Civic Intelligence

Bse Credit Union

990 • Fiscal year 2012 • EIN 34-0826014

Jan 01, 2012 to Dec 31, 2012 • Filed on Feb 15, 2013

Organization Profilebsecu.org

View Organization Page

19249 Bagley Road44130
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

88th percentile

0.92x

Higher debt load relative to assets than 88% of similar nonprofits.

2012 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

38th percentile

2.2%

Faster asset growth than 38% of similar nonprofits.

2012 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets88th percentile

Assets

Up

$16,977,892

Up $360,013 (+2.2%) from 2011

Net Assets

Up

$1,389,255

Up $5,068 (+0.4%) from 2011

Liabilities

Up

$15,588,637

Up $354,945 (+2.3%) from 2011

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$739,121

Down $26,329 (-3.4%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth38th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $15,795,279Liabilities 2010: $14,419,225Net Assets 2010: $1,376,0542010Assets 2011: $16,617,879Liabilities 2011: $15,233,692Net Assets 2011: $1,384,1872011Assets 2012: $16,977,892Liabilities 2012: $15,588,637Net Assets 2012: $1,389,2552012Assets 2013: $17,827,710Liabilities 2013: $16,428,452Net Assets 2013: $1,399,2582013Assets 2014: $17,081,640Liabilities 2014: $15,747,634Net Assets 2014: $1,334,0062014Assets 2015: $17,374,319Liabilities 2015: $16,029,097Net Assets 2015: $1,345,2222015Assets 2016: $17,918,105Liabilities 2016: $16,581,175Net Assets 2016: $1,336,9302016Assets 2017: $16,427,490Liabilities 2017: $15,004,048Net Assets 2017: $1,423,4422017Assets 2018: $16,414,443Liabilities 2018: $14,936,655Net Assets 2018: $1,477,7882018Assets 2019: $16,155,068Liabilities 2019: $14,566,606Net Assets 2019: $1,588,4622019Assets 2020: $17,804,739Liabilities 2020: $16,171,000Net Assets 2020: $1,633,7392020Assets 2021: $20,112,776Liabilities 2021: $18,515,514Net Assets 2021: $1,597,2622021Assets 2022: $19,850,943Liabilities 2022: $18,301,693Net Assets 2022: $1,549,2502022Assets 2023: $18,775,614Liabilities 2023: $17,198,453Net Assets 2023: $1,577,1612023Assets 2024: $17,515,010Liabilities 2024: $15,876,015Net Assets 2024: $1,638,9952024

Highlighted filing

2012

Assets$16,977,892
Liabilities$15,588,637
Net Assets$1,389,255
Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $798,6502010Expenses 2011: $765,4502011Expenses 2012: $739,1212012Revenue 2013: $729,454Expenses 2013: $719,451Net Income 2013: $10,0032013Revenue 2014: $723,263Expenses 2014: $788,515Net Income 2014: -$65,2522014Revenue 2015: $733,387Expenses 2015: $722,171Net Income 2015: $11,2162015Revenue 2016: $764,243Expenses 2016: $726,398Net Income 2016: $37,8452016Revenue 2017: $795,728Expenses 2017: $709,216Net Income 2017: $86,5122017Revenue 2018: $754,124Expenses 2018: $699,778Net Income 2018: $54,3462018Revenue 2019: $843,121Expenses 2019: $732,447Net Income 2019: $110,6742019Revenue 2020: $723,109Expenses 2020: $677,832Net Income 2020: $45,2772020Revenue 2021: $627,854Expenses 2021: $664,331Net Income 2021: -$36,4772021Revenue 2022: $620,736Expenses 2022: $668,748Net Income 2022: -$48,0122022Revenue 2023: $705,337Expenses 2023: $656,826Net Income 2023: $48,5112023Revenue 2024: $747,008Expenses 2024: $685,174Net Income 2024: $61,8342024

Highlighted filing

2012

Revenue-
Expenses$739,121
Net Income-
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Feb 15, 2013
Return Version
2012v2.0
Gross Receipts
$744,189
Mission and Program Overview

Mission

The BSE Credit Union's mission is to provide superior service and the best possible rates to members while maintaining a sound financial institution.

