Civic Intelligence

Dupage Credit Union

990 • Fiscal year 2014 • EIN 36-2499724

Jan 01, 2014 to Dec 31, 2014 • Filed on Aug 05, 2015

1515 Bond StreetNaperville, IL 60563-3930

(630) 428-3440

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

99th percentile

0.93x

Higher debt load relative to assets than 99% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2014

Liabilities / Revenue

47th percentile

17.75x

Higher debt load relative to revenue than 47% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2014

Net Margin

55th percentile

16%

Higher net margin than 55% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2014

Top Officer Pay

12th percentile

$241,067

Higher top officer pay than 12% of similar nonprofits.

Top officer pay equals 1.5% of source-year revenue.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2014

Asset Growth

30th percentile

3.0%

Faster asset growth than 30% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2013 to 2014

Revenue Growth

4th percentile

-11%

Faster revenue growth than 4% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2013 to 2014

Assets

Up

$297,886,646

Up $8,758,446 (+3.0%) from 2013

Net Assets

Up

$20,506,500

Up $2,428,917 (+13%) from 2013

Liabilities

Up

$277,380,146

Up $6,329,529 (+2.3%) from 2013

Revenue

Down

$15,627,635

Down $2,008,741 (-11%) from 2013

Expenses

Down

$13,198,718

Down $1,455,098 (-9.9%) from 2013

Net Income

Down

$2,428,917

Down $553,643 (-19%) from 2013

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600M$400M$200M$0Assets 2010: $264,161,775Liabilities 2010: $248,255,229Net Assets 2010: $15,906,5462010Assets 2011: $271,598,169Liabilities 2011: $254,150,823Net Assets 2011: $17,447,3462011Assets 2012: $277,270,076Liabilities 2012: $262,175,053Net Assets 2012: $15,095,0232012Assets 2013: $289,128,200Liabilities 2013: $271,050,617Net Assets 2013: $18,077,5832013Assets 2014: $297,886,646Liabilities 2014: $277,380,146Net Assets 2014: $20,506,5002014Assets 2015: $314,685,503Liabilities 2015: $291,073,201Net Assets 2015: $23,612,3022015Assets 2016: $337,946,913Liabilities 2016: $311,426,215Net Assets 2016: $26,520,6982016Assets 2017: $348,940,063Liabilities 2017: $320,007,326Net Assets 2017: $28,932,7372017Assets 2018: $356,000,498Liabilities 2018: $325,484,796Net Assets 2018: $30,515,7022018Assets 2019: $385,496,474Liabilities 2019: $351,720,007Net Assets 2019: $33,776,4672019Assets 2020: $480,745,505Liabilities 2020: $440,937,823Net Assets 2020: $39,807,6822020Assets 2021: $557,263,458Liabilities 2021: $516,038,770Net Assets 2021: $41,224,6882021Assets 2022: $581,714,800Liabilities 2022: $548,855,612Net Assets 2022: $32,859,1882022Assets 2023: $578,226,107Liabilities 2023: $541,029,491Net Assets 2023: $37,196,6162023Assets 2024: $565,310,502Liabilities 2024: $522,313,923Net Assets 2024: $42,996,5792024

Highlighted filing

2014

Assets$297,886,646
Liabilities$277,380,146
Net Assets$20,506,500

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40M$30M$20M$10M$0Expenses 2010: $18,923,8472010Expenses 2011: $15,810,9772011Expenses 2012: $20,274,9592012Revenue 2013: $17,636,376Expenses 2013: $14,653,816Net Income 2013: $2,982,5602013Revenue 2014: $15,627,635Expenses 2014: $13,198,718Net Income 2014: $2,428,9172014Revenue 2015: $16,895,185Expenses 2015: $13,789,383Net Income 2015: $3,105,8022015Revenue 2016: $17,589,983Expenses 2016: $14,681,587Net Income 2016: $2,908,3962016Revenue 2017: $19,066,157Expenses 2017: $16,654,118Net Income 2017: $2,412,0392017Revenue 2018: $20,341,033Expenses 2018: $18,222,197Net Income 2018: $2,118,8362018Revenue 2019: $23,997,758Expenses 2019: $21,208,371Net Income 2019: $2,789,3872019Revenue 2020: $28,684,027Expenses 2020: $23,094,936Net Income 2020: $5,589,0912020Revenue 2021: $27,754,068Expenses 2021: $24,659,556Net Income 2021: $3,094,5122021Revenue 2022: $30,736,632Expenses 2022: $28,120,364Net Income 2022: $2,616,2682022Revenue 2023: $36,582,920Expenses 2023: $34,756,818Net Income 2023: $1,826,1022023Revenue 2024: $37,877,320Expenses 2024: $32,395,568Net Income 2024: $5,481,7522024

