Civic Intelligence

Rural Carrier'S Provident Guild

990EZ • Fiscal year 2014 • EIN 31-4392641

Jul 01, 2013 to Jun 30, 2014 • Filed on Aug 06, 2014

PO Box 10545865-0105

(419) 501-2213

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

61st percentile

0.05x

Higher debt load relative to assets than 61% of similar nonprofits.

2014 filings • 501(c)8 • <$500k nonprofits • Source year 2014

Liabilities / Revenue

78th percentile

0.29x

Higher debt load relative to revenue than 78% of similar nonprofits.

2014 filings • 501(c)8 • <$500k nonprofits • Source year 2014

Net Margin

20th percentile

-15%

Higher net margin than 20% of similar nonprofits.

2014 filings • 501(c)8 • <$500k nonprofits • Source year 2014

Top Officer Pay

87th percentile

$2,990

Higher top officer pay than 87% of similar nonprofits.

Top officer pay equals 4.5% of source-year revenue.

2014 filings • 501(c)8 • <$500k nonprofits • Source year 2014

Asset Growth

37th percentile

-3.3%

Faster asset growth than 37% of similar nonprofits.

2014 filings • 501(c)8 • <$500k nonprofits • Annualized from 2013 to 2014

Revenue Growth

65th percentile

7.1%

Faster revenue growth than 65% of similar nonprofits.

2014 filings • 501(c)8 • <$500k nonprofits • Annualized from 2013 to 2014

Assets

Down

$377,083

Down $12,968 (-3.3%) from 2013

Net Assets

Down

$357,710

Down $9,774 (-2.7%) from 2013

Liabilities

Down

$19,373

Down $3,194 (-14%) from 2013

Revenue

Up

$66,752

Up $4,423 (+7.1%) from 2013

Expenses

Up

$76,526

Up $2,135 (+2.9%) from 2013

Net Income

Up

-$9,774

Up $2,288 (+19%) from 2013

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2012: $403,893Liabilities 2012: $24,347Net Assets 2012: $379,5462012Assets 2013: $390,051Liabilities 2013: $22,567Net Assets 2013: $367,4842013Assets 2014: $377,083Liabilities 2014: $19,373Net Assets 2014: $357,7102014Assets 2015: $375,940Liabilities 2015: $26,252Net Assets 2015: $349,6882015Assets 2016: $356,991Liabilities 2016: $25,011Net Assets 2016: $331,9802016Assets 2017: $341,610Liabilities 2017: $21,808Net Assets 2017: $319,8022017Assets 2018: $322,569Liabilities 2018: $14,130Net Assets 2018: $308,4392018Assets 2021: $285,060Liabilities 2021: $15,028Net Assets 2021: $270,0322021Assets 2022: $265,938Liabilities 2022: $15,501Net Assets 2022: $250,4372022Assets 2025: $170,972Liabilities 2025: $11,280Net Assets 2025: $159,6922025

Highlighted filing

2014

Assets$377,083
Liabilities$19,373
Net Assets$357,710

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100K$50K$0-$50K-$100KRevenue 2012: $65,884Expenses 2012: $75,593Net Income 2012: -$9,7092012Revenue 2013: $62,329Expenses 2013: $74,391Net Income 2013: -$12,0622013Revenue 2014: $66,752Expenses 2014: $76,526Net Income 2014: -$9,7742014Revenue 2015: $64,775Expenses 2015: $72,797Net Income 2015: -$8,0222015Revenue 2016: $62,284Expenses 2016: $79,992Net Income 2016: -$17,7082016Revenue 2017: $64,569Expenses 2017: $76,747Net Income 2017: -$12,1782017Revenue 2018: $67,079Expenses 2018: $78,442Net Income 2018: -$11,3632018Revenue 2021: $55,891Expenses 2021: $60,761Net Income 2021: -$4,8702021Revenue 2022: $54,565Expenses 2022: $74,160Net Income 2022: -$19,5952022Revenue 2025: $16,006Expenses 2025: $72,186Net Income 2025: -$56,1802025

Highlighted filing

2014

Revenue$66,752
Expenses$76,526
Net Income-$9,774
Jump To
Filing Snapshot
Filing Period
Jul 1, 2013 to Jun 30, 2014
Signed
Aug 6, 2014
Return Version
2013v3.1
Gross Receipts
$66,752
Mission and Program Overview

Mission

This is a fraternal, death benefit organization in which membership is open to all regular, substitute rcr, rca, and ptf rural carriers and their spouses, who are under 56 years of age.

