Civic Intelligence

Rural Carrier'S Provident Guild

EIN 31-4392641 • 501(c)8 • Minster, OH

Profile

This is a fraternal, death benefit organization in which membership is open to all regular, substitute rcr, rca, and ptf rural carriers and their spouses, who are under 56 years of age.

PO Box 105Minster, OH 45865-0105

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

73rd percentile

0.07x

Higher debt load relative to assets than 73% of similar nonprofits.

501(c)8 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

94th percentile

0.70x

Higher debt load relative to revenue than 94% of similar nonprofits.

501(c)8 • <$500k nonprofits • Source year 2025

Net Margin

2nd percentile

-351%

Higher net margin than 2% of similar nonprofits.

501(c)8 • <$500k nonprofits • Source year 2025

Top Officer Pay

92nd percentile

$3,900

Higher top officer pay than 92% of similar nonprofits.

Top officer pay equals 24.4% of source-year revenue.

501(c)8 • <$500k nonprofits • Source year 2025

Asset Growth

13th percentile

-22%

Faster asset growth than 13% of similar nonprofits.

501(c)8 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

4th percentile

-69%

Faster revenue growth than 4% of similar nonprofits.

501(c)8 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Down

$170,972

Down $94,966 (-36%) from 2022

Liabilities

Down

$11,280

Down $4,221 (-27%) from 2022

Net Assets

Down

$159,692

Down $90,745 (-36%) from 2022

Revenue

Down

$16,006

Down $38,559 (-71%) from 2022

Expenses

Down

$72,186

Down $1,974 (-2.7%) from 2022

Net Income

Down

-$56,180

Down $36,585 (-187%) from 2022

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0Assets 2012: $403,893Liabilities 2012: $24,347Net Assets 2012: $379,5462012Assets 2013: $390,051Liabilities 2013: $22,567Net Assets 2013: $367,4842013Assets 2014: $377,083Liabilities 2014: $19,373Net Assets 2014: $357,7102014Assets 2015: $375,940Liabilities 2015: $26,252Net Assets 2015: $349,6882015Assets 2016: $356,991Liabilities 2016: $25,011Net Assets 2016: $331,9802016Assets 2017: $341,610Liabilities 2017: $21,808Net Assets 2017: $319,8022017Assets 2018: $322,569Liabilities 2018: $14,130Net Assets 2018: $308,4392018Assets 2021: $285,060Liabilities 2021: $15,028Net Assets 2021: $270,0322021Assets 2022: $265,938Liabilities 2022: $15,501Net Assets 2022: $250,4372022Assets 2025: $170,972Liabilities 2025: $11,280Net Assets 2025: $159,6922025

Highlighted filing

2025

Assets$170,972
Liabilities$11,280
Net Assets$159,692

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50K-$100KRevenue 2012: $65,884Expenses 2012: $75,593Net Income 2012: -$9,7092012Revenue 2013: $62,329Expenses 2013: $74,391Net Income 2013: -$12,0622013Revenue 2014: $66,752Expenses 2014: $76,526Net Income 2014: -$9,7742014Revenue 2015: $64,775Expenses 2015: $72,797Net Income 2015: -$8,0222015Revenue 2016: $62,284Expenses 2016: $79,992Net Income 2016: -$17,7082016Revenue 2017: $64,569Expenses 2017: $76,747Net Income 2017: -$12,1782017Revenue 2018: $67,079Expenses 2018: $78,442Net Income 2018: -$11,3632018Revenue 2021: $55,891Expenses 2021: $60,761Net Income 2021: -$4,8702021Revenue 2022: $54,565Expenses 2022: $74,160Net Income 2022: -$19,5952022Revenue 2025: $16,006Expenses 2025: $72,186Net Income 2025: -$56,1802025

Highlighted filing

2025

Revenue$16,006
Expenses$72,186
Net Income-$56,180

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Aug 4, 2025
Return Version
2024v5.0
Gross Receipts
$16,006
Mission and Program Overview

Mission

This is a fraternal, death benefit organization in which membership is open to all regular, substitute rcr, rca, and ptf rural carriers and their spouses, who are under 56 years of age.

Program Services

DescriptionGrantsExpenses
THIS IS A FRATERNAL, DEATH BENEFIT ORGANIZATION IN WHICH MEMBERSHIP IS OPEN TO CARRIERS AND THEIR SPOUSES, WHO ARE UNDER 56 YEARS OF AGE. AN ELIGIBLE INDIVIDUAL WHO ELECTS TO JOIN SELECTS A BENEFIT CLASS. THE CLASS CHOSEN DETERMINES THE AMOUNT OF THEIR ANNUAL DUES, WHICH RANGES FROM 5 TO 50. THE 5 ANNUAL DUES MEMBERSHIP PRODUCES A MINIMUM BENEFIT OF 150 WITH A MAXIMUM BENEFIT OF 500. BENEFITS ARE GRADUATED UP TO THE 50 ANNUAL CLASS, WHICH HAS A MINIMUM BENEFIT OF 1,500 AND A MAXIMUM BENEFIT OF 5,000.--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
DIANA HAUSFELDTreasurerPT$3,900-$3,900
SUSAN ROBINSONPresident-$500-$500
KIM COLLINS2 Yr Committ-$170-$170
CATHY WOOD2 Yr Committ-$170-$170
SUSAN TIFFANYPast Preside-$0--
NADINE CHAPLINPast Vice Pr-$0--
KATIE DEMERRITTSecretary-$0--
Filing and Contact Details