Highlighted filing

2014

Revenue$15,627,635
Expenses$13,198,718
Net Income$2,428,917
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Aug 5, 2015
Return Version
2014v5.0
Gross Receipts
$76,082,676
Mission and Program Overview

Mission

As a cooperative, we offer financial products and services to enhance the economic well-being of our members now and into the future.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$191,537,937$193,938,777▲ $2,400,840
Savings and Temporary Cash Investments$61,962,061$58,860,898▼ $3,101,163
Investments in Publicly Traded Securities$7,876,000$21,643,837▲ $13,767,837
Rtn Earn Endowment Incm Other Fnds$18,077,583$20,506,500▲ $2,428,917
Land, Buildings, and Equipment, Net$10,330,926$9,685,839▼ $645,087
Accounts Receivable$2,563,806$2,339,393▼ $224,413
Cash and Non-Interest-Bearing Accounts$5,996,168$1,955,023▼ $4,041,145
Prepaid Expenses and Deferred Charges$404,853$554,153▲ $149,300
Investments Program Related$0$150,000▲ $150,000
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$289,128,200$297,886,646▲ $8,758,446
Other Assets Total$8,456,449$8,758,726▲ $302,277
Liabilities
Other Liabilities$268,034,545$274,507,757▲ $6,473,212
Accounts Payable and Accrued Expenses$2,819,056$2,698,357▼ $120,699
Escrow Account Liability$197,016$174,032▼ $22,984
Total Liabilities$271,050,617$277,380,146▲ $6,329,529
Net Assets / Fund Balance
Total Net Assets Fund Balance$18,077,583$20,506,500▲ $2,428,917
Total Liabilities and Net Assets / Fund Balance$289,128,200$297,886,646▲ $8,758,446

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$6,428,036$3,344,494$9,772,530
Equipment$733,093$4,335,083$5,068,176
Land$2,291,118-$2,291,118
Leasehold Improvements$233,592$917,985$1,151,577
Other Land Buildings$0$0$0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Robert M PalumboFormer President/CEO-$223,682$17,385$223,682
Diane SheltonPresident/CEOFT$199,399$2,500$201,899
Debra LangeSenior Vice PresidentFT$180,414$1,000$181,414
Roberta KozlowiczExecutive Vice President/COOFT$148,523$3,500$152,023
Gail MosherVice PresidentFT$100,627$19,933$120,560
John DumasChief Financial OfficerFT$105,685$9,569$115,254
Frank SpositoVice PresidentFT$109,022$3,282$112,304

Board Members and Trustees

NameTitle
Lawrence KammesChairman of the Board
Debra RagusaVice Chairman of the Board
Mark DwyerBoard Member
Michael DzuganBoard Member
William ShieldsBoard Member
Gretchen LewisBoard Secretary
William HicksBoard Treasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Fiserv SolutionsData transaction processing75 Remittance Drive, Chicago, IL 60675$261,901
Cameo Solutions IncTelecommunications9990 International Blvd, Cincinnati, OH 45246$200,290
Freese and AssociatesProperty appraisal812 E St Charles Road, Lombard, IL 60148$185,385
CDW Direct LLCData processing hardwarePO Box 75723, Chicago, IL 60675$178,372
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$15,060,935
Investment Income
$569,955
Other Revenue
$-3,255
Change in Net Assets
$2,428,917
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$6,802,186
Other Expenses$6,396,532
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$5,097,753
Other Expenses---$2,446,239
All Other Expenses---$770,440
Current Officers, Directors, Trustees, and Key Employees---$690,465
Depreciation Depletion---$668,260
Occupancy---$533,035
Other Employee Benefits---$526,470
Payroll Taxes---$487,498
Office Expenses---$469,903
Information Technology---$440,231
Advertising---$437,924
Insurance---$255,757
Fees for Services Other---$198,977
Fees for Services Accounting---$39,000
Payments to Affiliates---$29,658
Fees for Services Legal---$18,253
Conferences and Meetings---$12,649
Travel---$8,150
Total Functional Expenses$0$0$0$13,198,718
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$1,500
Total Exempt Function Spending$1,500
Section 527 Activity Spending$0

Section 527 Organizations

OrganizationLocationAmount
36-3092340Naperville, IL$1,500
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member savings deposits$274,507,757
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

As of 12/31/2014 this credit union had 33,819 members.

Form 990, Part VI, Section A, Line 7A

The credit union has 33,819 members who elect the Board of Directors at it's Annual Meeting of Members held in the month of March each year.

Form 990, Part VI, Section A, Line 7B

Changes or amendments to the credit union charter must be approved by the members and by regulatory authorities. Bylaw amendments may, but are not required to be, approved by the members. However, bylaw changes must be approved by a two-thirds majority of the Board of Directors and by regulatory authorities.