Major Activities

Activity 2
The Credit Union provides a variety of loans to members including real estate, credit card, vehicle and other. The total number of loans outstanding as of 2012 was 1,624.
Filing and Contact Details

Filer

EIN
34-0826014
Raw XML AppendixShowing 400 of 433 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReview0false
IRS990/AccountsPayableAccruedExpenses/BOY0109446
IRS990/AccountsPayableAccruedExpenses/EOY0112544
IRS990/AccountsReceivable/EOY00
IRS990/ActivitiesConductedPartnership0false
IRS990/Activity2/Description0The Credit Union provides a variety of loans to members including real estate, credit card, vehicle and other. The total number of loans outstanding as of 2012 was 1,624.
IRS990/ActivityOrMissionDescription0The BSE Credit Union's mission is to provide superior service and the best possible rates to members while maintaining a sound financial institution.
IRS990/Advertising/ProgramServices034380
IRS990/Advertising/Total034380
IRS990/AllAffiliatesIncluded0false
IRS990/AllOtherExpenses/ProgramServices053665
IRS990/AllOtherExpenses/Total053665
IRS990/AnnualDisclosureCoveredPersons0true
IRS990/AuditCommittee0true
IRS990/BenefitsPaidToMembersCY00
IRS990/BenefitsToMembers/Total00
IRS990/BsnssRltnshpThruFamilyMember0false
IRS990/BsnssRltnshpWithOrganization0false
IRS990/CashNonInterestBearing/BOY0193153
IRS990/CashNonInterestBearing/EOY0165846
IRS990/ChangesToOrganizingDocs0false
IRS990/CollectionsOfArt0false
IRS990/CompCurrentOfficersDirectors/ManagementAndGeneral094235
IRS990/CompCurrentOfficersDirectors/Total094235
IRS990/CompDisqualPersons/Total00
IRS990/CompensationFromOtherSources0false
IRS990/CompensationProcessCEO0true
IRS990/CompensationProcessOther0false
IRS990/ComplianceWithBackupWitholding0true
IRS990/ConferencesMeetings/Total00
IRS990/ConflictOfInterestPolicy0true
IRS990/ConservationEasements0false
IRS990/ConsolidatedAuditFinancialStmt0false
IRS990/ContributionsGrantsCurrentYear00
IRS990/CreditCounseling0false
IRS990/DecisionsSubjectToApproval0true
IRS990/DeductibleContributionsOfArt0false
IRS990/DeductibleNonCashContributions0false
IRS990/DelegationOfManagementDuties0false
IRS990/DepreciationDepletion/ProgramServices019968
IRS990/DepreciationDepletion/Total019968
IRS990/DescribedIn501C30false
IRS990/Description0The Credit Union provides several deposit account types to members including savings, checking, certificates and other. The total number of members as of 2012 was 3,299.
IRS990/DisregardedEntity0false
IRS990/DistributionToDonor0false
IRS990/DocumentRetentionPolicy0true
IRS990/DonorAdvisedFunds0false
IRS990/DoNotFollowSFAS1170X
IRS990/ElectionOfBoardMembers0true
IRS990/EmploymentTaxReturnsFiled0true
IRS990/EscrowAccount0false
IRS990/ExcessBenefitTransaction0false
IRS990/ExcessBusinessHoldings0false
IRS990/FamilyOrBusinessRelationship0false
IRS990/FederalGrantAuditRequired0false
IRS990/FeesForServicesAccounting/ProgramServices08470
IRS990/FeesForServicesAccounting/Total08470
IRS990/FeesForServicesInvstMgmntFees/Total00
IRS990/FeesForServicesLegal/Total00
IRS990/FeesForServicesLobbying/Total00
IRS990/FeesForServicesManagement/Total00
IRS990/FeesForServicesOther/Total00
IRS990/FeesForServicesProfFundraising/Total00
IRS990/FiledLieu10410false
IRS990/ForeignActivities0false
IRS990/ForeignFinancialAccount0false
IRS990/ForeignGrants/Total00
IRS990/ForeignOffice0false
IRS990/Form990PartVIISectionA/AverageHoursPerWeek01.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek11.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek21.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek31.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek41.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek51.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek61.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek740.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated00.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated10.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated20.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated30.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated40.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated50.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated60.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated70.00
