Civic Intelligence

Bridge Credit Union Fka State Transport Employees Cu

990 • Fiscal year 2022 • EIN 31-6077716

Jan 01, 2022 to Dec 31, 2022 • Filed on Oct 11, 2023

10567 Sawmill ParkwayPowell, OH 43065

(614) 466-4988

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

30th percentile

0.89x

Higher debt load relative to assets than 30% of similar nonprofits.

2022 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2022

Liabilities / Revenue

15th percentile

15.18x

Higher debt load relative to revenue than 15% of similar nonprofits.

2022 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2022

Net Margin

50th percentile

15%

Higher net margin than 50% of similar nonprofits.

2022 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2022

Top Officer Pay

45th percentile

$206,123

Higher top officer pay than 45% of similar nonprofits.

Top officer pay equals 2.5% of source-year revenue.

2022 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2022

Asset Growth

98th percentile

28%

Faster asset growth than 98% of similar nonprofits.

2022 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2021 to 2022

Revenue Growth

97th percentile

34%

Faster revenue growth than 97% of similar nonprofits.

2022 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2021 to 2022

Assets

Up

$143,847,202

Up $31,404,333 (+28%) from 2021

Net Assets

Up

$16,505,202

Up $3,351,308 (+25%) from 2021

Liabilities

Up

$127,342,000

Up $28,053,025 (+28%) from 2021

Revenue

Up

$8,389,453

Up $2,124,136 (+34%) from 2021

Expenses

Up

$7,099,461

Up $1,945,793 (+38%) from 2021

Net Income

Up

$1,289,992

Up $178,343 (+16%) from 2021

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $37,402,202Liabilities 2010: $31,521,184Net Assets 2010: $5,881,0182010Assets 2011: $37,927,059Liabilities 2011: $31,980,587Net Assets 2011: $5,946,4722011Assets 2012: $40,309,862Liabilities 2012: $34,183,004Net Assets 2012: $6,126,8582012Assets 2014: $51,558,523Liabilities 2014: $44,932,596Net Assets 2014: $6,625,9272014Assets 2015: $52,953,650Liabilities 2015: $46,023,922Net Assets 2015: $6,929,7282015Assets 2016: $81,656,411Liabilities 2016: $72,759,496Net Assets 2016: $8,896,9152016Assets 2017: $83,985,527Liabilities 2017: $74,230,355Net Assets 2017: $9,755,1722017Assets 2018: $86,733,130Liabilities 2018: $76,127,268Net Assets 2018: $10,605,8622018Assets 2019: $90,046,539Liabilities 2019: $78,822,378Net Assets 2019: $11,224,1612019Assets 2020: $105,859,488Liabilities 2020: $93,817,243Net Assets 2020: $12,042,2452020Assets 2021: $112,442,869Liabilities 2021: $99,288,975Net Assets 2021: $13,153,8942021Assets 2022: $143,847,202Liabilities 2022: $127,342,000Net Assets 2022: $16,505,2022022Assets 2023: $194,911,490Liabilities 2023: $173,412,533Net Assets 2023: $21,498,9572023Assets 2024: $231,392,285Liabilities 2024: $206,951,284Net Assets 2024: $24,441,0012024

Highlighted filing

2022

Assets$143,847,202
Liabilities$127,342,000
Net Assets$16,505,202

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0Expenses 2010: $2,103,4912010Expenses 2011: $2,070,4382011Expenses 2012: $2,160,9652012Revenue 2014: $3,046,609Expenses 2014: $2,715,776Net Income 2014: $330,8332014Revenue 2015: $3,226,699Expenses 2015: $2,922,898Net Income 2015: $303,8012015Revenue 2016: $4,667,817Expenses 2016: $4,143,589Net Income 2016: $524,2282016Revenue 2017: $4,964,690Expenses 2017: $4,106,433Net Income 2017: $858,2572017Revenue 2018: $5,373,479Expenses 2018: $4,522,789Net Income 2018: $850,6902018Revenue 2019: $5,669,091Expenses 2019: $5,050,792Net Income 2019: $618,2992019Revenue 2020: $5,615,616Expenses 2020: $5,274,542Net Income 2020: $341,0742020Revenue 2021: $6,265,317Expenses 2021: $5,153,668Net Income 2021: $1,111,6492021Revenue 2022: $8,389,453Expenses 2022: $7,099,461Net Income 2022: $1,289,9922022Revenue 2023: $13,368,309Expenses 2023: $11,967,614Net Income 2023: $1,400,6952023Revenue 2024: $17,746,189Expenses 2024: $16,353,665Net Income 2024: $1,392,5242024

