Civic Intelligence

Bse Credit Union

990 • Fiscal year 2019 • EIN 34-0826014

Jan 01, 2019 to Dec 31, 2019 • Filed on May 04, 2020

19249 Bagley RoadMiddleburg Heights, OH 44130

(440) 243-9180

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

82nd percentile

0.90x

Higher debt load relative to assets than 82% of similar nonprofits.

2019 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2019

Liabilities / Revenue

48th percentile

17.28x

Higher debt load relative to revenue than 48% of similar nonprofits.

2019 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2019

Net Margin

57th percentile

13%

Higher net margin than 57% of similar nonprofits.

2019 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2019

Top Officer Pay

91st percentile

$123,713

Higher top officer pay than 91% of similar nonprofits.

Top officer pay equals 14.7% of source-year revenue.

2019 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2019

Asset Growth

29th percentile

-1.6%

Faster asset growth than 29% of similar nonprofits.

2019 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2018 to 2019

Revenue Growth

81st percentile

12%

Faster revenue growth than 81% of similar nonprofits.

2019 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2018 to 2019

Assets

Down

$16,155,068

Down $259,375 (-1.6%) from 2018

Net Assets

Up

$1,588,462

Up $110,674 (+7.5%) from 2018

Liabilities

Down

$14,566,606

Down $370,049 (-2.5%) from 2018

Revenue

Up

$843,121

Up $88,997 (+12%) from 2018

Expenses

Up

$732,447

Up $32,669 (+4.7%) from 2018

Net Income

Up

$110,674

Up $56,328 (+104%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $15,795,279Liabilities 2010: $14,419,225Net Assets 2010: $1,376,0542010Assets 2011: $16,617,879Liabilities 2011: $15,233,692Net Assets 2011: $1,384,1872011Assets 2012: $16,977,892Liabilities 2012: $15,588,637Net Assets 2012: $1,389,2552012Assets 2013: $17,827,710Liabilities 2013: $16,428,452Net Assets 2013: $1,399,2582013Assets 2014: $17,081,640Liabilities 2014: $15,747,634Net Assets 2014: $1,334,0062014Assets 2015: $17,374,319Liabilities 2015: $16,029,097Net Assets 2015: $1,345,2222015Assets 2016: $17,918,105Liabilities 2016: $16,581,175Net Assets 2016: $1,336,9302016Assets 2017: $16,427,490Liabilities 2017: $15,004,048Net Assets 2017: $1,423,4422017Assets 2018: $16,414,443Liabilities 2018: $14,936,655Net Assets 2018: $1,477,7882018Assets 2019: $16,155,068Liabilities 2019: $14,566,606Net Assets 2019: $1,588,4622019Assets 2020: $17,804,739Liabilities 2020: $16,171,000Net Assets 2020: $1,633,7392020Assets 2021: $20,112,776Liabilities 2021: $18,515,514Net Assets 2021: $1,597,2622021Assets 2022: $19,850,943Liabilities 2022: $18,301,693Net Assets 2022: $1,549,2502022Assets 2023: $18,775,614Liabilities 2023: $17,198,453Net Assets 2023: $1,577,1612023Assets 2024: $17,515,010Liabilities 2024: $15,876,015Net Assets 2024: $1,638,9952024

Highlighted filing

2019

Assets$16,155,068
Liabilities$14,566,606
Net Assets$1,588,462

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $798,6502010Expenses 2011: $765,4502011Expenses 2012: $739,1212012Revenue 2013: $729,454Expenses 2013: $719,451Net Income 2013: $10,0032013Revenue 2014: $723,263Expenses 2014: $788,515Net Income 2014: -$65,2522014Revenue 2015: $733,387Expenses 2015: $722,171Net Income 2015: $11,2162015Revenue 2016: $764,243Expenses 2016: $726,398Net Income 2016: $37,8452016Revenue 2017: $795,728Expenses 2017: $709,216Net Income 2017: $86,5122017Revenue 2018: $754,124Expenses 2018: $699,778Net Income 2018: $54,3462018Revenue 2019: $843,121Expenses 2019: $732,447Net Income 2019: $110,6742019Revenue 2020: $723,109Expenses 2020: $677,832Net Income 2020: $45,2772020Revenue 2021: $627,854Expenses 2021: $664,331Net Income 2021: -$36,4772021Revenue 2022: $620,736Expenses 2022: $668,748Net Income 2022: -$48,0122022Revenue 2023: $705,337Expenses 2023: $656,826Net Income 2023: $48,5112023Revenue 2024: $747,008Expenses 2024: $685,174Net Income 2024: $61,8342024

