Liabilities / Assets
79th percentile
Higher debt load relative to assets than 79% of similar nonprofits.
EIN 34-0826014 • 501(c)14 • Middleburg Heights, OH
Profile
The bse credit union's mission is to provide superior service and the best possible rates to members while maintaining a sound financial institution.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
79th percentile
Higher debt load relative to assets than 79% of similar nonprofits.
Liabilities / Revenue
67th percentile
Higher debt load relative to revenue than 67% of similar nonprofits.
Net Margin
53rd percentile
Higher net margin than 53% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
18th percentile
Faster asset growth than 18% of similar nonprofits.
Revenue Growth
55th percentile
Faster revenue growth than 55% of similar nonprofits.
Assets
Down$17,515,010
Down $1,260,604 (-6.7%) from 2023
Liabilities
Down$15,876,015
Down $1,322,438 (-7.7%) from 2023
Net Assets
Up$1,638,995
Up $61,834 (+3.9%) from 2023
Revenue
Up$747,008
Up $41,671 (+5.9%) from 2023
Expenses
Up$685,174
Up $28,348 (+4.3%) from 2023
Net Income
Up$61,834
Up $13,323 (+27%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
The BSE Credit Union's mission is to provide superior service and the best possible rates to members while maintaining a sound financial institution.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments Other Securities | $11,635,434 | $11,093,757 | ▼ $541,677 |
| Other Notes and Loans Receivable, Net | $6,519,117 | $5,796,503 | ▼ $722,614 |
| Rtn Earn Endowment Incm Other Fnds | $1,577,161 | $1,638,995 | ▲ $61,834 |
| Land, Buildings, and Equipment, Net | $185,782 | $184,866 | ▼ $916 |
| Cash and Non-Interest-Bearing Accounts | $152,176 | $164,430 | ▲ $12,254 |
| Prepaid Expenses and Deferred Charges | $17,571 | $21,202 | ▲ $3,631 |
| Savings and Temporary Cash Investments | $8,221 | $13,561 | ▲ $5,340 |
| Accounts Receivable | - | $0 | - |
| Pledges and Grants Receivable | - | $0 | - |
| Receivable From Disqualified Prsn | - | $0 | - |
| Receivables From Officers Etc | - | $0 | - |
| Investments Program Related | - | $0 | - |
| Investments in Publicly Traded Securities | - | $0 | - |
| Intangible Assets | - | $0 | - |
| Inventories for Sale or Use | - | $0 | - |
| Total Assets | $18,775,613 | $17,515,010 | ▼ $1,260,603 |
| Other Assets Total | $257,312 | $240,691 | ▼ $16,621 |
| Liabilities | |||
| Other Liabilities | $17,058,001 | $15,851,973 | ▼ $1,206,028 |
| Unsecured Notes Loans Payable | $95,000 | - | - |
| Accounts Payable and Accrued Expenses | $45,451 | $24,042 | ▼ $21,409 |
| Total Liabilities | $17,198,452 | $15,876,015 | ▼ $1,322,437 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $1,577,161 | $1,638,995 | ▲ $61,834 |
| Total Liabilities and Net Assets / Fund Balance | $18,775,613 | $17,515,010 | ▼ $1,260,603 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $23,801 | $103,788 | - |
| Land | $108,500 | - | - |
| Equipment | $13,447 | $254,671 | - |
| Leasehold Improvements | $39,118 | $264,346 | - |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Diana L Larsen | CEO | FT | $98,028 | $98,028 |
| Name | Title |
|---|---|
| Tim Gerding | Chairman |
| Glenn Blatnica | Director |
| Jeff Domonkos | Director |
| John Dossa Jr | Director |
| Marianna Peris | Director |
| Vickie a Mcdonald | Director |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $352,330 |
| Other Expenses | $332,844 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $154,804 |
| Office Expenses | - | - | - | $112,826 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $98,028 |
| Other Employee Benefits | - | - | - | $79,664 |
| Occupancy | - | - | - | $44,194 |
| Payroll Taxes | - | - | - | $19,834 |
| All Other Expenses | - | - | - | $15,267 |
| Other Expenses | - | - | - | $11,741 |
| Conferences and Meetings | - | - | - | $8,871 |
| Interest | - | - | - | $6,362 |
| Total Functional Expenses | $0 | $0 | $0 | $685,174 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Disqualified Persons | - | $0 | - |
| Receivables from Officers, Directors, Trustees, and Key Employees | - | $0 | - |
| Liability | Amount |
|---|---|
| Member Shares | $15,725,527 |
| Accr Expenses | $115,629 |
| Other | $10,814 |
| Rounding | $3 |
“Section 501c14 credit union is composed of members.”
