Civic Intelligence

Bridge Credit Union Fka State Transport Employees Cu

990 • Fiscal year 2020 • EIN 31-6077716

Jan 01, 2020 to Dec 31, 2020 • Filed on Oct 26, 2021

Organization ProfileWWW.BRIDGECU.ORG

View Organization Page

1980 W Broad StreetColumbus, OH 43223

(614) 466-4988

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

35th percentile

0.89x

Higher debt load relative to assets than 35% of similar nonprofits.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2020

Liabilities / Revenue

27th percentile

16.71x

Higher debt load relative to revenue than 27% of similar nonprofits.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2020

Net Margin

30th percentile

6.1%

Higher net margin than 30% of similar nonprofits.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2020

Top Officer Pay

98th percentile

$556,052

Higher top officer pay than 98% of similar nonprofits.

Top officer pay equals 9.9% of source-year revenue.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2020

Asset Growth

53rd percentile

18%

Faster asset growth than 53% of similar nonprofits.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2019 to 2020

Revenue Growth

57th percentile

-0.9%

Faster revenue growth than 57% of similar nonprofits.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets35th percentile

Assets

Up

$105,859,488

Up $15,812,949 (+18%) from 2019

Net Assets

Up

$12,042,245

Up $818,084 (+7.3%) from 2019

Liabilities

Up

$93,817,243

Up $14,994,865 (+19%) from 2019

Revenue And Expenses
Liabilities / Revenue27th percentileNet Margin30th percentile

Revenue

Down

$5,615,616

Down $53,475 (-0.9%) from 2019

Expenses

Up

$5,274,542

Up $223,750 (+4.4%) from 2019

Net Income

Down

$341,074

Down $277,225 (-45%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth53rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $37,402,202Liabilities 2010: $31,521,184Net Assets 2010: $5,881,0182010Assets 2011: $37,927,059Liabilities 2011: $31,980,587Net Assets 2011: $5,946,4722011Assets 2012: $40,309,862Liabilities 2012: $34,183,004Net Assets 2012: $6,126,8582012Assets 2014: $51,558,523Liabilities 2014: $44,932,596Net Assets 2014: $6,625,9272014Assets 2015: $52,953,650Liabilities 2015: $46,023,922Net Assets 2015: $6,929,7282015Assets 2016: $81,656,411Liabilities 2016: $72,759,496Net Assets 2016: $8,896,9152016Assets 2017: $83,985,527Liabilities 2017: $74,230,355Net Assets 2017: $9,755,1722017Assets 2018: $86,733,130Liabilities 2018: $76,127,268Net Assets 2018: $10,605,8622018Assets 2019: $90,046,539Liabilities 2019: $78,822,378Net Assets 2019: $11,224,1612019Assets 2020: $105,859,488Liabilities 2020: $93,817,243Net Assets 2020: $12,042,2452020Assets 2021: $112,442,869Liabilities 2021: $99,288,975Net Assets 2021: $13,153,8942021Assets 2022: $143,847,202Liabilities 2022: $127,342,000Net Assets 2022: $16,505,2022022Assets 2023: $194,911,490Liabilities 2023: $173,412,533Net Assets 2023: $21,498,9572023Assets 2024: $231,392,285Liabilities 2024: $206,951,284Net Assets 2024: $24,441,0012024

Highlighted filing

2020

Assets$105,859,488
Liabilities$93,817,243
Net Assets$12,042,245
Open 2020 Filing

Operations Trend

Revenue Growth57th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0Expenses 2010: $2,103,4912010Expenses 2011: $2,070,4382011Expenses 2012: $2,160,9652012Revenue 2014: $3,046,609Expenses 2014: $2,715,776Net Income 2014: $330,8332014Revenue 2015: $3,226,699Expenses 2015: $2,922,898Net Income 2015: $303,8012015Revenue 2016: $4,667,817Expenses 2016: $4,143,589Net Income 2016: $524,2282016Revenue 2017: $4,964,690Expenses 2017: $4,106,433Net Income 2017: $858,2572017Revenue 2018: $5,373,479Expenses 2018: $4,522,789Net Income 2018: $850,6902018Revenue 2019: $5,669,091Expenses 2019: $5,050,792Net Income 2019: $618,2992019Revenue 2020: $5,615,616Expenses 2020: $5,274,542Net Income 2020: $341,0742020Revenue 2021: $6,265,317Expenses 2021: $5,153,668Net Income 2021: $1,111,6492021Revenue 2022: $8,389,453Expenses 2022: $7,099,461Net Income 2022: $1,289,9922022Revenue 2023: $13,368,309Expenses 2023: $11,967,614Net Income 2023: $1,400,6952023Revenue 2024: $17,746,189Expenses 2024: $16,353,665Net Income 2024: $1,392,5242024