Program Services

DescriptionGrantsExpenses
THIS IS A FRATERNAL, DEATH BENEFIT ORGANIZATION IN WHICH MEMBERSHIP IS OPEN TO CARRIERS AND THEIR SPOUSES, WHO ARE UNDER 56 YEARS OF AGE. AN ELIGIBLE INDIVIDUAL WHO ELECTS TO JOIN SELECTS A BENEFIT CLASS. THE CLASS CHOSEN DETERMINES THE AMOUNT OF THEIR ANNUAL DUES, WHICH RANGES FROM 5 TO 50. THE 5 ANNUAL DUES MEMBERSHIP PRODUCES A MINIMUM BENEFIT OF 150 WITH A MAXIMUM BENEFIT OF 500. BENEFITS ARE GRADUATED UP TO THE 50 ANNUAL CLASS, WHICH HAS A MINIMUM BENEFIT OF 1,500 AND A MAXIMUM BENEFIT OF 5,000.--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
DIANA HAUSFELDTreas/SecretPT$2,990-$2,990
JAMES NORMANPresident-$500-$500
RUTH ANN WEBBVice Preside-$200-$200
JAMES TUCKERCommittee-$170-$170
SUSAN ROBINSONCommittee-$170-$170
Filing and Contact Details

Filer

EIN
31-4392641

Signing Officer

Name
Diana Hausfeld
Title
Treasurer/secretary
Signed
2014-08-06
Discuss with paid preparer
Yes

Preparer

Preparer
Patrick J Butler CPA
Phone
4197389661
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8

Miscellaneous income 832 total 832

Form 990-ez, Part I, Line 16

Expenses office expense 3,844 conferences & meetings 6,332 insurance 200 bank fees 413 miscellaneous 50 refund of dues 225 state representatives 800 telephone 253 total 12,117

Form 990-ez, Part II, Line 26

Death benefits payable 22,567 19,373

Form 990-ez, Part III

This is a fraternal, death benefit organization in which membership is open to all regular, substitute rcr, rca, and ptf rural carriers and their spouses, who are under 56 years of age.

Form 990-ez, Part III, Line 28

This is a fraternal, death benefit organization in which membership is open to carriers and their spouses, who are under 56 years of age. An eligible individual who elects to join selects a benefit class. The class chosen determines the amount of their annual dues, which ranges from 5 to 50. The 5 annual dues membership produces a minimum benefit of 150 with a maximum benefit of 500. Benefits are graduated up to the 50 annual class, which has a minimum benefit of 1,500 and a maximum benefit of 5,000.

