Civic Intelligence

Bridge Credit Union Fka State Transport Employees Cu

990 • Fiscal year 2017 • EIN 31-6077716

Jan 01, 2017 to Dec 31, 2017 • Filed on Oct 15, 2018

1980 W Broad StreetColumbus, OH 43223

(614) 466-4988

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

45th percentile

0.88x

Higher debt load relative to assets than 45% of similar nonprofits.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2017

Liabilities / Revenue

20th percentile

14.95x

Higher debt load relative to revenue than 20% of similar nonprofits.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2017

Net Margin

79th percentile

17%

Higher net margin than 79% of similar nonprofits.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2017

Top Officer Pay

57th percentile

$148,636

Higher top officer pay than 57% of similar nonprofits.

Top officer pay equals 3.0% of source-year revenue.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2017

Asset Growth

48th percentile

2.9%

Faster asset growth than 48% of similar nonprofits.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2016 to 2017

Revenue Growth

59th percentile

6.4%

Faster revenue growth than 59% of similar nonprofits.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2016 to 2017

Assets

Up

$83,985,527

Up $2,329,116 (+2.9%) from 2016

Net Assets

Up

$9,755,172

Up $858,257 (+9.6%) from 2016

Liabilities

Up

$74,230,355

Up $1,470,859 (+2.0%) from 2016

Revenue

Up

$4,964,690

Up $296,873 (+6.4%) from 2016

Expenses

Down

$4,106,433

Down $37,156 (-0.9%) from 2016

Net Income

Up

$858,257

Up $334,029 (+64%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $37,402,202Liabilities 2010: $31,521,184Net Assets 2010: $5,881,0182010Assets 2011: $37,927,059Liabilities 2011: $31,980,587Net Assets 2011: $5,946,4722011Assets 2012: $40,309,862Liabilities 2012: $34,183,004Net Assets 2012: $6,126,8582012Assets 2014: $51,558,523Liabilities 2014: $44,932,596Net Assets 2014: $6,625,9272014Assets 2015: $52,953,650Liabilities 2015: $46,023,922Net Assets 2015: $6,929,7282015Assets 2016: $81,656,411Liabilities 2016: $72,759,496Net Assets 2016: $8,896,9152016Assets 2017: $83,985,527Liabilities 2017: $74,230,355Net Assets 2017: $9,755,1722017Assets 2018: $86,733,130Liabilities 2018: $76,127,268Net Assets 2018: $10,605,8622018Assets 2019: $90,046,539Liabilities 2019: $78,822,378Net Assets 2019: $11,224,1612019Assets 2020: $105,859,488Liabilities 2020: $93,817,243Net Assets 2020: $12,042,2452020Assets 2021: $112,442,869Liabilities 2021: $99,288,975Net Assets 2021: $13,153,8942021Assets 2022: $143,847,202Liabilities 2022: $127,342,000Net Assets 2022: $16,505,2022022Assets 2023: $194,911,490Liabilities 2023: $173,412,533Net Assets 2023: $21,498,9572023Assets 2024: $231,392,285Liabilities 2024: $206,951,284Net Assets 2024: $24,441,0012024

Highlighted filing

2017

Assets$83,985,527
Liabilities$74,230,355
Net Assets$9,755,172

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0Expenses 2010: $2,103,4912010Expenses 2011: $2,070,4382011Expenses 2012: $2,160,9652012Revenue 2014: $3,046,609Expenses 2014: $2,715,776Net Income 2014: $330,8332014Revenue 2015: $3,226,699Expenses 2015: $2,922,898Net Income 2015: $303,8012015Revenue 2016: $4,667,817Expenses 2016: $4,143,589Net Income 2016: $524,2282016Revenue 2017: $4,964,690Expenses 2017: $4,106,433Net Income 2017: $858,2572017Revenue 2018: $5,373,479Expenses 2018: $4,522,789Net Income 2018: $850,6902018Revenue 2019: $5,669,091Expenses 2019: $5,050,792Net Income 2019: $618,2992019Revenue 2020: $5,615,616Expenses 2020: $5,274,542Net Income 2020: $341,0742020Revenue 2021: $6,265,317Expenses 2021: $5,153,668Net Income 2021: $1,111,6492021Revenue 2022: $8,389,453Expenses 2022: $7,099,461Net Income 2022: $1,289,9922022Revenue 2023: $13,368,309Expenses 2023: $11,967,614Net Income 2023: $1,400,6952023Revenue 2024: $17,746,189Expenses 2024: $16,353,665Net Income 2024: $1,392,5242024