Highlighted filing

2022

Revenue$8,389,453
Expenses$7,099,461
Net Income$1,289,992
Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Oct 11, 2023
Return Version
2022v5.0
Gross Receipts
$8,389,453
Mission and Program Overview

Mission

It is the mission of bridge credit union to exceed expectations with superior service and products that will promote members' financial success, while operating in a financially sound, ethical manner.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$77,704,743$89,372,977▲ $11,668,234
Investments Program Related$9,645,284$26,234,717▲ $16,589,433
Savings and Temporary Cash Investments$21,306,317$20,557,473▼ $748,844
Rtn Earn Endowment Incm Other Fnds$13,153,894$16,505,202▲ $3,351,308
Land, Buildings, and Equipment, Net$2,411,411$4,652,723▲ $2,241,312
Cash and Non-Interest-Bearing Accounts$568,529$1,471,322▲ $902,793
Prepaid Expenses and Deferred Charges$164,943$362,185▲ $197,242
Accounts Receivable$160,208$244,043▲ $83,835
Total Assets$112,442,869$143,847,202▲ $31,404,333
Other Assets Total$481,434$951,762▲ $470,328
Liabilities
Other Liabilities$97,342,770$125,368,438▲ $28,025,668
Accounts Payable and Accrued Expenses$1,946,205$1,973,562▲ $27,357
Total Liabilities$99,288,975$127,342,000▲ $28,053,025
Net Assets / Fund Balance
Total Net Assets Fund Balance$13,153,894$16,505,202▲ $3,351,308
Total Liabilities and Net Assets / Fund Balance$112,442,869$143,847,202▲ $31,404,333

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,643,192$61,252$3,704,444
Equipment$595,731$953,133$1,548,864
Land$413,800-$413,800
Investment Program Related Org$26,234,717--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jarod BachPresident/ceFT$194,104$12,019$206,123
Jarod BachPresident/CEO-$194,104$12,019$206,123
Amy RobinetteVP / CFOFT$133,858$9,919$143,777
Brandynn AdamsVP / CXOFT$107,526$11,538$119,064
Jeff ChristensenVP / CIOFT$105,934$6,370$112,304
Patrick CurtainVP / CLOFT$98,186$11,119$109,305

Board Members and Trustees

NameTitle
Julie RayChairperson
Brett ShearerVice Chairpe
Benita NeelyDirector
John AudetDirector
Michael MccolemanDirector
Ron WehnerDirector
Sara DownsDirector
Dan DeniroSecretary
Kathy LudoweseTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$7,141,399
Investment Income
$687,152
Other Revenue
$560,902
Change in Net Assets
$1,289,992
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,890,229
Salaries, Compensation, and Employee Benefits$2,778,439
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,246,307
Current Officers, Directors, Trustees, and Key Employees---$639,608
Other Employee Benefits---$579,762
Office Expenses---$537,431
Depreciation Depletion---$431,151
Benefits to Members---$430,793
Occupancy---$407,362
Advertising---$285,725
Fees for Services Other---$266,907
All Other Expenses---$171,021
Other Expenses---$163,377
Payroll Taxes---$157,374
Pension Plan Contributions---$155,388
Conferences and Meetings---$146,363
Fees for Services Accounting---$64,168
Fees for Services Legal---$40,771
Insurance---$19,367
Interest---$6,612
Total Functional Expenses$0$0$0$7,099,461
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$63,490,313
Money Market$20,446,437
Member Share Drafts$18,715,621
Member Certificates$17,993,104
Member Iras$4,154,687
Note Payable$281,121
Member Christmas Clubs$145,423
Other Liabilities$132,137
Health Savings$9,595
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

The credit union is comprised of a single class of approximately 13,385 member-owners, each of which has equal rights in ownership, governance, and voting rights at annual meetings, with the exception of the member- owners who are elected to the board of directors.

Form 990, Page 6, Part VI, Line 7A

The member-owners of the credit union have the authority to elect the members of the board of directors for 3 year terms on a rotating basis. Candidates are elected by a simply plurality vote.

Form 990, Page 6, Part VI, Line 7B

Elected board members make decisions for the credit union, however the company's code of regulation provide a procedure whereby members can reverse/override a decision taken by the board of directors.

Form 990, Page 6, Part VI, Line 11B

The credit union has hired an outside cpa firm to process form 990. The return is then reviewed by the credit union's accounting staff and made available for any board member upon request.

Form 990, Page 6, Part VI, Line 15A

The board of directors performs a comprehensive review of compensation based on various factors and studies of comparibly situated individuals in the credit union industry.

Form 990, Page 6, Part VI, Line 15B

Management review compensation based on company policy and key performance factors. Management also uses various data of comparably situated individuals in the credit union industry.

