Rural Carrier'S Provident Guild

990EZ • Fiscal year 2013 • EIN 31-4392641

Jul 01, 2012 to Jun 30, 2013 • Filed on Aug 08, 2013

Organization Profile N/A

PO Box 10545865-0105

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

0.06x

Higher debt load relative to assets than 62% of similar nonprofits.

2013 filings • 501(c)8 • <$500k nonprofits • Source year 2013

0.36x

Higher debt load relative to revenue than 82% of similar nonprofits.

2013 filings • 501(c)8 • <$500k nonprofits • Source year 2013

-19%

Higher net margin than 15% of similar nonprofits.

2013 filings • 501(c)8 • <$500k nonprofits • Source year 2013

No value available

This filing does not contain officer compensation rows.

Source year 2013

-3.4%

Faster asset growth than 34% of similar nonprofits.

2013 filings • 501(c)8 • <$500k nonprofits • Annualized from 2012 to 2013

-5.4%

Faster revenue growth than 39% of similar nonprofits.

2013 filings • 501(c)8 • <$500k nonprofits • Annualized from 2012 to 2013

Balance Sheet

Liabilities / Assets62nd percentile

Assets

Down

$390,051

Down $13,842 (-3.4%) from 2012

Net Assets

Down

$367,484

Down $12,062 (-3.2%) from 2012

Liabilities

Down

$22,567

Down $1,780 (-7.3%) from 2012

Revenue And Expenses

Liabilities / Revenue82nd percentile Net Margin15th percentile

Revenue

Down

$62,329

Down $3,555 (-5.4%) from 2012

Expenses

Down

$74,391

Down $1,202 (-1.6%) from 2012

Net Income

Down

-$12,062

Down $2,353 (-24%) from 2012

Historical Trend

Balance Sheet Trend

Asset Growth34th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

Highlighted filing

2013

Assets$390,051

Liabilities$22,567

Net Assets$367,484

Open 2013 Filing

Operations Trend

Revenue Growth39th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

Highlighted filing

2013

Revenue$62,329

Expenses$74,391

Net Income-$12,062

Open 2013 Filing

Jump To

Filing Snapshot

Filing Period: Jul 1, 2012 to Jun 30, 2013
Signed: Aug 8, 2013
Return Version: 2012v2.1

Mission and Program Overview

Mission

This is a fraternal, death benefit organization in which membership is open to all regular, substitute rcr, rca, and ptf rural carriers and their spouses, who are under 56 years of age.

