Liabilities / Assets
96th percentile
Higher debt load relative to assets than 96% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
96th percentile
Higher debt load relative to assets than 96% of similar nonprofits.
Liabilities / Revenue
86th percentile
Higher debt load relative to revenue than 86% of similar nonprofits.
Net Margin
12th percentile
Higher net margin than 12% of similar nonprofits.
Top Officer Pay
26th percentile
Higher top officer pay than 26% of similar nonprofits.
Top officer pay equals 2.4% of source-year revenue.
Asset Growth
7th percentile
Faster asset growth than 7% of similar nonprofits.
Revenue Growth
14th percentile
Faster revenue growth than 14% of similar nonprofits.
Assets
Down$316,319,262
Down $1,214,782 (-0.4%) from 2016
Net Assets
Up$24,232,184
Up $126,921 (+0.5%) from 2016
Liabilities
Down$292,087,078
Down $1,341,703 (-0.5%) from 2016
Revenue
Up$13,102,165
Up $322,386 (+2.5%) from 2016
Expenses
Up$12,458,613
Up $318,769 (+2.6%) from 2016
Net Income
Up$643,552
Up $3,617 (+0.6%) from 2016
Credit union operated without profit for mutual purposes.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $149,707,226 | $161,758,318 | ▲ $12,051,092 |
| Investments in Publicly Traded Securities | $134,902,493 | $127,216,268 | ▼ $7,686,225 |
| Rtn Earn Endowment Incm Other Fnds | $24,105,263 | $24,232,184 | ▲ $126,921 |
| Savings and Temporary Cash Investments | $22,920,203 | $16,412,682 | ▼ $6,507,521 |
| Land, Buildings, and Equipment, Net | $1,473,548 | $1,514,235 | ▲ $40,687 |
| Prepaid Expenses and Deferred Charges | $1,229,698 | $1,253,851 | ▲ $24,153 |
| Cash and Non-Interest-Bearing Accounts | $796,327 | $811,085 | ▲ $14,758 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $317,534,044 | $316,319,262 | ▼ $1,214,782 |
| Other Assets Total | $6,504,549 | $7,352,823 | ▲ $848,274 |
| Liabilities | |||
| Other Liabilities | $291,091,305 | $289,461,872 | ▼ $1,629,433 |
| Accounts Payable and Accrued Expenses | $2,337,476 | $2,625,206 | ▲ $287,730 |
| Total Liabilities | $293,428,781 | $292,087,078 | ▼ $1,341,703 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $24,105,263 | $24,232,184 | ▲ $126,921 |
| Total Liabilities and Net Assets / Fund Balance | $317,534,044 | $316,319,262 | ▼ $1,214,782 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $294,123 | $2,763,156 | $3,057,279 |
| Buildings | $597,726 | $2,135,341 | $2,733,067 |
| Leasehold Improvements | $218,690 | $556,402 | $775,092 |
| Land | $403,696 | - | $403,696 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Edward Berg | President/CEO | FT | $264,416 | $52,124 | $316,540 |
| Alex Malone | Senior Vice President | FT | $159,308 | $68,145 | $227,453 |
| Sarah Hershclag | Mortgage Loan Officer | FT | $46,939 | $117,225 | $164,164 |
| Christopher Durkin | Vice President | FT | $129,702 | $15,412 | $145,114 |
| James Grevenites | Controller | FT | $118,540 | $10,424 | $128,964 |
| Sandy Federici | Mortgage Loan Officer | FT | $114,201 | $12,749 | $126,950 |
| Paul Biles | Financial Sales Manager | FT | $110,835 | $8,692 | $119,527 |
| Evan Mcmish | Director of I.t. | FT | $107,427 | $9,439 | $116,866 |
| Name | Title |
|---|---|
| Gerald Partch | Chairman |
| Clinton Morris | Vice Chairman |
| Charles Walls | Director |
| Emily Kozak | Director |
| James Poskozim | Director |
| Marco Lenis | Director |
| Michael Houselog | Director |
| Omar Sultan | Director |
| Robert Poggensee | Director |
| James Torres | Secretary |
| Robert Wainwright | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $6,343,822 |
| Salaries, Compensation, and Employee Benefits | $6,114,791 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $4,151,183 |
| Office Expenses | - | - | - | $1,797,421 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $689,107 |
| Occupancy | - | - | - | $608,291 |
| Other Employee Benefits | - | - | - | $588,806 |
| Advertising | - | - | - | $378,421 |
| Payroll Taxes | - | - | - | $372,930 |
| Information Technology | - | - | - | $359,820 |
| Pension Plan Contributions | - | - | - | $312,765 |
| Depreciation Depletion | - | - | - | $307,371 |
| All Other Expenses | - | - | - | $147,037 |
| Other Expenses | - | - | - | $104,733 |
| Insurance | - | - | - | $102,677 |
| Fees for Services Legal | - | - | - | $99,366 |
| Travel | - | - | - | $65,174 |
| Conferences and Meetings | - | - | - | $60,071 |
| Fees for Services Accounting | - | - | - | $53,943 |
| Interest | - | - | - | $18 |
| Total Functional Expenses | $0 | $0 | $0 | $12,458,613 |
| Line Item | Amount |
|---|---|
| Total Expenses per Form 990 | $12,458,613 |
| Total Expenses per Audited Statements | $12,415,783 |
| Expenses per Audited Statements | $6,300,709 |
| Expenses Not Reported on Financial Statements | $6,157,904 |
| Other Expense Adjustments | $6,157,904 |
| Expenses Not Reported on Form 990 | $6,115,074 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Amount |
|---|---|
| Political Expenditures | $3,012 |
| Total Exempt Function Spending | $3,012 |
| Organization | Location | Amount |
|---|---|---|
| 36-3092340 | Naperville, IL | $3,012 |
| Liability | Amount |
|---|---|
| Member Shares | $289,461,872 |
“Membership eligibility requirements are documented in the organization's by-laws. Membership is achieved by maintaining a common share deposit account of $5.00 or greater.”