Form 990, Part VI, Section B, Line 11B

A copy of the completed 990 tax return is provided to each member of the Board of Directors and is discussed at the first Board meeting after the return is completed.

Form 990, Part VI, Section B, Line 12C

All Officers, Directors, Committee Members, Trustees and Key Employeees are required to submit a signed Conflict of Interest Statement annually to the Supervisory Committee and the Board of Directors. The Supervisory Committee reviews all Statements annually and provides the Board of Directors with a summary of their review. The Committee and/or Board may deem it necessary to direct further inquiries to the appropriate individuals and may take further action when necessary. The actions may include, but not be limited to, requiring the individuals to divest themselves of the conflict and/or provide full disclosure.

Form 990, Part VI, Section B, Line 15

An independent third-party consultant conducts a periodic competitive market compensation study of all positions and compensation grade levels. A seperate study is conducted in relation to the salary of the CEO. These studies were most recently conducted in 2011. The study is presented by the consultant and reviewed by management and the Board of Directors and is used to create the salary increase matrix. All employees receive an annual performance evaluation which is completed by the employee's supervisor. If appropriate, employees receive an increase in pay determined by the results of the evaluation and according to the percentages provided in the salary increase matrix. The performance of the CEO is evaluated by the Board of Directors. The Board reviews the evaluation with the CEO and approves any changes in CEO compensation.

Form 990, Part VI, Section C, Line 19

All governing documents, conflict of interest policy and financial statements are available upon written request, and without charge, during regular business hours at the Credit Union's Operations Center and at all retail branch offices.

Filing and Contact Details

Filer

Filer Name
Dupage Credit Union
EIN
36-2499724
Phone
6304283440
Address
1515 Bond Street, Naperville, IL 60563-3930

Signing Officer

Name
John Dumas
Title
Chief Financial Officer
Phone
6304283440
Signed
2015-08-05

Organization Details

Principal Officer
Diane M Shelton
Formed
1956
Legal Domicile
Il
Voting Board Members
7
Independent Board Members
7
Employees
133
Volunteers
9
Supplemental Narrative

Additional Explanations

Form 990, Part III, Line 2

In September 2014 the credit union began offering online account opening.

Financial Statement Notes

Schedule D, Part IV, Line 2B

Escrow balances held for taxes and insurance related to member mortgage accounts held by the credit union

