Civic Intelligence

Bse Credit Union

990 • Fiscal year 2015 • EIN 34-0826014

Jan 01, 2015 to Dec 31, 2015 • Filed on May 11, 2016

Organization Profilebsecu.org

View Organization Page

19249 Bagley RoadMiddleburg Heights, OH 44130

(440) 243-9180

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

93rd percentile

0.92x

Higher debt load relative to assets than 93% of similar nonprofits.

2015 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2015

Liabilities / Revenue

58th percentile

21.86x

Higher debt load relative to revenue than 58% of similar nonprofits.

2015 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2015

Net Margin

30th percentile

1.5%

Higher net margin than 30% of similar nonprofits.

2015 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2015

Top Officer Pay

88th percentile

$109,659

Higher top officer pay than 88% of similar nonprofits.

Top officer pay equals 15.0% of source-year revenue.

2015 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2015

Asset Growth

40th percentile

1.7%

Faster asset growth than 40% of similar nonprofits.

2015 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2014 to 2015

Revenue Growth

56th percentile

1.4%

Faster revenue growth than 56% of similar nonprofits.

2015 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets93rd percentile

Assets

Up

$17,374,319

Up $292,679 (+1.7%) from 2014

Net Assets

Up

$1,345,222

Up $11,216 (+0.8%) from 2014

Liabilities

Up

$16,029,097

Up $281,463 (+1.8%) from 2014

Revenue And Expenses
Liabilities / Revenue58th percentileNet Margin30th percentile

Revenue

Up

$733,387

Up $10,124 (+1.4%) from 2014

Expenses

Down

$722,171

Down $66,344 (-8.4%) from 2014

Net Income

Up

$11,216

Up $76,468 (+117%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth40th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $15,795,279Liabilities 2010: $14,419,225Net Assets 2010: $1,376,0542010Assets 2011: $16,617,879Liabilities 2011: $15,233,692Net Assets 2011: $1,384,1872011Assets 2012: $16,977,892Liabilities 2012: $15,588,637Net Assets 2012: $1,389,2552012Assets 2013: $17,827,710Liabilities 2013: $16,428,452Net Assets 2013: $1,399,2582013Assets 2014: $17,081,640Liabilities 2014: $15,747,634Net Assets 2014: $1,334,0062014Assets 2015: $17,374,319Liabilities 2015: $16,029,097Net Assets 2015: $1,345,2222015Assets 2016: $17,918,105Liabilities 2016: $16,581,175Net Assets 2016: $1,336,9302016Assets 2017: $16,427,490Liabilities 2017: $15,004,048Net Assets 2017: $1,423,4422017Assets 2018: $16,414,443Liabilities 2018: $14,936,655Net Assets 2018: $1,477,7882018Assets 2019: $16,155,068Liabilities 2019: $14,566,606Net Assets 2019: $1,588,4622019Assets 2020: $17,804,739Liabilities 2020: $16,171,000Net Assets 2020: $1,633,7392020Assets 2021: $20,112,776Liabilities 2021: $18,515,514Net Assets 2021: $1,597,2622021Assets 2022: $19,850,943Liabilities 2022: $18,301,693Net Assets 2022: $1,549,2502022Assets 2023: $18,775,614Liabilities 2023: $17,198,453Net Assets 2023: $1,577,1612023Assets 2024: $17,515,010Liabilities 2024: $15,876,015Net Assets 2024: $1,638,9952024

Highlighted filing

2015

Assets$17,374,319
Liabilities$16,029,097
Net Assets$1,345,222
Open 2015 Filing

Operations Trend

Revenue Growth56th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $798,6502010Expenses 2011: $765,4502011Expenses 2012: $739,1212012Revenue 2013: $729,454Expenses 2013: $719,451Net Income 2013: $10,0032013Revenue 2014: $723,263Expenses 2014: $788,515Net Income 2014: -$65,2522014Revenue 2015: $733,387Expenses 2015: $722,171Net Income 2015: $11,2162015Revenue 2016: $764,243Expenses 2016: $726,398Net Income 2016: $37,8452016Revenue 2017: $795,728Expenses 2017: $709,216Net Income 2017: $86,5122017Revenue 2018: $754,124Expenses 2018: $699,778Net Income 2018: $54,3462018Revenue 2019: $843,121Expenses 2019: $732,447Net Income 2019: $110,6742019Revenue 2020: $723,109Expenses 2020: $677,832Net Income 2020: $45,2772020Revenue 2021: $627,854Expenses 2021: $664,331Net Income 2021: -$36,4772021Revenue 2022: $620,736Expenses 2022: $668,748Net Income 2022: -$48,0122022Revenue 2023: $705,337Expenses 2023: $656,826Net Income 2023: $48,5112023Revenue 2024: $747,008Expenses 2024: $685,174Net Income 2024: $61,8342024