Highlighted filing

2017

Revenue$4,964,690
Expenses$4,106,433
Net Income$858,257
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Oct 15, 2018
Return Version
2017v2.3
Gross Receipts
$4,964,690
Mission and Program Overview

Mission

It is the mission of bridge credit union to exceed expectations with superior service and products that will promote members' financial success, while operating in a financially sound, ethical manner.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$55,368,759$56,540,639▲ $1,171,880
Savings and Temporary Cash Investments$20,780,841$15,565,014▼ $5,215,827
Investments Program Related$3,057,252$9,796,819▲ $6,739,567
Rtn Earn Endowment Incm Other Fnds$8,896,915$9,755,172▲ $858,257
Cash and Non-Interest-Bearing Accounts$747,122$615,301▼ $131,821
Land, Buildings, and Equipment, Net$223,361$399,404▲ $176,043
Accounts Receivable$129,585$121,814▼ $7,771
Prepaid Expenses and Deferred Charges$184,651$118,987▼ $65,664
Total Assets$81,656,411$83,985,527▲ $2,329,116
Other Assets Total$1,164,840$827,549▼ $337,291
Liabilities
Other Liabilities$71,174,556$72,762,420▲ $1,587,864
Accounts Payable and Accrued Expenses$1,584,940$1,467,935▼ $117,005
Total Liabilities$72,759,496$74,230,355▲ $1,470,859
Net Assets / Fund Balance
Total Net Assets Fund Balance$8,896,915$9,755,172▲ $858,257
Total Liabilities and Net Assets / Fund Balance$81,656,411$83,985,527▲ $2,329,116

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$399,404$442,880$842,284
Investment Program Related Org$9,796,819--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Christine LesliePresidentFT$142,189$6,447$148,636
Jarod BachVP Lending,FT$94,500$12,470$106,970

Board Members and Trustees

NameTitle
Julie RayChairperson
Matt CorlettVice Chairpe
Anthony LeoBoard Member
Benita NeelyBoard Member
Dan DeniroBoard Member
Michael MccolemanBoard Member
Sara DownsBoard Member
Brett ShearerSecretary
Kathy LudoweseTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,612,363
Investment Income
$289,847
Other Revenue
$62,480
Change in Net Assets
$858,257
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,213,699
Salaries, Compensation, and Employee Benefits$1,595,551
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$872,006
Office Expenses---$388,068
Other Employee Benefits---$323,959
Benefits to Members---$297,183
Current Officers, Directors, Trustees, and Key Employees---$236,689
Fees for Services Other---$202,235
Advertising---$167,657
Depreciation Depletion---$151,689
All Other Expenses---$118,057
Occupancy---$93,962
Payroll Taxes---$93,301
Pension Plan Contributions---$69,596
Other Expenses---$53,783
Fees for Services Accounting---$47,186
Conferences and Meetings---$32,684
Interest---$32,440
Fees for Services Legal---$31,671
Insurance---$11,479
Total Functional Expenses$0$0$0$4,106,433
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$36,194,011
Member Certificates$16,677,273
Money Market$8,017,460
Member Share Drafts$7,876,102
Member Iras$1,777,001
Note Payable$1,766,026
Non Member Certificates$248,000
Member Christmas Clubs$160,737
Executive Benefits$69,020
Health Savings$1,785
Other Liabilities$-24,995
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

The credit union is comprised of a single class of approximately 11,750 member-owners, each of which has equal rights in ownership, governance, and voting rights at annual meetings, with the exception of the member- owners who are elected to the board of directors.

