Civic Intelligence

First Northern Credit Union

990 • Fiscal year 2016 • EIN 36-2009178

Jan 01, 2016 to Dec 31, 2016 • Filed on Apr 19, 2017

Organization ProfileWWW.FNCU.ORG

View Organization Page

230 W Monroe No 2850Chicago, IL 60606-4902

(312) 332-6357

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

97th percentile

0.92x

Higher debt load relative to assets than 97% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2016

Liabilities / Revenue

84th percentile

22.96x

Higher debt load relative to revenue than 84% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2016

Net Margin

14th percentile

5.0%

Higher net margin than 14% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2016

Top Officer Pay

23rd percentile

$294,648

Higher top officer pay than 23% of similar nonprofits.

Top officer pay equals 2.3% of source-year revenue.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2016

Asset Growth

9th percentile

1.4%

Faster asset growth than 9% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2015 to 2016

Revenue Growth

49th percentile

7.2%

Faster revenue growth than 49% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets97th percentile

Assets

Up

$317,534,044

Up $4,319,983 (+1.4%) from 2015

Net Assets

Up

$24,105,263

Up $843,455 (+3.6%) from 2015

Liabilities

Up

$293,428,781

Up $3,476,528 (+1.2%) from 2015

Revenue And Expenses
Liabilities / Revenue84th percentileNet Margin14th percentile

Revenue

Up

$12,779,779

Up $859,710 (+7.2%) from 2015

Expenses

Up

$12,139,844

Up $535,217 (+4.6%) from 2015

Net Income

Up

$639,935

Up $324,493 (+103%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth9th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400M$300M$200M$100M$0Assets 2010: $284,807,333Liabilities 2010: $261,309,489Net Assets 2010: $23,497,8442010Assets 2011: $289,439,504Liabilities 2011: $265,776,833Net Assets 2011: $23,662,6712011Assets 2012: $308,227,032Liabilities 2012: $284,159,489Net Assets 2012: $24,067,5432012Assets 2013: $307,646,933Liabilities 2013: $284,805,034Net Assets 2013: $22,841,8992013Assets 2014: $307,906,282Liabilities 2014: $284,902,737Net Assets 2014: $23,003,5452014Assets 2015: $313,214,061Liabilities 2015: $289,952,253Net Assets 2015: $23,261,8082015Assets 2016: $317,534,044Liabilities 2016: $293,428,781Net Assets 2016: $24,105,2632016Assets 2017: $316,319,262Liabilities 2017: $292,087,078Net Assets 2017: $24,232,1842017Assets 2018: $307,725,946Liabilities 2018: $283,170,742Net Assets 2018: $24,555,2042018Assets 2019: $302,789,767Liabilities 2019: $276,871,949Net Assets 2019: $25,917,8182019Assets 2020: $348,956,150Liabilities 2020: $321,548,669Net Assets 2020: $27,407,4812020Assets 2021: $376,782,772Liabilities 2021: $349,852,807Net Assets 2021: $26,929,9652021Assets 2022: $366,938,547Liabilities 2022: $347,155,196Net Assets 2022: $19,783,3512022Assets 2023: $350,536,640Liabilities 2023: $326,801,082Net Assets 2023: $23,735,5582023Assets 2024: $336,401,323Liabilities 2024: $306,893,425Net Assets 2024: $29,507,8982024

Highlighted filing

2016

Assets$317,534,044
Liabilities$293,428,781
Net Assets$24,105,263
Open 2016 Filing