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector1X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector2X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector3X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector4X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector5X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector6X
IRS990/Form990PartVIISectionA/NamePerson0Jack Winget
IRS990/Form990PartVIISectionA/NamePerson1Thomas Galyen
IRS990/Form990PartVIISectionA/NamePerson2Vickie A McDonald
IRS990/Form990PartVIISectionA/NamePerson3Tim Gerding
IRS990/Form990PartVIISectionA/NamePerson4Drema Braun
IRS990/Form990PartVIISectionA/NamePerson5Craig S Braithwaite
IRS990/Form990PartVIISectionA/NamePerson6James A Riddell
IRS990/Form990PartVIISectionA/NamePerson7Drema Braun
IRS990/Form990PartVIISectionA/Officer0X
IRS990/Form990PartVIISectionA/OtherCompensation00
IRS990/Form990PartVIISectionA/OtherCompensation10
IRS990/Form990PartVIISectionA/OtherCompensation20
IRS990/Form990PartVIISectionA/OtherCompensation30
IRS990/Form990PartVIISectionA/OtherCompensation40
IRS990/Form990PartVIISectionA/OtherCompensation50
IRS990/Form990PartVIISectionA/OtherCompensation60
IRS990/Form990PartVIISectionA/OtherCompensation70
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization00
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization10
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization20
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization30
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization40
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization50
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization60
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization794235
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs00
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs10
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs20
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs30
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs40
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs50
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs60
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs70
IRS990/Form990PartVIISectionA/Title0Director
IRS990/Form990PartVIISectionA/Title1Director
IRS990/Form990PartVIISectionA/Title2Director
IRS990/Form990PartVIISectionA/Title3Director
IRS990/Form990PartVIISectionA/Title4Treasurer
IRS990/Form990PartVIISectionA/Title5Vice President
IRS990/Form990PartVIISectionA/Title6Chairman
IRS990/Form990PartVIISectionA/Title7CEO
IRS990/Form990ProvidedToGoverningBody0false
IRS990/Form990-TFiled0false
IRS990/FormersListed0false
IRS990/FSAudited0true
IRS990/FSAuditedBasis/FinancialStatementSeparate0X
IRS990/FundraisingActivities0false
IRS990/Gaming0false
IRS990/GrantsAndSimilarAmntsCY00
IRS990/GrantsToDomesticIndividuals/Total00
IRS990/GrantsToDomesticOrgs/Total00
IRS990/GrantsToIndividuals0false
IRS990/GrantsToOrganizations0false
IRS990/GrantToRelatedPerson0false
IRS990/GrossReceipts0744189
IRS990/GroupReturnForAffiliates0false
IRS990/Hospital0false
IRS990/IncomeFromInvestBondProceeds/TotalRevenueColumn00
IRS990/IndependentAuditFinancialStmt0false
IRS990/IndoorTanningServices0false
IRS990/InfoInScheduleOPartVI0X
IRS990/InformationTechnology/ProgramServices013253
IRS990/InformationTechnology/Total013253
IRS990/Insurance/ProgramServices012031
IRS990/Insurance/Total012031
IRS990/IntangibleAssets/EOY00
IRS990/Interest/ProgramServices024753
IRS990/Interest/Total024753