Form 990, Page 6, Part VI, Line 7A

The member-owners of the credit union have the authority to elect the members of the board of directors for 3 year terms on a rotating basis. Candidates are elected by a simply plurality vote.

Form 990, Page 6, Part VI, Line 7B

Elected board members make decisions for the credit union, however the company's code of regulation provide a procedure whereby members can reverse/override a decision taken by the board of directors.

Form 990, Page 6, Part VI, Line 11B

The credit union has hired an outside cpa firm to process form 990. The return is then reviewed by the credit union's accounting staff and made available for any board member upon request.

Form 990, Page 6, Part VI, Line 15A

The board of directors performs a comprehensive review of compensation based on various factors and studies of comparibly situated individuals in the credit union industry.

Form 990, Page 6, Part VI, Line 15B

Management review compensation based on company policy and key performance factors. Management also uses various data of comparably situated individuals in the credit union industry.

Form 990, Page 6, Part VI, Line 19

Documents are available upon request.

Filing and Contact Details

Filer

Filer Name
Bridge Credit Union
EIN
31-6077716
Phone
6144664988
Address
1980 W BROAD STREET, COLUMBUS, OH 43223

Signing Officer

Name
Christine Leslie
Title
President
Phone
6144664988
Signed
2018-10-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Christine Leslie
Formed
1967
Legal Domicile
Oh
Voting Board Members
11
Independent Board Members
9
Employees
24
Volunteers
9