Operations Trend

Revenue Growth49th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0-$10MExpenses 2010: $16,216,1472010Expenses 2011: $12,397,0682011Expenses 2012: $11,969,4202012Revenue 2013: $10,976,029Expenses 2013: $11,773,544Net Income 2013: -$797,5152013Revenue 2014: $11,353,687Expenses 2014: $11,450,422Net Income 2014: -$96,7352014Revenue 2015: $11,920,069Expenses 2015: $11,604,627Net Income 2015: $315,4422015Revenue 2016: $12,779,779Expenses 2016: $12,139,844Net Income 2016: $639,9352016Revenue 2017: $13,102,165Expenses 2017: $12,458,613Net Income 2017: $643,5522017Revenue 2018: $13,901,227Expenses 2018: $13,293,180Net Income 2018: $608,0472018Revenue 2019: $14,563,171Expenses 2019: $14,119,887Net Income 2019: $443,2842019Revenue 2020: $15,864,341Expenses 2020: $14,794,690Net Income 2020: $1,069,6512020Revenue 2021: $14,919,062Expenses 2021: $13,979,497Net Income 2021: $939,5652021Revenue 2022: $13,852,923Expenses 2022: $13,573,556Net Income 2022: $279,3672022Revenue 2023: $15,682,669Expenses 2023: $14,831,444Net Income 2023: $851,2252023Revenue 2024: $20,219,577Expenses 2024: $16,749,293Net Income 2024: $3,470,2842024

Highlighted filing

2016

Revenue$12,779,779
Expenses$12,139,844
Net Income$639,935
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Apr 19, 2017
Return Version
2016v3.0
Gross Receipts
$12,913,696
Mission and Program Overview

Mission

Credit union operated without profit for mutual purposes.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$136,358,555$149,707,226▲ $13,348,671
Investments in Publicly Traded Securities$148,411,435$134,902,493▼ $13,508,942
Rtn Earn Endowment Incm Other Fnds$23,261,808$24,105,263▲ $843,455
Savings and Temporary Cash Investments$18,456,115$22,920,203▲ $4,464,088
Land, Buildings, and Equipment, Net$1,794,949$1,473,548▼ $321,401
Prepaid Expenses and Deferred Charges$1,129,347$1,229,698▲ $100,351
Cash and Non-Interest-Bearing Accounts$834,940$796,327▼ $38,613
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$313,214,061$317,534,044▲ $4,319,983
Other Assets Total$6,228,720$6,504,549▲ $275,829
Liabilities
Other Liabilities$287,728,487$291,091,305▲ $3,362,818
Accounts Payable and Accrued Expenses$2,223,766$2,337,476▲ $113,710
Total Liabilities$289,952,253$293,428,781▲ $3,476,528
Net Assets / Fund Balance
Total Net Assets Fund Balance$23,261,808$24,105,263▲ $843,455
Total Liabilities and Net Assets / Fund Balance$313,214,061$317,534,044▲ $4,319,983

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$280,639$4,896,413$5,177,052
Buildings$623,507$2,107,069$2,730,576
Leasehold Improvements$165,706$662,056$827,762
Land$403,696-$403,696
Compensation and Service Providers
Top Officer Pay23rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Edward BergPresident/CEOFT$270,650$23,998$294,648
Alex MaloneSenior Vice PresidentFT$203,771$3,118$206,889
Sarah HershclagMortgage Loan OfficerFT$161,671$2,600$164,271
Sandy FedericiMortgage Loan OfficerFT$147,310-$147,310
Christopher DurkinVice PresidentFT$129,113-$129,113
James GrevenitesControllerFT$127,208-$127,208
Paul BilesFinancial Sales ManagerFT$124,505-$124,505
Evan McmishDirector of I.t.FT$111,263-$111,263

Board Members and Trustees

NameTitle
Gerald PartchChairman
Clinton MorrisVice Chairman
Charles WallsDirector
Emily KozakDirector
James PoskozimDirector
James TorresDirector
Marco LenisDirector
Omer SultanDirector
Robert PoggenseeDirector
Barbara EpperlySecretary
Robert WainwrightTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$10,935,421
Investment Income
$1,844,358
Other Revenue
$0
Change in Net Assets
$639,935