Raw XML Appendix116 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
CompensationExplanation/CompensationExplanationGrp/PersonNm0JAMES NORMAN
CompensationExplanation/CompensationExplanationGrp/PersonNm1DIANA HAUSFELD
CompensationExplanation/CompensationExplanationGrp/PersonNm2JAMES TUCKER
CompensationExplanation/CompensationExplanationGrp/PersonNm3RUTH ANN WEBB
CompensationExplanation/CompensationExplanationGrp/PersonNm4SUSAN ROBINSON
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BenefitsPaidToOrForMembersAmt057610
IRS990EZ/BooksInCareOfDetail/PersonNm0DIANA HAUSFELD
IRS990EZ/BooksInCareOfDetail/PhoneNum04195012213
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine10PO BOX 105
IRS990EZ/BooksInCareOfDetail/USAddress/City0MINSTER
IRS990EZ/BooksInCareOfDetail/USAddress/State0OH
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCode045865
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0390051
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0377083
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-9774
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt02600
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0390051
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0377083
IRS990EZ/GrossReceiptsAmt066752
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt03001
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt062919
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0367484
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0357710
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0367484
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0357710
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt15.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt0500
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt12990
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt2170
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt3200
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt4170
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JAMES NORMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1DIANA HAUSFELD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2JAMES TUCKER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3RUTH ANN WEBB
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4SUSAN ROBINSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TREAS/SECRET
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2COMMITTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4COMMITTEE
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt012117
IRS990EZ/OtherRevenueTotalAmt0832
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0THIS IS A FRATERNAL, DEATH BENEFIT ORGANIZATION IN WHICH MEMBERSHIP IS OPEN TO ALL REGULAR, SUBSTITUTE RCR, RCA, AND PTF RURAL CARRIERS AND THEIR SPOUSES, WHO ARE UNDER 56 YEARS OF AGE.
IRS990EZ/PrintingPublicationsPostageAmt0169
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THIS IS A FRATERNAL, DEATH BENEFIT ORGANIZATION IN WHICH MEMBERSHIP IS OPEN TO CARRIERS AND THEIR SPOUSES, WHO ARE UNDER 56 YEARS OF AGE. AN ELIGIBLE INDIVIDUAL WHO ELECTS TO JOIN SELECTS A BENEFIT CLASS. THE CLASS CHOSEN DETERMINES THE AMOUNT OF THEIR ANNUAL DUES, WHICH RANGES FROM 5 TO 50. THE 5 ANNUAL DUES MEMBERSHIP PRODUCES A MINIMUM BENEFIT OF 150 WITH A MAXIMUM BENEFIT OF 500. BENEFITS ARE GRADUATED UP TO THE 50 ANNUAL CLASS, WHICH HAS A MINIMUM BENEFIT OF 1,500 AND A MAXIMUM BENEFIT OF 5,000.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt04030
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt022567
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt019373
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt076526
IRS990EZ/TotalRevenueAmt066752
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MISCELLANEOUS INCOME 832 TOTAL 832
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPENSES OFFICE EXPENSE 3,844 CONFERENCES & MEETINGS 6,332 INSURANCE 200 BANK FEES 413 MISCELLANEOUS 50 REFUND OF DUES 225 STATE REPRESENTATIVES 800 TELEPHONE 253 TOTAL 12,117
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DEATH BENEFITS PAYABLE 22,567 19,373
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THIS IS A FRATERNAL, DEATH BENEFIT ORGANIZATION IN WHICH MEMBERSHIP IS OPEN TO ALL REGULAR, SUBSTITUTE RCR, RCA, AND PTF RURAL CARRIERS AND THEIR SPOUSES, WHO ARE UNDER 56 YEARS OF AGE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THIS IS A FRATERNAL, DEATH BENEFIT ORGANIZATION IN WHICH MEMBERSHIP IS OPEN TO CARRIERS AND THEIR SPOUSES, WHO ARE UNDER 56 YEARS OF AGE. AN ELIGIBLE INDIVIDUAL WHO ELECTS TO JOIN SELECTS A BENEFIT CLASS. THE CLASS CHOSEN DETERMINES THE AMOUNT OF THEIR ANNUAL DUES, WHICH RANGES FROM 5 TO 50. THE 5 ANNUAL DUES MEMBERSHIP PRODUCES A MINIMUM BENEFIT OF 150 WITH A MAXIMUM BENEFIT OF 500. BENEFITS ARE GRADUATED UP TO THE 50 ANNUAL CLASS, WHICH HAS A MINIMUM BENEFIT OF 1,500 AND A MAXIMUM BENEFIT OF 5,000.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART III
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990-EZ, PART III, LINE 28
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0DIANA HAUSFELD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER/SECRETARY
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-08-06
ReturnHeader/Filer/BusinessName/BusinessNameLine10RURAL CARRIER'S PROVIDENT GUILD
ReturnHeader/Filer/BusinessNameControlTxt0RURA
ReturnHeader/Filer/EIN0314392641
ReturnHeader/Filer/USAddress/AddressLine10PO BOX 105
ReturnHeader/Filer/USAddress/City0MINSTER
ReturnHeader/Filer/USAddress/State0OH
ReturnHeader/Filer/USAddress/ZIPCode0458650105
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0341454245
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10STROH JOHNSON & COMPANY LLP CPA'S
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine101201 DEFIANCE ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0WAPAKONETA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0OH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode0458951059
ReturnHeader/PreparerPersonGrp/PhoneNum04197389661
ReturnHeader/PreparerPersonGrp/PreparationDt02014-11-07
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0PATRICK J BUTLER CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02014-11-14T10:13:53-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02013-07-01
ReturnHeader/TaxPeriodEndDt02014-06-30
ReturnHeader/TaxYr02013

Document Assets

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Filings

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2014 filings • 501(c)8 • <$500k nonprofits