Highlighted filing

2019

Revenue$843,121
Expenses$732,447
Net Income$110,674
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
May 4, 2020
Return Version
2019v5.0
Gross Receipts
$843,121
Mission and Program Overview

Mission

The BSE Credit Union's mission is to provide superior service and the best possible rates to members while maintaining a sound financial institution.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$6,221,914$6,370,986▲ $149,072
Investments Other Securities$6,836,712$6,024,612▼ $812,100
Savings and Temporary Cash Investments$2,880,927$3,277,065▲ $396,138
Rtn Earn Endowment Incm Other Fnds$1,477,788$1,588,462▲ $110,674
Land, Buildings, and Equipment, Net$165,935$162,250▼ $3,685
Cash and Non-Interest-Bearing Accounts$78,245$93,021▲ $14,776
Prepaid Expenses and Deferred Charges$9,290$7,401▼ $1,889
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$16,414,443$16,155,068▼ $259,375
Other Assets Total$221,420$219,733▼ $1,687
Liabilities
Other Liabilities$14,763,220$14,382,685▼ $380,535
Accounts Payable and Accrued Expenses$173,435$183,921▲ $10,486
Total Liabilities$14,936,655$14,566,606▼ $370,049
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,477,788$1,588,462▲ $110,674
Total Liabilities and Net Assets / Fund Balance$16,414,443$16,155,068▼ $259,375

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$36,345$351,893$388,238
Other Land Buildings$17,405$232,801$250,206
Land$108,500-$108,500
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Drema BraunSec/Treas/CEOFT$109,537$14,176$123,713

Board Members and Trustees

NameTitle
Tim GerdingPresident
Glenn BlatnicaVice President
Jack WingetDirector
Jeff DomonkosDirector
John Dossa JRDirector
Vickie A McDonaldDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$641,155
Investment Income
$201,966
Other Revenue
$0
Change in Net Assets
$110,674
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$388,003
Other Expenses$344,444
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$185,477
Current Officers, Directors, Trustees, and Key Employees---$123,713
Office Expenses---$73,051
Other Employee Benefits---$55,891
Occupancy---$45,846
Advertising---$32,936
All Other Expenses---$23,487
Payroll Taxes---$22,922
Insurance---$12,610
Depreciation Depletion---$10,558
Fees for Services Accounting---$10,001
Other Expenses---$8,114
Interest---$4,476
Fees for Services Legal---$700
Total Functional Expenses$0$0$0$732,447
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Accounts$14,382,685
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

Section 501c(14) Credit Union is composed of members.

Form 990, Part VI, Line 7A: How Members or Shareholders Elect Governing Body

Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting.

Form 990, Part VI, Line 7B: Describe Decisions of Governing Body Approval by Members or Shareholders

Mergers are voted on by entire membership.

Form 990, Part VI, Line 11B: Form 990 Review Process

Management reviews tax returns and forwards US Form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting.

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

Employee loans are Management approved. Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee.

Form 990, Part VI, Line 15A: Compensation Review & Approval Process - CEO, Top Management

Executive and employee salaries are Board reviewed and approved. Board of directors are not compensated.

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public.

Filing and Contact Details

Filer

Filer Name
BSE Credit Union
EIN
34-0826014
Phone
4402439180
Address
19249 Bagley Road, Middleburg Heights, OH 44130

Signing Officer

Name
Drema Braun
Title
Sec/Treas/CEO
Signed
2020-05-04
Discuss with paid preparer
Yes

Organization Details

Formed
1955
Legal Domicile
Oh
Voting Board Members
7
Independent Board Members
6
Employees
5
Volunteers
10