Audited Revenue Reconciliation

Revenue per Audited Statements
$6,489,753
Revenue Not Reported on Financial Statements
$6,290,026
Revenue Not Reported on Form 990
$6,134,936
Other Revenue Adjustments
$6,290,026
Total Revenue per Audited Statements
$12,624,689
Total Revenue per Form 990
$12,779,779
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$6,283,220
Salaries, Compensation, and Employee Benefits$5,856,624
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$3,983,823
Office Expenses---$1,921,773
Current Officers, Directors, Trustees, and Key Employees---$630,650
Occupancy---$571,181
Other Employee Benefits---$558,045
Depreciation Depletion---$377,610
Payroll Taxes---$367,527
Information Technology---$332,634
Pension Plan Contributions---$316,579
Advertising---$279,513
All Other Expenses---$119,300
Insurance---$97,576
Fees for Services Legal---$95,656
Other Expenses---$81,642
Fees for Services Accounting---$46,651
Conferences and Meetings---$45,947
Travel---$44,798
Interest---$114
Total Functional Expenses$0$0$0$12,139,844

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$12,139,844
Total Expenses per Audited Statements$11,525,320
Expenses Not Reported on Financial Statements$6,564,238
Other Expense Adjustments$6,564,238
Expenses Not Reported on Form 990$5,949,714
Expenses per Audited Statements$5,575,606
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$3,012
Total Exempt Function Spending$3,012

Section 527 Organizations

OrganizationLocationAmount
36-3092340Naperville, IL$3,012
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$291,091,305
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Membership eligibility requirements are documented in the organization's by-laws. Membership is achieved by maintaining a common share deposit account of $5.00 or greater.”

Form 990, Part VI, Section A, Line 7A

“Credit union holds a meeting of the entire membership annually, at which the membership elects the members of the board of directors to one year terms. All eligible members of the credit union are invited to attend the meeting and vote.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed for accuracy by the credit union's controller prior to being submitted to our external auditors for electronic filing.”

Form 990, Part VI, Section B, Line 12C

“Annual conflict of interest policies are distributed to all employees and directors by the credit union's internal auditor. All forms are to be signed and returned to internal audit, who are responsible for maintaining all records. Data included on forms is reviewed and tested by internal audit on an on-going basis.”

Form 990, Part VI, Section B, Line 15

“Independent consultant is used to establish and maintain grade levels and salary ranges within each grade. Overall merit increase is submitted by the compensation committee to the board of directors for approval annually. Individual salary increases for other officers and key employees are determined by the employees' individual performance appraisals. Ceo salary is established by the board of directors annually.”

Form 990, Part VI, Section C, Line 19

“Governing documents and conflict of interest policies are available to our membership upon request. Financial statements are available to our members and the general public via the ncua's web site. Additionally, year-end financial statements are provided to the membership via our published annual report.”

Filing and Contact Details

Filer

Filer Name
First Northern Credit Union
EIN
36-2009178
Phone
3123326357
Address
230 W MONROE NO 2850, CHICAGO, IL 60606-4902

Signing Officer

Name
Edward Berg
Title
President/CEO
Phone
3123326357
Signed
2017-04-19

Organization Details

Principal Officer
Edward Berg
Formed
1944
Legal Domicile
Il
Voting Board Members
11
Independent Board Members
11
Employees
128
Volunteers
0
Supplemental Narrative

Financial Statement Notes

PART XI, LINE 2D - OTHER ADJUSTMENTS:

“Represents revenue for the period july 1, 2015 through december 31, 2015. Most recent audited financials were for the 12 month period ended june 30, 2016.”

PART XI, LINE 4B - OTHER ADJUSTMENTS:

“Represents revenues for the period july 1, 2016 through december 31, 2016. Most recent audited financials were for the 12 month period ended june 30, 2016.”

PART XII, LINE 2D - OTHER ADJUSTMENTS:

“Represents expenses for the period july 1, 2015 through december 31, 2015 most recent audited financials were for the 12 month period ended june 30, 2016.”

