Abri Credit Union

“Members consists of the following individuals: any employee of argonne national laboratory; fermi national accelerator laboratory; ineel (idaho); anyone working at the idaho national laboratories; anyone who lives or works in dupage or will counties, illinois or the portion of cook county that includes: broadview, brookfield, burr ridge, countryside, crestwood, hickory hills, hodgkins, indian head park, lagrange, lagrange park, lemont, midlothian, north riverside, oak forest, orland hills, orland park, palos heights, palos hills, palos park, tinley park, westchester, western springs, willow springs or worth who qualifies as a person within the common bond of membership as set forth in the credit union's articles of incorporation and who, upon election to membership, subscribes to one or more shares and pays the initial installment thereon and pays the required entrance fee and/or membership fee, if any, shall become a member of this credit union. Membership shall be limited to the group of people defined above and any relative by blood or marriage and foster or adopted children. Societies, associations, clubs, the majority of whose members are eligible for credit union membership, partnerships in which the majority of the partners are individuals who are eligible for credit union membership, and corporations, the majority of whose stockholders are individuals who are eligible for credit union membership, may be admitted to membership in the credit union in the same manner and under the same conditions as individuals, subject to such rules as the director of the department of financial institutions may promulgate. Each application for membership must be in writing on a form approved by the board of directors, signed by the applicant, and dated. In the case of organizations, the application must be signed by an official of the organization. All application for membership must be acted upon by the membership committee. Majority approval of the membership committee is required for admittance to membership.”

“The members elect the board of directors at an annual meeting. The annual meeting of members for the election of directors and the transaction of such other business as may properly come before the meeting shall be held at a place designated by the board of directors during the months of january, february, or march, or such other month as may be approved by the department of financial institutions.”

“Approval by members is needed for mergers and any changes to the bylaws at an annual meeting.”

“The form 990 is reviewed by the accounting and card services manager and approved by president & ceo prior to submission to the internal revenue service.”

“The organization adheres to and enforces the conflict of interest policy. Conflicts shall be reported as follows: employees report to the president or follow the procedures prescribed in the human resources policy manual. Others report to the board chair or to the supervisory committee chair at his/her option. Board members are required to disclose to the supervisory committee any activities or recommendations made to abri credit union management that are intended to influence operational management decisions. If there is any question of conflict of interest or potential impropriety, the board member initiating must refer it to the supervisory committee for resolution unless the conflict involves board members of that committee. In such instance, the issue must be referred to the executive committee, excluding members of the supervisory committee. The executive committee shall be the final arbiter authorized to judge or decide on the merits of all questions of conflict of interest but shall act only after the person or persons involved have had an opportunity to be heard.”

“The organization has a ceo compensation committee for the board that determines and approves the compensation annually. Vp compensation is determined by the ceo in conjunction with the vp of hr. The vp of hr is determined by the ceo. All staff salary grades and ranges are set by the compease system administered by the third-party market researcher now known as hrn performance solutions.”

“The governing documents, conflict of interest policy, and financial statements are made available upon request.”