IRS990/InventoriesForSaleOrUse/EOY00
IRS990/InvestmentIncomeCurrentYear0111323
IRS990/InvestmentIncomePriorYear0148368
IRS990/InvestmentIncome/RelatedOrExemptFunctionIncome0111323
IRS990/InvestmentIncome/TotalRevenueColumn0111323
IRS990/InvestmentInJointVenture0false
IRS990/InvestmentsOtherSecurities/BOY05296513
IRS990/InvestmentsOtherSecurities/EOY06579513
IRS990/InvestmentsProgramRelated/EOY00
IRS990/InvestmentsPubTradedSecurities/EOY00
IRS990/InvestTaxExemptBonds0false
IRS990/LandBldgEquipmentAccumDeprec0585309
IRS990/LandBuildingsEquipmentBasis0774775
IRS990/LandBuildingsEquipmentBasisNet/BOY0209440
IRS990/LandBuildingsEquipmentBasisNet/EOY0189466
IRS990/LicensedMoreThanOneState0false
IRS990/LoanToOfficerOrDQP0true
IRS990/LobbyingActivities0false
IRS990/LocalChapters0false
IRS990/MaterialDiversionOrMisuse0false
IRS990/MembersOrStockholders0true
IRS990/MethodOfAccountingAccrual0X
IRS990/MinutesOfCommittees0true
IRS990/MinutesOfGoverningBody0true
IRS990/MissionDescription0The BSE Credit Union's mission is to provide superior service and the best possible rates to members while maintaining a sound financial institution.
IRS990/MoreThan5000KToIndividuals0false
IRS990/MoreThan5000KToOrganizations0false
IRS990/NbrIndependentVotingMembers07
IRS990/NbrVotingGoverningBodyMembers07
IRS990/NbrVotingMembersGoverningBody07
IRS990/NetAssetsOrFundBalancesBOY01384187
IRS990/NetAssetsOrFundBalancesEOY01389255
IRS990/NetGainOrLossInvestments/TotalRevenueColumn00
IRS990/NetIncomeFromFundraisingEvents/TotalRevenueColumn00
IRS990/NetIncomeFromGaming/TotalRevenueColumn00
IRS990/NetIncomeOrLoss/TotalRevenueColumn00
IRS990/NetRentalIncomeOrLoss/TotalRevenueColumn00
IRS990/NetUnrelatedBusinessTxblIncome0-554
IRS990/NonDeductibleContributions0false
IRS990/NumberFormsTransmittedWith10960157
IRS990/NumberIndependentVotingMembers07
IRS990/NumberIndividualsGT100K00
IRS990/NumberOfContractorsGT100K00
IRS990/NumberOfEmployees06
IRS990/NumberW2GIncluded00
IRS990/Occupancy/ProgramServices037026
IRS990/Occupancy/Total037026
IRS990/OfficeExpenses/ProgramServices049245
IRS990/OfficeExpenses/Total049245
IRS990/OfficerEntityWithBsnssRltnshp0false
IRS990/OfficerMailingAddress0false
IRS990/OnBehalfOfIssuer0false
IRS990/Organization501c0X
IRS990/OtherAssetsTotal/BOY0207456
IRS990/OtherAssetsTotal/EOY0222181
IRS990/OtherEmployeeBenefits/ProgramServices041812
IRS990/OtherEmployeeBenefits/Total041812
IRS990/OtherExpensePriorYear0443458
IRS990/OtherExpensesCurrentYear0391237
IRS990/OtherExpenses/Description0Provision for Loan Losses
IRS990/OtherExpenses/Description1ATM Expense
IRS990/OtherExpenses/Description2Service Contracts
IRS990/OtherExpenses/Description3Visa Expense
IRS990/OtherExpenses/ProgramServices023611
IRS990/OtherExpenses/ProgramServices136937
IRS990/OtherExpenses/ProgramServices237377
IRS990/OtherExpenses/ProgramServices340521
IRS990/OtherExpenses/Total023611
IRS990/OtherExpenses/Total136937
IRS990/OtherExpenses/Total237377
IRS990/OtherExpenses/Total340521
IRS990/OtherLiabilities/BOY015124246
IRS990/OtherLiabilities/EOY015476093
IRS990/OtherNotesLoansReceivableNet/BOY06292080
IRS990/OtherNotesLoansReceivableNet/EOY06527361
IRS990/OtherRevenueCurrentYear0790
IRS990/OtherRevenueMisc/BusinessCode0525990
IRS990/OtherRevenueMisc/BusinessCode1524298
IRS990/OtherRevenueMisc/BusinessCode2525990
IRS990/OtherRevenueMisc/Description0iPay Revenue
IRS990/OtherRevenueMisc/Description1Insurance Products
IRS990/OtherRevenueMisc/Description2ATM Surcharge Revenue
IRS990/OtherRevenueMisc/TotalRevenueColumn0776
IRS990/OtherRevenueMisc/TotalRevenueColumn114
IRS990/OtherRevenueMisc/UnrelatedBusinessRevenue0776
IRS990/OtherRevenueMisc/UnrelatedBusinessRevenue114
IRS990/OtherRevenuePriorYear06282
IRS990/OtherSalariesAndWages/ProgramServices0189150
IRS990/OtherSalariesAndWages/Total0189150
IRS990/PartialLiquidation0false
IRS990/PaymentsToAffiliates/Total00
IRS990/PayrollTaxes/ProgramServices022687
IRS990/PayrollTaxes/Total022687