“Members vote on bylaw and charter changes. Members vote and elect board members at annual meeting.”
“Mergers are voted on by entire membership.”
“Management reviews tax returns and forwards us form 8879-eo to tax preparer. Board reviews filed tax returns at next scheduled meeting.”
“Employee loans are management approved. Management loans are board approved. Loans to board members are approved by the board minus the lendee.”
“Executive and employee salaries are board reviewed and approved. Board of directors are not compensated.”
“Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 45451 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 24042 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | THE BSE CREDIT UNION'S MISSION IS TO PROVIDE SUPERIOR SERVICE AND THE BEST POSSIBLE RATES TO MEMBERS WHILE MAINTAINING A SOUND FINANCIAL INSTITUTION. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 0 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 15267 |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 0 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | DIANA LARSEN |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4402439180 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 19249 Bagley Rd |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Middleburg Hts |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OH |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 44130 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 152176 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 164430 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 98028 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 8871 |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 213271 |
| IRS990/CYOtherExpensesAmt | 0 | 332844 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 533737 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 61834 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 352330 |
| IRS990/CYTotalExpensesAmt | 0 | 685174 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 747008 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 0 |
| IRS990/Desc | 0 | THE CREDIT UNION PROVIDES SEVERAL DEPOSIT ACCOUNT TYPES TO MEMBERS INCLUDING SAVINGS, CHECKING, CERTIFICATES AND OTHER. THE TOTAL NUMBER OF MEMBERS AS OF 2024 WAS 2,377, THE NUMBER OF SHARE ACCOUNTS WAS 3,525 |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 4 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesProfFundraising/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignGrantsGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | DIANA L LARSEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JOHN DOSSA JR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JEFF DOMONKOS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | TIM GERDING |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | VICKIE A MCDONALD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | MARIANNA PERIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | GLENN BLATNICA |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 98028 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Director |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1955 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 747008 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 0 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 0 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/InterestGrp/TotalAmt | 0 | 6362 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 213271 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 213271 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 11635434 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 11093757 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 2 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 622805 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 185782 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 184866 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 807671 |
| IRS990/LegalDomicileStateCd | 0 | OH |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | false |
| IRS990/MinutesOfGoverningBodyInd | 0 | false |
| IRS990/MissionDesc | 0 | THE BSE CREDIT UNION'S MISSION IS TO PROVIDE SUPERIOR SERVICE AND THE BEST POSSIBLE RATES TO MEMBERS WHILE MAINTAINING A SOUND FINANCIAL INSTITUTION. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 1577161 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 1638995 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 44194 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 112826 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 257312 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 240691 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 79664 |
| IRS990/OtherExpensesGrp/Desc | 0 | ATM/VISA/OTHER |
| IRS990/OtherExpensesGrp/Desc | 1 | OTHER |
| IRS990/OtherExpensesGrp/Desc | 2 | PROV FOR LOSSES |
| IRS990/OtherExpensesGrp/Desc | 3 | PRO SERVICES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 94114 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 20049 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 19420 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 11741 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 17058001 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 15851973 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 154804 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 6519117 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 5796503 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 19834 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 0 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 17571 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 21202 |
| IRS990/PrincipalOfficerNm | 0 | DIANA LARSEN |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | INSURANCE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | INTEREST INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 65329 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 385287 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 76646 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 65329 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 6475 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 385287 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 76646 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 6475 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION PROVIDES A VARIETY OF LOANS TO MEMBERS INCLUDING REAL ESTATE, CREDIT CARD, VEHICLE AND OTHER. THE TOTAL NUMBER OF LOANS OUTSTANDING AS OF 2024 WAS 1,140 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 175673 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 340546 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 529664 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 48511 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 316280 |