Filing and Contact Details

Filer

EIN: 31-4392641

Raw XML Appendix115 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path	#	Value
CompensationExplanation/Compensation/PersonName	0	JAMES NORMAN
CompensationExplanation/Compensation/PersonName	1	DIANA HAUSFELD
CompensationExplanation/Compensation/PersonName	2	JAMES TUCKER
CompensationExplanation/Compensation/PersonName	3	RUTH ANN WEBB
CompensationExplanation/Compensation/PersonName	4	SUSAN ROBINSON
IRS990EZ/ActivitiesNotPreviouslyRpt	0	false
IRS990EZ/BenefitsPaidToOrForMembers	0	54013
IRS990EZ/CashSavingsAndInvestments/BOY	0	403893
IRS990EZ/CashSavingsAndInvestments/EOY	0	390051
IRS990EZ/DidOrgFileForm1120POLThisYear	0	false
IRS990EZ/DoesOrgHaveHospital	0	false
IRS990EZ/EngagePoliticalCmpgnActivities	0	false
IRS990EZ/ExcessOrDeficitForYear	0	-12062
IRS990EZ/FeesAndOthPymtToIndContractors	0	2905
IRS990EZ/ForeignFinancialAccount	0	false
IRS990EZ/ForeignOffice	0	false
IRS990EZ/GrossReceipts	0	62329
IRS990EZ/InfoInScheduleOPartI	0	X
IRS990EZ/InfoInScheduleOPartII	0	X
IRS990EZ/InfoInScheduleOPartIII	0	X
IRS990EZ/InvestmentIncome	0	4049
IRS990EZ/MadeChangesToOrgnzngEtcDoc	0	false
IRS990EZ/MadeLoansToFromOfficers	0	false
IRS990EZ/MaintainAnyDonorAdvisedFunds	0	false
IRS990EZ/MembershipDues	0	58280
IRS990EZ/MethodOfAccountingCash	0	X
IRS990EZ/NetAssetsOrFundBalances/BOY	0	379546
IRS990EZ/NetAssetsOrFundBalancesBOY	0	379546
IRS990EZ/NetAssetsOrFundBalances/EOY	0	367484
IRS990EZ/NetAssetsOrFundBalancesEOY	0	367484
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition	0	1.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition	1	5.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition	2	1.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition	3	1.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition	4	1.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation	0	500
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation	1	2720
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation	2	170
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation	3	170
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation	4	170
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName	0	JAMES NORMAN
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName	1	DIANA HAUSFELD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName	2	JAMES TUCKER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName	3	RUTH ANN WEBB
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName	4	SUSAN ROBINSON
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title	0	PRESIDENT
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title	1	TREAS/SECRET
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title	2	COMMITTEE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title	3	VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title	4	COMMITTEE
IRS990EZ/Organization501c	0	X
IRS990EZ/OrganizationDissolvedEtc	0	false
IRS990EZ/OrganizationHadUBI	0	false
IRS990EZ/OtherExpensesTotal	0	11019
IRS990EZ/PrimaryExemptPurpose	0	THIS IS A FRATERNAL, DEATH BENEFIT ORGANIZATION IN WHICH MEMBERSHIP IS OPEN TO ALL REGULAR, SUBSTITUTE RCR, RCA, AND PTF RURAL CARRIERS AND THEIR SPOUSES, WHO ARE UNDER 56 YEARS OF AGE.
IRS990EZ/PrintingPublicationsPostage	0	2724
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom	0	THIS IS A FRATERNAL, DEATH BENEFIT ORGANIZATION IN WHICH MEMBERSHIP IS OPEN TO CARRIERS AND THEIR SPOUSES, WHO ARE UNDER 56 YEARS OF AGE. AN ELIGIBLE INDIVIDUAL WHO ELECTS TO JOIN SELECTS A BENEFIT CLASS. THE CLASS CHOSEN DETERMINES THE AMOUNT OF THEIR ANNUAL DUES, WHICH RANGES FROM 10 TO 50. THE 10 ANNUAL DUES MEMBERSHIP PRODUCES A MINIMUM BENEFIT OF 300 WITH A MAXIMUM BENEFIT OF 1,000. BENEFITS ARE GRADUATED UP TO THE 50 ANNUAL CLASS, WHICH HAS A MINIMUM BENEFIT OF 1,500 AND A MAXIMUM BENEFIT OF 5,000. DURING THIS FISCAL EYAR THERE WERE MORE THAN 4,000 MEMBERS PAYING DUES.
IRS990EZ/ProhibitedTaxShelterTrans	0	false
IRS990EZ/RelatedOrgControlledEntity	0	false
IRS990EZ/SalariesOtherCompEmplBenefits	0	3730
IRS990EZ/ScheduleBNotRequired	0	X
IRS990EZ/SubjectToProxyTax	0	false
IRS990EZ/SumOfTotalLiabilities/BOY	0	24347
IRS990EZ/SumOfTotalLiabilities/EOY	0	22567
IRS990EZ/TanningServicesProvided	0	false
IRS990EZ/TheBooksAreInCareOf/AddressUS/AddressLine1	0	PO BOX 105
IRS990EZ/TheBooksAreInCareOf/AddressUS/City	0	MINSTER
IRS990EZ/TheBooksAreInCareOf/AddressUS/State	0	OH
IRS990EZ/TheBooksAreInCareOf/AddressUS/ZIPCode	0	45865
IRS990EZ/TheBooksAreInCareOf/NamePerson	0	DIANA HAUSFELD
IRS990EZ/TheBooksAreInCareOf/TelephoneNumber	0	4195012213