IRS990/PensionPlanContributions/Total00
IRS990/PledgesAndGrantsReceivable/EOY00
IRS990/PoliticalActivities0false
IRS990/PrepaidExpensesDeferredCharges/BOY016762
IRS990/PrepaidExpensesDeferredCharges/EOY023706
IRS990/PriorExcessBenefitTransaction0false
IRS990/ProfessionalFundraising0false
IRS990/ProgramServiceRevenue/BusinessCode0522100
IRS990/ProgramServiceRevenue/BusinessCode1522100
IRS990/ProgramServiceRevenue/BusinessCode2522100
IRS990/ProgramServiceRevenue/BusinessCode3522100
IRS990/ProgramServiceRevenue/BusinessCode4522100
IRS990/ProgramServiceRevenueCY0632076
IRS990/ProgramServiceRevenue/Description0VISA Income
IRS990/ProgramServiceRevenue/Description1Other Program Income
IRS990/ProgramServiceRevenue/Description2Interest on Loans
IRS990/ProgramServiceRevenue/Description3Interchange Revenue
IRS990/ProgramServiceRevenue/Description4Fees & Charges
IRS990/ProgramServiceRevenuePriorYear0618933
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome04728
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome114133
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome2499304
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome350967
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome462944
IRS990/ProgramServiceRevenue/TotalRevenueColumn04728
IRS990/ProgramServiceRevenue/TotalRevenueColumn114133
IRS990/ProgramServiceRevenue/TotalRevenueColumn2499304
IRS990/ProgramServiceRevenue/TotalRevenueColumn350967
IRS990/ProgramServiceRevenue/TotalRevenueColumn462944
IRS990/ProhibitedTaxShelterTrans0false
IRS990/ReceivablesFromDisqualPersons/EOY00
IRS990/ReceivablesFromOfficersEtc/EOY00
IRS990/ReconcilationRevenueExpenses05068
IRS990/RegularMonitoringEnforcement0true
IRS990/RelatedEntity0false
IRS990/RelatedOrgControlledEntity0false
IRS990/ReportFin48Footnote0false
IRS990/ReportInvestOthSecurities0true
IRS990/ReportLandBldgEquip0true
IRS990/ReportOtherAssets0false
IRS990/ReportOtherLiabilities0true
IRS990/ReportProgRelInvest0false
IRS990/RetainedEarningsEndowmentEtc/BOY01384187
IRS990/RetainedEarningsEndowmentEtc/EOY01389255
IRS990/RevenuesLessExpensesCY05068
IRS990/RevenuesLessExpensesPriorYear08133
IRS990/RoyaltiesRevenue/TotalRevenueColumn00
IRS990/Royalties/Total00
IRS990/SalariesEtcCurrentYear0347884
IRS990/SalariesEtcPriorYear0321992
IRS990/SavingsAndTempCashInvestments/BOY04402475
IRS990/SavingsAndTempCashInvestments/EOY03269819
IRS990/ScheduleBRequired0false
IRS990ScheduleD/Buildings/BookValue023802
IRS990ScheduleD/Buildings/Depreciation0103788
IRS990ScheduleD/Buildings/OtherCostOrOtherBasis0127590
IRS990ScheduleD/Land/BookValue0108500
IRS990ScheduleD/Land/OtherCostOrOtherBasis0108500
IRS990ScheduleD/LeaseholdImprovements/BookValue041485
IRS990ScheduleD/LeaseholdImprovements/Depreciation0203820
IRS990ScheduleD/LeaseholdImprovements/OtherCostOrOtherBasis0245305
IRS990ScheduleD/OtherLandBuildings/BookValue015679
IRS990ScheduleD/OtherLandBuildings/Depreciation0277701
IRS990ScheduleD/OtherLandBuildings/OtherCostOrOtherBasis0293380
IRS990ScheduleD/OtherLiabilities/Amount015476093
IRS990ScheduleD/OtherLiabilities/Description0Member Shares
IRS990ScheduleD/TotalOfAmounts015476093
IRS990ScheduleD/TotalOfBookValueLandBuildings0189466
IRS990ScheduleD/TotalOfBookValueSecurities06579513
IRS990/ScheduleJRequired0false
IRS990ScheduleL/LoanTable/ApprovedByBoard0true
IRS990ScheduleL/LoanTable/Default0false
IRS990ScheduleL/LoanTable/LoanFromOrganization0X
IRS990ScheduleL/LoanTable/NameBusiness/BusinessNameLine10NA per 2012 instructions
IRS990ScheduleL/LoanTable/WrittenAgreement0true
IRS990ScheduleO/GeneralExplanation/Explanation0Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public. Quarterly financial performance (Call) reports are also available at www.ncua.gov for all federally insured credit unions.
IRS990ScheduleO/GeneralExplanation/Explanation1Executive and employee salaries are Board reviewed and approved. Board of directors are not compensated.