Form 990, Page 6, Part VI, Line 19

Documents are available upon request.

Filing and Contact Details

Filer

Filer Name
Bridge Credit Union
EIN
31-6077716
Phone
6144664988
Address
10567 SAWMILL PARKWAY, POWELL, OH 43065

Signing Officer

Name
Jarod Bach
Title
President/CEO
Phone
6144664988
Signed
2023-10-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jarod Bach
Formed
1967
Legal Domicile
Oh
Voting Board Members
9
Independent Board Members
9
Employees
47
Volunteers
9

Preparer

Firm
Buckingham Business Advisors LLC
Address
180-A COMMERCE PARK DR, WESTERVILLE, OH 43082-6067
Preparer
Erin Alderson Ea
Phone
6148906620
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

Equity acquired in merger 2,061,316

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IRS990/Form990PartVIISectionAGrp/TitleTxt1VP / CFO
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IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0108789
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt0407362
IRS990/OfficeExpensesGrp/TotalAmt0537431
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0481434
IRS990/OtherAssetsTotalGrp/EOYAmt0951762
IRS990/OtherChangesInNetAssetsAmt02061316
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0579762
IRS990/OtherExpensesGrp/Desc0ATM/CHECK CARD
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2LOAN LOSSES
IRS990/OtherExpensesGrp/Desc3OVERDRAWN ACCTS WRITE OFF
IRS990/OtherExpensesGrp/TotalAmt0579964
IRS990/OtherExpensesGrp/TotalAmt1406511
IRS990/OtherExpensesGrp/TotalAmt2363499
IRS990/OtherExpensesGrp/TotalAmt3163377
IRS990/OtherLiabilitiesGrp/BOYAmt097342770
IRS990/OtherLiabilitiesGrp/EOYAmt0125368438
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherRevenueMiscGrp/Desc0OTHER INCOME
IRS990/OtherRevenueMiscGrp/ExclusionAmt0452113
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0452113
IRS990/OtherRevenueTotalAmt0452113
IRS990/OtherSalariesAndWagesGrp/TotalAmt01246307
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt077704743
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt089372977
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt0157374
IRS990/PensionPlanContributionsGrp/TotalAmt0155388
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0164943
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0362185
IRS990/PrincipalOfficerNm0JAROD BACH
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc3ATM SURCHARGE INCOME
IRS990/ProgramServiceRevenueGrp/Desc4OTHER INCOME - UBIT
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt04877727
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11919172
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2327561
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt04877727
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11919172
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2327561
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt315589
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt41350
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt015589
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt11350
IRS990/ProgSrvcAccomActy2Grp/Desc0EMPLOYEE LABOR AND BENEFIT COSTS INCURRED PROVIDING MEMBER SERVICES AND SUPPORT; INCLUDING SAVINGS DEPOSITS AND WITHDRAWALS, LOAN ORIGINATION AND SERVICING, AND MEMBER TECHNICAL SUPPORT.
IRS990/ProgSrvcAccomActy3Grp/Desc0DATA PROCESSING COSTS INCURRED PROVIDING MEMBERS MONTHLY ACCESS TO THEIR FUNDS THROUGH AN INTERNATIONAL ATM NETWORK, AND THROUGH CHECKING ACCOUNT LINKED ELECTRONIC DEBIT CARDS.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt0327453
IRS990/PYInvestmentIncomeAmt0151081
IRS990/PYOtherExpensesAmt02750147
IRS990/PYOtherRevenueAmt056076
IRS990/PYProgramServiceRevenueAmt06058160
IRS990/PYRevenuesLessExpensesAmt01111649
IRS990/PYSalariesCompEmpBnftPaidAmt02076068
IRS990/PYTotalExpensesAmt05153668
IRS990/PYTotalRevenueAmt06265317
IRS990/ReconcilationRevenueExpnssAmt01289992
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt0108789
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt013153894
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt016505202
IRS990/SavingsAndTempCashInvstGrp/BOYAmt021306317
IRS990/SavingsAndTempCashInvstGrp/EOYAmt020557473
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt03643192
IRS990ScheduleD/BuildingsGrp/DepreciationAmt061252
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt03704444
IRS990ScheduleD/EquipmentGrp/BookValueAmt0595731
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0953133
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01548864
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt026234717
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0CORPORATE ONE FED FUNDS PLUS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/LandGrp/BookValueAmt0413800
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0413800
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt063490313
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt120446437
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt218715621
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt317993104
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt44154687
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt5281121
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt6145423
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt7132137
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt89595
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1MONEY MARKET
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2MEMBER SHARE DRAFTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3MEMBER CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4MEMBER IRAS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5NOTE PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc6MEMBER CHRISTMAS CLUBS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc7OTHER LIABILITIES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc8HEALTH SAVINGS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt04652723
IRS990ScheduleD/TotalBookValueProgramRltdAmt026234717
IRS990ScheduleD/TotalLiabilityAmt0125368438
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0194104
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt012019
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0JAROD BACH
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0206123
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS COMPRISED OF A SINGLE CLASS OF APPROXIMATELY 13,385 MEMBER-OWNERS, EACH OF WHICH HAS EQUAL RIGHTS IN OWNERSHIP, GOVERNANCE, AND VOTING RIGHTS AT ANNUAL MEETINGS, WITH THE EXCEPTION OF THE MEMBER- OWNERS WHO ARE ELECTED TO THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE MEMBER-OWNERS OF THE CREDIT UNION HAVE THE AUTHORITY TO ELECT THE MEMBERS OF THE BOARD OF DIRECTORS FOR 3 YEAR TERMS ON A ROTATING BASIS. CANDIDATES ARE ELECTED BY A SIMPLY PLURALITY VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ELECTED BOARD MEMBERS MAKE DECISIONS FOR THE CREDIT UNION, HOWEVER THE COMPANY'S CODE OF REGULATION PROVIDE A PROCEDURE WHEREBY MEMBERS CAN REVERSE/OVERRIDE A DECISION TAKEN BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE CREDIT UNION HAS HIRED AN OUTSIDE CPA FIRM TO PROCESS FORM 990. THE RETURN IS THEN REVIEWED BY THE CREDIT UNION'S ACCOUNTING STAFF AND MADE AVAILABLE FOR ANY BOARD MEMBER UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD OF DIRECTORS PERFORMS A COMPREHENSIVE REVIEW OF COMPENSATION BASED ON VARIOUS FACTORS AND STUDIES OF COMPARIBLY SITUATED INDIVIDUALS IN THE CREDIT UNION INDUSTRY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5MANAGEMENT REVIEW COMPENSATION BASED ON COMPANY POLICY AND KEY PERFORMANCE FACTORS. MANAGEMENT ALSO USES VARIOUS DATA OF COMPARABLY SITUATED INDIVIDUALS IN THE CREDIT UNION INDUSTRY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6DOCUMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7EQUITY ACQUIRED IN MERGER 2,061,316
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART XI, LINE 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0112442869
IRS990/TotalAssetsEOYAmt0143847202
IRS990/TotalAssetsGrp/BOYAmt0112442869
IRS990/TotalAssetsGrp/EOYAmt0143847202
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalEmployeeCnt047
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt07099461
IRS990/TotalGrossUBIAmt016939
IRS990/TotalLiabilitiesBOYAmt099288975
IRS990/TotalLiabilitiesEOYAmt0127342000
IRS990/TotalLiabilitiesGrp/BOYAmt099288975
IRS990/TotalLiabilitiesGrp/EOYAmt0127342000
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt013153894
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt016505202
IRS990/TotalOtherCompensationAmt050965
IRS990/TotalProgramServiceRevenueAmt07141399
IRS990/TotalReportableCompFromOrgAmt0639608
IRS990/TotalRevenueGrp/ExclusionAmt01248054
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt07124460
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt08389453
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt016939
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0112442869
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0143847202
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt010567 SAWMILL PARKWAY

