt032413
IRS990/PayrollTaxesGrp/TotalAmt0531063
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt064829
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0482017
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0592199
IRS990/PrincipalOfficerNm0Diane Shelton
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/Desc0Interest Income on Member Loans
IRS990/ProgramServiceRevenueGrp/Desc1Fees and charges to offset costs
IRS990/ProgramServiceRevenueGrp/Desc2Member Insurance-Related Activity
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt010558494
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt15902721
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2173171
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt010558494
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt15902721
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2173171
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgSrvcAccomActy2Grp/Desc0Provided first and second mortgage loans to over 5,000 members.
IRS990/ProgSrvcAccomActy3Grp/Desc0Received deposits on savings from over 35,000 members.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01891744
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt07346920
IRS990/PYOtherRevenueAmt0-7025
IRS990/PYProgramServiceRevenueAmt015705264
IRS990/PYRevenuesLessExpensesAmt02908396
IRS990/PYSalariesCompEmpBnftPaidAmt07334667
IRS990/PYTotalExpensesAmt014681587
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt017589983
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt02412039
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt0-11274
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt026520698
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt028932737
IRS990/SavingsAndTempCashInvstGrp/BOYAmt055282779
IRS990/SavingsAndTempCashInvstGrp/EOYAmt08176681
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/Expended527ActivitiesAmt00
IRS990ScheduleC/Form1120POLFiledInd01
IRS990ScheduleC/InternalFundsContributedAmt01000
IRS990ScheduleC/PoliticalExpendituresAmt01000
IRS990ScheduleC/Section527PoliticalOrgGrp/ContributionsRcvdDlvrAmt00
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0363092340
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt0Credit Union Political Action Council
IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt01000
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt01807 West Diehl Road
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine2Txt0PO Box 3107

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$565$522$43.0$37.9$32.4$5.48
2023Detailed filing. Detailed filing data is available for this year.$578$541$37.2$36.6$34.8$1.83
2022Detailed filing. Detailed filing data is available for this year.$582$549$32.9$30.7$28.1$2.62
2021Detailed filing. Detailed filing data is available for this year.$557$516$41.2$27.8$24.7$3.09
2020Detailed filing. Detailed filing data is available for this year.$481$441$39.8$28.7$23.1$5.59
2019Detailed filing. Detailed filing data is available for this year.$385$352$33.8$24.0$21.2$2.79
2018Detailed filing. Detailed filing data is available for this year.$356$325$30.5$20.3$18.2$2.12
2017Detailed filing. Detailed filing data is available for this year.$349$320$28.9$19.1$16.7$2.41
2016Detailed filing. Detailed filing data is available for this year.$338$311$26.5$17.6$14.7$2.91
2015Detailed filing. Detailed filing data is available for this year.$315$291$23.6$16.9$13.8$3.11
2014Detailed filing. Detailed filing data is available for this year.$298$277$20.5$15.6$13.2$2.43
2013Detailed filing. Detailed filing data is available for this year.$289$271$18.1$17.6$14.7$2.98
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$277$262$15.1$20.3
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$272$254$17.4$15.8
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$264$248$15.9$18.9