PART XII, LINE 4B - OTHER ADJUSTMENTS:

“Represents expenses for the period july 1, 2016 through december 31, 2016 most recent audited financials were for the 12 month period ended june 30, 2016.”

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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt12SENIOR VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt13VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt14CONTROLLER
IRS990/Form990PartVIISectionAGrp/TitleTxt15MORTGAGE LOAN OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt16MORTGAGE LOAN OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt17FINANCIAL SALES MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR OF I.T.
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01944
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt03482
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt011
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0137399
IRS990/GrossReceiptsAmt012913696
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt011
IRS990/IndivRcvdGreaterThan100KCnt08
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0332634
IRS990/InsuranceGrp/TotalAmt097576
IRS990/InterestGrp/TotalAmt0114
IRS990/InvestmentIncomeGrp/ExclusionAmt01840876
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01840876
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0148411435
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0134902493
IRS990/IRPDocumentCnt05391
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt07665538
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01794949
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01473548
IRS990/LandBldgEquipCostOrOtherBssAmt09139086
IRS990/LegalDomicileStateCd0IL
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0133917
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0CREDIT UNION OPERATED WITHOUT PROFIT FOR MUTUAL PURPOSES
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt023261808
IRS990/NetAssetsOrFundBalancesEOYAmt024105263
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt03482
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt03482
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0203520
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0571181
IRS990/OfficeExpensesGrp/TotalAmt01921773
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt06228720
IRS990/OtherAssetsTotalGrp/EOYAmt06504549
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0558045
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING EXPENSES
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2DIVIDENDS TO MEMBERS
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS EXPENSES
IRS990/OtherExpensesGrp/TotalAmt01062580
IRS990/OtherExpensesGrp/TotalAmt1715750
IRS990/OtherExpensesGrp/TotalAmt2490495
IRS990/OtherExpensesGrp/TotalAmt381642
IRS990/OtherLiabilitiesGrp/BOYAmt0287728487
IRS990/OtherLiabilitiesGrp/EOYAmt0291091305
IRS990/OtherSalariesAndWagesGrp/TotalAmt03983823
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0136358555
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0149707226
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0367527
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0316579
IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01129347
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01229698
IRS990/PrincipalOfficerNm0EDWARD BERG
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & OTHER INC.
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt07062094
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt13873327
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt07062094
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13873327
IRS990/ProgSrvcAccomActy2Grp/Desc0GRANTED 2,702 LOANS TOTALING $104,020,436 TO OUR MEMBERS DURING 2016.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01649334
IRS990/PYOtherExpensesAmt06175771
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt010270735
IRS990/PYRevenuesLessExpensesAmt0315442
IRS990/PYSalariesCompEmpBnftPaidAmt05428856
IRS990/PYTotalExpensesAmt011604627
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt011920069
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0639935
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt023261808
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt024105263
IRS990/SavingsAndTempCashInvstGrp/BOYAmt018456115
IRS990/SavingsAndTempCashInvstGrp/EOYAmt022920203
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/Form1120POLFiledInd01
IRS990ScheduleC/InternalFundsContributedAmt03012
IRS990ScheduleC/PoliticalExpendituresAmt03012
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0363092340
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt0CREDIT UNION POLITICAL ACTION COUNCIL
IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt03012
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt01807 W DIEHL ROAD
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm0NAPERVILLE
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd0IL