Preparer

Firm
Financial Standards Group Inc
Address
6447 W HIGHWAY 146, CRESTWOOD, KY 40014
Preparer
Patrick Haughey
Phone
8005225820
Raw XML Appendix384 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt161587
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2423972
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt316755
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt443441
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt08523
IRS990/ProgSrvcAccomActy2Grp/Desc0The Credit Union provides a variety of loans to members including real estate, credit card, vehicle and other. The total number of loans outstanding as of 2019 was 2,738.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0174920
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0340249
IRS990/PYOtherRevenueAmt020063
IRS990/PYProgramServiceRevenueAmt0559141
IRS990/PYRevenuesLessExpensesAmt054346
IRS990/PYSalariesCompEmpBnftPaidAmt0359529
IRS990/PYTotalExpensesAmt0699778
IRS990/PYTotalRevenueAmt0754124
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0110674
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01477788
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01588462
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02880927
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03277065
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt036345
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0351893
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0388238
IRS990ScheduleD/LandGrp/BookValueAmt0108500
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0108500
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt017405
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0232801
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0250206
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt014382685
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Share Accounts
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0162250
IRS990ScheduleD/TotalBookValueSecuritiesAmt06024612
IRS990ScheduleD/TotalLiabilityAmt014382685
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Section 501c(14) Credit Union is composed of members.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Mergers are voted on by entire membership.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Management reviews tax returns and forwards US Form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Employee loans are Management approved. Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Executive and employee salaries are Board reviewed and approved. Board of directors are not compensated.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Line 15a: Compensation Review & Approval Process - CEO, Top Management
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt016414443
IRS990/TotalAssetsEOYAmt016155068
IRS990/TotalAssetsGrp/BOYAmt016414443
IRS990/TotalAssetsGrp/EOYAmt016155068
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt05
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0732447
IRS990/TotalGrossUBIAmt08849
IRS990/TotalLiabilitiesBOYAmt014936655
IRS990/TotalLiabilitiesEOYAmt014566606
IRS990/TotalLiabilitiesGrp/BOYAmt014936655
IRS990/TotalLiabilitiesGrp/EOYAmt014566606
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01477788
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01588462
IRS990/TotalOtherCompensationAmt014176
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt0326
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt0326
IRS990/TotalProgramServiceRevenueAmt0641155
IRS990/TotalReportableCompFromOrgAmt0109537
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0834272
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0843121
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt08849
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt016414443
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt016155068
IRS990/TravelGrp/TotalAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt019249 Bagley Road
IRS990/USAddress/CityNm0Middleburg Heights
IRS990/USAddress/StateAbbreviationCd0OH
IRS990/USAddress/ZIPCd044130
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0bsecu.org
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02020-09-23 17:36:50Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Drema Braun
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Sec/Treas/CEO
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-05-04
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BSE Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0BSEC
ReturnHeader/Filer/EIN0340826014
ReturnHeader/Filer/PhoneNum04402439180
ReturnHeader/Filer/USAddress/AddressLine1Txt019249 Bagley Road
ReturnHeader/Filer/USAddress/CityNm0Middleburg Heights
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OH
ReturnHeader/Filer/USAddress/ZIPCd044130
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0650152722
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0FINANCIAL STANDARDS GROUP INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt06447 W HIGHWAY 146
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CRESTWOOD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd040014
ReturnHeader/PreparerPersonGrp/PhoneNum08005225820
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Patrick Haughey
ReturnHeader/ReturnTs02020-05-04T10:06:17-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02019-01-01
ReturnHeader/TaxPeriodEndDt02019-12-31
ReturnHeader/TaxYr02019

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$17.5$15.9$1.64$0.75$0.69$0.06
2023Detailed filing. Detailed filing data is available for this year.$18.8$17.2$1.58$0.71$0.66$0.05
2022Detailed filing. Detailed filing data is available for this year.$19.9$18.3$1.55$0.62$0.67$0.05
2021Detailed filing. Detailed filing data is available for this year.$20.1$18.5$1.60$0.63$0.66$0.04
2020Detailed filing. Detailed filing data is available for this year.$17.8$16.2$1.63$0.72$0.68$0.05
2019Detailed filing. Detailed filing data is available for this year.$16.2$14.6$1.59$0.84$0.73$0.11
2018Detailed filing. Detailed filing data is available for this year.$16.4$14.9$1.48$0.75$0.70$0.05
2017Detailed filing. Detailed filing data is available for this year.$16.4$15.0$1.42$0.80$0.71$0.09
2016Detailed filing. Detailed filing data is available for this year.$17.9$16.6$1.34$0.76$0.73$0.04
2015Detailed filing. Detailed filing data is available for this year.$17.4$16.0$1.35$0.73$0.72$0.01
2014Detailed filing. Detailed filing data is available for this year.$17.1$15.7$1.33$0.72$0.79$0.07
2013Detailed filing. Detailed filing data is available for this year.$17.8$16.4$1.40$0.73$0.72$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.0$15.6$1.39$0.74
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.6$15.2$1.38$0.77
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.8$14.4$1.38$0.80