| IRS990/PYTotalExpensesAmt | 0 | 656826 |
| IRS990/PYTotalRevenueAmt | 0 | 705337 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 61834 |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 1577161 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 1638995 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 8221 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 13561 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 23801 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 103788 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 127589 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 13447 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 254671 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 268118 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 108500 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 108500 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 39118 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 264346 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 303464 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 115629 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 15725527 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 10814 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 3 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | ACCR EXPENSES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | MEMBER SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | OTHER |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | Rounding |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 184866 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 11093757 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 15851973 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | SECTION 501C14 CREDIT UNION IS COMPOSED OF MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | MEMBERS VOTE ON BYLAW AND CHARTER CHANGES. MEMBERS VOTE AND ELECT BOARD MEMBERS AT ANNUAL MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | MERGERS ARE VOTED ON BY ENTIRE MEMBERSHIP. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | MANAGEMENT REVIEWS TAX RETURNS AND FORWARDS US FORM 8879-EO TO TAX PREPARER. BOARD REVIEWS FILED TAX RETURNS AT NEXT SCHEDULED MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | EMPLOYEE LOANS ARE MANAGEMENT APPROVED. MANAGEMENT LOANS ARE BOARD APPROVED. LOANS TO BOARD MEMBERS ARE APPROVED BY THE BOARD MINUS THE LENDEE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | EXECUTIVE AND EMPLOYEE SALARIES ARE BOARD REVIEWED AND APPROVED. BOARD OF DIRECTORS ARE NOT COMPENSATED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | CREDIT UNION BYLAWS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST AT THE CREDIT UNION'S MAIN OFFICE. QUARTERLY FINANCIAL STATEMENTS ARE DISPLAYED IN THE LOBBY WHICH IS ACCESSIBLE TO THE GENERAL PUBLIC. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section A, Line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section B, Line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part VI, Section B, Line 15a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990, Part VI, Section C, Line 19 |
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| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
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| IRS990/TotalAssetsEOYAmt | 0 | 17515010 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 18775613 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 17515010 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalContributionsAmt | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 4 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 685174 |
| IRS990/TotalGrossUBIAmt | 0 | 6475 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 17198452 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 15876015 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 17198452 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 15876015 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 1577161 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 1638995 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 533737 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 98028 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 740533 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 747008 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 6475 |
| IRS990/TotalVolunteersCnt | 0 | 9 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 18775613 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 17515010 |
| IRS990/TravelGrp/TotalAmt | 0 | 0 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt | 0 | 95000 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | N/A |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | DIANA LARSEN |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-05-07 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | BSE Credit Union |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | BSEC |
| ReturnHeader/Filer/EIN | 0 | 340826014 |
| ReturnHeader/Filer/PhoneNum | 0 | 4402439180 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 19249 BAGLEY ROAD |
| ReturnHeader/Filer/USAddress/CityNm | 0 | MIDDLEBURG HEIGHTS |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | OH |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 44130 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | true |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 650152722 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | FINANCIAL STANDARDS GROUP INC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 6447 W HIGHWAY 146 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | CRESTWOOD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | KY |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 40014 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 8005225820 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | Thomas Cvinar |
| ReturnHeader/ReturnTs | 0 | 2025-05-07T11:14:34-07:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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