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$231$207$24.4$17.7$16.4$1.39
2023Detailed filing. Detailed filing data is available for this year.$195$173$21.5$13.4$12.0$1.40
2022Detailed filing. Detailed filing data is available for this year.$144$127$16.5$8.39$7.10$1.29
2021Detailed filing. Detailed filing data is available for this year.$112$99.3$13.2$6.27$5.15$1.11
2020Detailed filing. Detailed filing data is available for this year.$106$93.8$12.0$5.62$5.27$0.34
2019Detailed filing. Detailed filing data is available for this year.$90.0$78.8$11.2$5.67$5.05$0.62
2018Detailed filing. Detailed filing data is available for this year.$86.7$76.1$10.6$5.37$4.52$0.85
2017Detailed filing. Detailed filing data is available for this year.$84.0$74.2$9.76$4.96$4.11$0.86
2016Detailed filing. Detailed filing data is available for this year.$81.7$72.8$8.90$4.67$4.14$0.52
2015Detailed filing. Detailed filing data is available for this year.$53.0$46.0$6.93$3.23$2.92$0.30
2014Detailed filing. Detailed filing data is available for this year.$51.6$44.9$6.63$3.05$2.72$0.33
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$40.3$34.2$6.13$2.16
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$37.9$32.0$5.95$2.07
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$37.4$31.5$5.88$2.10
Peer Organizations

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