IRS990ScheduleO/GeneralExplanation/Explanation2Employee loans are Management approved. Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee.
IRS990ScheduleO/GeneralExplanation/Explanation3Management reviews tax returns and forwards US Form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting.
IRS990ScheduleO/GeneralExplanation/Explanation4Mergers are voted on by entire membership.
IRS990ScheduleO/GeneralExplanation/Explanation5Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting.
IRS990ScheduleO/GeneralExplanation/Explanation6Section 501c(14) Credit Union is composed of members.
IRS990ScheduleO/GeneralExplanation/Identifier0Form 990, Part VI, Line 19
IRS990ScheduleO/GeneralExplanation/Identifier1Form 990, Part VI, Line 15a
IRS990ScheduleO/GeneralExplanation/Identifier2Form 990, Part VI, Line 12c
IRS990ScheduleO/GeneralExplanation/Identifier3Form 990, Part VI, Line 11b
IRS990ScheduleO/GeneralExplanation/Identifier4Form 990, Part VI, Line 7b
IRS990ScheduleO/GeneralExplanation/Identifier5Form 990, Part VI, Line 7a
IRS990ScheduleO/GeneralExplanation/Identifier6Form 990, Part VI, Line 6
IRS990ScheduleO/GeneralExplanation/ReturnReference0Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990ScheduleO/GeneralExplanation/ReturnReference1Form 990, Part VI, Line 15a: Compensation Review & Approval Process - CEO, Top Management
IRS990ScheduleO/GeneralExplanation/ReturnReference2Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts
IRS990ScheduleO/GeneralExplanation/ReturnReference3Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/GeneralExplanation/ReturnReference4Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders
IRS990ScheduleO/GeneralExplanation/ReturnReference5Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body
IRS990ScheduleO/GeneralExplanation/ReturnReference6Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder
IRS990/ScheduleORequired0true
IRS990/School0false
IRS990/SignificantChange0false
IRS990/SignificantNewProgramServices0false
IRS990/StateLegalDomicile0OH
IRS990/SubjectToProxyTax0false
IRS990/TaxableDistributions0false
IRS990/TaxablePartyNotification0false
IRS990/TaxExemptBonds0false
IRS990/Terminated0false
IRS990/TermOrPermanentEndowments0false
IRS990/TheBooksAreInCareOf/AddressUS/AddressLine1019249 Bagley Road
IRS990/TheBooksAreInCareOf/AddressUS/City0Middleburg Heights
IRS990/TheBooksAreInCareOf/AddressUS/State0OH
IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode044130
IRS990/TheBooksAreInCareOf/NamePerson0Drema Braun
IRS990/TheBooksAreInCareOf/TelephoneNumber04402439180
IRS990/TotalAssets/BOY016617879
IRS990/TotalAssetsBOY016617879
IRS990/TotalAssets/EOY016977892
IRS990/TotalAssetsEOY016977892
IRS990/TotalCompGT150K0false
IRS990/TotalContributions00
IRS990/TotalExpensesCurrentYear0739121
IRS990/TotalExpensesPriorYear0765450
IRS990/TotalFunctionalExpenses/Fundraising00
IRS990/TotalFunctionalExpenses/ManagementAndGeneral094235
IRS990/TotalFunctionalExpenses/ProgramServices0644886
IRS990/TotalFunctionalExpenses/Total0739121
IRS990/TotalFundrsngExpCurrentYear00
IRS990/TotalGrossUBI0790
IRS990/TotalLiabilities/BOY015233692
IRS990/TotalLiabilitiesBOY015233692
IRS990/TotalLiabilities/EOY015588637
IRS990/TotalLiabilitiesEOY015588637
IRS990/TotalLiabNetAssetsFundBalances/BOY016617879
IRS990/TotalLiabNetAssetsFundBalances/EOY016977892
IRS990/TotalNbrEmployees06
IRS990/TotalNbrVolunteers010
IRS990/TotalNetAssetsFundBalances/BOY01384187
IRS990/TotalNetAssetsFundBalances/EOY01389255
IRS990/TotalOtherRevenue0790
IRS990/TotalProfFundrsngExpCY00
IRS990/TotalProgramServiceRevenue0632076
IRS990/TotalReportableCompFromOrg094235
IRS990/TotalRevenueCurrentYear0744189
IRS990/TotalRevenuePriorYear0773583
IRS990/TotalRevenue/RelatedOrExemptFunctionIncome0743399
IRS990/TotalRevenue/TotalRevenueColumn0744189
IRS990/TotalRevenue/UnrelatedBusinessRevenue0790
IRS990/TransactionRelatedEntity0false
IRS990/TransfersToExemptNonChrtblOrg0false