IRS990EZ/TotalAssets/BOY	0	403893
IRS990EZ/TotalAssets/EOY	0	390051
IRS990EZ/TotalExpenses	0	74391
IRS990EZ/TotalRevenue	0	62329
IRS990EZ/TransactionWithControlEntity	0	false
IRS990EZ/WebSite	0	N/A
IRS990ScheduleO/GeneralExplanation/Explanation	0	EXPENSES OFFICE EXPENSE 1,432 CONFERENCES & MEETINGS 7,535 INSURANCE 182 STATE REPRESENTATIVES 575 BANK FEES 135 TELEPHONE 300 MISCELLANEOUS 734 REFUND OF DUES 126 TOTAL 11,019
IRS990ScheduleO/GeneralExplanation/Explanation	1	DEATH BENEFITS PAYABLE 24,347 22,567
IRS990ScheduleO/GeneralExplanation/Explanation	2	THIS IS A FRATERNAL, DEATH BENEFIT ORGANIZATION IN WHICH MEMBERSHIP IS OPEN TO ALL REGULAR, SUBSTITUTE RCR, RCA, AND PTF RURAL CARRIERS AND THEIR SPOUSES, WHO ARE UNDER 56 YEARS OF AGE.
IRS990ScheduleO/GeneralExplanation/Explanation	3	THIS IS A FRATERNAL, DEATH BENEFIT ORGANIZATION IN WHICH MEMBERSHIP IS OPEN TO CARRIERS AND THEIR SPOUSES, WHO ARE UNDER 56 YEARS OF AGE. AN ELIGIBLE INDIVIDUAL WHO ELECTS TO JOIN SELECTS A BENEFIT CLASS. THE CLASS CHOSEN DETERMINES THE AMOUNT OF THEIR ANNUAL DUES, WHICH RANGES FROM 10 TO 50. THE 10 ANNUAL DUES MEMBERSHIP PRODUCES A MINIMUM BENEFIT OF 300 WITH A MAXIMUM BENEFIT OF 1,000. BENEFITS ARE GRADUATED UP TO THE 50 ANNUAL CLASS, WHICH HAS A MINIMUM BENEFIT OF 1,500 AND A MAXIMUM BENEFIT OF 5,000. DURING THIS FISCAL EYAR THERE WERE MORE THAN 4,000 MEMBERS PAYING DUES.
IRS990ScheduleO/GeneralExplanation/Identifier	0	OTHER EXPENSES
IRS990ScheduleO/GeneralExplanation/Identifier	1	OTHER LIABILITIES
IRS990ScheduleO/GeneralExplanation/Identifier	2	PRIMARY EXEMPT PURPOSE
IRS990ScheduleO/GeneralExplanation/Identifier	3	FIRST ACCOMPLISHMENT
IRS990ScheduleO/GeneralExplanation/ReturnReference	0	FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/GeneralExplanation/ReturnReference	1	FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/GeneralExplanation/ReturnReference	2	FORM 990-EZ, PART III
IRS990ScheduleO/GeneralExplanation/ReturnReference	3	FORM 990-EZ, PART III, LINE 28
ReturnHeader/BuildTS	0	2016-02-24 21:20:13Z
ReturnHeader/Filer/EIN	0	314392641
ReturnHeader/Filer/Name/BusinessNameLine1	0	RURAL CARRIER'S PROVIDENT GUILD
ReturnHeader/Filer/NameControl	0	RURA
ReturnHeader/Filer/USAddress/AddressLine1	0	PO BOX 105
ReturnHeader/Filer/USAddress/City	0	MINSTER
ReturnHeader/Filer/USAddress/State	0	OH
ReturnHeader/Filer/USAddress/ZIPCode	0	458650105
ReturnHeader/Officer/AuthorizeThirdParty	0	true
ReturnHeader/Officer/DateSigned	0	2013-08-08
ReturnHeader/Officer/Name	0	DIANA HAUSFELD
ReturnHeader/Officer/Title	0	TREASURER/SECRETARY
ReturnHeader/Preparer/DatePrepared	0	2013-09-05
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine1	0	STROH JOHNSON & COMPANY LLP CPA'S
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine1	0	1201 DEFIANCE ST
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City	0	WAPAKONETA
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State	0	OH
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode	0	458951059
ReturnHeader/Preparer/Name	0	PATRICK J BUTLER CPA
ReturnHeader/Preparer/Phone	0	4197389661
ReturnHeader/Preparer/SelfEmployed	0	X
ReturnHeader/ReturnType	0	990EZ
ReturnHeader/TaxPeriodBeginDate	0	2012-07-01
ReturnHeader/TaxPeriodEndDate	0	2013-06-30
ReturnHeader/TaxYear	0	2012
ReturnHeader/Timestamp	0	2013-09-11T08:59:37-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990EZFacts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing

Assets: $390,051
Liabilities: $22,567
Net assets: $367,484
Revenue: $62,329
Expenses: $74,391
Net income: -$12,062

	Balance Sheet			Operations
Year	Assets	Liabilities	Net Assets	Revenue	Expenses	Net Income
2025Detailed filing. Detailed filing data is available for this year.	$1.71	$0.11	$1.60	$0.16	$0.72	$0.56
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$2.66	$0.16	$2.50	$0.55	$0.74	$0.20
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$2.85	$0.15	$2.70	$0.56	$0.61	$0.05
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$3.23	$0.14	$3.08	$0.67	$0.78	$0.11
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$3.42	$0.22	$3.20	$0.65	$0.77	$0.12
2016Detailed filing. Detailed filing data is available for this year.	$3.57	$0.25	$3.32	$0.62	$0.80	$0.18
2015Detailed filing. Detailed filing data is available for this year.	$3.76	$0.26	$3.50	$0.65	$0.73	$0.08
2014Detailed filing. Detailed filing data is available for this year.	$3.77	$0.19	$3.58	$0.67	$0.77	$0.10
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.	$3.90	$0.23	$3.67	$0.62	$0.74	$0.12
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.	$4.04	$0.24	$3.80	$0.66	$0.76	$0.10