Highlighted filing

2020

Revenue$5,615,616
Expenses$5,274,542
Net Income$341,074
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Oct 26, 2021
Return Version
2020v4.0
Gross Receipts
$5,615,616
Mission and Program Overview

Mission

It is the mission of bridge credit union to exceed expectations with superior service and products that will promote members' financial success, while operating in a financially sound, ethical manner.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$61,267,668$71,946,603▲ $10,678,935
Savings and Temporary Cash Investments$21,272,804$23,937,612▲ $2,664,808
Rtn Earn Endowment Incm Other Fnds$11,224,161$12,042,245▲ $818,084
Investments Program Related$5,658,365$8,156,807▲ $2,498,442
Cash and Non-Interest-Bearing Accounts$416,224$1,000,624▲ $584,400
Prepaid Expenses and Deferred Charges$236,921$198,722▼ $38,199
Land, Buildings, and Equipment, Net$266,599$186,489▼ $80,110
Accounts Receivable$-370$-818▼ $448
Total Assets$90,046,539$105,859,488▲ $15,812,949
Other Assets Total$928,328$433,449▼ $494,879
Liabilities
Other Liabilities$76,950,366$92,420,306▲ $15,469,940
Accounts Payable and Accrued Expenses$1,872,012$1,396,937▼ $475,075
Total Liabilities$78,822,378$93,817,243▲ $14,994,865
Net Assets / Fund Balance
Total Net Assets Fund Balance$11,224,161$12,042,245▲ $818,084
Total Liabilities and Net Assets / Fund Balance$90,046,539$105,859,488▲ $15,812,949

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$186,489$841,801$1,028,290
Investment Program Related Org$8,156,807--
Compensation and Service Providers
Top Officer Pay98th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Christine LeslieFormer PresiFT$554,931$1,121$556,052
Christine LeslieFormer President-$554,931$1,121$556,052
Jarod BachPresident/ceFT$172,381$11,054$183,435
Jarod BachPresident/CEO-$172,381$11,054$183,435
Amy RobinetteAvp FinanceFT$105,110$9,254$114,364
Brandynn AdamsAvp Member SFT$81,204$11,054$92,258
Patrick CurtinAvp LendingFT$76,902$13,454$90,356

Board Members and Trustees

NameTitle
Julie RayChairperson
Brett ShearerVice Chairpe
Anna Post LewisDirector
Benita NeelyDirector
John AudetDirector
Michael MccolemanDirector
Sara DownsDirector
Dan DeniroSecretary
Kathy LudoweseTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$5,252,255
Investment Income
$362,838
Other Revenue
$523
Change in Net Assets
$341,074
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,731,358
Salaries, Compensation, and Employee Benefits$2,020,221
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Comp Disqual Persons---$554,931
Benefits to Members---$522,963
Office Expenses---$463,659
Current Officers, Directors, Trustees, and Key Employees---$435,597
Other Salaries and Wages---$424,741
Other Employee Benefits---$381,360
Fees for Services Other---$271,675
Advertising---$239,331
Depreciation Depletion---$162,073
All Other Expenses---$154,532
Pension Plan Contributions---$120,809
Payroll Taxes---$102,783
Conferences and Meetings---$81,902
Occupancy---$79,140
Other Expenses---$63,889
Fees for Services Accounting---$61,607
Interest---$13,928
Insurance---$10,986
Fees for Services Legal---$7,289
Total Functional Expenses$0$0$0$5,274,542
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$39,760,146
Member Certificates$20,636,812
Money Market$15,594,866
Member Share Drafts$12,508,353
Member Iras$2,916,015
Note Payable$732,143
Executive Benefits$139,825
Member Christmas Clubs$136,975
Premium on Certificates$10,953
Health Savings$2,722
Other Liabilities$-18,504
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The credit union is comprised of a single class of approximately 10,716 member-owners, each of which has equal rights in ownership, governance, and voting rights at annual meetings, with the exception of the member- owners who are elected to the board of directors.”

Form 990, Page 6, Part VI, Line 7A

“The member-owners of the credit union have the authority to elect the members of the board of directors for 3 year terms on a rotating basis. Candidates are elected by a simply plurality vote.”

Form 990, Page 6, Part VI, Line 7B

“Elected board members make decisions for the credit union, however the company's code of regulation provide a procedure whereby members can reverse/override a decision taken by the board of directors.”

Form 990, Page 6, Part VI, Line 11B

“The credit union has hired an outside cpa firm to process form 990. The return is then reviewed by the credit union's accounting staff and made available for any board member upon request.”

Form 990, Page 6, Part VI, Line 15A

“The board of directors performs a comprehensive review of compensation based on various factors and studies of comparibly situated individuals in the credit union industry.”