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$16,977,892
Liabilities
$15,588,637
Net assets
$1,389,255
Revenue
-
Expenses
$739,121
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$17.5$15.9$1.64$0.75$0.69$0.06
2023Detailed filing. Detailed filing data is available for this year.$18.8$17.2$1.58$0.71$0.66$0.05
2022Detailed filing. Detailed filing data is available for this year.$19.9$18.3$1.55$0.62$0.67$0.05
2021Detailed filing. Detailed filing data is available for this year.$20.1$18.5$1.60$0.63$0.66$0.04
2020Detailed filing. Detailed filing data is available for this year.$17.8$16.2$1.63$0.72$0.68$0.05
2019Detailed filing. Detailed filing data is available for this year.$16.2$14.6$1.59$0.84$0.73$0.11
2018Detailed filing. Detailed filing data is available for this year.$16.4$14.9$1.48$0.75$0.70$0.05
2017Detailed filing. Detailed filing data is available for this year.$16.4$15.0$1.42$0.80$0.71$0.09
2016Detailed filing. Detailed filing data is available for this year.$17.9$16.6$1.34$0.76$0.73$0.04
2015Detailed filing. Detailed filing data is available for this year.$17.4$16.0$1.35$0.73$0.72$0.01
2014Detailed filing. Detailed filing data is available for this year.$17.1$15.7$1.33$0.72$0.79$0.07
2013Detailed filing. Detailed filing data is available for this year.$17.8$16.4$1.40$0.73$0.72$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.0$15.6$1.39$0.74
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.6$15.2$1.38$0.77
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.8$14.4$1.38$0.80