Preparer

Firm
Weston & Company Cpas LLC
Address
180-A COMMERCE PARK DR, WESTERVILLE, OH 43082-6067
Preparer
Erin Alderson Ea
Phone
6148906620
Raw XML Appendix399 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt01584940
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01467935
IRS990/AccountsReceivableGrp/BOYAmt0129585
IRS990/AccountsReceivableGrp/EOYAmt0121814
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0IT IS THE MISSION OF BRIDGE CREDIT UNION TO EXCEED EXPECTATIONS WITH SUPERIOR SERVICE AND PRODUCTS THAT WILL PROMOTE MEMBERS' FINANCIAL SUCCESS, WHILE OPERATING IN A FINANCIALLY SOUND, ETHICAL MANNER.
IRS990/AdvertisingGrp/TotalAmt0167657
IRS990/AllOtherExpensesGrp/TotalAmt0118057
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/BenefitsToMembersGrp/TotalAmt0297183
IRS990/BooksInCareOfDetail/PersonNm0CHRISTINE LESLIE
IRS990/BooksInCareOfDetail/PhoneNum06144664988
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01980 W BROAD STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0COLUMBUS
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OH
IRS990/BooksInCareOfDetail/USAddress/ZIPCd043223
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0747122
IRS990/CashNonInterestBearingGrp/EOYAmt0615301
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0236689
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/TotalAmt032684
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt0297183
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0289847
IRS990/CYOtherExpensesAmt02213699
IRS990/CYOtherRevenueAmt062480
IRS990/CYProgramServiceRevenueAmt04612363
IRS990/CYRevenuesLessExpensesAmt0858257
IRS990/CYSalariesCompEmpBnftPaidAmt01595551
IRS990/CYTotalExpensesAmt04106433
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt04964690
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt0151689
IRS990/Desc0DIVIDENDS PAID TO MEMBERS ON APPROXIMATELY 21,412 DEPOSIT ACCOUNTS HELD BY APPROXIMATELY 11,750 MEMBERS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt024
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt047186
IRS990/FeesForServicesLegalGrp/TotalAmt031671
IRS990/FeesForServicesOtherGrp/TotalAmt0202235
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt940.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1040.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt96447
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1012470
IRS990/Form990PartVIISectionAGrp/PersonNm0SARA DOWNS
IRS990/Form990PartVIISectionAGrp/PersonNm1JULIE RAY
IRS990/Form990PartVIISectionAGrp/PersonNm2MATT CORLETT
IRS990/Form990PartVIISectionAGrp/PersonNm3BRETT SHEARER
IRS990/Form990PartVIISectionAGrp/PersonNm4KATHY LUDOWESE
IRS990/Form990PartVIISectionAGrp/PersonNm5DAN DENIRO
IRS990/Form990PartVIISectionAGrp/PersonNm6ANTHONY LEO
IRS990/Form990PartVIISectionAGrp/PersonNm7MICHAEL MCCOLEMAN
IRS990/Form990PartVIISectionAGrp/PersonNm8BENITA NEELY
IRS990/Form990PartVIISectionAGrp/PersonNm9CHRISTINE LESLIE
IRS990/Form990PartVIISectionAGrp/PersonNm10JAROD BACH
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9142189
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1094500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/TitleTxt0BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt1CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE CHAIRPE
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt10VP LENDING,
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/Form990TFiledInd0true
IRS990/FormationYr01967
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt011
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt04964690
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/TotalAmt011479
IRS990/InterestGrp/TotalAmt032440
IRS990/InvestmentIncomeGrp/ExclusionAmt0289847
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0289847
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsProgramRelatedGrp/BOYAmt03057252
IRS990/InvestmentsProgramRelatedGrp/EOYAmt09796819
IRS990/IRPDocumentCnt01590
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0442880
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0223361
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0399404
IRS990/LandBldgEquipCostOrOtherBssAmt0842284
IRS990/LegalDomicileStateCd0OH
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0IT IS THE MISSION OF BRIDGE CREDIT UNION TO EXCEED EXPECTATIONS WITH SUPERIOR SERVICE AND PRODUCTS THAT WILL PROMOTE MEMBERS' FINANCIAL SUCCESS, WHILE OPERATING IN A FINANCIALLY SOUND, ETHICAL MANNER.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt08896915
IRS990/NetAssetsOrFundBalancesEOYAmt09755172
IRS990/NetUnrelatedBusTxblIncmAmt0-38632
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt093962
IRS990/OfficeExpensesGrp/TotalAmt0388068
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01164840
IRS990/OtherAssetsTotalGrp/EOYAmt0827549
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0323959
IRS990/OtherExpensesGrp/Desc0ATM/CHECK CARD
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2LOAN LOSSES
IRS990/OtherExpensesGrp/Desc3OVERDRAWN ACCTS WRITE OFF
IRS990/OtherExpensesGrp/TotalAmt0409224
IRS990/OtherExpensesGrp/TotalAmt1342443
IRS990/OtherExpensesGrp/TotalAmt2131121
IRS990/OtherExpensesGrp/TotalAmt353783
IRS990/OtherLiabilitiesGrp/BOYAmt071174556
IRS990/OtherLiabilitiesGrp/EOYAmt072762420
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherRevenueMiscGrp/Desc0NON OPERATING INCOME
IRS990/OtherRevenueMiscGrp/ExclusionAmt062480
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt062480
IRS990/OtherRevenueTotalAmt062480
IRS990/OtherSalariesAndWagesGrp/TotalAmt0872006
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt055368759
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt056540639
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt093301
IRS990/PensionPlanContributionsGrp/TotalAmt069596
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0184651
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0118987
IRS990/PrincipalOfficerNm0CHRISTINE LESLIE
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4524126
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc3FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc4OTHER INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03098525
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11216941
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2291909
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03098525
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11216941
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2291909
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt33488
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt41500
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt03488
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt11500
IRS990/ProgSrvcAccomActy2Grp/Desc0EMPLOYEE LABOR AND BENEFIT COSTS INCURRED PROVIDING MEMBER SERVICES AND SUPPORT; INCLUDING SAVINGS DEPOSITS AND WITHDRAWALS, LOAN ORIGINATION AND SERVICING, AND MEMBER TECHNICAL SUPPORT.