Form 990, Page 6, Part VI, Line 15B

“Management review compensation based on company policy and key performance factors. Management also uses various data of comparably situated individuals in the credit union industry.”

Form 990, Page 6, Part VI, Line 19

“Documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
Bridge Credit Union
EIN
31-6077716
Phone
6144664988
Address
1980 W BROAD STREET, COLUMBUS, OH 43223

Signing Officer

Name
Jarod Bach
Title
President/CEO
Phone
6144664988
Signed
2021-10-26
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jarod Bach
Formed
1967
Legal Domicile
Oh
Voting Board Members
9
Independent Board Members
9
Employees
41
Volunteers
9

Preparer

Firm
Buckingham Business Advisors LLC
Address
180-A COMMERCE PARK DR, WESTERVILLE, OH 43082-6067
Preparer
Erin Alderson Ea
Phone
6148906620
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Equity acquired in merger 477,010”

Raw XML AppendixShowing 400 of 436 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/NetAssetsOrFundBalancesEOYAmt012042245
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt079140
IRS990/OfficeExpensesGrp/TotalAmt0463659
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0928328
IRS990/OtherAssetsTotalGrp/EOYAmt0433449
IRS990/OtherChangesInNetAssetsAmt0477010
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0381360
IRS990/OtherExpensesGrp/Desc0ATM/CHECK CARD
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2LOAN LOSSES
IRS990/OtherExpensesGrp/Desc3OVERDRAWN ACCTS WRITE OFF
IRS990/OtherExpensesGrp/TotalAmt0513048
IRS990/OtherExpensesGrp/TotalAmt1340253
IRS990/OtherExpensesGrp/TotalAmt2268046
IRS990/OtherExpensesGrp/TotalAmt363889
IRS990/OtherLiabilitiesGrp/BOYAmt076950366
IRS990/OtherLiabilitiesGrp/EOYAmt092420306
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherRevenueMiscGrp/Desc0MISCELLANEOUS INCOME
IRS990/OtherRevenueMiscGrp/ExclusionAmt0523
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0523
IRS990/OtherRevenueTotalAmt0523
IRS990/OtherSalariesAndWagesGrp/TotalAmt0424741
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt061267668
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt071946603
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt0102783
IRS990/PensionPlanContributionsGrp/TotalAmt0120809
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0236921
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0198722
IRS990/PrincipalOfficerNm0JAROD BACH
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc3ATM SURCHARGE INCOME
IRS990/ProgramServiceRevenueGrp/Desc4OTHER INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03660700
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11312085
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2263798
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03660700
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11312085
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2263798
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt313102
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt42570
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt013102
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt12570
IRS990/ProgSrvcAccomActy2Grp/Desc0EMPLOYEE LABOR AND BENEFIT COSTS INCURRED PROVIDING MEMBER SERVICES AND SUPPORT; INCLUDING SAVINGS DEPOSITS AND WITHDRAWALS, LOAN ORIGINATION AND SERVICING, AND MEMBER TECHNICAL SUPPORT.
IRS990/ProgSrvcAccomActy3Grp/Desc0DATA PROCESSING COSTS INCURRED PROVIDING MEMBERS MONTHLY ACCESS TO THEIR FUNDS THROUGH AN INTERNATIONAL ATM NETWORK, AND THROUGH CHECKING ACCOUNT LINKED ELECTRONIC DEBIT CARDS.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt0588799
IRS990/PYInvestmentIncomeAmt0673628
IRS990/PYOtherExpensesAmt02241535
IRS990/PYOtherRevenueAmt05848
IRS990/PYProgramServiceRevenueAmt04989615
IRS990/PYRevenuesLessExpensesAmt0618299
IRS990/PYSalariesCompEmpBnftPaidAmt02220458
IRS990/PYTotalExpensesAmt05050792
IRS990/PYTotalRevenueAmt05669091
IRS990/ReconcilationRevenueExpnssAmt0341074
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt011224161
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt012042245
IRS990/SavingsAndTempCashInvstGrp/BOYAmt021272804
IRS990/SavingsAndTempCashInvstGrp/EOYAmt023937612
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt0186489
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0841801
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01028290
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt08156807
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0CORPORATE ONE FED FUNDS PLUS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt039760146
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt120636812
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt215594866
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt312508353
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt42916015
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt5732143
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt6139825
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt7136975
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt810953
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt92722
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt10-18504
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1MEMBER CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2MONEY MARKET
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3MEMBER SHARE DRAFTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4MEMBER IRAS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5NOTE PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc6EXECUTIVE BENEFITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc7MEMBER CHRISTMAS CLUBS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc8PREMIUM ON CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc9HEALTH SAVINGS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc10OTHER LIABILITIES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0186489
IRS990ScheduleD/TotalBookValueProgramRltdAmt08156807
IRS990ScheduleD/TotalLiabilityAmt092420306
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0554931
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1172381
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt01121
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt111054
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0CHRISTINE LESLIE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1JAROD BACH
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0FORMER PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0556052
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1183435
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS COMPRISED OF A SINGLE CLASS OF APPROXIMATELY 10,716 MEMBER-OWNERS, EACH OF WHICH HAS EQUAL RIGHTS IN OWNERSHIP, GOVERNANCE, AND VOTING RIGHTS AT ANNUAL MEETINGS, WITH THE EXCEPTION OF THE MEMBER- OWNERS WHO ARE ELECTED TO THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE MEMBER-OWNERS OF THE CREDIT UNION HAVE THE AUTHORITY TO ELECT THE MEMBERS OF THE BOARD OF DIRECTORS FOR 3 YEAR TERMS ON A ROTATING BASIS. CANDIDATES ARE ELECTED BY A SIMPLY PLURALITY VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ELECTED BOARD MEMBERS MAKE DECISIONS FOR THE CREDIT UNION, HOWEVER THE COMPANY'S CODE OF REGULATION PROVIDE A PROCEDURE WHEREBY MEMBERS CAN REVERSE/OVERRIDE A DECISION TAKEN BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE CREDIT UNION HAS HIRED AN OUTSIDE CPA FIRM TO PROCESS FORM 990. THE RETURN IS THEN REVIEWED BY THE CREDIT UNION'S ACCOUNTING STAFF AND MADE AVAILABLE FOR ANY BOARD MEMBER UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD OF DIRECTORS PERFORMS A COMPREHENSIVE REVIEW OF COMPENSATION BASED ON VARIOUS FACTORS AND STUDIES OF COMPARIBLY SITUATED INDIVIDUALS IN THE CREDIT UNION INDUSTRY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5MANAGEMENT REVIEW COMPENSATION BASED ON COMPANY POLICY AND KEY PERFORMANCE FACTORS. MANAGEMENT ALSO USES VARIOUS DATA OF COMPARABLY SITUATED INDIVIDUALS IN THE CREDIT UNION INDUSTRY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6DOCUMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7EQUITY ACQUIRED IN MERGER 477,010
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART XI, LINE 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt090046539
IRS990/TotalAssetsEOYAmt0105859488
IRS990/TotalAssetsGrp/BOYAmt090046539
IRS990/TotalAssetsGrp/EOYAmt0105859488
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalEmployeeCnt041
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt05274542
IRS990/TotalGrossUBIAmt015672
IRS990/TotalLiabilitiesBOYAmt078822378
IRS990/TotalLiabilitiesEOYAmt093817243
IRS990/TotalLiabilitiesGrp/BOYAmt078822378
IRS990/TotalLiabilitiesGrp/EOYAmt093817243
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt011224161
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt012042245
IRS990/TotalOtherCompensationAmt045937
IRS990/TotalProgramServiceRevenueAmt05252255
IRS990/TotalReportableCompFromOrgAmt0990528
IRS990/TotalRevenueGrp/ExclusionAmt0363361
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt05236583
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt05615616
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt015672
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt090046539
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0105859488
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01980 W BROAD STREET
IRS990/USAddress/CityNm0COLUMBUS