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm0Lawrence Kammes
IRS990/Form990PartVIISectionAGrp/PersonNm1Debra Ragusa
IRS990/Form990PartVIISectionAGrp/PersonNm2Gretchen Lewis
IRS990/Form990PartVIISectionAGrp/PersonNm3William Hicks
IRS990/Form990PartVIISectionAGrp/PersonNm4Mark Dwyer
IRS990/Form990PartVIISectionAGrp/PersonNm5Michael Dzugan
IRS990/Form990PartVIISectionAGrp/PersonNm6William Shields
IRS990/Form990PartVIISectionAGrp/PersonNm7Diane Shelton
IRS990/Form990PartVIISectionAGrp/PersonNm8John Dumas
IRS990/Form990PartVIISectionAGrp/PersonNm9Debra Lange
IRS990/Form990PartVIISectionAGrp/PersonNm10Roberta Kozlowicz
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IRS990/Form990PartVIISectionAGrp/PersonNm12Frank Sposito
IRS990/Form990PartVIISectionAGrp/PersonNm13Robert M Palumbo
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8105685
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9180414
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13223682
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chairman of the Board
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice Chairman of the Board
IRS990/Form990PartVIISectionAGrp/TitleTxt2Board Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7President/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt8Chief Financial Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt9Senior Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt10Executive Vice President/COO
IRS990/Form990PartVIISectionAGrp/TitleTxt11Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt12Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt13Former President/CEO
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IRS990/FSAuditedInd00
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IRS990/GainOrLossGrp/SecuritiesAmt00
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IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
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IRS990/IndivRcvdGreaterThan100KCnt07
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0440231
IRS990/InsuranceGrp/TotalAmt0255757
IRS990/InterestGrp/TotalAmt00
IRS990/InvestmentExpenseAmt00
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IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0340932
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
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IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt0150000
IRS990/InvestmentsPubTradedSecGrp/BOYAmt07876000
IRS990/InvestmentsPubTradedSecGrp/EOYAmt021643837
IRS990/IRPDocumentCnt06772
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt08597562
IRS990/LandBldgEquipBasisNetGrp/BOYAmt010330926
IRS990/LandBldgEquipBasisNetGrp/EOYAmt09685839
IRS990/LandBldgEquipCostOrOtherBssAmt018283401
IRS990/LegalDomicileStateCd0IL
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt060372716
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IRS990/LessRentalExpensesGrp/PersonalAmt00
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IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0AS A COOPERATIVE, WE OFFER FINANCIAL PRODUCTS AND SERVICES TO ENHANCE THE ECONOMIC WELL-BEING OF OUR MEMBERS NOW AND INTO THE FUTURE.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt018077583
IRS990/NetAssetsOrFundBalancesEOYAmt020506500
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0229023
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0229023
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt0-3255
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0-3255
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0533035
IRS990/OfficeExpensesGrp/TotalAmt0469903
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt08456449
IRS990/OtherAssetsTotalGrp/EOYAmt08758726
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0526470
IRS990/OtherExpensesGrp/Desc0Dividends on member savings
IRS990/OtherExpensesGrp/Desc1Provision for loan loss
IRS990/OtherExpensesGrp/Desc2Check processing and ATM
IRS990/OtherExpensesGrp/Desc3Loan disbursement and servicing
IRS990/OtherExpensesGrp/TotalAmt0135557
IRS990/OtherExpensesGrp/TotalAmt1-673097
IRS990/OtherExpensesGrp/TotalAmt2605596
IRS990/OtherExpensesGrp/TotalAmt32446239
IRS990/OtherLiabilitiesGrp/BOYAmt0268034545
IRS990/OtherLiabilitiesGrp/EOYAmt0274507757
IRS990/OtherOrganizationDsc0COOPERATIVE
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt05097753
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0191537937
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0193938777
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt029658
IRS990/PayrollTaxesGrp/TotalAmt0487498
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0404853
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0554153
IRS990/PrincipalOfficerNm0Diane M Shelton
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/Desc0Interest income on member loans
IRS990/ProgramServiceRevenueGrp/Desc1Fees and charges to recover costs
IRS990/ProgramServiceRevenueGrp/Desc2Member insurance-related activity
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt09766856
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt15167264
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2126815
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt09766856
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt15167264
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2126815
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgSrvcAccomActy2Grp/Desc0Provided first and second mortgage loans to over 4,000 members.
IRS990/ProgSrvcAccomActy3Grp/Desc0Provided credit and debit cards to over 12,000 members.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
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IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt07654943
IRS990/PYOtherRevenueAmt0-9055
IRS990/PYProgramServiceRevenueAmt016562285
IRS990/PYRevenuesLessExpensesAmt02982560
IRS990/PYSalariesCompEmpBnftPaidAmt06998873
IRS990/PYTotalExpensesAmt014653816
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt017636376
IRS990/ReconcilationRevenueExpnssAmt02428917
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt0-3255
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
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IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt018077583
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt020506500
IRS990/SavingsAndTempCashInvstGrp/BOYAmt061962061
IRS990/SavingsAndTempCashInvstGrp/EOYAmt058860898
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/Expended527ActivitiesAmt00
IRS990ScheduleC/Form1120POLFiledInd01
IRS990ScheduleC/InternalFundsContributedAmt01500
IRS990ScheduleC/PoliticalExpendituresAmt01500
IRS990ScheduleC/Section527PoliticalOrgGrp/ContributionsRcvdDlvrAmt00
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0363092340
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt0Credit Union Political Action Council
IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt01500
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt01807 W Diehl Rd
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine2Txt0PO Box 3107
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm0Naperville

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$565$522$43.0$37.9$32.4$5.48
2023Detailed filing. Detailed filing data is available for this year.$578$541$37.2$36.6$34.8$1.83
2022Detailed filing. Detailed filing data is available for this year.$582$549$32.9$30.7$28.1$2.62
2021Detailed filing. Detailed filing data is available for this year.$557$516$41.2$27.8$24.7$3.09
2020Detailed filing. Detailed filing data is available for this year.$481$441$39.8$28.7$23.1$5.59
2019Detailed filing. Detailed filing data is available for this year.$385$352$33.8$24.0$21.2$2.79
2018Detailed filing. Detailed filing data is available for this year.$356$325$30.5$20.3$18.2$2.12
2017Detailed filing. Detailed filing data is available for this year.$349$320$28.9$19.1$16.7$2.41
2016Detailed filing. Detailed filing data is available for this year.$338$311$26.5$17.6$14.7$2.91
2015Detailed filing. Detailed filing data is available for this year.$315$291$23.6$16.9$13.8$3.11
2014Detailed filing. Detailed filing data is available for this year.$298$277$20.5$15.6$13.2$2.43
2013Detailed filing. Detailed filing data is available for this year.$289$271$18.1$17.6$14.7$2.98
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$277$262$15.1$20.3
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$272$254$17.4$15.8
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$264$248$15.9$18.9