“Credit union holds a meeting of the entire membership annually, at which the membership elects the members of the board of directors to one year terms. All eligible members of the credit union are invited to attend the meeting and vote.”
“Form 990 is reviewed for accuracy by the credit union's controller prior to being submitted to our external auditors for electronic filing.”
“Annual conflict of interest policies are distributed to all employees and directors by the credit union's internal auditor. All forms are to be signed and returned to internal audit, who are responsible for maintaining all records. Data included on forms is reviewed and tested by internal audit on an on-going basis.”
“Independent consultant is used to establish and maintain grade levels and salary ranges within each grade. Overall merit increase is submitted by the compensation committee to the board of directors for approval annually. Individual salary increases for other officers and key employees are determined by the employees' individual performance appraisals. Ceo salary is established by the board of directors annually.”
“Governing documents and conflict of interest policies are available to our membership upon request. Financial statements are available to our members and the general public via the ncua's web site. Additionally, year-end financial statements are provided to the membership via our published annual report.”
“Represents revenue for the period july 1, 2016 through december 31, 2016. Most recent audited financials were for the 12 month period ended june 30, 2017.”
“Represents revenues for the period july 1, 2017 through december 31, 2017. Most recent audited financials were for the 12 month period ended june 30, 2017.”
“Represents expenses for the period july 1, 2016 through december 31, 2016 most recent audited financials were for the 12 month period ended june 30, 2017.”
“Represents expenses for the period july 1, 2017 through december 31, 2017 most recent audited financials were for the 12 month period ended june 30, 2017.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 2337476 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 2625206 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | CREDIT UNION OPERATED WITHOUT PROFIT FOR MUTUAL PURPOSES. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 378421 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 147037 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | JAMES GREVENITES |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 3124296448 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 230 W MONROE SUITE 2850 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | CHICAGO |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 606064902 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 796327 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 811085 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 689107 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 60071 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 2311718 |
| IRS990/CYOtherExpensesAmt | 0 | 6343822 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 10790447 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 643552 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 6114791 |
| IRS990/CYTotalExpensesAmt | 0 | 12458613 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 13102165 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 307371 |
| IRS990/Desc | 0 | MAINTAINED 39,167 SHARE ACCOUNTS FOR OUR 23,742 MEMBERS TOTALING $289,461,872 IN TOTAL SHARES AS OF DECEMBER 31, 2017. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 80 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 53943 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 99366 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 16 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 17 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 18 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 33766 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 20719 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 15412 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 10424 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 10246 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 16 | 12749 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 17 | 8692 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 18 | 9439 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | GERALD PARTCH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | CLINTON MORRIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JAMES TORRES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | ROBERT WAINWRIGHT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | MICHAEL HOUSELOG |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | EMILY KOZAK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | MARCO LENIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | ROBERT POGGENSEE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | JAMES POSKOZIM |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | OMAR SULTAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | CHARLES WALLS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | EDWARD BERG |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | ALEX MALONE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | CHRISTOPHER DURKIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | JAMES GREVENITES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | SARAH HERSHCLAG |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 16 | SANDY FEDERICI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 17 | PAUL BILES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 18 | EVAN MCMISH |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 282774 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 206734 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 129702 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 118540 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 153918 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 16 | 114201 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 17 | 110835 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 18 | 107427 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | PRESIDENT/CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | SENIOR VICE PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | VICE PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | CONTROLLER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | MORTGAGE LOAN OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 16 | MORTGAGE LOAN OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 17 | FINANCIAL SALES MANAGER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 18 | DIRECTOR OF I.T. |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/FormationYr | 0 | 1944 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 11 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 13102165 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 11 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 8 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 359820 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 102677 |
| IRS990/InterestGrp/TotalAmt | 0 | 18 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 2311718 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 2311718 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 134902493 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 127216268 |
| IRS990/IRPDocumentCnt | 0 | 5317 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 5454899 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1473548 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1514235 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 6969134 |