Document Assets

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Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$105,859,488
Liabilities
$93,817,243
Net assets
$12,042,245
Revenue
$5,615,616
Expenses
$5,274,542
Net income
$341,074
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$231$207$24.4$17.7$16.4$1.39
2023Detailed filing. Detailed filing data is available for this year.$195$173$21.5$13.4$12.0$1.40
2022Detailed filing. Detailed filing data is available for this year.$144$127$16.5$8.39$7.10$1.29
2021Detailed filing. Detailed filing data is available for this year.$112$99.3$13.2$6.27$5.15$1.11
2020Detailed filing. Detailed filing data is available for this year.$106$93.8$12.0$5.62$5.27$0.34
2019Detailed filing. Detailed filing data is available for this year.$90.0$78.8$11.2$5.67$5.05$0.62
2018Detailed filing. Detailed filing data is available for this year.$86.7$76.1$10.6$5.37$4.52$0.85
2017Detailed filing. Detailed filing data is available for this year.$84.0$74.2$9.76$4.96$4.11$0.86
2016Detailed filing. Detailed filing data is available for this year.$81.7$72.8$8.90$4.67$4.14$0.52
2015Detailed filing. Detailed filing data is available for this year.$53.0$46.0$6.93$3.23$2.92$0.30
2014Detailed filing. Detailed filing data is available for this year.$51.6$44.9$6.63$3.05$2.72$0.33
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$40.3$34.2$6.13$2.16
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$37.9$32.0$5.95$2.07
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$37.4$31.5$5.88$2.10
Peer Organizations

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