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd0605667107
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0CASH CONTRIBUTIONS
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION'S ONLY POLITICAL ACTIVITY IS THE CONTRIBUTION TO CREDIT UNION POLITICAL ACTION COUNCIL THAT IS REPORTED IN PARTS I-A AND I-C ABOVE.
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I-A, LINE 1:
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc1PARTS I-A AND I-C
IRS990ScheduleC/TotalExemptFunctionExpendAmt03012
IRS990ScheduleC/VolunteerHoursCnt00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0623507
IRS990ScheduleD/BuildingsGrp/DepreciationAmt02107069
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02730576
IRS990ScheduleD/EquipmentGrp/BookValueAmt0280639
IRS990ScheduleD/EquipmentGrp/DepreciationAmt04896413
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt05177052
IRS990ScheduleD/ExpensesNotReportedAmt05949714
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt06564238
IRS990ScheduleD/ExpensesSubtotalAmt05575606
IRS990ScheduleD/LandGrp/BookValueAmt0403696
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0403696
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0165706
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0662056
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0827762
IRS990ScheduleD/OtherExpensesIncludedAmt05949714
IRS990ScheduleD/OtherExpensesNotIncludedAmt06564238
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0291091305
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/OtherRevenueAmt06134936
IRS990ScheduleD/OtherRevenuesNotIncludedAmt06290026
IRS990ScheduleD/RevenueNotReportedAmt06134936
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt06290026
IRS990ScheduleD/RevenueSubtotalAmt06489753
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0REPRESENTS REVENUE FOR THE PERIOD JULY 1, 2015 THROUGH DECEMBER 31, 2015. MOST RECENT AUDITED FINANCIALS WERE FOR THE 12 MONTH PERIOD ENDED JUNE 30, 2016.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1REPRESENTS REVENUES FOR THE PERIOD JULY 1, 2016 THROUGH DECEMBER 31, 2016. MOST RECENT AUDITED FINANCIALS WERE FOR THE 12 MONTH PERIOD ENDED JUNE 30, 2016.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt2REPRESENTS EXPENSES FOR THE PERIOD JULY 1, 2015 THROUGH DECEMBER 31, 2015 MOST RECENT AUDITED FINANCIALS WERE FOR THE 12 MONTH PERIOD ENDED JUNE 30, 2016.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt3REPRESENTS EXPENSES FOR THE PERIOD JULY 1, 2016 THROUGH DECEMBER 31, 2016 MOST RECENT AUDITED FINANCIALS WERE FOR THE 12 MONTH PERIOD ENDED JUNE 30, 2016.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART XI, LINE 2D - OTHER ADJUSTMENTS:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1PART XI, LINE 4B - OTHER ADJUSTMENTS:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc2PART XII, LINE 2D - OTHER ADJUSTMENTS:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc3PART XII, LINE 4B - OTHER ADJUSTMENTS:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01473548
IRS990ScheduleD/TotalExpensesPerForm990Amt012139844
IRS990ScheduleD/TotalLiabilityAmt0291091305
IRS990ScheduleD/TotalRevenuePerForm990Amt012779779
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt012624689
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt011525320
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/IndependentConsultantInd0X
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0270650
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1203771
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2161671
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$317,534,044
Liabilities
$293,428,781
Net assets
$24,105,263
Revenue
$12,779,779
Expenses
$12,139,844
Net income
$639,935
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$336$307$29.5$20.2$16.7$3.47
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$351$327$23.7$15.7$14.8$0.85
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$367$347$19.8$13.9$13.6$0.28
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$377$350$26.9$14.9$14.0$0.94
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$349$322$27.4$15.9$14.8$1.07
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$303$277$25.9$14.6$14.1$0.44
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$308$283$24.6$13.9$13.3$0.61
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$316$292$24.2$13.1$12.5$0.64
2016Detailed filing. Detailed filing data is available for this year.$318$293$24.1$12.8$12.1$0.64
2015Detailed filing. Detailed filing data is available for this year.$313$290$23.3$11.9$11.6$0.32
2014Detailed filing. Detailed filing data is available for this year.$308$285$23.0$11.4$11.5$0.10
2013Detailed filing. Detailed filing data is available for this year.$308$285$22.8$11.0$11.8$0.80
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$308$284$24.1$12.0
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$289$266$23.7$12.4
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$285$261$23.5$16.2
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