IRS990/ProgSrvcAccomActy3Grp/Desc0DATA PROCESSING COSTS INCURRED PROVIDING MEMBERS MONTHLY ACCESS TO THEIR FUNDS THROUGH AN INTERNATIONAL ATM NETWORK, AND THROUGH CHECKING ACCOUNT LINKED ELECTRONIC DEBIT CARDS.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt0267326
IRS990/PYInvestmentIncomeAmt0256273
IRS990/PYOtherExpensesAmt02247658
IRS990/PYOtherRevenueAmt060605
IRS990/PYProgramServiceRevenueAmt04350939
IRS990/PYRevenuesLessExpensesAmt0524228
IRS990/PYSalariesCompEmpBnftPaidAmt01628605
IRS990/PYTotalExpensesAmt04143589
IRS990/PYTotalRevenueAmt04667817
IRS990/ReconcilationRevenueExpnssAmt0858257
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt08896915
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt09755172
IRS990/SavingsAndTempCashInvstGrp/BOYAmt020780841
IRS990/SavingsAndTempCashInvstGrp/EOYAmt015565014
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt0399404
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0442880
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0842284
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt09796819
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0CORPORATE ONE FED FUNDS PLUS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt036194011
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt116677273
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt28017460
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt37876102
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt41777001
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt51766026
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt6248000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt7160737
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt869020
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt91785
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt10-24995
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1MEMBER CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2MONEY MARKET
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3MEMBER SHARE DRAFTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4MEMBER IRAS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5NOTE PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc6NON MEMBER CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc7MEMBER CHRISTMAS CLUBS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc8EXECUTIVE BENEFITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc9HEALTH SAVINGS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc10OTHER LIABILITIES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0399404
IRS990ScheduleD/TotalBookValueProgramRltdAmt09796819
IRS990ScheduleD/TotalLiabilityAmt072762420
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS COMPRISED OF A SINGLE CLASS OF APPROXIMATELY 11,750 MEMBER-OWNERS, EACH OF WHICH HAS EQUAL RIGHTS IN OWNERSHIP, GOVERNANCE, AND VOTING RIGHTS AT ANNUAL MEETINGS, WITH THE EXCEPTION OF THE MEMBER- OWNERS WHO ARE ELECTED TO THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE MEMBER-OWNERS OF THE CREDIT UNION HAVE THE AUTHORITY TO ELECT THE MEMBERS OF THE BOARD OF DIRECTORS FOR 3 YEAR TERMS ON A ROTATING BASIS. CANDIDATES ARE ELECTED BY A SIMPLY PLURALITY VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ELECTED BOARD MEMBERS MAKE DECISIONS FOR THE CREDIT UNION, HOWEVER THE COMPANY'S CODE OF REGULATION PROVIDE A PROCEDURE WHEREBY MEMBERS CAN REVERSE/OVERRIDE A DECISION TAKEN BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE CREDIT UNION HAS HIRED AN OUTSIDE CPA FIRM TO PROCESS FORM 990. THE RETURN IS THEN REVIEWED BY THE CREDIT UNION'S ACCOUNTING STAFF AND MADE AVAILABLE FOR ANY BOARD MEMBER UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD OF DIRECTORS PERFORMS A COMPREHENSIVE REVIEW OF COMPENSATION BASED ON VARIOUS FACTORS AND STUDIES OF COMPARIBLY SITUATED INDIVIDUALS IN THE CREDIT UNION INDUSTRY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5MANAGEMENT REVIEW COMPENSATION BASED ON COMPANY POLICY AND KEY PERFORMANCE FACTORS. MANAGEMENT ALSO USES VARIOUS DATA OF COMPARABLY SITUATED INDIVIDUALS IN THE CREDIT UNION INDUSTRY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6DOCUMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt081656411
IRS990/TotalAssetsEOYAmt083985527
IRS990/TotalAssetsGrp/BOYAmt081656411
IRS990/TotalAssetsGrp/EOYAmt083985527
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt024
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt04106433
IRS990/TotalGrossUBIAmt04988
IRS990/TotalLiabilitiesBOYAmt072759496
IRS990/TotalLiabilitiesEOYAmt074230355
IRS990/TotalLiabilitiesGrp/BOYAmt072759496
IRS990/TotalLiabilitiesGrp/EOYAmt074230355
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt08896915
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt09755172
IRS990/TotalOtherCompensationAmt018917
IRS990/TotalProgramServiceRevenueAmt04612363
IRS990/TotalReportableCompFromOrgAmt0236689
IRS990/TotalRevenueGrp/ExclusionAmt0352327
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt04607375
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt04964690
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt04988
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt081656411
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt083985527
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01980 W BROAD STREET
IRS990/USAddress/CityNm0COLUMBUS
IRS990/USAddress/StateAbbreviationCd0OH
IRS990/USAddress/ZIPCd043223
IRS990/VotingMembersGoverningBodyCnt011
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0WWW.BRIDGECU.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CHRISTINE LESLIE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum06144664988
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-10-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BRIDGE CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0BRID
ReturnHeader/Filer/EIN0316077716
ReturnHeader/Filer/PhoneNum06144664988
ReturnHeader/Filer/USAddress/AddressLine1Txt01980 W BROAD STREET
ReturnHeader/Filer/USAddress/CityNm0COLUMBUS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OH
ReturnHeader/Filer/USAddress/ZIPCd043223
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0D23EF5D91A07FFE5CFCD32D7F8E5BA995150694A
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0D23EF5D91A07FFE5CFCD32D7F8E5BA995150694A
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt066.104.102.140
ReturnHeader/FilingSecurityInformation/IPDt02018-10-30
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm012:18:43
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0273731447
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0WESTON & COMPANY CPAS LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0180-A COMMERCE PARK DR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WESTERVILLE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0430826067
ReturnHeader/PreparerPersonGrp/PhoneNum06148906620
ReturnHeader/PreparerPersonGrp/PreparationDt02018-10-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ERIN ALDERSON EA
ReturnHeader/ReturnTs02018-10-30T13:18:43-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02017-01-01
ReturnHeader/TaxPeriodEndDt02017-12-31
ReturnHeader/TaxYr02017