Highlighted filing

2015

Revenue$733,387
Expenses$722,171
Net Income$11,216
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
May 11, 2016
Return Version
2015v2.0
Gross Receipts
$733,387
Mission and Program Overview

Mission

The BSE Credit Union's mission is to provide superior service and the best possible rates to members while maintaining a sound financial institution.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Other Securities$7,503,513$7,800,513▲ $297,000
Other Notes and Loans Receivable, Net$6,145,564$5,931,027▼ $214,537
Savings and Temporary Cash Investments$2,771,438$3,038,638▲ $267,200
Rtn Earn Endowment Incm Other Fnds$1,334,006$1,345,222▲ $11,216
Cash and Non-Interest-Bearing Accounts$243,299$206,518▼ $36,781
Land, Buildings, and Equipment, Net$172,532$161,323▼ $11,209
Prepaid Expenses and Deferred Charges$12,809$12,354▼ $455
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$17,081,640$17,374,319▲ $292,679
Other Assets Total$232,485$223,946▼ $8,539
Liabilities
Other Liabilities$15,610,223$15,881,030▲ $270,807
Accounts Payable and Accrued Expenses$137,411$148,067▲ $10,656
Total Liabilities$15,747,634$16,029,097▲ $281,463
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,334,006$1,345,222▲ $11,216
Total Liabilities and Net Assets / Fund Balance$17,081,640$17,374,319▲ $292,679

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$17,417$227,888$245,305
Other Land Buildings$11,604$215,143$226,747
Buildings$23,802$103,788$127,590
Land$108,500-$108,500
Compensation and Service Providers
Top Officer Pay88th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Drema BraunSec/Treas/CEOFT$101,840$7,819$109,659

Board Members and Trustees

NameTitle
Thomas GalyenPresident
Craig S BraithwaiteVice President
Glenn BlatnicaDirector
Jack WingetDirector
Tim GerdingDirector
Vickie A McDonaldDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$615,320
Investment Income
$116,457
Other Revenue
$1,610
Change in Net Assets
$11,216
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$362,811
Salaries, Compensation, and Employee Benefits$359,360
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$183,692
Current Officers, Directors, Trustees, and Key Employees---$109,659
Office Expenses---$92,452
Other Employee Benefits---$42,597
Occupancy---$41,105
Advertising---$33,780
Payroll Taxes---$23,412
Interest---$12,278
Fees for Services Accounting---$11,817
Depreciation Depletion---$11,765
Other Expenses---$10,571
Insurance---$9,162
All Other Expenses---$2,135
Total Functional Expenses$0$0$0$722,171
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Accounts$15,881,030
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

“Section 501c(14) Credit Union is composed of members.”

Form 990, Part VI, Line 7A: How Members or Shareholders Elect Governing Body

“Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting.”

Form 990, Part VI, Line 7B: Describe Decisions of Governing Body Approval by Members or Shareholders

“Mergers are voted on by entire membership.”

Form 990, Part VI, Line 11B: Form 990 Review Process

“Management reviews tax returns and forwards US Form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting.”

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

“Employee loans are Management approved. Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee.”

Form 990, Part VI, Line 15A: Compensation Review & Approval Process - CEO, Top Management

“Executive and employee salaries are Board reviewed and approved. Board of directors are not compensated.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public.”

Filing and Contact Details

Filer

Filer Name
BSE Credit Union
EIN
34-0826014
Phone
4402439180
Address
19249 Bagley Road, Middleburg Heights, OH 44130

Signing Officer

Name
Drema Braun
Title
Sec/Treas/CEO
Signed
2016-05-11
Discuss with paid preparer
Yes

Organization Details

Formed
1955
Legal Domicile
Oh
Voting Board Members
7
Independent Board Members
6
Employees
6
Volunteers
10

