Civic Intelligence

Rural Carrier'S Provident Guild

990EZ • Fiscal year 2016 • EIN 31-4392641

Jul 01, 2015 to Jun 30, 2016 • Filed on Aug 02, 2016

PO Box 105Minster, OH 45865-0105

(419) 501-2213

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

67th percentile

0.07x

Higher debt load relative to assets than 67% of similar nonprofits.

2016 filings • 501(c)8 • <$500k nonprofits • Source year 2016

Liabilities / Revenue

84th percentile

0.40x

Higher debt load relative to revenue than 84% of similar nonprofits.

2016 filings • 501(c)8 • <$500k nonprofits • Source year 2016

Net Margin

9th percentile

-28%

Higher net margin than 9% of similar nonprofits.

2016 filings • 501(c)8 • <$500k nonprofits • Source year 2016

Top Officer Pay

88th percentile

$3,444

Higher top officer pay than 88% of similar nonprofits.

Top officer pay equals 5.5% of source-year revenue.

2016 filings • 501(c)8 • <$500k nonprofits • Source year 2016

Asset Growth

27th percentile

-5.0%

Faster asset growth than 27% of similar nonprofits.

2016 filings • 501(c)8 • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

41st percentile

-3.8%

Faster revenue growth than 41% of similar nonprofits.

2016 filings • 501(c)8 • <$500k nonprofits • Annualized from 2015 to 2016

Assets

Down

$356,991

Down $18,949 (-5.0%) from 2015

Net Assets

Down

$331,980

Down $17,708 (-5.1%) from 2015

Liabilities

Down

$25,011

Down $1,241 (-4.7%) from 2015

Revenue

Down

$62,284

Down $2,491 (-3.8%) from 2015

Expenses

Up

$79,992

Up $7,195 (+9.9%) from 2015

Net Income

Down

-$17,708

Down $9,686 (-121%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2012: $403,893Liabilities 2012: $24,347Net Assets 2012: $379,5462012Assets 2013: $390,051Liabilities 2013: $22,567Net Assets 2013: $367,4842013Assets 2014: $377,083Liabilities 2014: $19,373Net Assets 2014: $357,7102014Assets 2015: $375,940Liabilities 2015: $26,252Net Assets 2015: $349,6882015Assets 2016: $356,991Liabilities 2016: $25,011Net Assets 2016: $331,9802016Assets 2017: $341,610Liabilities 2017: $21,808Net Assets 2017: $319,8022017Assets 2018: $322,569Liabilities 2018: $14,130Net Assets 2018: $308,4392018Assets 2021: $285,060Liabilities 2021: $15,028Net Assets 2021: $270,0322021Assets 2022: $265,938Liabilities 2022: $15,501Net Assets 2022: $250,4372022Assets 2025: $170,972Liabilities 2025: $11,280Net Assets 2025: $159,6922025

Highlighted filing

2016

Assets$356,991
Liabilities$25,011
Net Assets$331,980

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100K$50K$0-$50K-$100KRevenue 2012: $65,884Expenses 2012: $75,593Net Income 2012: -$9,7092012Revenue 2013: $62,329Expenses 2013: $74,391Net Income 2013: -$12,0622013Revenue 2014: $66,752Expenses 2014: $76,526Net Income 2014: -$9,7742014Revenue 2015: $64,775Expenses 2015: $72,797Net Income 2015: -$8,0222015Revenue 2016: $62,284Expenses 2016: $79,992Net Income 2016: -$17,7082016Revenue 2017: $64,569Expenses 2017: $76,747Net Income 2017: -$12,1782017Revenue 2018: $67,079Expenses 2018: $78,442Net Income 2018: -$11,3632018Revenue 2021: $55,891Expenses 2021: $60,761Net Income 2021: -$4,8702021Revenue 2022: $54,565Expenses 2022: $74,160Net Income 2022: -$19,5952022Revenue 2025: $16,006Expenses 2025: $72,186Net Income 2025: -$56,1802025

Highlighted filing

2016

Revenue$62,284
Expenses$79,992
Net Income-$17,708
Jump To
Filing Snapshot
Filing Period
Jul 1, 2015 to Jun 30, 2016
Signed
Aug 2, 2016
Return Version
2015v2.1
Gross Receipts
$62,284
Mission and Program Overview

Mission

This is a fraternal, death benefit organization in which membership is open to all regular, substitute rcr, rca, and ptf rural carriers and their spouses, who are under 56 years of age.