| IRS990/LegalDomicileStateCd | 0 | IL |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | CREDIT UNION OPERATED WITHOUT PROFIT FOR MUTUAL PURPOSES |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 24105263 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 24232184 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -516631 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 608291 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 1797421 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 6504549 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 7352823 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 588806 |
| IRS990/OtherExpensesGrp/Desc | 0 | LOAN SERVICING EXPENSES |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 2 | DIVIDENDS TO MEMBERS |
| IRS990/OtherExpensesGrp/Desc | 3 | PROFESSIONAL AND OUTSID |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 1082032 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 715200 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 462247 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 104733 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 291091305 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 289461872 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 4151183 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 149707226 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 161758318 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 372930 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 312765 |
| IRS990/PoliticalCampaignActyInd | 0 | 1 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 1229698 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 1253851 |
| IRS990/PrincipalOfficerNm | 0 | EDWARD BERG |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES & OTHER INC. |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 7299874 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 3490573 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 7299874 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 3490573 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | GRANTED 2,864 LOANS TOTALING $95,492,630 TO OUR MEMBERS DURING 2017. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 1844358 |
| IRS990/PYOtherExpensesAmt | 0 | 6283220 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 10935421 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 639935 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 5856624 |
| IRS990/PYTotalExpensesAmt | 0 | 12139844 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 12779779 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 643552 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 24105263 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 24232184 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 22920203 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 16412682 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleC/Form1120POLFiledInd | 0 | 1 |
| IRS990ScheduleC/InternalFundsContributedAmt | 0 | 3012 |
| IRS990ScheduleC/PoliticalExpendituresAmt | 0 | 3012 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/EIN | 0 | 363092340 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt | 0 | CREDIT UNION POLITICAL ACTION COUNCIL |
| IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt | 0 | 3012 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt | 0 | 1807 W DIEHL ROAD |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm | 0 | NAPERVILLE |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd | 0 | 605667107 |
| IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt | 0 | CASH CONTRIBUTIONS |
| IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt | 1 | THE ORGANIZATION'S ONLY POLITICAL ACTIVITY IS THE CONTRIBUTION TO CREDIT UNION POLITICAL ACTION COUNCIL THAT IS REPORTED IN PARTS I-A AND I-C ABOVE. |
| IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART I-A, LINE 1: |
| IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | PARTS I-A AND I-C |
| IRS990ScheduleC/TotalExemptFunctionExpendAmt | 0 | 3012 |
| IRS990ScheduleC/VolunteerHoursCnt | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 597726 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 2135341 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 2733067 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 294123 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 2763156 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 3057279 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 6115074 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 6157904 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 6300709 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 403696 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 403696 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 218690 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 556402 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 775092 |
| IRS990ScheduleD/OtherExpensesIncludedAmt | 0 | 6115074 |
| IRS990ScheduleD/OtherExpensesNotIncludedAmt | 0 | 6157904 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 289461872 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES |
| IRS990ScheduleD/OtherRevenueAmt | 0 | 6571913 |
| IRS990ScheduleD/OtherRevenuesNotIncludedAmt | 0 | 6443926 |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 6571913 |
| IRS990ScheduleD/RevenueNotReportedFinclStmtAmt | 0 | 6443926 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 6658239 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | REPRESENTS REVENUE FOR THE PERIOD JULY 1, 2016 THROUGH DECEMBER 31, 2016. MOST RECENT AUDITED FINANCIALS WERE FOR THE 12 MONTH PERIOD ENDED JUNE 30, 2017. |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 1 | REPRESENTS REVENUES FOR THE PERIOD JULY 1, 2017 THROUGH DECEMBER 31, 2017. MOST RECENT AUDITED FINANCIALS WERE FOR THE 12 MONTH PERIOD ENDED JUNE 30, 2017. |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 2 | REPRESENTS EXPENSES FOR THE PERIOD JULY 1, 2016 THROUGH DECEMBER 31, 2016 MOST RECENT AUDITED FINANCIALS WERE FOR THE 12 MONTH PERIOD ENDED JUNE 30, 2017. |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 3 | REPRESENTS EXPENSES FOR THE PERIOD JULY 1, 2017 THROUGH DECEMBER 31, 2017 MOST RECENT AUDITED FINANCIALS WERE FOR THE 12 MONTH PERIOD ENDED JUNE 30, 2017. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART XI, LINE 2D - OTHER ADJUSTMENTS: |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | PART XI, LINE 4B - OTHER ADJUSTMENTS: |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | PART XII, LINE 2D - OTHER ADJUSTMENTS: |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | PART XII, LINE 4B - OTHER ADJUSTMENTS: |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1514235 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 12458613 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 289461872 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 13102165 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 13230152 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 12415783 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationCommitteeInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990ScheduleJ/IndependentConsultantInd | 0 | X |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 264416 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 1 | 159308 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 2 | 46939 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 17112 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 1 | 37259 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 2 | 19351 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 33766 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 1 | 20719 |
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Displayed year
2017 • Form 990Detailed filing. Detailed filing data is available for this year.