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$231$207$24.4$17.7$16.4$1.39
2023Detailed filing. Detailed filing data is available for this year.$195$173$21.5$13.4$12.0$1.40
2022Detailed filing. Detailed filing data is available for this year.$144$127$16.5$8.39$7.10$1.29
2021Detailed filing. Detailed filing data is available for this year.$112$99.3$13.2$6.27$5.15$1.11
2020Detailed filing. Detailed filing data is available for this year.$106$93.8$12.0$5.62$5.27$0.34
2019Detailed filing. Detailed filing data is available for this year.$90.0$78.8$11.2$5.67$5.05$0.62
2018Detailed filing. Detailed filing data is available for this year.$86.7$76.1$10.6$5.37$4.52$0.85
2017Detailed filing. Detailed filing data is available for this year.$84.0$74.2$9.76$4.96$4.11$0.86
2016Detailed filing. Detailed filing data is available for this year.$81.7$72.8$8.90$4.67$4.14$0.52
2015Detailed filing. Detailed filing data is available for this year.$53.0$46.0$6.93$3.23$2.92$0.30
2014Detailed filing. Detailed filing data is available for this year.$51.6$44.9$6.63$3.05$2.72$0.33
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$40.3$34.2$6.13$2.16
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$37.9$32.0$5.95$2.07
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$37.4$31.5$5.88$2.10