Program Services

DescriptionGrantsExpenses
THIS IS A FRATERNAL, DEATH BENEFIT ORGANIZATION IN WHICH MEMBERSHIP IS OPEN TO CARRIERS AND THEIR SPOUSES, WHO ARE UNDER 56 YEARS OF AGE. AN ELIGIBLE INDIVIDUAL WHO ELECTS TO JOIN SELECTS A BENEFIT CLASS. THE CLASS CHOSEN DETERMINES THE AMOUNT OF THEIR ANNUAL DUES, WHICH RANGES FROM 5 TO 50. THE 5 ANNUAL DUES MEMBERSHIP PRODUCES A MINIMUM BENEFIT OF 150 WITH A MAXIMUM BENEFIT OF 500. BENEFITS ARE GRADUATED UP TO THE 50 ANNUAL CLASS, WHICH HAS A MINIMUM BENEFIT OF 1,500 AND A MAXIMUM BENEFIT OF 5,000.--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
DIANA HAUSFELDTreas/SecretPT$3,444-$3,444
SUSAN ROBINSONPresident-$500-$500
JAMES TUCKERVice Preside-$200-$200
SHARON SWAIN3 Yr Committ-$170-$170
SUSAN TIFFANY2 Yr Committ-$170-$170
Filing and Contact Details

Filer

Filer Name
RURAL CARRIER'S PROVIDENT GUILD
EIN
31-4392641
Address
PO BOX 105, MINSTER, OH 45865-0105

Signing Officer

Name
Diana Hausfeld
Title
Treas/secretary
Phone
4195012213
Signed
2016-08-02
Discuss with paid preparer
Yes

Preparer

Firm
STROH JOHNSON & COMPANY LLP CPA'S
Address
1201 DEFIANCE ST, WAPAKONETA, OH 45895-1059
Preparer
Patrick J Butler CPA
Phone
4197389661
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8

Miscellaneous income 1,782 total 1,782

Form 990-ez, Part I, Line 16

Expenses advertising 100 office expense 3,394 conferences & meetings 15,699 insurance 200 bank charges 95 refund of dues 136 state representatives 985 telephone 269 total 20,878

Form 990-ez, Part II, Line 26

Death benefits payable 22,500 20,244 other payables 3,752 4,767

Form 990-ez, Part III

This is a fraternal, death benefit organization in which membership is open to all regular, substitute rcr, rca, and ptf rural carriers and their spouses, who are under 56 years of age.

Form 990-ez, Part III, Line 28

This is a fraternal, death benefit organization in which membership is open to carriers and their spouses, who are under 56 years of age. An eligible individual who elects to join selects a benefit class. The class chosen determines the amount of their annual dues, which ranges from 5 to 50. The 5 annual dues membership produces a minimum benefit of 150 with a maximum benefit of 500. Benefits are graduated up to the 50 annual class, which has a minimum benefit of 1,500 and a maximum benefit of 5,000.