Filer

Filer Name
RURAL CARRIER'S PROVIDENT GUILD
EIN
31-4392641
Phone
4195012213
Address
PO BOX 105, MINSTER, OH 45865-0105

Signing Officer

Name
Diana Hausfeld
Title
Treasurer
Phone
4195012213
Signed
2025-08-04
Discuss with paid preparer
Yes

Preparer

Firm
STROH JOHNSON & COMPANY LLP CPA'S
Address
1201 DEFIANCE ST, WAPAKONETA, OH 45895-1059
Preparer
Patrick J Butler CPA
Phone
4197389661
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

Expenses office expense 2,126 meetings & conventions 10,796 insurance 200 bank charges 55 telephone 415 miscellaneous 50 total 13,642

Form 990-ez, Part II, Line 24

4,076 4,076 less accumulated depreciation 4,076 4,076 total 0 0

Form 990-ez, Part II, Line 26

Death benefits payable 4,070 8,762 other payables 0 2,518

Form 990-ez, Part III

This is a fraternal, death benefit organization in which membership is open to all regular, substitute rcr, rca, and ptf rural carriers and their spouses, who are under 56 years of age.

Form 990-ez, Part III, Line 28

This is a fraternal, death benefit organization in which membership is open to carriers and their spouses, who are under 56 years of age. An eligible individual who elects to join selects a benefit class. The class chosen determines the amount of their annual dues, which ranges from 5 to 50. The 5 annual dues membership produces a minimum benefit of 150 with a maximum benefit of 500. Benefits are graduated up to the 50 annual class, which has a minimum benefit of 1,500 and a maximum benefit of 5,000.

Raw XML Appendix120 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0MINSTER
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3PRESIDENT
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IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THIS IS A FRATERNAL, DEATH BENEFIT ORGANIZATION IN WHICH MEMBERSHIP IS OPEN TO CARRIERS AND THEIR SPOUSES, WHO ARE UNDER 56 YEARS OF AGE. AN ELIGIBLE INDIVIDUAL WHO ELECTS TO JOIN SELECTS A BENEFIT CLASS. THE CLASS CHOSEN DETERMINES THE AMOUNT OF THEIR ANNUAL DUES, WHICH RANGES FROM 5 TO 50. THE 5 ANNUAL DUES MEMBERSHIP PRODUCES A MINIMUM BENEFIT OF 150 WITH A MAXIMUM BENEFIT OF 500. BENEFITS ARE GRADUATED UP TO THE 50 ANNUAL CLASS, WHICH HAS A MINIMUM BENEFIT OF 1,500 AND A MAXIMUM BENEFIT OF 5,000.
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES OFFICE EXPENSE 2,126 MEETINGS & CONVENTIONS 10,796 INSURANCE 200 BANK CHARGES 55 TELEPHONE 415 MISCELLANEOUS 50 TOTAL 13,642
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DEATH BENEFITS PAYABLE 4,070 8,762 OTHER PAYABLES 0 2,518
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THIS IS A FRATERNAL, DEATH BENEFIT ORGANIZATION IN WHICH MEMBERSHIP IS OPEN TO ALL REGULAR, SUBSTITUTE RCR, RCA, AND PTF RURAL CARRIERS AND THEIR SPOUSES, WHO ARE UNDER 56 YEARS OF AGE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THIS IS A FRATERNAL, DEATH BENEFIT ORGANIZATION IN WHICH MEMBERSHIP IS OPEN TO CARRIERS AND THEIR SPOUSES, WHO ARE UNDER 56 YEARS OF AGE. AN ELIGIBLE INDIVIDUAL WHO ELECTS TO JOIN SELECTS A BENEFIT CLASS. THE CLASS CHOSEN DETERMINES THE AMOUNT OF THEIR ANNUAL DUES, WHICH RANGES FROM 5 TO 50. THE 5 ANNUAL DUES MEMBERSHIP PRODUCES A MINIMUM BENEFIT OF 150 WITH A MAXIMUM BENEFIT OF 500. BENEFITS ARE GRADUATED UP TO THE 50 ANNUAL CLASS, WHICH HAS A MINIMUM BENEFIT OF 1,500 AND A MAXIMUM BENEFIT OF 5,000.
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART III
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ReturnHeader/PreparerPersonGrp/PhoneNum04197389661
ReturnHeader/PreparerPersonGrp/PreparationDt02025-10-27
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0PATRICK J BUTLER CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-10-30T09:25:36-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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