Preparer

Firm
Financial Standards Group Inc
Address
3615 NEWBURG RD, LOUISVILLE, KY 40218
Preparer
William Arvo CPA
Phone
8005225820
Raw XML Appendix388 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/Desc0Fees & Charges
IRS990/ProgramServiceRevenueGrp/Desc1Interchange Revenue
IRS990/ProgramServiceRevenueGrp/Desc2Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc3Other Program Income
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0108354
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt158217
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2422665
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt326084
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0108354
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt158217
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2422665
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt326084
IRS990/ProgSrvcAccomActy2Grp/Desc0The Credit Union provides a variety of loans to members including real estate, credit card, vehicle and other. The total number of loans outstanding as of 2015 was 1,554.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0113906
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0403470
IRS990/PYOtherRevenueAmt01434
IRS990/PYProgramServiceRevenueAmt0607923
IRS990/PYRevenuesLessExpensesAmt0-65252
IRS990/PYSalariesCompEmpBnftPaidAmt0385045
IRS990/PYTotalExpensesAmt0788515
IRS990/PYTotalRevenueAmt0723263
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt011216
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01334006
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01345222
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02771438
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03038638
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt023802
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0103788
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0127590
IRS990ScheduleD/LandGrp/BookValueAmt0108500
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0108500
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt017417
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0227888
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0245305
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt011604
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0215143
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0226747
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt015881030
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Share Accounts
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0161323
IRS990ScheduleD/TotalBookValueSecuritiesAmt07800513
IRS990ScheduleD/TotalLiabilityAmt015881030
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Section 501c(14) Credit Union is composed of members.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Mergers are voted on by entire membership.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Management reviews tax returns and forwards US Form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Employee loans are Management approved. Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Executive and employee salaries are Board reviewed and approved. Board of directors are not compensated.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Line 15a: Compensation Review & Approval Process - CEO, Top Management
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt017081640
IRS990/TotalAssetsEOYAmt017374319
IRS990/TotalAssetsGrp/BOYAmt017081640
IRS990/TotalAssetsGrp/EOYAmt017374319
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt06
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0722171
IRS990/TotalGrossUBIAmt01610
IRS990/TotalLiabilitiesBOYAmt015747634
IRS990/TotalLiabilitiesEOYAmt016029097
IRS990/TotalLiabilitiesGrp/BOYAmt015747634
IRS990/TotalLiabilitiesGrp/EOYAmt016029097
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01334006
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01345222
IRS990/TotalOtherCompensationAmt07819
IRS990/TotalProgramServiceRevenueAmt0615320
IRS990/TotalReportableCompFromOrgAmt0101840
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0731777
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0733387
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt01610
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt017081640
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt017374319
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/TotalAmt00
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0bsecu.org
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02016-09-27 15:27:22Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Drema Braun
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Sec/Treas/CEO
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-05-11
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BSE Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0BSEC
ReturnHeader/Filer/EIN0340826014
ReturnHeader/Filer/PhoneNum04402439180
ReturnHeader/Filer/USAddress/AddressLine1Txt019249 Bagley Road
ReturnHeader/Filer/USAddress/CityNm0Middleburg Heights
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OH
ReturnHeader/Filer/USAddress/ZIPCd044130
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0FINANCIAL STANDARDS GROUP INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt03615 NEWBURG RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LOUISVILLE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd040218
ReturnHeader/PreparerPersonGrp/PhoneNum08005225820
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0William Arvo CPA
ReturnHeader/ReturnTs02016-05-11T09:17:41-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02015-01-01
ReturnHeader/TaxPeriodEndDt02015-12-31
ReturnHeader/TaxYr02015

Document Assets

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Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$17,374,319
Liabilities
$16,029,097
Net assets
$1,345,222
Revenue
$733,387
Expenses
$722,171
Net income
$11,216
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$17.5$15.9$1.64$0.75$0.69$0.06
2023Detailed filing. Detailed filing data is available for this year.$18.8$17.2$1.58$0.71$0.66$0.05
2022Detailed filing. Detailed filing data is available for this year.$19.9$18.3$1.55$0.62$0.67$0.05
2021Detailed filing. Detailed filing data is available for this year.$20.1$18.5$1.60$0.63$0.66$0.04
2020Detailed filing. Detailed filing data is available for this year.$17.8$16.2$1.63$0.72$0.68$0.05
2019Detailed filing. Detailed filing data is available for this year.$16.2$14.6$1.59$0.84$0.73$0.11
2018Detailed filing. Detailed filing data is available for this year.$16.4$14.9$1.48$0.75$0.70$0.05
2017Detailed filing. Detailed filing data is available for this year.$16.4$15.0$1.42$0.80$0.71$0.09
2016Detailed filing. Detailed filing data is available for this year.$17.9$16.6$1.34$0.76$0.73$0.04
2015Detailed filing. Detailed filing data is available for this year.$17.4$16.0$1.35$0.73$0.72$0.01
2014Detailed filing. Detailed filing data is available for this year.$17.1$15.7$1.33$0.72$0.79$0.07
2013Detailed filing. Detailed filing data is available for this year.$17.8$16.4$1.40$0.73$0.72$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.0$15.6$1.39$0.74
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.6$15.2$1.38$0.77
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.8$14.4$1.38$0.80