Raw XML Appendix112 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BenefitsPaidToOrForMembersAmt052161
IRS990EZ/BooksInCareOfDetail/PersonNm0DIANA HAUSFELD
IRS990EZ/BooksInCareOfDetail/PhoneNum04195012213
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 105
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0MINSTER
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OH
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd045865
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0375940
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0356991
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-17708
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt02300
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0375940
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0356991
IRS990EZ/GrossReceiptsAmt062284
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt03319
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt057183
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0349688
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0331980
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0349688
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0331980
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt05.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt03444
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt1500
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt2200
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt3170
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt4170
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0DIANA HAUSFELD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1SUSAN ROBINSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2JAMES TUCKER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3SHARON SWAIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4SUSAN TIFFANY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TREAS/SECRET
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt33 YR COMMITT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt42 YR COMMITT
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt020878
IRS990EZ/OtherRevenueTotalAmt01782
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0THIS IS A FRATERNAL, DEATH BENEFIT ORGANIZATION IN WHICH MEMBERSHIP IS OPEN TO ALL REGULAR, SUBSTITUTE RCR, RCA, AND PTF RURAL CARRIERS AND THEIR SPOUSES, WHO ARE UNDER 56 YEARS OF AGE.
IRS990EZ/PrintingPublicationsPostageAmt0169
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THIS IS A FRATERNAL, DEATH BENEFIT ORGANIZATION IN WHICH MEMBERSHIP IS OPEN TO CARRIERS AND THEIR SPOUSES, WHO ARE UNDER 56 YEARS OF AGE. AN ELIGIBLE INDIVIDUAL WHO ELECTS TO JOIN SELECTS A BENEFIT CLASS. THE CLASS CHOSEN DETERMINES THE AMOUNT OF THEIR ANNUAL DUES, WHICH RANGES FROM 5 TO 50. THE 5 ANNUAL DUES MEMBERSHIP PRODUCES A MINIMUM BENEFIT OF 150 WITH A MAXIMUM BENEFIT OF 500. BENEFITS ARE GRADUATED UP TO THE 50 ANNUAL CLASS, WHICH HAS A MINIMUM BENEFIT OF 1,500 AND A MAXIMUM BENEFIT OF 5,000.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt04484
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt026252
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt025011
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt079992
IRS990EZ/TotalRevenueAmt062284
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MISCELLANEOUS INCOME 1,782 TOTAL 1,782
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPENSES ADVERTISING 100 OFFICE EXPENSE 3,394 CONFERENCES & MEETINGS 15,699 INSURANCE 200 BANK CHARGES 95 REFUND OF DUES 136 STATE REPRESENTATIVES 985 TELEPHONE 269 TOTAL 20,878
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DEATH BENEFITS PAYABLE 22,500 20,244 OTHER PAYABLES 3,752 4,767
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THIS IS A FRATERNAL, DEATH BENEFIT ORGANIZATION IN WHICH MEMBERSHIP IS OPEN TO ALL REGULAR, SUBSTITUTE RCR, RCA, AND PTF RURAL CARRIERS AND THEIR SPOUSES, WHO ARE UNDER 56 YEARS OF AGE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THIS IS A FRATERNAL, DEATH BENEFIT ORGANIZATION IN WHICH MEMBERSHIP IS OPEN TO CARRIERS AND THEIR SPOUSES, WHO ARE UNDER 56 YEARS OF AGE. AN ELIGIBLE INDIVIDUAL WHO ELECTS TO JOIN SELECTS A BENEFIT CLASS. THE CLASS CHOSEN DETERMINES THE AMOUNT OF THEIR ANNUAL DUES, WHICH RANGES FROM 5 TO 50. THE 5 ANNUAL DUES MEMBERSHIP PRODUCES A MINIMUM BENEFIT OF 150 WITH A MAXIMUM BENEFIT OF 500. BENEFITS ARE GRADUATED UP TO THE 50 ANNUAL CLASS, WHICH HAS A MINIMUM BENEFIT OF 1,500 AND A MAXIMUM BENEFIT OF 5,000.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART III
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990-EZ, PART III, LINE 28
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0DIANA HAUSFELD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREAS/SECRETARY
ReturnHeader/BusinessOfficerGrp/PhoneNum04195012213
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-08-02
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0RURAL CARRIER'S PROVIDENT GUILD
ReturnHeader/Filer/BusinessNameControlTxt0RURA
ReturnHeader/Filer/EIN0314392641
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 105
ReturnHeader/Filer/USAddress/CityNm0MINSTER
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OH
ReturnHeader/Filer/USAddress/ZIPCd0458650105
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0341454245
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0STROH JOHNSON & COMPANY LLP CPA'S
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01201 DEFIANCE ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WAPAKONETA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0458951059
ReturnHeader/PreparerPersonGrp/PhoneNum04197389661
ReturnHeader/PreparerPersonGrp/PreparationDt02016-09-19
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0PATRICK J BUTLER CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02016-09-26T16:16:33-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02015-07-01
ReturnHeader/TaxPeriodEndDt02016-06-30
ReturnHeader/TaxYr02015

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Filings